I bought a seized car, what should I do?
What to do if a purchased car is seized
Most car owners quickly answer the question of what to do if they bought a car and it is under arrest. However, of all the respondents, only a few generally understand the concept of “arrest.” The rest only heard somewhere and sometime that such a situation could arise. “Arrest” is an ambiguous concept. Not every official fully understands how, when, and in what form it should be used. Therefore, it is worth examining this issue in more detail.
What does the term “vehicle arrest” mean?
A car seizure is a type of property seizure. In other words, the seizure of a vehicle limits the owner’s rights to use the car.
At first glance, the above formulation does not pose any particular difficulties for perception. However, car seizure is one of the most confusing legal areas because this type of punishment is applied by different authorities and, accordingly, is regulated by different legislative acts.
Which authorities can seize a vehicle?
Any car can be simultaneously considered:
- an object of increased danger, which requires compliance with strictly defined rules of design and use;
- property that has a high value, which can be used to ensure various compensations and obligations.
Based on the above definitions, the following government agencies can impose restrictions on a car:
- Bailiff service and courts at various levels;
- traffic police;
- investigative authorities;
- customs departments and tax inspectorates.
What does arrest of a vehicle mean?
Restricting a vehicle in the form of a seizure can have various consequences. In this situation, very often even officials confuse the levels and types of sanctions applied.
The thing is that with the concept of “arrest” many motorists generalize several completely different penalties:
- detention of a vehicle;
- ban on exploitation;
- restriction of any registration actions.
Since only the last point relates to the topic under discussion, and the drivers themselves call it an “arrest,” let’s look at it in more detail.
Limitation of registration actions
Restriction of registration actions in other words is called arrest of the right to any type of property disposal. Each of these concepts means the same thing - the imposition of a restriction, and sometimes a ban, on the owner’s right of ownership in relation to his vehicle. In this case, the owner cannot carry out a single registration operation with the car, or even undergo a technical inspection.
The imposition of arrest sanctions occurs through a court order and only after notification of such a decision by traffic police officers.
However, there are several exceptions when a ban can be imposed without a court decision.
- Damage to vehicle identification plates. In this situation, the traffic police independently decides on the imposition of sanctions.
- Execution of a court decision by executors (not for all cases).
- Raids carried out jointly by the FSSP and the State Traffic Safety Inspectorate to identify persistent fine defaulters.
Most cases of seizure of a car are related to the financial component.
This measure can be used as:
- coercion to pay existing debts;
- provisional procedure of courts on issues related to property disputes;
- problems due to seizure sanctions on the buyer’s car.
Problems associated with the seizure of a car may arise not only for the owner who was at fault. There are often cases when the newly minted owner of a problem car suffers from sanctions.
The main reasons why a new vehicle owner faces seizure are:
- ignorance of the former owner of the car about the imposed sanctions;
- dishonesty of the car seller;
- mistakes by officials.
In the first case, when the old owner is subject to certain obligations or penalties for payments, he may not even be aware of it. Most often, this situation arises when receiving a fine from an automatic system for recording violations. The second option is if the car is resold by resellers and it has not been registered.
If the transaction was concluded with a seller who did not know about the imposition of encumbrances, then through joint efforts the arrest can be lifted very quickly and without unnecessary complications. When the transaction was carried out through a reseller, the chance of finding the former owner and trying to come to an agreement with him was reduced to zero.
The most difficult case will be when the former owner knows about the seizure of the car and, by selling it, tries to shift the problem to another person.
In such a situation, dishonest car owners disappear immediately after signing the contract in the best traditions of the world's magicians. But the buyer can only spend a long time knocking on the thresholds of various authorities in search of justice and return of the amount spent.
How to find out if a car is under arrest
Before you purchase a vehicle, you must perform a penalty check. This can be done online using free access to open databases on special websites.
These are the resources:
- State Road Safety Inspectorate—State Traffic Safety Inspectorate;
- Federal Bailiff Service - FSSP;
- Federal Notary Chamber.
However, even performing these steps will not give a 100% guarantee of the “cleanliness” of the car. The problem is that when the judiciary makes a decision, the data is entered into the database only after several weeks. According to the latest resource, not all credit organizations and banks provide data to the database.
How can you solve the problem of vehicle seizure if you are a buyer?
Since 2013, when the law simplified the purchase and sale procedure as much as possible, transactions of this kind have become possible to carry out in a free form and without the participation of the traffic police. That is, during the re-registration of the car, the presence of the previous owner became optional.
This decision has many positive aspects. However, it allowed unscrupulous sellers to become more active.
If the purchased car is seized, there is no need to panic. There are many different ways to solve problems. True, most of them will require trouble and time.
What not to do when buying a car
First of all, it is worth mentioning a few simple rules, using which you can minimize the risk of buying a car burdened with sanctions.
It is imperative to conduct a full check of the legal purity of the purchased vehicle. There is no need to make exceptions even when the seller reduces the price as much as possible and asks to complete the transaction as soon as possible.
The transaction must be formalized as strictly and competently as possible. The contract must contain a clause stating the absence of restrictions. In addition, the agreement itself must be accompanied by a financial receipt and an acceptance certificate.
The fields in the contract intended for signatures must be filled out on all pages. Signatures must be handwritten and correspond to the sample found in the civil passport.
Particular attention should be paid to the moment if the purchased car has already been owned by several owners. In this case, you need to question the owner in detail, study the title and carefully read the database data on online services.
There is no need to be shy, and it is better to ask the seller for permission from your spouse, if you have one. It will be very suspicious if the owner offers an increased discount instead of a document.
You should avoid dubious sales schemes: by proxy or through resellers who do not have contacts of the old owners.
Deliberately underestimating the transaction amount is a step that cannot be taken, because according to a court decision, what is specified in the contract is paid.
Be sure to keep current contact details of the old owner of the car.
It is ideal if the owner is personally present at the traffic police during re-registration.
If the purchased car has encumbrances, and the seller has notified about this, then the terms of the sanctions must be fully described in the contract.
Options for solving the problem of arrest sanctions
To resolve the problem with a seized car, the buyer has the following options:
- force or ask the former owner to address this issue;
- apply to the court and, based on its decision, remove the seizure from the vehicle;
- terminate the contract.
You have the right to use any of the above methods. The main thing is that your actions are timely and legal.
What to do if your car is seized by a bank?
To achieve justice, in this case it is worth resorting to the help of lawyers or an experienced legal representative, because the solution to such an issue can turn in any direction.
To open a case, it is enough to apply to the court to remove sanctions from personal property.
The basis for such an appeal is Article 352 of the Civil Code of the Russian Federation, which gives the buyer a chance to challenge ownership. The success of the case is possible if the court recognizes the transaction as a bona fide purchase by a person who did not know about the encumbrances of the car at the time of its sale. However, the buyer himself will have to prove the above fact and it is extremely difficult to do this on his own. This is where you will need the help of a lawyer.
In addition, the moment of imposing restrictions is also important in this matter.
- If the arrest came into force several days after the agreement was signed, then the matter will be resolved positively.
- If the seizure occurred before the purchase of the car, then winning in court becomes problematic.
If the arrest is an interim measure of judicial proceedings
If the car has become the subject of any property dispute, then, based on a court decision, temporary restrictions may be imposed on it, which last until the final decision is made. What to do if a car is seized by bailiffs?
This kind of arrest is imposed only by a special court order, which can be canceled or appealed. However, the course of action will depend on the status of the person in the case.
- If the property dispute does not concern the buyer of the car, then the restrictions can be lifted in accordance with Article 442 (clause 2) of the Code of Civil Procedure of the Russian Federation. In this case, the case will be considered in a separate proceeding and all parties must take part in it.
- If the buyer is a party to a legal dispute, then the seizure can be canceled under Article 144 of the Code of Civil Procedure of the Russian Federation. In this case, the decision will be made in the main proceedings.
The latest solution to the problem of car seizure
If all efforts made to remove sanctions from the vehicle remain in vain, then all that remains is to begin the procedure for terminating the contract. If the transaction was completed according to all the rules and the contract contains a clause regarding the absence of encumbrances, then the court takes the buyer’s side.
How to sell a seized car
Selling a seized car is not easy. There are several ways in which such a vehicle can be realized. Let's talk about them.
Is it possible to sell a car that is seized?
A vehicle may end up under arrest by bailiffs for a number of reasons. In particular:
- due to debts on loans, alimony, utility bills, traffic police fines, etc.;
- during divorce proceedings, if both spouses claim ownership of the car, and the case is resolved in court;
- if the car is involved in a criminal case in one way or another.
In accordance with the current legislation, it is impossible to sell a car that is in the possession of bailiffs. The owner of the seized property is deprived of the right to dispose of it at his own discretion. However, there are several ways to legally sell a vehicle that is under arrest by the court.
How to sell a seized car
Option 1. Sale by general power of attorney
The owner of the seized car issues a general power of attorney for the buyer, who will use the car while the seller resolves his problems with debts. After the restrictions are lifted, the power of attorney is canceled and the buyer goes through the procedure of state registration of the vehicle with the State Traffic Safety Inspectorate. If the debts cannot be sorted out, the money received for the seized car will have to be returned, since the new owner simply will not be able to register it, and accordingly the car will not be able to be used legally.
Option 2. Sell the seized car to one of the companies involved in the purchase of such vehicles
The advantage of this method is that the car will be bought quickly, and the owner will not have to waste time going to bailiffs and other authorities - the buying company will handle the process of removing the seizure from the car. Flaws:
- the amount offered for the seized vehicle will most likely be below the market price;
- It is unlikely that you will be able to sell a seized car that has been in use for 10 years or more (companies involved in vehicle repurchase are no longer interested in such cars, since it is difficult to resell them later).
Option 3. Sell the seized car for parts.
Far from the best option. Firstly, this method of selling used vehicles will take a lot of time. Secondly, remember that according to the law, the owner of a seized vehicle is responsible for its safety. Concealment or embezzlement of property that is under arrest is punishable criminally (in accordance with Article 312 of the Criminal Code of the Russian Federation - this can be a large fine (up to 500 thousand rubles)), forced labor and even imprisonment for up to 2 years years).
How to check a car for arrest
You can check your car for arrest by bailiffs through the all-Russian Internet service “Autocode”. Just enter your VIN code or state license in the search field on the main page of the site. vehicle number. Within 5 minutes, the system will issue a detailed report with the history of the car, which, among other information, will contain information about whether the car has been seized or not.
If the vehicle is seized by the court, it is best to find out the reason for its imposition and try to remove this restriction.
How to remove a lien from a car
To lift an arrest imposed by bailiffs, you must:
- find out the reason for the penalty (this can be done at the traffic police or at the FSSP);
- pay off existing debts;
- contact the bailiff service with an application for lifting restrictions and receipts for payment of debts;
- wait for the relevant resolution to be issued.
How long does it take for a vehicle to be seized?
If the payment was made directly to the bailiffs, the arrest will be lifted immediately. If through a bank, it will take up to three days to complete the payment. After this, it is better to visit the FSPP again and ask for a copy of the resolution in order to personally take it to the traffic police, since sending documents from the bailiff service by mail will take up to two to three weeks.
If you think that restrictions on the car were imposed illegally, you can try to remove the seizure from the car through the court.
What do experts think about the sale of seized cars?
Ivan Shevelkov, specialist at the Higher Instance legal center:
“The seizure of a car implies a ban on performing registration actions, thus, despite the existence of a purchase and sale agreement in the traffic police, the registration actions will be refused, and a vehicle registration certificate will not be issued to the buyer. Thus, the purchase and sale agreement for a seized vehicle cannot be executed until the seizure is lifted.
If for some reason the transaction goes through, the creditor (at whose request the restrictions were imposed) has the rights of a mortgagee in relation to the specified car, foreclosure may be brought on the car.
To remove the seizure from a car, it is necessary to eliminate the reasons for which it was imposed (for example, to execute a court decision to collect funds).
If the arrest was imposed after the purchase and registration of the car on the buyer, and the latter did not know about it, there is a chance to lift the arrest in court, proving that the buyer is in good faith and did not know or could not know about the restrictions.”
I bought a car, but it is in the custody of bailiffs - what to do?
Why can a car be seized and what to do with such a purchase?
Some not entirely conscientious car sellers are trying to solve their financial problems at the expense of others.
By selling seized equipment, they try to shift their financial problems onto the buyer.
How to avoid such an unpleasant and wallet-threatening situation, and also how to get out of it if you do manage to purchase such a car, read on.
In order to understand what you will have to deal with and how to find a way out of the situation that has arisen after purchasing a car that has been seized, you need to know why and under what circumstances a car can be seized.
The most common reason for seizure is delinquency on a car loan . If the seller purchased the car on credit, and he had or has a debt to the bank, which the bank does not pay, the car will be seized.
Even if the former owner repaid the debt in full on time, but he had a debt for more than three months and the bailiffs seized it, he will have to contact the traffic police to remove it. If he did not do this, the arrest will continue to hang and will pass to the buyer.
If the seller does not provide the buyer with a genuine PTSku , but issues a copy, this is a reason to think about it. The owner can make a copy, but the bank will not issue the original. When issuing a car loan, the title remains with the bank until the loan is repaid.
Also, the car may be seized if the owner has debts on taxes, alimony, or has an unpaid consumer loan from the bank.
What to do if you bought a car and it’s in custody
If you are unlucky and you purchased a car that is under arrest, do not panic. Even if you didn’t immediately notice the catch, this is not a reason to give up.
The first thing you need to do is contact the previous owner. His address can be found out from the reseller or directly at the address that was indicated in the documents at the conclusion of the transaction. Perhaps the former owner does not even realize that his car has been seized.
The former owner will only need to write a statement to the traffic police and the arrest will be lifted.
It’s another matter when the owner deliberately, for the purpose of deception and personal gain, sold a car that was under arrest. Proving fraud in this case will be difficult, given that in Russian legal practice there are practically no precedents for this type of fraud.
Attempts to reach an agreement with the bailiffs or with the former owner (seller) in such situations do not give the desired result. The problem is further aggravated by the fact that after the transaction is terminated, the car automatically ends up in a parking lot and is handed over to the creditor of the former owner of the car.
That is, in fact, you won’t see the car, but you can try to get your money back, or at least part of it.
How to get your money back
Until the lien is lifted, you will not be able to register the car, but you can use the purchase agreement to get your money back. In accordance with the Civil Code of the Russian Federation, a contract can be terminated if the object of the transaction, for good reason, does not suit the buyer, or the seller has sold an item that does not belong to him.
demand money from both the former owner and the reseller from whom you purchased the car. According to Article 461 of the Civil Code of the Russian Federation, the seller is obliged to compensate for losses if the buyer did not know that third parties have rights to the object of the transaction.
In fact, the sale of a seized car is the sale of stolen property, since in fact, the car belongs to the creditor (the one to whom the previous owner owes money) and, in theory, it should be considered that way in court. Unfortunately, judges do not always consider the sale of a seized vehicle from this perspective.
No matter how bitter and pathetic it may be, if the car is under arrest, it is necessary to terminate the purchase and sale agreement and demand the return of money from the reseller or the previous owner. The court should indicate that you should be paid not at market value, but at the price that was specified in the purchase and sale agreement.
It is better to entrust such matters to a professional lawyer. But even a first-class specialist does not guarantee a return of the money paid. Since the former owner whose car is seized usually does not have money to pay you.
The car can be claimed as payment for a debt only after the former owner pays off his former creditor, who seized the car. Only after this will you be able to claim the car as payment for the debt.
By filing a claim in court, you thereby initiate a re-seizure of property, but only in your favor. However, it is too early to count on such a happy outcome; it all depends on the amount of debts that the previous owner has.
The car is under arrest by the bailiffs, what to do?
If the bailiffs seized the car for debts
Bailiffs usually seize a car for large debts. These include debt on bank loans, child support, and taxes. A lien is placed on a car that is pledged to the bank until the loan for it is repaid.
What to do when a car is seized?
First you need to find out the reason for such actions on the part of the bailiffs. You can find out why your car was seized by contacting the bailiff service. Usually, when a car is seized, its owner receives a copy of the decision to initiate enforcement proceedings against him. It states the reasons why the judicial authority made such a decision.
Any seizure placed on the vehicle can be lifted. If you can’t resolve the issue with the bailiffs, go to court. In any case, you will have to be patient and work hard.
The most common reasons for a car being seized
- The bank has exhausted all possibilities in trying to get the debtor to pay the consumer loan. The financial institution goes to court. In accordance with the court decision, the debtor's car will be seized.
- Debts to pay child support, proven in court. The car will be seized until the debtor pays the required amount.
- During a divorce, the car is subject to division as movable property, so it may be seized.
- If, during the import of the car into the territory of the Russian Federation, its owner did not complete or incorrectly completed the necessary documents.
- Unknowingly, the pawned car was purchased from fraudsters using forged documents.
In what cases is it impossible to seize a car?
Bailiffs, without fully finding out all the circumstances related to the car, can arrest it. But performers do not always have the right to do this.
- A car cannot be seized if it is driven by a person with a disability.
- The car does not belong to the debtor, but is the property of one of his relatives or family members, for example, his wife or son.
- A car is a means of carrying out work activities. A person will lose the opportunity to work if he loses his vehicle.
What to do if you want to lift the arrest?
Pay off the debt. If seized, the owner has about ten days to pay off the debt. If he cannot pay the debt or does not have time, then the car is sent for sale to the Russian Federal Property Fund. The car will be sold at an open auction, in which any citizen who submits an application can participate if they wish. The amount received from the sale is transferred to pay off the debt. If the debtor finds the money and pays off the debt, the car will be withdrawn from sale.
Contact the judicial authorities. You need to write a statement of claim addressed to the judge who issued a ruling recognizing the car owner as a debtor. In the application, demand the removal of the arrest or restriction on the use of the vehicle, indicate the reasons why the claim should be satisfied.
If the court decides in favor of the plaintiff, then it is better for the driver to always have the received document with him. Due to imperfect ways of exchanging information between services, bailiffs, and traffic police officers, paper may be needed to confirm the fact that the arrest has been lifted.
They don't buy your car, take it back. If you are lucky and no one buys your car at the auction, even the creditor bank will not need it. Then you can contact a bailiff. Write a statement demanding that your property be returned to you. If you are denied, send a complaint to the senior bailiff.
According to the law, if a vehicle is not sold within two months after revaluation, the claimant can, if desired, keep it. In case of refusal, the vehicle may be returned to the debtor. If the defendant does not have other property or income that can be seized to pay the debt, then the bailiffs return the writ of execution to the collector.
How to correctly draw up an application to the court to lift the arrest
The application is written and sent to the judge who made the decision to impose a penalty on the debtor’s savings and property.
Important! Do not try to pity the representative of Themis by telling him about personal problems and sorrowful circumstances. The judge considers the essence of the issue. In the application, indicate the number of the article on the basis of which the decision will be made. In this case, this is Article 144 of the Civil Procedure Code of the Russian Federation. Clearly state all the facts confirming the need to remove the seizure from your property - the vehicle.
What points must be included in the application?
- At the beginning of the document the name and address of the court and the full name of the judge who imposed the arrest must be indicated. Below is the plaintiff's information - name, residential address, telephone number.
- Indicate the case number for which the arrest decision was made. It can be found in the office.
- The title of the application will be “Application for Cancellation of Security for Claim”
- When describing the circumstances of the case, we indicate for what reason the judge imposed the arrest, the date, the name of the judge, and we name the measures that were taken against you as a defendant. Then we provide information about the decision made, whether the claim was satisfied or rejected, the parties entered into a settlement agreement, or the case was left without consideration.
- Referring to Art. 144 we write for what reason the sanctions (arrest) should be lifted. We present all the circumstances in as much detail as possible.
- We conclude the statement with a request to cancel the measures to secure the claim, in this case arrest.
- We list the names of copies of documents attached to the application that are necessary to confirm your arguments.
What to do if the arrest could not be lifted
The owner can travel by car until the insurance period expires. However, he is deprived of the right to dispose of the vehicle - he cannot undergo technical inspection, sell, or give the car as a gift.
If the court has seized the physical movement of the car owner, then he is not allowed to drive. This decision is made when the debtor tried to hide so that the bailiffs would not find him.
How to check when buying whether a car is seized or not?
You can obtain information from the state traffic inspectorate, as well as on the website of the federal bailiff service, where you will need to enter the license plate number of the car and the seller’s information.
What to do if you bought a car that was seized: step-by-step instructions
Often, the buyer and seller, after inspecting the car, immediately enter into a purchase and sale agreement on the spot. The former owner receives the money and leaves, and the happy car enthusiast goes to register the car. And then it turns out that this cannot be done: the car has been seized and cannot be registered. What should you do if you bought a car that is under arrest, and is it possible to correct the situation?
Seizure of a car
Usually the reason for the seizure of a car is debts on loans, alimony, taxes
Arrest is usually imposed in the following cases:
- If the owner bought a car on credit, but did not pay it off.
- After a court decision, when the defendant was recognized as a debtor.
- On the property of a company or individual if they are declared bankrupt.
The judge who discovered its presence during the hearing has the right to seize any property. So the defendant cannot get rid of him, since this would harm the interests of the plaintiff. In some cases, a customs inspector has the right to seize a vehicle, but in this case the car is immediately sent to a impound lot.
A bailiff can also seize movable property if he has discovered a car belonging to the debtor. You cannot use a seized vehicle without special permission.
In some cases, the debtor has the right to challenge the decision, for example, if the car officially belongs to his relative or it is necessary for professional activities and income generation.
In accordance with the arrest procedure, the car is sent to the impound lot. They also confiscate documents for the car - PTS, registration certificate. A document regarding this is drawn up, which witnesses are required to sign. But if the location of the car is unknown to the bailiff, then the arrest can be made on paper in absentia. This makes it possible for unscrupulous debtors to deceive buyers.
How to find out if a car is under arrest
The State Traffic Inspectorate website does not always promptly enter data, so it is worth checking the owner for existing enforcement proceedings on the official FSSP portal
There are several ways to determine the legal “purity” of a vehicle:
- Contact experts who select cars. They will carry out all the checks themselves.
- Go to the traffic police website (or FSSP), enter the car data (license number, VIN).
- Use third party online services.
It is recommended to carry out this operation before leaving for a vehicle inspection. It is enough to find out the VIN number from the seller. It is often published in an advertisement. If it is not there or the owner is hiding information, then it is suspicious. When purchasing, you must require the original PTS. If it is missing, you should find out if the car is registered with the bank. Financial institutions do not issue title until the loan is repaid.
How to solve a problem
Usually, upon termination of enforcement proceedings, the FSSP transmits information to the traffic police about the lifting of the arrest within one working day, but in practice the procedure may last longer: in this case, you can request a copy of the resolution from the owner
If the purchase was made directly from the former owner, then, on the basis of Article 460 of the Civil Code of the Russian Federation, the person has the right to terminate the transaction. To do this, it is recommended to first contact the seller and try to resolve the matter out of court. If nothing works out, then you should file a lawsuit with a request to the FSSP and a response to it.
If the transaction amount is less than 50 thousand rubles, then you will have to go to the justices of the peace, more - to the district court department. The trial (on average) can take 2 months.
By law, you can demand a refund not only from the former owner, but also from the reseller who initiated the transaction. Problems can only arise if the purchase and sale agreement specified an amount less than that which the buyer gave.
If the arrest was made because of a debt that hangs on the former owner, and after repayment the transaction remains profitable, then it is easier to pay the amount: this is the fastest way to solve the problem. You cannot buy seized cars from bailiffs. This can only be done through an auction.
Appealing to the FSSP is pointless, since bailiffs act strictly according to instructions: they are not concerned about procedures involving arrested vehicles.
When buying a car you should be extremely careful. Often, scammers underestimate the value and try to sell a vehicle that has been seized. To do this, sometimes professional resellers are hired to become intermediaries. At the time of inspection of a “cheap” car, entire theatrical performances can take place, lulling the buyer’s vigilance. As a result, he is left with nothing or is forced to sue the former owner for a long time.
During the inspection, you need to carefully check everything - the vehicle title, registration certificate, and the seller’s documents. If the seller only has a copy of the PTS or another person is indicated in the “owner” column, then it is better to refuse the transaction. Before purchasing, it is recommended to check the car using the traffic police and FSSP databases. It is important that at the time of concluding the transaction there is a witness nearby who, if necessary, will confirm the fact of its completion.