How to draw up a car purchase agreement yourself

Drawing up a car purchase and sale agreement

Any car does not last forever. Therefore, all car owners will someday be faced with the issue of selling and purchasing a car. Every car enthusiast should know how to independently draw up a car purchase and sale agreement. Moreover, since 2014, notarization of a transaction is not required by law. This makes it possible to save money spent on legal procedures when carrying out documentary support of the transaction.

Sample form of a car purchase and sale agreement. You can fill it out yourself

It seems that drawing up a car purchase and sale agreement does not contain anything complicated. Theoretically, everything is clear and simple, but in practice many contracts are drawn up incorrectly. The fact is that many car owners do not take into account the changes that occurred in 2013 in the procedure and rules for vehicle registration. In fact, there are certain differences from the previously adopted regulations for the preparation of documents.

And the main thing here is that now there is no mandatory condition for notarization of the authenticity of a document drawn up by both parties on the transfer of ownership of transport (Civil Code Art. 454; Civil Code Art. 163 clause 1). It can be drawn up on the basis of a standard contract in accordance with the requirements of Art. 454 Civil Code of the Russian Federation.

Standard execution of a car purchase and sale agreement and its features

Filling out a standard car purchase and sale agreement does not present much difficulty if you pay close attention to this issue. Russian legislation does not establish any strict requirements for the content and form of the agreement. It is still recommended to adhere to a generally accepted standardized template so as not to miss the main necessary details and conditions of the transaction being concluded. It provides minimal guarantees for the correct execution of the contract.

A bilateral agreement, written by hand and signed by both parties, has full legal force. However, if there are any doubts about the sincerity of the opponent or any additional terms of the transaction on his part, then it is better to resort to the participation of a third party in drawing up the contract - a lawyer who will act as a witness or a regulatory authority in the event of possible disputes arising after its conclusion. A lawyer's services cost a hefty sum, ranging from 1 to 2% of the car's sales price.

To officially formalize a contract for the purchase and sale of a car in accordance with the requirements of the law, it is necessary to draw up a so-called simple contract in writing or a purchase and sale form. A formal form written by hand or executed on a computer is examined by the parties and sealed with their signatures.

The contents of the document must convey the meaning of the transaction being made, which is defined in clause 1 of Article 454 of the Civil Code of the Russian Federation. According to this definition, a purchase and sale agreement is an agreement between two parties in which one of them undertakes to transfer to the other party the personal possession of a product (car) in exchange for a certain amount of money.

Video: Car purchase and sale agreement. How to fill out a purchase and sale agreement yourself

Where can I draw up a purchase and sale agreement?

The contract can be drawn up independently (by the seller and the buyer) and written by hand or on a prepared form.
You can register it legally with a notary, which will require additional costs.
You can fill out the DCP directly at the traffic police department.

To complete a transaction for the sale of a car between two individuals, you will need to have their passports and the vehicle's title and vehicle registration certificate. If a car purchase and sale agreement is drawn up between a private individual and an enterprise, then you will need the passports of the head of the organization or authorized representatives, powers of attorney, details and the seal of the institution.

In the event that a third party who is not the owner of the vehicle participates in the transaction as one of the parties, the name of the intermediary is not recorded in the title of the vehicle. In this case, the transaction being carried out will be legal if such an intermediary has the owner’s power of attorney to carry out trade operations with this vehicle, which must be properly formalized. A power of attorney from a private person is certified by a notary, and a power of attorney from an organization is certified by its official seal and the signature of the director.

The authorized person signs the contract on his own behalf, but he does not become the owner of the car upon purchase. The name of the principal is included in the technical passport of the car. In all cases, registration of purchased vehicles is the responsibility of the buyer. Moreover, it must be carried out at the traffic police within the next 10 days after the transaction is completed (Resolution of the PRF No. 1156 of November 12, 2012), whereas previously it was necessary to register the purchase 5 days after the execution of the contract.

If the parties to the transaction are two legal entities, then the details of these organizations are entered in the columns of the contract form describing the parties. The transaction is actually made between representatives of these institutions, who are authorized to perform this act on the basis of powers of attorney issued to them. The power of attorney must necessarily indicate the price, license plate number or make of the car being sold or purchased.

Please take into account the fact that after completing the purchase and sale agreement, the car must be registered with the traffic police. The fine for overdue registration of a car (10 days from the date of purchase or the validity period of the TRANSIT registration plate) for individuals ranges from 1,500 to 2,000 rubles, for legal entities - from 5,000 to 10,000 rubles. In addition, driving a car without registration is also subject to a fine - from 500 to 800 rubles.

Video: How to fill out a car purchase and sale agreement? Example, form, sample 2015

Detailed instructions for filling out a sample purchase and sale agreement form

A standard form for a car purchase and sale agreement can be downloaded right now. You can print it out and fill it out on your computer, or fill it out yourself with a pen.

We carefully fill out the fields given on the form and indicated with explanatory text, sequentially from top to bottom. First, the first line contains the name of the city where the transaction is made and the date it was completed. Further, in the initial clause of the contract, information about the parties entering into the transaction as seller and buyer is recorded. The following information about the individual is indicated here:

Details of the seller and buyer in the car purchase and sale agreement

Full name;
address of permanent or temporary registration;
passport data – series, number, date and place of issue of the document.

The left part of the form is reserved for the seller’s data, and the right part is for the buyer’s data. On other forms, the top paragraph is reserved for recording information about the seller, and the bottom paragraph is for filling out information about the buyer.

The second clause of the agreement concerns the subject of the transaction. Data about the car being sold is entered here. Information from the vehicle registration certificate is indicated here, namely:

Specify car details in the contract

type, make of vehicle and its model;
transit numbers (if available);
Vehicle VIN;
date of manufacture;
numbers of the power unit and chassis (if the chassis does not have a number, then “absent” is written in the corresponding line);
body color according to the automotive color palette specified in the registration certificate and its number;
information about the technical passport of the vehicle: series, document number, date and place of issue.

The obligations of the parties regarding the transfer and acceptance of the subject of the auction and monetary compensation are also indicated here.

The next item indicates the contract price of the car in digital terms and in words. In another form of a purchase and sale agreement, separate paragraphs indicate the obligations and responsibilities of the parties, the procedure for payment and dispute resolution, and the terms of the agreement. The final line of the form is the signatures of the parties, certifying the fact of transfer of transport and money to each other, unless otherwise agreed in the contract. Signatures are placed before the corresponding surnames with the initials of the representatives of the parties written at the bottom of the form.

After signing the vehicle's contract, you must issue a title. Check that there is free space in the title to make an entry about the new owner. The former owner of the car fills out six columns by hand, indicating the name of the owner, address, date of sale, and number of the sales contract. The signatures of the old and new owner of the car must be present.

The procedure for transferring car keys with PTS and STS in exchange for a sum of money is carried out after filling out and agreeing on all points of the DCP before signing it, unless a different procedure is discussed in it. After this, the drawn up agreement is signed by both parties. The date of signing the document is indicated below.

After drawing up and signing the contract, the buyer must carry out a technical inspection of the car if the diagnostic card has expired (this must be taken into account when writing the contract), then buy a compulsory motor liability insurance policy and register the car at the traffic police department. The buyer is given 10 days to purchase new insurance (Federal Law dated July 21, 2014 N 223-FZ (as amended on June 4, 2018)), or the former owner enters the new owner into the MTPL policy for the duration of the insurance. The buyer registers the car independently, without the participation of the former owner.

The most common mistakes when writing a car registration document

1. The form is partially printed and partially filled out by hand. This common error occurs due to the fact that the party preparing the text of the contract (mostly the seller) fills out his data on the computer, but leaves the columns concerning the other party blank and prints the form. Next, when meeting with the buyer, he enters his information manually. Such combination of text on the form is unacceptable; either a completely printed text or a completely handwritten document is required.

Video: Fraud when buying and selling a car

2. When filling out the form you should:

provide as much information as possible in all columns;
start entries from the very beginning of the column to prevent the possibility of subsequently entering inconsistent information. Place a dash in the remaining part of the column. Fill in several empty lines with a zigzag dash;

3. When drawing up a document by hand, the following is required:

exclude corrections and blots;
Notes should be taken with a blue ballpoint pen; writing with colored pens or black is not allowed.

4. The car purchase and sale agreement should be drawn up in three copies:

copy for yourself;
copy to the other party;
a copy to the traffic police for car registration.

Precautions when drawing up a car purchase and sale agreement

For those who are buying or selling a car for the first time, it would be a good idea to take the following precautions:

Be sure to check the car for arrest and restrictions before purchasing;
Be sure to check the car for collateral with the bank in the collateral register.
ask an experienced specialist to help you choose a purchase or hire an appraiser;
when purchasing a car with gas equipment, do not forget to request a document confirming its installation, without which there will be problems with registering the car with the traffic police;
if the car being sold was recently insured, the seller may ask the insurance company to recalculate the insurance in favor of another new car;
ask the other party for a receipt that there are no claims against you and draw up an act of transfer of the car with the participation and signature of two witnesses. They will be needed to record its technical condition at the time of transfer and resolve conflicts in the future if any malfunctions are discovered after purchase.

Rules for selling a car 2019

To know how to sell a car under the new rules, you need to remember a certain procedure, be attentive to details and take into account several nuances. We'll talk about this in our material.

Content

How to sell a car correctly under the new rules

To successfully sell a used car, pencil in 6 rules:

prepare a DCP (purchase and sale agreement) in triplicate: for yourself, the buyer and road inspectors;
check the documents for the car;
indicate your, the buyer’s and the car’s details in the contract using a computer or manually;
sign the contract and make sure that the buyer’s signature is there;
Give away a car and get money in return;
Prepare a tax return (if necessary).

Now let's look at each point in detail.

Preparation of copies of the agreement

New rules for selling a car make it possible to sell a car using DCT. The risks are minimal, the procedure is inexpensive - fill out the form in 5-10 minutes. There is no need to have the contract certified by a notary. The only thing is, for reinsurance, print out the vehicle acceptance certificate along with the DCP. This document will help prove that you actually handed over the car.

Experts do not advise drawing up a contract yourself - you may make mistakes or miss points. It is better to immediately download the current form online. Prepare 3 copies: leave one for the buyer, give the other to the traffic police (for re-registration), and keep the third for yourself. If only you have the contract, it will take a lot of time to justify yourself before the road inspector or even the court. For example, it will be difficult to prove that it was not you who drove at a speed of 150 km/h in the neighboring region.

Verification of documents

Make sure that you have all the documents on hand - PTS, STS, OSAGO policy, as well as a power of attorney if you are not the owner of the car. If the PTS is lost, you will spend time and money on restoration and eventually receive a duplicate - the transaction may not take place. It is easier with compulsory motor liability insurance and a certificate, but it will also take time.

If there is no space in the vehicle passport for a new entry, update the document before concluding the contract. If you do this through government services, you will save 30% of the fee: for issuing a new STS, making changes to the owner’s data, you will pay only 595 rubles. Or find out the traffic police details on the road inspection website, but then redoing the documents will cost more.

Registration of DCT

To register the sale of a car under the new rules, the seller must provide the traffic police with a passport, vehicle registration certificate and title. If you are not the owner of the car, the owner must write a power of attorney for you.

How to write

Fill out the contract form completely, preferably with a blue pen. Do not abbreviate words, write without errors or blots. Place dashes in empty columns.

What to write

Be sure to indicate the exact date of the agreement. Write down the mileage at the time of sale and the exact time when you handed over the car to the new owner - this way, protect yourself from a dishonest buyer or just a reckless driver who became the new owner of your iron horse. Display the technical features of the car, such as all-wheel drive. If the new owner tries to charge you money for non-compliance with the stated technical characteristics, you will have a document stating the opposite.

Where to apply

The safest way to arrange the sale of a used car in 2019 is to visit the traffic police department. Go to the MREO together with the buyer - you can issue a DCP and transfer documents for the car there. At the same time, you will check that the car has been registered again, and now it has a different owner.

What to expect

Often, new car owners take a long time to register their car. If the buyer does not re-register the car within 30 days, contact the road inspection. There you will submit an application to terminate the registration of the vehicle, because... don't know where it is. To draw up the document, grab your passport.

If the buyer does not show up, you can deregister the car. In this case, the car must be scrapped, and driving such a car is fraught with a fine.

Signatures in the contract

Make sure that the new owner of the car signs all copies of the contract. If you missed something, the traffic police may have questions. By signing, the buyer confirms that he bought your car and is now the legal owner. Your signature is a sign that you handed over the car and received the money. If there is no signature in at least one of the copies, the court may declare the transaction invalid. This will result in serious problems for you if the buyer of the car, for example, caused an accident and disappeared. He may claim that you forged his signature, and then you will not only get a “bucket” that needs to be repaired, but also problems with the law.

Receiving the money

The rules for buying and selling a car imply, of course, exchanging the car for money. As a rule, this happens in the following way: in the contract you specify the amount for which you are giving the car. Many sellers make it smaller than the real thing to avoid taxes. For example, a car cost 190 thousand rubles, and the seller writes 140 in the contract. Accordingly, when terminating the transaction, they pay the buyer less than it actually was. This is wrong, illegal, but happens often. Moreover, 99 out of 100 buyers will not go to prove that they bought a car more expensive than stated in the policy.

When you receive the money, place it in a small bag or other inconspicuous place. No one should know that you have a large amount of money on you.

Give the buyer the keys, MTPL policy (if it is still valid), PTS, STS, service book (if available). Ready!

Preparation of a tax return

First, let's figure out in what cases it is not necessary to draw up a declaration:

if the car has been owned for more than 3 years;
the price of the car when selling is 250 thousand rubles or less;
the car was sold for the same money as it was bought, or cheaper.

For example, you drove a car for 2 years, after which you sold it for 500 thousand. The difference between this amount and the established tax deduction of 250 thousand rubles will be taxed. We count:

500 – 250 = 250 tr.

In your tax return you indicate:

car make, model
body type
state number at the time of sale
year of issue
your full name

You fill out the tax return and submit it to the Federal Tax Service from January 1 to April 30 of the year following the year of sale of the car. So, if you sold the car on August 15, 2017, you submit the declaration no earlier than 4 months later.

Attach the declaration to the declaration and a certificate from the road inspection, which contains information about the car and the transaction amount.

According to the tax payment receipt, pay the amount indicated in the declaration to the bank no later than July 15 of the year of filing the declaration.

The rules for selling a car also include the seller’s confidence in the cleanliness of the car - external and legal.

You can check your car online using the Autocode service. The report may reveal problems you weren't aware of. For example, you will see information about the seizure, the date the car loan was issued. Or you will find out that the previous owner has several fines, the mileage is incorrect, or the car has been stolen.

If the car’s history is “clean”, show the results of the online check to the buyer. This will build trust in you and the car, and will also help sell the car for more money.

If you don’t have time to visit a car service center and find out the technical condition of the car, involve an on-site inspection “Autocode”. You can do this shortly before meeting with the buyer. Leave a request on the website or in the mobile application, then tell the specialist a convenient place and time for the meeting.

The on-site technician will assess the condition of the suspension, engine and other components, check the geometry of the body, paintwork, and analyze the operation of the battery and sensors. A specialist will definitely evaluate the interior and look for signs of twisted mileage or exploded airbags. The technician will also drive the car for several hundred meters and thus check for problems in the chassis, steering, and brake system. The price of a detailed inspection using professional equipment is from 2,600 rubles.

The rules for selling a car are the same for everyone. A conscientious seller will make sure that the buyer has a positive opinion about the previous owner of the car. If you don’t know about any problems, and the new owner of the car realizes that he bought a “bucket”, he will blame you for deception. Or the buyer will be dishonest and say that he discovered repainted parts after an accident, although he himself became a participant in it. Make sure that the car has no pitfalls and that it is technically sound. And then sell with a clear conscience.

Drawing up a car purchase and sale agreement

The DCT is a document that confirms ownership of a vehicle, so the procedure for drawing up a car purchase and sale agreement in 2019 deserves special attention. You will learn from this article whether it is possible to draw up a sales contract yourself and how to do it correctly, as well as the procedure for selling a car and registering it with the traffic police.

The procedure for selling a car by an individual in 2019

According to paragraph 1. Art. 454 of the Civil Code of the Russian Federation, the conclusion of a purchase and sale agreement obliges the seller to transfer the car to the buyer in exchange for the amount of money specified in the agreement. Ownership is considered transferred to the buyer at the moment when the seller hands him the keys to the car.

The ownership right of the acquirer of a thing under a contract arises from the moment of its transfer, unless otherwise provided by law or contract.

clause 1 art. 223 Civil Code of the Russian Federation

Along with the car, the seller also transfers to the buyer all related documentation in accordance with clause 2 of Art. 456 of the Civil Code of the Russian Federation. A vehicle passport, as well as a registration certificate, will be needed later so that the new owner can register the car under the purchase and sale agreement with the traffic police.

The seller must put his signature in an empty space in the title, in the “signature of the previous owner” column, otherwise the car will not be re-registered. The signature must be made with the same pen as on the contract.

The new owner is obliged to re-register the car within 10 days from the date of conclusion of the purchase and sale agreement in accordance with clause 6 of Order of the Ministry of Internal Affairs of Russia dated June 26, 2018 N 399. If you are not familiar with the car registration process, the step-by-step instructions in the article “Rules for registering a car” will help you to the traffic police in 2019.”

It is very important to correctly draw up a car purchase and sale agreement between individuals, because Without this document, the new owner will not be able to register the car with the traffic police.

How to properly draw up a car purchase and sale agreement yourself

In order for a contract drawn up independently to have legal force, it is necessary to follow certain rules for executing a transaction for the purchase and sale of a car in 2019:

1 Data accuracy. Record all data accurately. Even one incorrectly specified number from the car registration certificate makes the contract invalid.

2 Correct design. One of the conditions for how to correctly draw up a car purchase and sale agreement is compliance with registration standards. It can be completely printed or completely filled in by hand (with plain dark ink). There should be no corrections or omissions in the contract; all fields must be filled out.

If you decide to print the agreement on a computer, do not forget to sign your signatures after printing. You can fill out the PrEP form online or download it from this article.

As for whether it is possible to draw up a contract for the sale and purchase of a car yourself, by law it does not require notarization. However, according to paragraph 2 of Art. 163 of the Civil Code of the Russian Federation, the purchase and sale agreement can be notarized at the request of the buyer and seller:

Notarization of transactions is required:

1) in cases specified in the law;

2) in cases provided for by agreement of the parties, at least by law, this form was not required for transactions of this type.

clause 2 art. 163 Civil Code of the Russian Federation

If it seems to you that you will not be able to draw up a contract for the sale and purchase of a car yourself, you can always turn to a lawyer for help. A specialist will help you draw up a contract so that all important conditions for you are met.

Nuances of filling in video format

Registration of a car in the traffic police under a purchase and sale agreement

The procedure for registering a car with the traffic police was greatly simplified with the introduction of Ministry of Internal Affairs regulations No. 605 in 2013. Now, when selling a car, there is no need to deregister it; the responsibility to register the car passes to the new owner.

The new rules also affected the re-registration of a car without an owner under a purchase and sale agreement. After the conclusion of the DCT, the former owner does not participate in the registration of the car. The new owner must register the car himself, providing a purchase and sale agreement as proof of ownership of the car.

Registration of a car purchase and sale agreement

In accordance with paragraph 1 of Art. 131 of the Civil Code of the Russian Federation, transactions relating to real estate are subject to state registration.

The right of ownership and other real rights to immovable things, restrictions on these rights, their emergence, transfer and termination are subject to state registration in the unified state register by the bodies carrying out state registration of rights to real estate and transactions with it. The following are subject to registration: the right of ownership, the right of economic management, the right of operational management, the right of lifelong inheritable possession, the right of permanent use, mortgage, easements, as well as other rights in cases provided for by this Code and other laws.

clause 1 art. 131 Civil Code of the Russian Federation

In the case of selling a car, neither state nor notary registration of the DCT is required.

How to purchase a used car: general transaction procedure

Purchasing a car is certainly a pleasant event, but quite troublesome, especially if we are talking about a used vehicle. In this case, you need not only to approach the choice of car with special attention, but also to formalize the transaction correctly. Let's look at all the features of the procedure.

Content

Buying and registering a used car: preparing for the deal

Buying and selling used cars is a very common transaction today. However, many people have questions about how to properly fill out the necessary papers. If this is your first time deciding to buy a car second-hand, you need to approach the issue with all seriousness. Once you have found the right vehicle, you need to clearly agree on the main points of the transaction. This will save you from surprises and conflicts at the next stages of registration. Discuss:

price;
form, procedure and terms of payment;
replacing or maintaining license plates and insurance;
deadlines for handing over keys.

The seller may raise the question of making an advance payment, but only you can decide whether you agree to this or not. This situation is regulated by Article 487 of the Civil Code of the Russian Federation.

Additionally, before you move on to signing the papers, it is important to check the vehicle's history. Almost all the necessary information is contained in the vehicle passport (PTS). It records:

information about former owners;
year of manufacture, license plate number, VIN code, body number;
technical characteristics of the vehicle.

Please pay special attention to the fact that the seller is required to provide you with the original PTS upon registration. If he only has a copy in his hands, this is a reason to think about it. Of course, you shouldn’t immediately panic and refuse to purchase, but in this case you need to approach checking the car with special care. It's very easy to do this today. For example, you can use the Autocode service. Based on the license plate number or VIN code, the system will provide a detailed history of the car and will allow you to verify the “cleanliness” of the vehicle purchased second-hand without wasting extra time.

Don’t forget to check the license plate data from the PTS with the real data of the car before completing the paperwork, and also look at the service and warranty books.

By the way, you can now buy a car second-hand both with license plates (you can change them later if you wish) and without. There is no longer any need to deregister it (with the exception of sales abroad). And transit numbers are no longer required either, which simplifies the procedure.

How to register a used car when purchasing: drawing up an agreement

After all the checks are completed, the time comes for the most important stage of the transaction - preparing the papers. Let's figure out what documents to fill out when buying a used car. First of all, this is a purchase and sale agreement. As with any paper business, there are some subtleties here. First, let's look at what data must be included in the document:

date and place of signing;
passport details of the seller and buyer;
full car and title data;
absence of encumbrances;
method and terms of payment, as well as transfer of the vehicle.

All lines in the contract must be completed. If any of them are left blank, add dashes. This will protect you from entering data into it without your knowledge.

Additionally, you can draw up an act of acceptance and transfer of the car, which records the fact of transfer of the vehicle and its condition at that moment, and also confirms that the parties have no claims against each other. Here you need to specify the date and time of transmission. This will insure you, for example, against paying fines for the previous owner.

You need to fill out the papers in three copies: one remains with you, the second with the seller, and the third will be necessary to register the car with the traffic police. It is not necessary to have them certified by a notary. However, you can still turn to him to certify the legality, including the right of both parties to commit it (clause 1 of Article 163 of the Civil Code of the Russian Federation). This is true, for example, in the case when the car is pledged to the bank. If you have any doubts about this, please refer to Part 2, Section 4, Chapter 30, Paragraph 1 of Article 454 of the Civil Code of the Russian Federation.

Another common option is to issue a general power of attorney with the right to sell. This method is usually chosen to reduce costs (both time and money). The principal (owner) transfers the rights to the car to the buyer, while the vehicle remains his property (see Article 185 of the Civil Code of the Russian Federation). It is important to remember that by agreeing to this type of transaction, you are taking a certain risk. The owner can revoke the power of attorney at any time or demand money for the car in case of sale. Problems also often arise in the event of the death of the seller or his recognition as incompetent (ownership in this case passes to the heirs). We advise you to study the situation very carefully.

Procedure for registration of PTS

When the procedure for registering a contract for the purchase of a car in person is completed, it is necessary to make a new entry in the vehicle passport. Be careful when filling it out and write legibly! You need to enter:

date of purchase;
number of the document confirming ownership and date of registration;
signatures of the seller and buyer.

Please note that if one of the parties to the transaction has the status of a legal entity, the signature must be certified by a seal.

If there is no free space left in your passport (this happens infrequently, but it happens), you will have to go with the seller to the traffic police to get a new one. The inspection staff will replace the document (all data will be checked against the electronic database) and re-register the car.

This concludes the process of purchasing a used car. After making an entry in the PTS, the money is transferred. It is better to transfer funds by bank transfer (unless another method was initially agreed upon). In this case, the fact of the transfer will be additionally recorded, which will protect the buyer.

Handing over the keys and passing the technical inspection

Once the financial and paper issues are settled, the seller hands over the keys to the vehicle. Along with them, you should have the following documents in your hands:

purchase and sale agreement (in two copies);
acceptance certificate (if you still decide to sign it);
PTS registration certificate.

If your used car does not have a valid diagnostic card, your next step will be to undergo a technical inspection. This can be done with any operator of your choice, the main thing is that it is accredited by the Russian Union of Insurers. You can find and check it in the GTO Register. Only after this can you issue an MTPL policy.

Preparation of documents for used car insurance

Buying a used car secondhand does not necessarily require maintaining a compulsory motor liability insurance policy. According to the established procedure, if you buy a car without insurance, you must obtain it within 10 days after the purchase and sale transaction is concluded. At this time, you cannot be fined for its absence, but if you get into an accident and are found to be at fault for the accident, you will have to pay compensation out of your own pocket. Therefore, do not delay in applying for a policy!

You can also negotiate with the seller to keep your current insurance. In this case, you will need to visit the insurance company together to re-issue the papers. For the unused insurance period, compensation is provided to the ex-owner.

Registration with the traffic police

It is also required to register the purchased car within 10 days after the purchase of a used car is completed. This can be done at any traffic police department at your location. In this case, you will have to pay state fees for:

issuance of registration plates;
making changes to the vehicle registration certificate;
registration in PTS.

Remember that in this case, delay threatens with fines: from one and a half to two thousand rubles for violating the deadlines, 500 rubles for driving an unregistered car, and for a repeated violation they may even be deprived of their rights. This completes the purchase of a second hand car. All that remains is to receive the documents. You should have in your hands:

registration certificate;
PTS with appropriate notes;
registration plates (if you are registering new license plates).

Now you know how to purchase a used car . As you can see, it's not that difficult. Good luck!

How to register the purchase and sale of a car?

Good afternoon, dear reader.

In this article we will talk about how to sell a car correctly, i.e. complete a purchase and sale transaction .

Previously, a sample car purchase and sale agreement was published on pddmaster.ru, but some features of the transaction remained behind the scenes. These are the ones we will talk about today:

How to sell a car correctly?

The process of transferring ownership of a car consists of the following stages:

The seller and buyer should verbally discuss all the details of the transaction so that each party understands what is what. For example, at this stage you need to agree on the cost of a car, etc.
Filling out a car purchase and sale agreement (example and form - here).
Filling out a vehicle passport (PTS).
Transfer of money.
Car transfer.
Transfer of documents.
Registration of the car with the traffic police by the new owner.

Let's take a closer look at those stages of buying a second hand car that usually raise questions.

1. Preparing to hand over the car

In 2019, the seller should not deregister the car with the traffic police, i.e. No special preparation is required for buying and selling a car.

The only situation that needs to be taken into account is the lack of free space in the vehicle. If there is not a single free field left in the title to record a new owner, then the seller must obtain a new title from the traffic police. Only after this can the car be sold. Otherwise, the buyer may have problems registering the car.

If you act as a buyer, then check in advance whether there is free space in the vehicle title.

2. Drawing up a purchase and sale agreement

The execution of a purchase and sale agreement is discussed in detail in a separate article:

Just fill out the form electronically and print it in 3 copies.

3. Filling out the PTS when registering the purchase and sale of a car

Currently, vehicle passports have 6 sections for entering information about different owners. When registering the purchase and sale of a car, you should select the next empty “window” and enter information in the following columns:

Please note that all fields starting with the words “Vehicle Registration Certificate” are filled in by traffic police officers, i.e. There is no need to enter additional information into the PTS.

4. Transfer of money

The buyer transfers money to the seller, which the seller makes a note about in the purchase and sale agreement.

5. Car transfer

The seller gives the buyer the keys to the car and makes a corresponding note in the contract.

6. Transfer of documents

The seller provides the buyer with the following documents:

PTS,
2 copies of the purchase and sale agreement (for the buyer and the traffic police, the third remains with the seller),
vehicle registration certificate,
diagnostic technical inspection card.

The car must also have license plates (including transit numbers).

In principle, the seller’s work is finished and he can go home. Although, in case of any surprises, it makes sense for the buyer and seller to exchange phone numbers.

7. Registration of a car with the traffic police when purchasing second-hand

First, the buyer needs to examine the diagnostic technical inspection card and find out its validity period. If the card is valid for at least one more day, then based on it you can buy an MTPL policy from any insurance company.

If the diagnostic card is expired, you will first have to undergo a technical inspection, and only then will you be able to purchase an insurance policy.

Once the buyer has a compulsory motor liability insurance policy in his hands, he can easily register the car with the traffic police. More detailed information on registering a car is provided in a separate article:

Note. 10 days to undergo technical inspection, purchase compulsory motor insurance and register the car with the traffic police . If you do not meet this deadline, you may receive a fine for violating the registration deadlines.

After this, the registration of the purchase and sale of the car can be considered completed and you can use the car without any claims or fines from the traffic police.

And finally, I suggest you watch a funny video about a car that is time to sell: