How to buy a car with your own documents
What do you need to know when buying a used car?
Buying a used vehicle is one of the most common procedures today.
Not everyone has the opportunity to purchase a new car ex-showroom, but on the secondary market you can find a good option, both in terms of cost and car characteristics (mileage, make, etc.).
The big advantage of such a purchase is that you do not have to pay for salon services.
At the same time, buying a car second-hand is a troublesome task, especially for those who are doing it for the first time. Such a transaction carries a certain risk for the buyer.
So, how to buy a car from someone else and not make a mistake? What should you pay attention to?
Features and risks
The main risk of buying a used car is encountering scammers and swindlers . Dealers of easy money often sell stolen cars, cars involved in road accidents, etc.
That is why, when buying a used car, first of all, pay close attention to the documentation available from the seller.
There are also merchants who, even before signing a contract, demand an advance payment from the buyer, and then for some reason break the deal. The result of such an undertaking can be disastrous: the buyer will be left without a vehicle and without an advance payment.
The very low price should also alert you . Believe me, there is definitely a reason for this. Perhaps the seller does not have documents for the vehicle, or they want to sell you a stolen, damaged car.
True, sometimes there are exceptions when the seller reduces the price in order to speed up the sale of the car.
Gullible buyers often purchase cars from a seller who acts by proxy, without checking the document confirming his authority.
And in vain: any documents must be carefully checked . Pay special attention to the validity period of all documents and do not forget to look at your passport details.
At any moment, the real owner of the vehicle can show up and claim his right to the car. The deceived buyer will have to prove his case in court.
Do not agree to indicate a lesser amount in the purchase and sale agreement . If the judge declares the transaction invalid, the buyer will be returned the amount specified in the official contract.
What do you need to know when buying a used car?
Buying a used car is a serious procedure that is carried out according to certain rules:
- A used car transaction should only be completed under a purchase and sale agreement. Do not purchase a car using a general power of attorney, as it can be easily revoked, and then you will be left without money and without a vehicle.
- The key condition for completing the transaction is that the person selling the car has a complete set of documentation. It is this fact that confirms the seller’s honesty.
What documents are needed:
- Car passport . If there is no title, or the seller only has a duplicate, then perhaps this vehicle is mortgaged and cannot be sold. Having bought such a car, be prepared for the fact that in the future the bank will be able to take it away for the debts of the former owner. When drawing up a contract, pay attention to the contents of the PTS (the information must match the characteristics of the vehicle).
- Contract of sale . This document is drawn up in 2 copies and must include the signatures of both parties to the transaction. One copy remains with the buyer, the second - with the seller.
Some companies offer intermediary services for transactions involving the selection and purchase of cars. But you will have to pay for these services. Why waste extra money when you can go through all the stages of the procedure yourself?
Video: Buying a used car - “for Dummies”
Buying a car second hand: procedure
How to buy a car safely? To do this, follow the procedure given below:
- Find a seller you trust. Do not contact suspicious persons.
- Request from the vehicle owner all the necessary documentation for it.
- Have the car forensically checked by the traffic police, where they will definitely give you comprehensive information about the car, namely: whether it is wanted, stolen, whether it was involved in an accident, whether it was repainted, etc. This process will take you some time, but you will be completely confident in your future purchase.
- Check the information received from forensic experts with the words of the seller.
- Carry out a car inspection. This procedure will allow you to find out the main characteristics of the machine and help you really evaluate it.
Buying a used car requires mandatory inspection . If you understand cars and don’t want to run through authorities, then do your own check. How exactly to do this?
We offer a number of steps for those who like to “dig” into cars:
- First, visit the car market and familiarize yourself with its pricing policy.
- Decide on the vehicle brand.
- After choosing a car, sit in the cabin for a while. Do you feel comfortable being in it? Make sure of this and then proceed further.
- Look under the hood and trunk. Assess the condition.
- Also appreciate the appearance of the “iron horse”. The car should not contain rust stains, dents, peeling paint, jammed doors, etc. When inspecting, pay special attention to the joints on the body where corrosion most often occurs.
- Ask questions to the owner about all repairs performed. It is desirable that they are not only voiced by the owner, but also displayed in documents. If there are large defects in the body, demand a reduction in price or refuse the purchase altogether.
- Start the engine and listen to how it works. Warm it up for 20 seconds and then turn it off. After that, turn it on again. If the engine is worn out, after these manipulations the indicator will definitely light up, indicating a decrease in oil pressure.
- Be sure to drive the chosen car for at least a short distance: some defects are manifested by characteristic sounds while driving (creaks, whistles, tapping, etc.). In addition, this way you will also check the brake system, assessing the smoothness of the car.
If after such a thorough examination your decision has not changed, proceed with the transaction.
Required documents
To complete a purchase and sale transaction in accordance with all the rules and laws, you need to contact a notary. What documents will both parties to the transaction need:
- contract of sale;
- passports of the buyer and seller;
- PTS;
- a certificate confirming the registration of the car (if the car has not been deregistered);
- diagnostic card;
- car insurance.
If you purchase a used foreign car, then the main list is accompanied by:
- a document confirming the legal import of the vehicle into the country;
- papers confirming previous sales;
- documents issued by customs;
- Vehicle title;
- registration certificate (if it indicates a temporary registration, then this car will need to be taken abroad or have a permanent registration issued).
If you have all the necessary documents, the notary will certify the deed of sale and purchase of the car.
The purchase and sale agreement contains the following information:
- data of individuals;
- technical data of the car (make, VIN, model, year of manufacture, engine numbers, body, chassis);
- PTS data (number, series, date of issue).
In addition to the contract, it is advisable to have a notary draw up and certify a receipt indicating that the former owner has received a sum of money in the amount of the full cost of the car.
It’s better to play it safe, check everything properly, use the services of a notary and be calm about your property.
And now you are the legal owner of a used car, and the previous owner will not be able to return the car, citing the illegality of the transaction.
One more thing: license plates
The previous owner has the right to keep the license plates of the vehicle in order to install them on a new car later.
For this purpose, he writes an application to the traffic police, and they will give him the numbers only after the car is re-registered and new numbers are assigned to it.
If the previous owner does not mind, then the buyer has the right to keep the old numbers by registering them in his name.
The duty in this case will be less than for replacement.
What to do after buying a used car?
The first step is to insure your vehicle. OSAGO, CASCO policies – everything is of your choice.
Next on the agenda is vehicle registration . Fortunately, since 2013, the presence of the old owner is not required to deregister the car and register it with the new owner.
Please only take the following documents with you:
- passport (original and copy);
- contract of sale;
- IIN;
- vehicle registration certificate;
- extract from state records;
- car certificate;
- car insurance policy;
- customs declaration (for foreign cars).
In addition, you will need to write an application to register the car and present a receipt confirming payment of the state duty.
Re-registration of the car to the new owner must be carried out within 10 days from the date of purchase . In case of any evasion of this procedure, the new owner will pay a fine.
Is it possible to return a car purchased second-hand under a sales contract?
Returning a car some time after purchase is not easy . First, carefully read the contract again.
The point that you inspected the vehicle upon purchase and have no complaints about its technical condition will cancel out your plans. This record means that the transaction was carried out fairly from the point of view of the law, even if the seller sold you a car without wheels and a motor.
The second obstacle to returning the car may be its accurate description with the defects and breakdowns you have identified.
It will not be possible to return the car to the former owner, and you will not be able to return your money, even if the agreement contains a reference to the report received from the expert service.
If the contract does not contain the specified clauses, then returning the car to the former owner is quite possible. How to “crank this out”?
First, make an appointment with the former owner of the car and calmly explain your circumstances to him . Sometimes people agree to a return, not wanting further problems and hassle.
But you shouldn’t hope too much for such easy agreement. The seller's reasons for refusal may vary, but most often the former owner argues that the money has already been spent.
In case of refusal, the problem will have to be resolved in court . You will need to prove that the car malfunctions arose before the transaction was completed.
If there are no supporting documents, then you will have to conduct a paid examination of the car. With an expert's opinion and a written complaint, go to the person who sold you the car.
Here you will need to use a registered letter with notification: there is no other way to obtain evidence of familiarization with the document. Next, you should wait 2 weeks and then go to court to file a civil claim against the former owner of the used car.
Even if you use the services of an experienced lawyer, the litigation will last at least six months. And if the defendant actively persists, the process can last several years. So don't expect a quick refund.
Full compensation is possible only in two cases:
- A used car has irreparable defects.
- The cost of troubleshooting is disproportionate to the economic benefit received by the new owner.
If the car was purchased with minor defects hidden by the seller, then the buyer has the right to compensation equal to the cost of repair work, but not to terminate the contract.
You can’t do this without a good lawyer either. In addition, it will be necessary to prove that the damage was hidden by the seller. To do this, you will have to collect a number of documents and attract witnesses who will prove the buyer’s innocence in the breakdown of a used car.
In general, there is a lot of hassle. Whether this red tape is worth starting is up to you to decide.
As you can see, buying a used car is a very serious and responsible matter. But you can cope with this task if you adhere to the recommendations presented above in the article. Don't rush into purchasing and don't let scammers deceive you.
How to purchase a used car: general transaction procedure
Purchasing a car is certainly a pleasant event, but quite troublesome, especially if we are talking about a used vehicle. In this case, you need not only to approach the choice of car with special attention, but also to formalize the transaction correctly. Let's look at all the features of the procedure.
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Buying and registering a used car: preparing for the deal
Buying and selling used cars is a very common transaction today. However, many people have questions about how to properly fill out the necessary papers. If this is your first time deciding to buy a car second-hand, you need to approach the issue with all seriousness. Once you have found the right vehicle, you need to clearly agree on the main points of the transaction. This will save you from surprises and conflicts at the next stages of registration. Discuss:
- price;
- form, procedure and terms of payment;
- replacing or maintaining license plates and insurance;
- deadlines for handing over keys.
The seller may raise the question of making an advance payment, but only you can decide whether you agree to this or not. This situation is regulated by Article 487 of the Civil Code of the Russian Federation.
Additionally, before you move on to signing the papers, it is important to check the vehicle's history. Almost all the necessary information is contained in the vehicle passport (PTS). It records:
- information about former owners;
- year of manufacture, license plate number, VIN code, body number;
- technical characteristics of the vehicle.
Please pay special attention to the fact that the seller is required to provide you with the original PTS upon registration. If he only has a copy in his hands, this is a reason to think about it. Of course, you shouldn’t immediately panic and refuse to purchase, but in this case you need to approach checking the car with special care. It's very easy to do this today. For example, you can use the Autocode service. Based on the license plate number or VIN code, the system will provide a detailed history of the car and will allow you to verify the “cleanliness” of the vehicle purchased second-hand without wasting extra time.
Don’t forget to check the license plate data from the PTS with the real data of the car before completing the paperwork, and also look at the service and warranty books.
By the way, you can now buy a car second-hand both with license plates (you can change them later if you wish) and without. There is no longer any need to deregister it (with the exception of sales abroad). And transit numbers are no longer required either, which simplifies the procedure.
How to register a used car when purchasing: drawing up an agreement
After all the checks are completed, the time comes for the most important stage of the transaction - preparing the papers. Let's figure out what documents to fill out when buying a used car. First of all, this is a purchase and sale agreement. As with any paper business, there are some subtleties here. First, let's look at what data must be included in the document:
- date and place of signing;
- passport details of the seller and buyer;
- full car and title data;
- absence of encumbrances;
- method and terms of payment, as well as transfer of the vehicle.
All lines in the contract must be completed. If any of them are left blank, add dashes. This will protect you from entering data into it without your knowledge.
Additionally, you can draw up an act of acceptance and transfer of the car, which records the fact of transfer of the vehicle and its condition at that moment, and also confirms that the parties have no claims against each other. Here you need to specify the date and time of transmission. This will insure you, for example, against paying fines for the previous owner.
You need to fill out the papers in three copies: one remains with you, the second with the seller, and the third will be necessary to register the car with the traffic police. It is not necessary to have them certified by a notary. However, you can still turn to him to certify the legality, including the right of both parties to commit it (clause 1 of Article 163 of the Civil Code of the Russian Federation). This is true, for example, in the case when the car is pledged to the bank. If you have any doubts about this, please refer to Part 2, Section 4, Chapter 30, Paragraph 1 of Article 454 of the Civil Code of the Russian Federation.
Another common option is to issue a general power of attorney with the right to sell. This method is usually chosen to reduce costs (both time and money). The principal (owner) transfers the rights to the car to the buyer, while the vehicle remains his property (see Article 185 of the Civil Code of the Russian Federation). It is important to remember that by agreeing to this type of transaction, you are taking a certain risk. The owner can revoke the power of attorney at any time or demand money for the car in case of sale. Problems also often arise in the event of the death of the seller or his recognition as incompetent (ownership in this case passes to the heirs). We advise you to study the situation very carefully.
Procedure for registration of PTS
When the procedure for registering a contract for the purchase of a car in person is completed, it is necessary to make a new entry in the vehicle passport. Be careful when filling it out and write legibly! You need to enter:
- date of purchase;
- number of the document confirming ownership and date of registration;
- signatures of the seller and buyer.
Please note that if one of the parties to the transaction has the status of a legal entity, the signature must be certified by a seal.
If there is no free space left in your passport (this happens infrequently, but it happens), you will have to go with the seller to the traffic police to get a new one. The inspection staff will replace the document (all data will be checked against the electronic database) and re-register the car.
This concludes the process of purchasing a used car. After making an entry in the PTS, the money is transferred. It is better to transfer funds by bank transfer (unless another method was initially agreed upon). In this case, the fact of the transfer will be additionally recorded, which will protect the buyer.
Handing over the keys and passing the technical inspection
Once the financial and paper issues are settled, the seller hands over the keys to the vehicle. Along with them, you should have the following documents in your hands:
- purchase and sale agreement (in two copies);
- acceptance certificate (if you still decide to sign it);
- PTS registration certificate.
If your used car does not have a valid diagnostic card, your next step will be to undergo a technical inspection. This can be done with any operator of your choice, the main thing is that it is accredited by the Russian Union of Insurers. You can find and check it in the GTO Register. Only after this can you issue an MTPL policy.
Preparation of documents for used car insurance
Buying a used car secondhand does not necessarily require maintaining a compulsory motor liability insurance policy. According to the established procedure, if you buy a car without insurance, you must obtain it within 10 days after the purchase and sale transaction is concluded. At this time, you cannot be fined for its absence, but if you get into an accident and are found to be at fault for the accident, you will have to pay compensation out of your own pocket. Therefore, do not delay in applying for a policy!
You can also negotiate with the seller to keep your current insurance. In this case, you will need to visit the insurance company together to re-issue the papers. For the unused insurance period, compensation is provided to the ex-owner.
Registration with the traffic police
It is also required to register the purchased car within 10 days after the purchase of a used car is completed. This can be done at any traffic police department at your location. In this case, you will have to pay state fees for:
- issuance of registration plates;
- making changes to the vehicle registration certificate;
- registration in PTS.
Remember that in this case, delay threatens with fines: from one and a half to two thousand rubles for violating the deadlines, 500 rubles for driving an unregistered car, and for a repeated violation they may even be deprived of their rights. This completes the purchase of a second hand car. All that remains is to receive the documents. You should have in your hands:
- registration certificate;
- PTS with appropriate notes;
- registration plates (if you are registering new license plates).
Now you know how to purchase a used car . As you can see, it's not that difficult. Good luck!
List of documents for purchasing a used car
Choosing an iron horse is only the beginning of the journey, then it’s a matter of purchasing. In order to avoid getting into an unpleasant situation, let’s figure out what documents are needed when buying a car second-hand.
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Documents provided by the buyer
Often, all that is required from the buyer is a personal passport or passport details and a driver’s license. Make copies of your documents in advance, which you will leave with the seller after the transaction is concluded. However, if the seller is not interested, you can do without it.
Mandatory documents provided by the seller
Below is a list of documents that the seller must provide to the buyer before completing the purchase and sale transaction of a used car:
- Vehicle passport. You must be provided with the original. If not, you have the right to demand an explanation from the owner of the car, because it may turn out that the car cannot be sold because it is pledged to the bank. When inspecting the PTS, pay attention to the degree of its filling. At least one field must be free to record the new owner of the car. Also check that you have the required stamps.
- Vehicle registration certificate. However, you need it if the seller has it in order to re-register it with the traffic police. If the certificate is missing, then when registering the car, a new certificate will be issued with your data.
- Personal passport of the car owner.
The listed documents are required to be included in the purchase and sale agreement.
Additional documents provided by the seller
When purchasing a used car, the buyer has the right to ask the seller for documentation, which has the status of additional, but desirable. These include:
- driver's license;
- insurance policy;
- service book;
- photocopy of personal passport;
- operating instructions for the vehicle and its built-in systems.
It is likely that not all documents will be available. However, the provision of a larger package by the seller is the key to a fair and successful transaction. They will calm your vigilance and serve as proof of the seller’s honesty.
Documents for completing a transaction
Before completing the paperwork, be sure to check the vehicle's history. This can be done using the Autocode online service. By VIN or license plate number you can find out here:
- actual car mileage;
- participation in an accident;
- presence of traffic police restrictions;
- the presence of pledges, arrests, loans;
- OSAGO data;
- technical inspections;
- customs history;
- history of fines.
You checked the car and made sure that everything was in order with the documents provided by the former owner. We proceed to the transaction and draw up the purchase and sale documents.
These include:
- Contract of sale. The first one necessary to complete a transaction. Fill out in two copies: one remains with you, the other with the seller. You can read about how to correctly fill out a car purchase and sale agreement on our website: How to fill out a car purchase and sale agreement.
- Suppose the seller insists on carrying out the transaction on the basis of drawing up a power of attorney. This should be taken with caution. The purchase of a used car should only be carried out under a sales contract. The danger of another method lies in the fact that an unscrupulous seller can easily revoke this power of attorney, as a result of which you run the risk of being left without a car and without money.
- The act of acceptance and transfer. It is recommended to make it a separate document in order to increase its legal force. The act reflects the actual condition of the used car.
- A financial receipt is your guarantee in case of fraud or “gray” schemes. It is preferable to draw up such documents whenever transferring large amounts.
The executed purchase and sale agreement must be certified by a notary. Otherwise, your car rights will be illegal.
Documents required when purchasing a used car at a dealership
Some specialized car dealerships offer used cars and also reduce the risk when buying a used car. In addition to the above documentation, the car dealership is required to provide the following:
- Service book, which indicates that the car has been repaired.
- Documents confirming the fact of purchase of the car. This includes checks and certificates of down payment.
At the end of the procedure, you will receive the car keys and PTS, where your data and signature must be entered.
Documents required when buying a car on credit
If purchasing a car is not possible with the accumulated funds, contact the bank for help to obtain a loan. There is a standard list of required documentation, but each bank has its own requirements. Something may not be required at all, but somewhere they will ask for more than what is listed below:
- personal passport and other documents confirming the identity of the buyer;
- employment history;
- certificate of income for the last few months;
- an application filled out on a bank form for a loan;
- information about the car seller;
- information about the buyer's existing loans.
- purchase and sale agreement for the purchased car.
In addition, you may be asked for information about education, marital status, property owned, etc.
Documents required for purchasing a car on lease
Buying on lease is a case when a used car is paid for with a deferment on the remaining amount. The difficulty is that when purchasing a car this way, you need to make a one-time payment that is larger than subsequent payments. It is better to entrust the execution of such an agreement to specialists who are knowledgeable in this matter. The package of documents is the same as what is required to be provided to the bank when applying for a car loan.
Documents required to purchase a car using maternity capital
The State Duma is discussing the issue of using maternity capital to buy a car. Options for extending the law are being considered, but, unfortunately, there is still no consensus.
We told you what documents are needed to buy a car second-hand. After purchasing a car, the sale and purchase transaction is completed, registration and insurance, now of your car.
All about how to buy a car second-hand, registration 2019
Buying a used car is not quite as simple as it might seem at first glance. Choosing a model/brand, communicating with potential sellers, completing documents is an incomplete list of stages that need to be completed. It will be more difficult for a beginner. We'll tell you how to buy a car second-hand: registration 2019.
How to buy a car second-hand in 2019
Purchasing a used car in 2019 will differ from a similar procedure in previous years. This is due to the entry into force of the new law “On registration of motor vehicles”.
How does the process of buying and selling a used car work?
It is not always possible for a beginner to adequately choose the appropriate option for purchase. Spontaneity in such matters is generally extremely contraindicated. In your actions, it is better to adhere to a proven algorithm :
- Selecting the optimal vehicle option and searching for it on the market or through online platforms;
- Check yourself or with an expert;
- DCP registration, calculation;
- Registration with the MEO (formerly MREO).
What documents does the vehicle seller provide to the buyer?
When drawing up a purchase and sale agreement, the following is required:
- Passports of the parties to the transaction.
- OSAGO or CASCO policy.
- Vehicle passport.
- Certificate of registration.
How to draw up and execute a purchase and sale agreement
After the vehicle has been preliminarily inspected, including all relevant documentation, the process of drawing up a purchase and sale agreement (SPA) begins.
You can sign a contract without the participation of lawyers - all you need is the buyer and the actual owner.
There are several types of PrEP, some of which are not recommended without consultation with the relevant specialists:
- Hand-to-hand agreement. It is concluded between the owner of the vehicle and the buyer, without intermediaries. It is the most difficult to dispute;
- DCT with a general power of attorney with the right to sell. After the transaction is completed, the power of attorney loses its force, but sometimes it may be necessary. With this scheme, it is better if the papers are drawn up by a lawyer. Not suitable for beginners;
- PrEP with an oral agreement. A trustee acts on behalf of the owner. A dangerous form of buying and selling.
- Sale by general power of attorney with the right of subrogation to the buyer. Not the best option, since the power of attorney can be revoked if desired;
- DCP with a written power of attorney. The entire signing procedure takes place through a trusted person. It is better for a beginner to avoid this type of buying and selling;
Any non-standard options for the purchase and sale of a vehicle, when there is no certainty, are best carried out with the participation of a professional lawyer .
Today it is easy to apply for compulsory motor third party liability insurance online - a well-known insurer with a yellow and black coat of arms will issue it in a few minutes without uploading scans.
After all the necessary paperwork has been completed and the car has been purchased, a number of mandatory procedures await:
- The car needs to be insured . The choice of policy (MTPL or CASCO) falls on the new owner;
- The car must also be registered with the traffic police MREO. This can be done without the participation of the previous owner.
How to fill out the DCP yourself
The DCT is the main confirmation of ownership of the car. This is what the traffic police will require to register the car.
There are standard contract forms . It’s easy to find, print and fill out such a policy yourself. Here's what the process looks like:
- We print out the form in 3 copies. One for the seller, one remains for the buyer and the traffic police.
- The fields must be filled in with a pen and black ink.
- Based on passports, PTS and registration certificates, we check the information about the seller and buyer specified in the contract.
- We assign the DCP a number, which will later be indicated in the PTS.
- In the column place (city) and date we indicate current information.
- We enter personal information about the seller and buyers based on their passports.
- From the PTS and Certificate of Registration, you must provide information about the vehicle.
- The price of a car is indicated in two forms (in numbers and in words).
- Before signing the DCT, the seller and the buyer exchange money for keys from each other and sign the acceptance certificate.
When drafting and executing an agreement, it is important to avoid various pitfalls.
Mistakes made in the future may contribute to the recognition of agreements as invalid. errors could these be :
- not all information is provided;
- corrections have been made;
- the identification data is incorrectly specified;
- different colors of ink were used;
- the price is indicated only in numbers or only in words;
- the seller or buyer signed not under their data;
- information about the car does not correspond to the title;
- no number assigned;
- the papers are filled out illegibly;
- different copies have different amounts of specified information.
Sample of filling out the contract
The form and sample of filling out the DCP can be viewed here. There you can also download a sample transfer and acceptance certificate and other regulatory documents.
Why is a duplicate PTS dangerous and how to check its authenticity?
Initially, a vehicle passport is assigned to the vehicle by the manufacturer or at customs if it is imported from abroad. Sometimes when selling a car, the seller provides a duplicate title. The traffic police is responsible for issuing duplicates; this is indicated in the document itself.
A duplicate does not always mean a lot of problems. But it is possible to become at least the fifth owner.
There are two reasons for issuing duplicates :
- the previous PTS was simply disposed of;
- A duplicate was issued due to the loss of the old one.
With the second option, you should be wary, especially if the date of issue of the PTS is recent. In this case, the document may be fake.
How and where to look for a car
First, you need to decide on the place and type of search for the vehicle. You can choose a car:
- live (directly at car markets, car dealerships, car commission stores, car pawn shops);
- remotely (monitoring of options presented on the Internet on specialized sites for buying and selling cars).
Remote search is more popular today than live search. Photos and videos about the condition of the vehicle allow the future buyer to form an objective opinion about the potential purchase.
Another advantage of remote choice is the possibility of purchasing an “iron horse” in the near and far abroad.
How to buy a good used car
Let's consider the factors of buying a decent used device: selection and inspection.
Auto experts: choosing a car for money without problems
There are many companies on the market today that are ready to find trouble-free transport for your money. The price in a normal company is from 20,000 rubles and above.
Choose only legal entities with a contract, a good website, a clean work history and a branch in your city.
The most famous (links are active):
Checking a car upon purchase
Technical inspection consists of the following stages:
- A visual external inspection of the car is carried out.
- Inspection of the car showroom.
- Inspection of internal elements located under the hood.
- The vehicle's chassis is checked.
- Check using various diagnostic tools.
- Test drive a car.
- Check with specialist auto mechanics.
It is better to entrust the VIN check to auto experts, otherwise you may end up with a stolen vehicle. PHOTO: avtokriminalist.ru
Other questions regarding the purchase of used equipment
Not a new car - a unique product. You must always take into account the existing nuances when buying or selling this vehicle.
The market, where it will be purchased, who is selling it, checking the technical condition, mileage, registration - all this needs to be given attention.
Who can buy from: individuals and legal entities
Secondly, you need to decide which seller is better to purchase the product from . It can be:
- private individuals (selling a vehicle without the purpose of resale);
- entrepreneurs and business traders (legal entities whose main goal is to make a profit by reselling cars).
In some cases, legal entities organize corporate sales, during which outdated fleets of vehicles are sold through individuals.
It is better to choose platforms with trade-in offers from official dealers.
Thirdly, immediately before the transaction itself, you need to discuss with the seller the time and place of preliminary inspection of the goods. During the inspection, two things must be done:
- inspect the documentation for the vehicle;
- Carry out a technical inspection of the vehicle.
The difference between purchasing from a legal entity and from a private seller
You can buy a used car from both a legal entity and an individual. In this case, a legal entity means specialized salons.
Registration of purchase and sale of a used car in 2019
Registration of a car purchase by hand is one of the most popular transactions registered in the Russian Federation. Almost every second citizen of our country has his own car, and most of the vehicles are used. We will discuss further how they are registered with the traffic police and what you should pay attention to when purchasing.
Checking the title before purchasing
When buying a used car, the buyer should pay special attention to the vehicle passport (hereinafter referred to as PTS). If there are problems with the registration certificate, then there is little point in inspecting the car. If the owner provides a copy of the title, the buyer should ask why the duplicate was made. It is possible that the original documents were lost or stolen, this will cause problems during the re-registration process. The owner must take care of the restoration of documents in advance, before re-registration of the car.
Next, you should pay attention to the number of former owners of the vehicle. If there were a lot of them, and the sale took place after a few months, you should refuse to buy on the spot without hesitation. Perhaps the car has faults or was used for commercial purposes.
If the car is registered not to the seller, but to another person, you need to find out on what basis the sale is being carried out and whether he has a notarized power of attorney.
It is worth paying attention to the section “Customs restrictions”. When a car is purchased abroad, its owner is required to pay customs duties. If he ignores this action, some restrictions are imposed on the vehicle.
The most important point in checking a car is comparing the VIN number indicated on the title with the numbers under the hood. Using the VIN number, you can also check whether the vehicle is under bail or under arrest. Write down or photograph the number and contact the traffic police with it, or use one of the Internet services.
It is necessary to check the documents on the car to completely exclude fraudulent actions on the part of the seller. If the vehicle is “clean” from a legal point of view, it is possible to further conclude a purchase and sale transaction.
Drawing up a purchase and sale agreement when buying a car second-hand
The first thing you need to do when buying a used car is to draw up a sales contract. It does not require notarization and can be completed by filling out a standard form manually or in printed form. The main thing is the presence of signatures of both parties to the transaction. The agreement is drawn up in three copies, one each remains in the hands of the buyer and seller, the third is transferred to the registration authority.
The following information is included in the car purchase and sale agreement:
- Full name of the locality in which the transaction is concluded.
- Date of the agreement.
- Full name of the seller and buyer.
- Address details of the parties.
- Information about the car.
- Vehicle price.
- Terms and procedure for paying for a car.
If there are blank columns in the contract, dashes should be placed in them . This will avoid data falsification. The parties should fill out the document in mutual presence. If the agreement is filled out by one party, while the other is absent for some reason, before signing the document, she should carefully read its clauses.
When drawing up a contract, the buyer should pay special attention to:
- The price of the car. It is necessary to reflect a reliable value, this will provide a guarantee of money back in case of cancellation of the transaction. Specifying a smaller amount may lead to negative consequences.
- Vehicle data. Must fully comply with the information specified in the vehicle documents.
In addition to the purchase and sale agreement, it is also recommended to draw up a transfer and acceptance certificate . It reflects the actual condition of the vehicle.
After drawing up the contract, the buyer is given exactly 10 days to register the purchased car with the traffic police. Otherwise, the agreement loses its legal force. If an expired contract is submitted to the State Traffic Inspectorate, the buyer will have to pay 5 thousand rubles in the form of a fine .
When the transaction is concluded, the seller is obliged to transfer to the buyer a complete package of documents for the purchased car; without them, further re-registration of the vehicle is impossible.
Payment between the parties can be carried out after re-registration of the vehicle or conclusion of an agreement. Here everything depends only on the decision of the parties and their trust in each other.
Who can help draw up a car purchase and sale agreement?
Buyers and sellers of vehicles are not always confident in the correctness of filling out the purchase and sale agreement on their own. In this case, they should resort to paid services. They are provided by:
- Law firms.
- Specialized companies.
The cost of services for filling out a contract is small, on average it is 1.5-2 thousand rubles. Payment for the document falls on the shoulders of the buyer, or is divided equally between the parties to the transaction.
Finding an organization that will help you draw up an agreement for a fee is not difficult. As a rule, they are located close to the traffic police. Such services are often provided by employees of insurance companies.
Should the contract be certified by a notary?
Most citizens of our country, based on the old laws of re-registration of cars, go to a notary to draw up a purchase and sale agreement, considering this a necessity. In 2019, there is no need to draw up and have a purchase and sale agreement certified by a notary. Such actions are not provided for by the current Civil Code. However, there is no ban on them either; notaries provide such services for a fee. They help draw up a document and certify it. At the same time, the agreement will have legal force even without notarization, so there is no point in spending money on it.
The buyer and seller can fill out the contract form themselves; they just need to download the standard form above in the article. There is also a sample agreement that you can print out and use as a hint when concluding a deal.
Registration of a used car in 2019
Only one state organization is involved in registering vehicles in the Russian Federation - the State Traffic Safety Inspectorate. It is to the branch of this service that the buyer must contact within 10 days from the date of conclusion of the contract.
In accordance with the recently adopted law, to register a car, a citizen can contact any department, regardless of his actual place of residence and registration . Employees will not be able to refuse him on legal grounds. You can register a car without deregistration on behalf of the previous owner. Provided that the buyer manages to re-register the vehicle within the allotted ten days.
Before submitting documents to register a car, the buyer must take care of obtaining an insurance policy. Without its presentation, re-registration will be legally denied.
The new owner of the car is required to provide a full package of documents for the purchased vehicle, including:
- An application drawn up in full accordance with standard rules.
- Contract of sale.
- OSAGO insurance policy.
- PTS (vehicle passport).
If the registration is not carried out by the buyer himself, but by his authorized representative, the additional provision of his passport and a notarized power of attorney will be required.
After receiving the documents, traffic police officers check their authenticity, then the car is inspected and documents are issued in the name of the new owner.
During the process of registering a vehicle, the buyer will have to pay a state fee associated with changing the owner's name and issuing new documentation. On average, re-registration will cost 1.5 thousand rubles. There will be no need to replace old car license plates, so the owner will be able to save about 2 thousand rubles on them. There will only be a change in the actual property records.
Registration of new documents will take 1.5-2 hours. Traffic police officers are given a certain period of time to carry out each procedure. For example, the time required to receive an application should not exceed 5 minutes, waiting in line – 15 minutes, and inspecting the car – 20 minutes.
Registering a car through the Unified Portal of State Services
When buying a car from a private person, the new owner should know that registration is possible not only at the MREO during a personal visit, but also through State Services online. The whole procedure will take 10-15 minutes, and will greatly facilitate the submission of an application to change the owner of the car.
The procedure for completing an application on the website is preceded by the creation of a verified account. Without it, performing actions will be impossible.
Stages of document submission:
- We go to the official website of State Services and go to your personal account.
- From the list of services, select “Vehicle registration”.
- Next, select “Change registration data” and “Change vehicle owner”.
- Fill out the form that opens. You will need to enter personal data and information about the vehicle.
- We select the traffic police department to which the application is submitted, as well as the desired date and time of the visit.
- We confirm the entered data and submit the application for processing.
The status of the application can be viewed in your personal account. On the selected date and time, the car owner must come to the State Traffic Inspectorate, provide a standard package of documents, undergo a car inspection and receive new documentation in hand.
By filling out an application through State Services, the new owner of the car will be able to simultaneously pay the state fee. Until 2019, there is a 30% discount on this service if you pay by credit card.
Receiving a refusal to register a car
By submitting documents to the traffic police, the buyer of a vehicle may be denied registration. The reasons may be:
- Presentation of an incomplete package of documents.
- Providing incorrect information about the previous owner.
- The car is under arrest or pledged.
- Unauthorized changes to the design of the vehicle.
- Lack of insurance.
- Refusal to pay state duty.
If the buyer has provided a complete list of documents, their data is reliable and does not have errors, the car is not stolen, pledged or under arrest, the state duty has been paid in full, receiving a registration refusal is excluded.
PS For information on how to choose the right used car from a technical point of view, read our step-by-step instructions.