How to register a traffic accident without casualties

What to do in case of an accident: procedure

In 2018, more than 168,000 road accidents were registered by the Russian State Traffic Safety Inspectorate. And it is not at all possible to calculate the number of minor accidents in which participants resolve a conflict without representatives of law enforcement agencies. Every driver, even the most careful one, runs the risk of getting into an accident every day and is afraid of it. But you will be much calmer behind the wheel if you know exactly what to do in the event of an accident.

Every day about 450 road accidents occur in Russia

We have prepared a video for you with a short and clear information about the procedure to follow in case of an accident. And then we will analyze in detail how to behave if you are involved in an accident.

First steps in case of an accident

If you are involved in an accident, first assess the situation and take the following mandatory steps:

Turn off the engine.
Apply the parking brake.
Turn on the alarms.
Install a warning triangle behind the car at a distance of 15 meters if you are in a populated area, and 30 meters if the accident occurred outside a populated area.

Installing an emergency sign is a mandatory action in case of an accident

If there are passengers, interview and inspect them for injuries.
Approach the car/cars of other participants in the accident, determine whether there are victims inside.
Together with the other driver, take photographs of the accident scene from different angles. It is necessary that the photographs make it easy to understand where the cars are located and what damage they have received. Take photos so that the car numbers are in the frame. Additionally, you can film video.
If there are no victims, after taking photos/videos, remove the cars from the road so that they do not create obstacles for other road users. This requirement is mandatory in accordance with clause 2.6.1 of the Russian Traffic Regulations.

Further actions depend on what damage was caused to property and participants in the accident and how the car owners agreed to file the accident.

What to do if the culprit of the accident fled the scene of the accident?

A driver can flee the scene of an accident for various reasons. If the accident is serious, it is usually an attempt to avoid liability. If the owner of the car is not nearby and the damage is minor, for example, the bumper is slightly dented or the mirror is cracked, the culprit may not notice them due to inattention.

If the culprit of the accident escaped, perform all the actions required by the traffic rules in the event of an accident and report the incident to the police or traffic police as quickly as possible. Try to find witnesses and ask for their contact information so they can testify on your behalf. If possible, write down as many details as possible about the culprit of the accident: make, model, color, license plate number of the car, direction in which he fled, etc.

A driver who fled the scene of an accident will face deprivation of his license for 1-1.5 years or arrest for 15 days

What to do if you are at fault?

Are you at fault for an accident? Do not try to escape from the scene of the accident, otherwise you risk losing your license or going to jail for 15 days, even if there are no injuries. Remember that attempts to avoid punishment usually end in additional fines, increased prison terms and other unpleasant consequences.

Carry out all the actions required by the traffic rules, including recording the scene of the accident. If the damage is minor, try to negotiate with the second party to the accident to resolve the conflict without involving the traffic police. If there are injuries or serious damage is caused to someone else’s car, wait for representatives of the traffic police and the insurance company.

To be punished only for what you are really guilty of, make sure that all the circumstances of the accident are reflected objectively in the protocol and other documents, and take an active part in expert actions. If necessary, you can involve independent experts. Be sure to request copies of all documents that the injured party submits to the insurance company or judicial authorities.

What to do if the culprit does not have compulsory motor insurance?

In Part 1 of Art. 1064 of the Civil Code of the Russian Federation and Article 4 of Federal Law No. 337 dated November 28, 2011, states that the culprit of an accident is obliged to compensate for the damage caused to the victim. This rule also applies if he does not have a compulsory motor liability insurance policy. You can agree with the person responsible for the accident to pay for car repairs on a voluntary basis, or you can apply to the judicial authorities for compensation for damages. If the culprit is ready to compensate for the damage voluntarily, but he does not have the required amount with him, or the ability to immediately transfer money to your card, do not forget to make a receipt.

If the culprit of the accident does not have insurance, he is still obliged to compensate for the damage

By the way, for driving without insurance or with an expired policy, the driver responsible for the accident will have to pay a fine of 800 rubles (Article 12.37 of the Code of Administrative Offenses of the Russian Federation).

Registration of an accident without victims

Road accidents in which only the property of the participants is damaged are registered in two ways - without the participation of traffic police inspectors and with their participation. Let's consider each option.

According to the European protocol

Since July 2015, most road accidents can be registered without the participation of a traffic police inspector. Those involved in the accident themselves record the fact and report it to the insurance company. Only a notification is sent to the nearest traffic police post or police station. This is the so-called “European protocol”. An accident can be filed under it if:

no more than 2 cars participate;
Only the property of those involved in the accident was damaged;
no damage was caused to state property;
both participants have MTPL policies;
the participants in the accident have no disagreements about the guilty party, the circumstances of the accident, or the amount of damage.

The maximum amount of compensation for damage under the European protocol is 100,000 rubles. In Moscow and St. Petersburg, it has been increased to 400,000 rubles if the circumstances of the accident are recorded using a special application or the GLONASS system.

Within 5 days after the European protocol is issued, the injured party must contact the insurance company. There you will need to present a notice, fill out an application, undergo an assessment of the damage to the car and sign a document.

To receive insurance compensation under the European protocol, it is important to correctly fill out the car accident notice and draw up an accident diagram

With the participation of the traffic police

If the participants in the accident have disagreements or the damage to the cars clearly exceeds the amounts established for the European protocol, then a traffic police inspector must be called to the scene of the accident. A representative of the State Traffic Inspectorate carries out the following actions:

inspects the scene of the incident and, if necessary, fences it off;
if the culprit of the accident disappeared, identifies the direction of his movement;
ensures that drivers and witnesses are present at the scene if the task force must arrive;
interviews witnesses;
takes measurements and draws up an accident diagram;
fills out the protocol;
provides road accident participants with the opportunity to familiarize themselves with the protocol.

The protocol is signed by the participants in the accident only if they agree with its contents.

Based on the results of registration of an accident, you need to receive the following documents:

A decision on an administrative violation if the driver violated traffic rules.
An accident report with a diagram of the accident, a list of mechanical damage to the vehicle, testimonies of participants and witnesses.

These documents, as well as a notice of the insured event in the form of the insurance company, are transferred to the insurer to receive compensation under the MTPL or CASCO policies. They are also necessary to submit to judicial authorities if compensation for damage has to be demanded through the court.

Traffic police inspectors inspect the scene of an accident and draw up a diagram of it

When registering an accident, you can call an accident commissioner - independent or from the insurance company. But keep in mind that the specialist only helps to correctly document the accident, he is not a witness.

Registration of road accidents with victims

If after an accident you find that your passengers, the driver or passengers of another car have been injured, you must take the following steps:

determine the condition of the victims through external examination and questioning;
perform a first aid. The procedure can be found in the Ministry of Emergency Situations Memo;
call an ambulance;
if the victim is in critical condition, organize his urgent delivery to a medical facility using your own transport or in a passing car. In this case, you will not be considered to have fled the scene of the accident;
call the police, reporting that there is a victim(s) in the accident;
wait for the arrival of a representative of the State Traffic Inspectorate;
give detailed explanations of the accident;
sign the protocol after familiarizing yourself with its contents. If you do not agree with the protocol and the inspector does not include your comments in it, do not sign.

What liability is provided for failure to fulfill duties in connection with an accident?

Article 12.27 of the Code of Administrative Offenses of the Russian Federation establishes penalties for citizens who do not fulfill their duties in connection with road traffic accidents. We present them in the table.

Liability for road accidents in which people are seriously injured or killed is established by the Criminal Code of the Russian Federation. The culprit of such an accident may receive punishment in the form of forced labor or imprisonment for up to 9 years under Article 264 of the Criminal Code of the Russian Federation.

Typical mistakes when involved in an accident

We have told you what to do in case of an accident, and now we will list what you should not do if you do not want to be refused compensation for damages by the insurance company, or run into fines and other penalties.

When stressed due to an accident, many drivers make the following mistakes:

They enter incorrect data into the protocol, notice of insured event and other documents. Take your time and check all the information several times, including date of birth, vehicle registration number, etc.
They forget to record the scene of the accident in photos/videos or do it incorrectly.
The Europrotocol form is filled out incorrectly or incompletely. Be sure to use the instructions for filling out the notice, which are always attached to it, and enter complete information in each column of the document. Pay special attention to drawing up an accident diagram.
They agree on voluntary compensation for damage without involving an insurance company and do not draw up a receipt.
They sign the protocol without familiarizing themselves with its contents.
Out of emotion, they commit imprudent actions - they hide from the scene of the accident, start a fight with other participants in the accident, etc. In this situation, an ordinary road accident, which could have been registered without involving the traffic police, often develops into a criminal case.

Don't give in to emotions if you get into an accident

It is impossible to protect yourself from road accidents 100%. Even if you forego personal transportation, you may still be involved in an accident as a pedestrian or as a passenger in a bus or taxi. But still, if you follow traffic rules and don’t be distracted from the road, the chances of getting into an accident are much less. And to know exactly how to behave in the event of an accident, print out and put a short reminder in your glove compartment or save our article in your smartphone browser bookmarks.

Road traffic accident without injuries

Even if you drive your car extremely carefully, following traffic rules and trying not to create dangerous situations on the road, no one is safe from an accident. There are quite a lot of reckless and inexperienced drivers on the roads, and the condition of the roads can often present an unpleasant surprise and lead to an accident. For most drivers, an accident is a shocking situation. However, you must act according to the rules. To do this, you need to clearly know the algorithm of your actions after a possible accident. Let's try to figure out what to do if there is an accident without injuries.

What are the types of traffic accidents?

The list of types of road accidents is contained in Appendix 6 to the instructions for recording such incidents, put into effect by Order of the Ministry of Internal Affairs No. 328 of June 18, 1996. The list includes:

A collision is an incident in which two or more vehicles collide.
Rollover is when a vehicle flips over and lands on its side or roof. Moreover, as a result of several successive rollovers, the vehicle may end up standing on wheels.

An accident in itself is always an incident involving at least one moving vehicle. Other accidents involving vehicles are not considered road traffic accidents.

What is typical for a traffic accident without casualties?

The main feature of this type of road accidents is that not a single person was killed or injured; damage was caused only to property. Moreover, not only vehicles can be damaged, but also objects located near the road (for example, stalls), as well as infrastructure elements - for example, poles and road signs.

This type of road accident can be a subtype of any of the types of road accidents described in Order of the Ministry of Internal Affairs of the Russian Federation No. 328.

There are a number of features associated with the mandatory actions of the driver after an accident has occurred, and in some cases the procedure for its registration itself is special. We will dwell on these features below.

Primary actions of a driver in an accident without casualties

The order of priority driver actions in case of road accidents is established by the Traffic Regulations. The general procedure for dealing with an accident without casualties does not change, but has some features. So, immediately after the accident occurs, the driver must:

Stay. If the vehicle was stationary at the time of the incident, it is prohibited to move it.
Place emergency stop signs (in populated areas - no closer than 15 m, and outside them - no closer than 30 m from the accident site).

What happens if the culprit fled the scene?

All participants in an accident, and not just the culprit, are required to remain at the scene of the accident until it is registered. If one of the participants has disappeared, you should not catch up with him, since in this case you will also break the rules. You need to record the number and characteristics of the car - it will be discovered later.

Fleeing the scene in most cases means pleading guilty. For this, liability is provided in the form of a fine in the amount of 1 thousand rubles. In addition, punishment may be applied in the form of deprivation of the right to drive transport for a period of 1-1.5 years and administrative arrest for 15 days.

How to register a traffic accident without casualties

In a standard case, traffic police officers arrive at the scene of the incident. After studying all possible information and conducting a series of examinations, they draw up a certificate of an accident, which records information about the incident and on the basis of which the culprit is determined.

If there are no victims in a traffic accident, in some cases it is possible not to call the traffic police officers to the scene of the accident, but to register the accident using the European protocol.

When can you use the European Protocol to register an accident?

The Europrotocol is a way to register a traffic accident yourself, without calling traffic police officers to the scene of the accident. In this case, the following conditions must be met:

no people were injured as a result of the incident;
both participants in the accident have compulsory motor liability insurance policies. It is important that the policies are valid;
there are no disagreements between the participants in the accident about which of them is to blame
the total amount of damage does not exceed 100 thousand rubles;
there is digital media with video or photography of the accident scene;
a statement of compensation for damages and the authenticity of the materials provided is drawn up;
at least one of the drivers has printed accident notification forms with them. You can view and download the notification form here:

If at least one of the listed conditions is not met, you should call the traffic police and register the incident in the general manner.

What to do after an accident without casualties is registered

The main task of participants in an accident after it is registered is to repair their cars and compensate for damages. To do this, you need to contact your insurance company with personal documents, car papers, an insurance policy and a certificate or notification of an accident. In any case, compensation is ultimately made by the insurer of the person responsible for the accident. However, your insurer will pay you the money, after which the companies will settle mutual obligations among themselves.

The culprit of the accident can count on compensation for damage only if he has purchased an optional CASCO car insurance policy.

In this situation, he should contact his insurance company with the package of papers listed above. If the culprit of the incident does not have a compulsory motor liability insurance policy, everything becomes significantly more complicated.

What to do if the person at fault for an accident does not have compulsory motor liability insurance

Despite the fact that every person who gets behind the wheel should have a valid MTPL policy, there are cases when those at fault for an accident do not have this policy. And a fine of 800 rubles for the absence of this policy does not stop such drivers. However, the victim must understand how the culprit of the accident will be able to compensate for the damage caused to him.

First of all, if the culprit of the accident does not have a valid MTPL policy, there can be no question of any registration of the accident according to the European protocol - call the traffic police and register the incident in the standard manner. After reporting an accident in which there are no injuries, traffic police officers may invite you to register the incident at the nearest unit. In this case, both participants should arrive there.

Do not agree to offers to resolve all issues without formalization and a promise to pay later.

If you offer to pay on the spot, think carefully. The fact is that damage to the car may appear that was not immediately noticed. You will receive compensation only for what you were able to see, and subsequently the cost of repairs will seriously exceed the amount you received.

After registering the incident, you need to start collecting damages from the culprit. In most cases, the problem is resolved through court. If you are not a professional lawyer and do not have such experience, it is better to hire a lawyer. The amount of his fee can subsequently be included in legal costs and recovered from the defendant.

What is the time frame for investigating an accident without casualties?

It is difficult to name the exact timing of the investigation of such accidents - it all depends on the circumstances of the particular incident. If the culprit is obvious, the whole process will take literally a couple of days. If the traffic police officer who investigated the incident cannot independently make a decision about the guilt of the participants in the accident, he transfers the case to higher authorities, and the case is delayed.

The maximum period allotted by the traffic police law for resolving this issue is 15 days from the moment the materials are received by the department.

If the case goes to trial, the time frame increases. In the best case, it will take about three months to resolve this issue, sometimes more. Exceeding the statutory period of 90 days occurs if materials need to be sent to the place of residence of the participant in the accident - the period for sending papers is taken into account.

What liability can be brought against the culprit of an accident?

Speaking about what the perpetrator of a traffic accident faces, it should be noted: everything depends on the circumstances of the event and the severity of its consequences. Depending on this, the culprit may be brought to criminal or administrative liability. In addition, in any case, he is obliged to compensate for the damage caused. True, if you have a valid MTPL policy, the issue of financial liability fades into the background, since the coverage of the policy in most cases is quite sufficient to compensate for damage.

The consequences for the culprit in an accident without casualties usually come in the form of an administrative fine. If the case is simple and the traffic police inspector can identify the traffic violation violator on the spot, a fine is often imposed right on the spot. Depending on the seriousness of the offense, the person responsible for the accident may also be deprived of the right to drive a vehicle for a certain period. The specific terms of such punishment are determined by the investigative commission. If you disagree, its decisions can be appealed in court.

The punishment for an accident without injuries is significantly increased if the culprit fled the scene. Specific enforcement measures are listed above. You can avoid liability only if you can prove that the driver who left the scene of the accident did not know that he had become a participant in the accident (this sometimes happens), or that he was forced to leave the scene of the accident by extraordinary circumstances.

How is compensation made?

According to Russian law, payments for damages under compulsory motor liability insurance must be made within 20 days, not counting weekends and holidays. If the insurance company refuses to pay you, delays their deadlines, or offers to reimburse an amount less than the actual cost of repairs, the issue should be resolved pre-trial or in court. In this case, you will need the services of a qualified lawyer.

Finally

A traffic accident in which no one is injured is a relatively minor accident and there is little liability. The material damage will be compensated by the insurance company that sold the culprit of the accident a compulsory motor liability insurance policy, and he himself will get off with administrative liability for violating traffic rules. In such cases, subject to certain conditions, it is possible to file an accident without involving traffic police officers, according to the European protocol.

Candidate of Legal Sciences. Advocate. Legal practical experience – 7 years. Specializations: Automotive law, tax law, loans and lending, compensation for damage.

How to properly file an accident without calling the traffic police?

Road accidents do not always require the intervention of traffic police officers . If certain conditions are met, you can solve the problem yourself.

All controversial issues can be resolved in a few hours. But there will be a risk of not receiving the required monetary compensation from insurance if there are errors in the protocol.

Let's get acquainted with the procedure for registering an accident without the traffic police.

Changes in legislation

Let's look at how to file an accident without calling the traffic police in accordance with the new procedure that came into force on July 1, 2017.

If there are no injuries, drivers should:

stop, do not change the position of the vehicle or elements of the accident;
turn on the hazard warning lights;
place an emergency sign on the road at a distance of 15 m.

Traffic police inspectors will not go to the scene of an accident without victims. If no one was injured as a result of the accident, you don’t have to go to the traffic police.

You can independently resolve issues regarding filling out the notice. Calling a traffic police inspector is necessary if controversial issues arise between participants in an accident.

The participation of eyewitnesses is also not necessary . Photos or videos from the accident scene will be sufficient.

Drivers can provide themselves with an independent notification form, in which they need to draw a diagram and independently contact the insurance company for monetary compensation for damage.

Cases in which you can do without the traffic police

If the participants have no complaints against each other, if no one was hurt, calling the traffic police is not necessary.

Then drivers need to act as follows:

capture everything on video or photo;
move away from the scene of the accident;
independently issue a notification about the incident;
if you don’t have the form with you, you can come to the nearest traffic police department and fill out all the documents, and the employees will help with this;
you can do without paperwork if the damage is minor and the parties have agreed to cover the costs of repairs.

A vehicle is removed from the road if it interferes with the passage of other road users, if there is no disagreement and the incident can be resolved peacefully.

Let's take a closer look at the procedure for registering an accident without the participation of traffic police officers.

What is the Europrotocol?

This is a procedure for processing documents about an accident without traffic police officers . This is an accident notification form. Based on this, you can receive compensation under your insurance policy.

Registration under the European protocol is an opportunity to document what happened on your own and quickly leave, without creating traffic jams and minimizing the risk of new collisions. This opportunity is available in all regions of the Russian Federation.

Conditions that allow you to register an accident under the European protocol:

Only two vehicles were involved in the accident, and both participants have a valid MTPL policy.
Only cars and their trailers were damaged. There were no injuries, no deaths, no damage to other property.
The participants have no disagreements regarding damage to the car. If the parties blame each other for what happened, you will have to call the traffic police.
The amount of damage does not exceed 50,000 rubles. If the car owner assures that such an amount will not cover the costs of car repairs, the traffic police should be called.

If the circumstances of the accident do not satisfy these conditions, the accident will have to be registered in the general manner.

If the vehicle involved in the accident is registered in the territory of another state, its owner does not have compulsory motor liability insurance or CASCO insurance, but has an international Green Card insurance policy, you can also record an accident without traffic police officers or first call the RSA Green Card Information Center at + 7 (495) 641 27 87 and consult.

Let's find out how to properly file an accident without the traffic police in order to get insurance.

Video: How to register an accident according to the European protocol?

Europrotocol form

The form must be completed correctly . It is issued by the insurance company to the car owner when he takes out a MTPL or CASCO policy.

If it is not there, you can contact the nearest company office or look on the company’s official website. You can also use the services of the reference and legal systems “Garant” and “Consultant”.

How to correctly fill out a notification of an accident under MTPL without calling the traffic police? The European protocol in case of an accident must be drawn up in a form called “Notification of a Road Accident”.

The document consists of a main sheet and an insert onto which the information entered on the first sheet is copied. After registration of the front side, the main form is separated from the additional one. Each of these sheets has equal legal force.

Compliance with the rules for drawing up a European protocol in the event of an accident minimizes the risk of disagreements with the insurer when considering documents for monetary compensation:

fill out the form with a simple ballpoint pen, legibly, in block letters;
Marks and corrections are not allowed;
All columns and fields are filled in.

On the front side indicate:

information about the location, date of the accident (if it is a highway, its name and kilometer are recorded), time (must be accurate to the minute);
number of damaged cars (2), absence of injuries (there should be no other, otherwise the traffic police should be called);
information on witnesses to the accident (if any);
accurate information about damaged cars, car owners, and persons who were driving the vehicle at the time of the accident;
information about the participant’s insurer, the number of the current insurance policy, its validity period;
list of damaged parts and components of the machine;
road accident diagram (point 17).

There are no uniform rules by which the scheme is drawn up. But the drawing must be clear so that the insurer does not have additional questions.

On paper you need to mark the position of the road section where the accident occurred, indicate the names of neighboring streets, house numbers located nearby, or shopping centers and other landmarks, traffic lights, road signs, markings, etc.

The position of the vehicle at the time of the accident is schematically shown on the image of the area (cars are usually depicted as rectangles), designated by codes “A”, “B”. The direction of movement is indicated by arrows.

The location of the impact is X. Under the graphic image, a decoding of the symbols is given.

In paragraph 14 of the form, indicate the nature and list of visible damage caused. Information should be described briefly and accurately. It is necessary to ensure that the other participant does not add damage to this item that is not related to this accident.

The terms used are: scratch, dent (deformation), rupture (crack). Hidden damage is revealed during examination.

In paragraph 16, drivers note the circumstances of the accident. Correctly reflect the car’s maneuvers, taking into account the following:

A parking lot is not a stop. If the car stopped at a traffic light, it is noted that the vehicle “stopped at a prohibitory traffic light” and not “in the parking lot.”
When one car is overtaking another, if the car was changing lanes, it is noted that the driver “changed lane” and “overtook.”

In paragraph 15 “Remarks” you can enter additional information about the accident that was not indicated in the paragraph with the circumstances of the accident.

After drawing up the front side, signatures of both parties are placed, the pages are separated to independently draw up the back side.

On the reverse side, each driver can describe his vision of the accident and indicate who was driving the car at the time of the accident.

In “Notes” you can indicate information about the availability of additional information about the accident that was obtained after photo and video shooting.

If the form is damaged, torn, or the information on it is difficult to read, the document is issued at another bank. All adjustments and additions made to the form after signing and separation are endorsed by the signatures of both participants.

If there are contradictions in the data presented by the participants in the accident, it means that the nature, list of damages and circumstances of the accident caused disagreements.

This means you need to call the traffic police. If it is impossible to determine the circumstances of the accident and the culprit based on the above, the insurer may refuse monetary compensation.

What to do after filing a notice?

If the notice is issued, there are no disagreements, you can leave the scene of the accident and contact the insurer. A copy of the accident notice with the front and back sides filled out is attached to the application.

A notice is sent to the insurer within five working days from the date of the accident. The car cannot be repaired within 15 days.

If the car needs to be repaired earlier than this period, the vehicle is presented to the insurer for inspection and written consent for repairs is obtained.

If a traffic police officer stops a car

A traffic police officer, seeing damage to a car, can stop the car to check whether an accident has been registered.

When submitting a notice to the insurance company, you need to take a copy of the document certified by an employee of the insurance company to present it to the traffic police officer.

Road accident with victims

In the event of an accident, the driver must:

stops and does not move the vehicle;
turns on the emergency alarm;
displays an emergency stop sign;
does not change the position of objects that are related to the accident;
determines the presence of victims.

If there are injuries or deaths, the driver:

provides first aid;
calls an ambulance;
calls the traffic police;
records the name, address, and contact information of eyewitnesses;
if the case is urgent, sends the victims in a passing car to a medical organization;
If the victims can only be transported to the hospital in the car of the participant in the accident, you need to send them to a medical facility, show the medical workers your documents, and return to the scene of the accident in your own car.

If the traffic flow is stopped due to an accident, the participant:

records the location of the accident, the position of the car, traces, damage using photos or videos;
records eyewitness information, if available;
removes the car from the roadway;
waiting for traffic police officers.

Police officers who arrived at the scene recorded:

information about the participants in the accident;
explanations of participants and witnesses;
additional information that is important to clarify the circumstances of the accident;
issue certificates of road accidents to participants;
initiate proceedings for an offense, if any.

Documents for applying to the insurance company

Within five working days you need to contact the insurer with the following documents:

passport (if the driver is a foreign citizen, then you must present a notarized translation of the passport (or a translation certified by the embassy));
power of attorney for a car, if the driver is not the owner of the car;
documents on the ownership of the property (registration certificate, vehicle passport), agreement if the car is leased/rented;
certificate of an accident (form No. 154), annex to the certificate, if there are victims (the document must contain: corner stamp, full name of the traffic police officer who compiled the certificate, information about the place, date, circumstances of the accident, policy number, name of the insurance company, information about the cars -participants, information about the vehicle drivers and the culprit, contacts of participants, list of damages);
protocol on administrative violation;
notification of an accident.

Certificates are not needed if the accident was registered according to the European protocol.

Important information:

Do not sign blank document forms!
information about witnesses must be present in the protocol;
if the driver does not agree with the determination of the fact of traffic violation or the amount of the fine, the inspector draws up a protocol;
If the driver does not agree with the information presented, he should mark his point of view in a special column, cross out the word “violator,” sign “driver,” and add that he does not consider himself to be the culprit of the accident.

Now it is not necessary to call traffic police officers to the scene of an accident. If there are no injuries, the participants have no claims against each other, you can file an accident yourself.

If the accident meets certain conditions, then it can be registered using a European protocol . Thanks to the detailed instructions for filling out the notice in this article, there should be no difficulties in filling out the form.

Video: How to file an accident without the traffic police?

Actions in case of an accident without casualties: step-by-step instructions

A few years ago, all drivers knew that if they were involved in a traffic accident, then first of all, they should call the traffic police. Only after receiving documents about the accident could the injured party compensate for its damages. Currently, the legislation has changed significantly, and now many drivers do not know how to behave correctly on the road in the event of any incident.

I also did not immediately become acquainted with the new legislative framework. But after I got into an accident, and out of habit tried to call the traffic police, I had to find out how to now register accidents without injuries. Traffic police officers now go to the scene only in certain cases. And in this article I will tell you what to do if you are involved in a traffic accident, in which, fortunately, there were no injuries.

Changes in legislation

Most recently, the latest changes regarding the procedure for registering road accidents came into effect in June 2018. Now participants can do without calling traffic police if their accident meets the established requirements:

the cost of damage caused to the innocent party to the incident should not exceed 100 thousand rubles (since the insurer can only compensate for this amount as much as possible without registering the incident by the traffic police);
both drivers must be registered under OSAGO, and the policy must be valid at the time of the collision;
when drawing up documents, both participants must come to a general agreement on which of them is the culprit of the incident, and also have no disagreements regarding the circumstances of the incident;
no people should be injured or killed in the accident;
no damage should be caused to other material property;
no more than 2 cars should be involved in the incident.

These are the basic requirements for situations where participants can complete documents without calling a traffic inspector. The order of actions will depend on them.

It is important to know that there is one exception for residents of Moscow and the Moscow region, as well as St. Petersburg and the Leningrad region. These residents are included in a special pilot project, which will soon be extended to other regions. If participants have devices with the GLONASS satellite system, which allows them to record their accident and provide information about it via satellite, these people can independently draw up documents for damage up to 400 thousand rubles.

Procedure without traffic police

If your situation fits the conditions provided for independently filing an incident, you must act in the following sequence:

If you collide with another vehicle, you must stop , turn off the engine, turn on the hazard lights and display a warning sign. When installing it, you must follow the rules. In a populated area it should be installed no closer than 15 m, and outside its territory no closer than 30 m.
Find out from your fellow travelers, as well as from the passengers of the other car, whether anyone needs medical assistance .
If no one was injured, then we continue to act according to these instructions.
Record the location of the cars in photos and videos . Be sure to film in such a way that it is clear who was moving in what direction and where the impact occurred during the collision. Also take pictures of road markings, signs, and the location of cars on the road. Take pictures of the surrounding houses so that it is clear where you are located on the road.
Next, cars must be removed from the road so as not to interfere with other drivers.
You must then fill out an accident report together with the other driver. In another way it is called the Europrotocol. At its core, this is a standard notification form for an insurance company. For two drivers, you will need one copy, consisting of 2 forms and instructions.
In the absence of a European protocol, you need to draw up an accident diagram on a regular sheet of paper , and also write explanatory notes from each driver about what happened. Subsequently, you will still have to fill out an accident report in order to receive insurance compensation.
If, while filling out the notice, disputes arise about the guilt of one of them, or about other circumstances, traffic police officers will have to be called .
After filling out the notice, the participants in the incident can leave .

Remember that you only need to fill out an accident notice if one participant intends to apply for compensation from the insurer. Otherwise, this document will not be needed. If the parties were able to agree and resolve the conflict on the spot, then notification will not be required. But it is better to draw up a written document stating that none of the drivers has any claims against the other. It may be needed so that later the other participant cannot blame you for leaving the scene of the incident.

Contacting the traffic police

If there are no casualties, but there are other conditions under which the participation of traffic police officers is mandatory, then you must act in the following order:

After identifying these circumstances, you must decide whether you can drive up to the traffic police post yourself, or whether you need to call a traffic inspector to the scene of the incident. Usually they are called only when there is a controversial situation between the participants in an emergency event.
If you cannot agree with the other driver, record everything on video and photos . Be sure to record the location of both vehicles, road conditions, neighboring buildings and other objects in the relative proximity of which the accident occurred.
Clear the roadway of your vehicles.
Wait for the traffic police officer and draw up all the documents with him . Show him the video and photographs. He must draw up a certificate of the incident and make a ruling on who is to blame for the accident.
Next, you must draw up a notice to the insurer based on the decision made by the traffic inspector , where you must indicate the culprit and the innocent.
After this, you must receive copies of the completed documents from the traffic police officer. You will need them to contact your insurance company.

If there is no controversial situation, but there are other circumstances for mandatory recording of the incident by the traffic police, you must draw up a notice with the other participant in the accident and come to the nearest traffic police department. Before leaving the scene, be sure to also take detailed photos and videos of the location of the cars on the road and in relation to other buildings.

At the department, law enforcement agencies will draw up a certificate for you about the incident and issue a decision. You will subsequently provide these documents to the insurance company.

You can watch expert advice on the correct procedure in this video.

Remember that insurance companies will only compensate for damage within the limits established by law. Therefore, if you are not part of the pilot project, you should try to estimate your damages. If you do not contact the traffic police and your damage exceeds 100 thousand rubles, then the insurer will only pay you this amount. You will have to demand the rest from the person responsible for the accident.

If you have any doubts about the cost of damage, it is always better to contact the traffic police. They will give you the necessary documents, and in any case you will compensate for the damage caused to you.

Also, the culprit himself should be interested in this. Since if the insurer does not compensate for all the material damage it caused to the injured person, the latter will be able to recover the entire remaining amount from the culprit. To avoid this, it is always better to take extra insurance.

Also be sure to check whether the second participant actually has MTPL insurance. It is easy to check on the RSA website. Because in its absence, you are obliged to record the incident with the help of traffic police officers, otherwise the insurer will refuse to pay you.

What to do in case of an accident

1. What to do in the first minutes?

If you are involved in a traffic accident, your first responsibility is to:

stop the vehicle, turn on the emergency lights, put up a warning triangle to warn other drivers about the danger. The sign is installed at a distance of at least 15 meters from road accidents in populated areas and at least 30 meters outside them. Failure to comply with these requirements entails administrative punishment - a warning or a fine in the amount of 1000 rubles (Part 1 of Article 12.27 of the Code of Administrative Offenses of the Russian Federation);
check whether there are any casualties among other participants in the incident.

If an accident occurs outside the city, in the dark or in conditions of limited visibility, you need to be on the roadway or side of the road wearing a jacket, vest or cape vest with stripes of reflective material.

Under no circumstances leave the scene of an accident. If you leave the scene of the accident, you may be deprived of your driver's license for a period of one to one and a half years or arrested for 15 days (Part 2 of Article 12.27 of the Administrative Code), and if the accident led to serious consequences or death, you face criminal liability - forced labor or imprisonment for up to 15 years (Article 264 of the Criminal Code of the Russian Federation).

2. What to do if there are victims in an accident?

If there are victims in a traffic accident, you need to:

1. Call emergency medical assistance. In emergency situations (for example, when it is not possible to call an ambulance or the ambulance cannot arrive), you are obliged to send the victims to a medical organization on passing transport. If for some reason this cannot be done, you are obliged to deliver the victims to the nearest medical facility using your own transport. There you need to show your passport or license and STS. Afterwards, return to the scene of the incident.

For leaving a victim without help, you face criminal liability - up to imprisonment for up to a year (Article 125 of the Criminal Code of the Russian Federation).

2. Call the State Traffic Inspectorate:

ambulance - 03 or 103 from a mobile number;
Traffic police - 02 or 102 from a mobile number;
single emergency number - 112.

3. Take detailed photographs You need to take a photo or video camera:

general plan of the accident scene;
the relative position of the cars or motorcycles involved in the accident. The road and all nearby non-movable objects must be visible: trees, stops, poles, etc.;
accident details: brake marks, broken parts, road markings, etc.;
state registration plates of vehicles involved in an accident (if there are no signs, you need to photograph or videotape the VIN identification numbers);
both vehicles from all directions;
damaged vehicle parts.

“>the scene of an accident or film it on video (reference to geolocation is not required).

4. If your vehicles do not allow other road users to pass, you need to take all possible measures to organize a detour to the scene of the incident, including removing the vehicle from the roadway (clause 2.6 of the Russian Traffic Regulations). Failure to comply with this requirement may result in a fine of 1,000 rubles (Article 12.27 of the Code of Administrative Offenses of the Russian Federation).

5. Present your MTPL policy to other participants in the accident and check their MTPL policy. To check the validity of your MTPL policy, you can use the service on the website of the Russian Union of Auto Insurers.

6. Write down contact details of witnesses.

7. Call your insurance company and report the insured event. If the other drivers involved in the accident are able, they should call their insurance companies too.

8. Fill out the notification of an accident (issued by the insurer along with the MTPL policy. Always filled out, and not only when registering an accident without the participation of police officers).

9. Wait for the traffic police officers to arrive to clarify the circumstances and register the accident. After registering an accident, you must be given a ruling to initiate an administrative violation case.

3. What to do if there are no casualties in an accident?

If there are no injuries in the accident, you can:

register an accident by contacting the traffic police - in this case, traffic police officers either go to the scene or ask you to contact the nearest traffic police post or the nearest police station;
register an accident yourself and register it at the nearest traffic police post or police department - this method of registering an accident is possible if you and the other participants in the accident have no disagreements about the circumstances of the incident and for some reason you cannot register an accident according to the European protocol (there are no forms notifications of an accident, no insurance policies, more than two cars collided, etc.);
register an accident under the European protocol - this method can be used if you collided with only one vehicle, you and the second participant in the accident are “inscribed” in the compulsory motor liability insurance policies issued for the vehicles involved in the accident;
do not file an accident and leave - if all participants in the accident do not need to complete documents. For example, if no property was damaged in an accident, the participants in the accident do not have insurance, the damage is not compensated according to the insurance policy, and the like. If the damage is compensated on the spot, do not forget to leave each other receipts: about the absence of claims regarding the assessment of material damage in connection with the accident and about compensation for the damage caused.

4. How to register an accident according to the European protocol?

You can file an accident in a simplified manner, including online (using the European protocol, without calling traffic police officers), if:

there are no victims in the accident;
only two vehicles are involved in the accident;
Only the cars involved in the accident were damaged;
both you and the second driver are included in the current OSAGO or OSAGO analogue policies, valid in 48 countries of the world.

“>“Green Card” issued for vehicles involved in an accident;

you and the second driver agree to file an accident without calling the traffic police.

5. How to file an accident yourself and record it at the nearest traffic police post or police department?

You can file an accident yourself, and then register it at the nearest traffic police post or police department, if you and the other participants in the accident have no disagreements about the circumstances of the incident. To do this you need:

1. Film You need to film with a photo or video camera:

general plan of the accident scene;
the relative position of the cars or motorcycles involved in the accident. The road and all nearby non-movable objects must be visible: trees, stops, poles, etc.;
accident details: brake marks, broken parts, road markings, etc.;
state registration plates of vehicles involved in an accident (if there are no signs, you need to photograph or videotape the VIN identification numbers);
both vehicles from all directions;
damaged vehicle parts.

“>the scene of an accident on a photo or video camera.

2. Write down the last names, first names, patronymics and contact details of witnesses (if any).

3. Fill out the notification of an accident (usually issued by the insurer along with the MTPL policy. It is always filled out, and not only when registering an accident under the European protocol).

4. Contact your insurance company and report the claim. Ensure that other drivers, if they have liability insurance, also contact their insurance companies.

5. Drive together with the other participants in the incident to the nearest traffic police post or police station and record the accident. After registering an accident, you should be given a protocol on an administrative offense, a resolution on a case of an administrative offense, or a ruling on the refusal to initiate a case on an administrative offense.

6. How to fill out a notification about an accident?

Rules for filling out an accident report:

A notification of an accident is issued by the insurance company when taking out a compulsory motor liability insurance policy. It must be filled out not only when registering an accident according to a simplified scheme, but also in any other cases;
The notification of an accident consists of two sheets, each of which must be filled out on both sides. The front side is self-copying. Data (circumstances of the incident, information about the vehicle, insurance companies, accident diagram, etc.) must be entered into it together with the second participant in the accident. It is necessary to fill in all the columns and fields on the front side;
if several cars are involved in an accident, you need to fill out one notification about the accident with the driver of the vehicle in front of you, and the second - with the driver behind you. At the same time, it is necessary to remember that the driver has the right to refuse to issue a notification of an accident together with you;
After filling out the sheets, you need to separate them and put down signatures confirming, among other things, that there are no disagreements between the drivers. The reverse side of the accident notice is filled out by each driver independently. The original and the self-copy have the same legal force;
Use a ballpoint pen to fill out the accident notice with enough pressure to ensure a good copy quality. Notes made with a gel pen or pencil may become smeared or erased;
If you do not have enough space for notes on the accident notice, you can additionally fill out the application using a blank sheet of paper. On the notification of an accident, make a note “With attachment”, on an additional sheet - mark “Attachment”, indicate what this attachment is for and who made it. Applications must be signed by both drivers. The application is prepared in two copies;
if the accident notice is torn, damaged or difficult to read, you need to fill out a new one;
Please note that if, after signing and disconnecting the notification of an accident, it is necessary to make adjustments or additions to the document, they must be certified by the signatures of both participants in the accident;
If for some reason you do not have accident reports, you can contact your insurance company for them. You can also download the notice on the page of the Department of Transport and Road Transport Infrastructure Development (but in this case, the second sheet will not be self-copying, it will have to be filled out separately);
In new notifications about road accidents there is a field in which you need to mark the presence or absence of disagreements regarding the circumstances of the accident. If you have an old notice, add this information in the notes box.

7. What to do after an accident has been reported?

It doesn’t matter whether you are the victim or the culprit of the accident, after registering the incident, you must submit (in person or by e-mail - by agreement with the insurer) your copy of the accident notice to your insurance company within five days.

If you plan to receive compensation from your insurance company, you will also need to submit an insurance claim statement.

The vehicle cannot be repaired or disposed of without the written consent of the insurance company until 15 calendar days have passed from the date of the accident (except for non-working holidays).

8. What kind of damage can the insurance company cover?

If you are the culprit of an accident and you have a compulsory motor liability insurance policy, your insurer can compensate the victim for property damage in the amount of up to 400 thousand rubles, life and health - up to 500 thousand rubles. If the damage you cause exceeds these amounts, the victim can go to court and recover the missing amount.

If you are the culprit of an accident and you have a DOSAGO policy, the limit of insurance compensation for the victim may be higher, depending on the terms of the contract.

To compensate for damage to your own vehicle, you can sign up for a comprehensive insurance agreement. In this case, the insurance company compensates for damage in the amount specified in the contract.

When registering an accident under the European protocol, the maximum limit of insurance compensation is 100 thousand rubles. If the accident occurred in Moscow or the Moscow region, St. Petersburg or the Leningrad region and you and the second participant in the accident have no disagreements regarding the circumstances of the incident and the presence of damage, you can count on payments (or repairs) of up to 400 thousand rubles.