Checking the MTPL policy by car VIN

Check OSAGO using the RSA database

Today, the PCA insurer database allows you to check your insurance in different ways: by policy number, by car number, etc. There are three verification options in total:

There are three ways to check your insurance using the RSA database:

1) Check the status of the current OSAGO form by number

You can check your MTPL policy and find out its validity period using the RSA (Russian Union of Motor Insurers) database.

Status of checks of the MTPL policy in RSA after registration

• “is with the policyholder” - this status means that the policy has come into force, and pay attention to the period of insurance and the name of the insurer, they must match the data issued at the conclusion;

• “is with the insurance company” - means that the insurance agent has not yet made changes to the database, in this case you need to wait 1-2 days, if this status is listed for more than two days, then you need to contact the insurers.

• “no longer valid”, “printed by the manufacturer” or “lost” - these statuses may indicate that the policy is invalid, in which case you need to contact law enforcement authorities and your insurance company.

Such a check does not give a 100% guarantee that you have a real policy; it is quite difficult to recognize duplicates, since they are issued with the same insurance periods, so you need to additionally check which car was insured under this policy; you can perform this check by filling out the form below. As a result of the check, you will receive the following information: the insurance company, the status of the contract, as well as the VIN number of the car. If all the data agrees, then the insurance policy is real.

2) Find out which car is insured by the OSAGO insurance policy form number

To obtain this information, fill out the form at the following link:

Where can I get a real, original MTPL policy?

In order to be guaranteed to receive a real policy, the easiest way is to apply for it on our website by clicking on this link. By filling out the form once, you can compare the prices of insurance companies and choose the most suitable option for you.

3) Checking insurance by vehicle VIN number

This type of check is the most detailed, in addition to information about the insurance policy, here you can find out how many people are included in the insurance.

ATTENTION! If the verification form does not load, try refreshing this page or wait a little; the speed of loading the form depends on the load on the database on the PCA side. If the loading did not occur on our website, try going to the RSA website, verification pages: 1 form, 2 form, 3 form

Checking the MTPL policy by VIN and state. number

Before buying a used car, more than 48% of motorists are not aware of the possibility of checking their current insurance. Taking advantage of this, fraudsters deliberately distort information in the insurance, indicating the details of another car. In addition, when buying a used car, you risk not knowing that the car was involved in a major accident, was used as a taxi, or has incorrect mileage or registration restrictions. To protect yourself from a bad deal and not have problems with the traffic police, use the Autocode service check.

How to check the authenticity of OSAGO by VIN and state license. number

Autocode suggests checking your MTPL policy using the RSA database. Our service will allow:

Find out the insurance number and policy series;
Check until what time the policy is valid;
Find out the insurance company that issued the MTPL;
Find out the cost of compulsory motor liability insurance and tax.

To check your insurance, you must provide the VIN or state registration number of the car. Information is provided according to data from the RSA database.

Fake MTPL insurance does not belong to the insurance company or is listed as lost. Naturally, such a policy will not be considered valid. The Autocode service will allow you to detect a problematic situation and identify an unscrupulous insurer. This information will be useful not only to potential car buyers, but also to insurance agents.

You can check your MTPL insurance policy by wine or car number right now in the window at the top of the page.

What else will the Autocode check tell you about?

In addition to information about compulsory motor liability insurance, the report will contain the following data:

from PTS;
about mileage;
about those. examinations;
about traffic police restrictions;
about fines;
about working in a taxi;
about customs history and much more.

The cost of one report is 349 rubles.

Advantages of the Autocode service

Autocode gives a number of advantages to those who want to enter the MTPL policy details before buying a car:

Possibility to check the insurance policy by VIN or registration number;
24/7 toll-free support;
The service functionality is available without registration;
Obtaining the necessary information about the policy number, place of insurance online;
Prompt provision of data within 5 minutes;
The ability to check information about the policy yourself, without the help of an insurance agent;
Opportunity to find out the complete history of the car.

The Atvokod service checks the insurance policy only through a reliable source - the RSA database (Russian Union of Auto Insurers). The service also receives other information about the car, only from official sources: State Traffic Safety Inspectorate, EAISTO, Taxi Registers, Federal Tax Service, Federal Customs Service, Federal Tax Service, etc.

Checking OSAGO by VIN and car number

Sometimes situations arise when it is necessary to find or check MTPL insurance. Today this can be done in various ways: by insurance policy number or car number.

It is worth noting that insurance is mandatory in the Russian Federation for every owner of any vehicle. (No. 40-FZ art. 2 clause 1)

In what cases is an OSAGO inspection necessary?

Unfortunately, road accidents have become far from uncommon. Sometimes it happens that an accident occurs, and the participants in the accident do not have information about the availability of insurance from each other. In this case, various difficulties may arise. What to do in this case and how to find out all the necessary information? For this purpose, there are special services that will help solve all problems that arise. The RSA database is such a service. This service can help clarify the following points:

Using the state car sign, the OSAGO contract number can become available.
The name of the insurance company with which the car of one of the participants in the accident is registered.
Does the owner of the car have insurance documents?

How to find out the MTPL policy number by car number

So, what steps do you need to take to get information on a specific car? It's quite simple:

The state registration number of the car is entered in the form below.
The required date for the search is indicated.
The data must be entered strictly in the specified format (A777AA111 - the last digits indicate the region code).
After completing the steps, information will appear about where the vehicle is insured, the basic details of the requested insurance, as well as a list of drivers who are allowed to drive this document.

Form for checking the MTPL policy using the RSA database

Go to: https://dkbm-web.autoins.ru/dkbm-web-1.0/policy.htm

In this way, a full check of the MTPL policy is carried out by car number, allowing you to find out exactly where the car is registered and what insurance conditions are provided.

At the output, we receive not only basic information about the insurance contract, but also information about the list of drivers included in the policy, or about the absence of restrictions. At this stage, it is determined whether a particular driver had the right to drive the vehicle.

If there are several drivers included in the policy, then in order to clarify information about a particular person’s permission to drive, you need to enter the series, as well as the number of his driver’s license. Make no mistake: the first 4 characters (Russian letters and numbers) are a series, followed by a six-digit VU number. If the car owner was indeed allowed to drive for a certain date, the system will give you information about the admission. However, please note that it is impossible to find out the MTPL agreement number by the license number.

A check of the drivers included in the contract can also be carried out to monitor the work of the insurance company. There are often cases when their employees simply do not have time or forget to add some people to the list.

How to find out the insurance number by VIN

If for some reason it is not possible to establish the necessary insurance information, guided by the state registration plate of the vehicle, it is possible to check the compulsory motor liability insurance according to the fault. There is no need to do anything complicated; the steps will be similar to those used to identify information about the availability of insurance by license plate number. That is, a person will need to enter an identification code, which consists of seventeen Latin numbers and letters, as well as the date for which insurance is requested.

Important! The required information must be carefully checked and carefully entered into the form in order to obtain reliable information about the requested vehicle.

So, to get an insurance policy, the car owner can use any of the methods that suits him best.

One more point is worth noting. If the owner of the vehicle relatively recently purchased a policy whose number is new, it may not yet be in the RSA database.

This is due to the fact that data on the site is updated within five days. Therefore, if a person enters reliable data, and as a result the system displays that there is no insurance for this license plate, there is no need to immediately sound the alarm. It is enough to wait a few days and then repeat the operation. And if after a certain time the insurance policy is not found, then you need to contact company representatives and ask all your questions, as well as solve the problem that has arisen.

How to find out by registration mark or VIN number where a car is insured under MTPL

Enter the data to find out the MTPL policy number based on the registration plate or VIN number of the car you know. You can also find out the opposite: using the MTPL policy, determine which car is insured.

Click the button below to open the RSA database

After checking the official RSA database, you will have access to the OSAGO series and number, as well as a list of drivers who are included in the policy.

How to determine the OSAGO contract number using the license plate number, body number or VIN?

Often, in case of an accident, difficulties arise when the participants in the accident do not have information about the availability of compulsory motor liability insurance from each other. How can you find out the necessary data in this case? Our service will help you quickly find the details of the MTPL agreement using the VIN or car number. Check the car number to see if the driver is listed on the insurance policy!

Our service will be useful to you to find out:

OSAGO contract number using the vehicle license plate number;
place of insurance of the vehicle of the accident participant (insurance company);
Availability of MTPL insurance for this car.

It's simple: you enter the state registration plate of the car (or VIN) into the form and indicate the desired date for the search. Enter the number in the format A000AA777 (the outer digits indicate the digital region code). Thus, you will determine exactly where the car is insured, the details of the MTPL policy and the list of drivers allowed to drive according to the contract.

Using your vehicle's details, you can quickly check where it is insured, find out the policy number and type of policy (with or without a limitation). However, a more complete check will be based on the car’s VIN. A search by vehicle registration number is used only when this data is transmitted by the insurer, which is not always possible.

If new drivers have recently been added to OSAGO or other changes in the content of the policy, please note that it will take insurers 5 days to update the PCA database according to regulations. Therefore, do not worry if 3 days later you do not see new information about the MTPL policy in the AIS RSA information.

Any data on insurance policies is transferred from the official AIS RSA database.

The same applies to the purchase of electronic compulsory motor liability insurance via the Internet, in which the policy is issued online.

Unified OSAGO database (check policy)

Today, the insurers' database allows you to check compulsory motor liability insurance in different ways: by the policy number, by the car number, etc. And vice versa - by the insurance number, for example, you can find out the car number. There are three verification options:

1. Checking the status of the form by its number. You can check your paper or electronic MTPL policy against the AIS RSA (Russian Union of Motor Insurers) database and find out its validity period below.

This form is for checking both paper policies and electronic policies of the XXX series purchased via the Internet! Usually, electronic insurance is included in the database immediately after registration, but sometimes due to the workload of the database, this can take several days. The correct status for valid insurance is “held by the policyholder” (but if immediately after purchase the status is still “held by the insurer”, then this may be normal - the agent may not have had time to make changes to the database, wait a couple of days and only then sound the alarm) . Definitely “bad statuses” of an MTPL policy are “lost in force” (why exactly it lost force can be seen in more detail by checking below) or “lost”. The status “printed by the manufacturer” means that such a form was not even handed over to the insurer.

Such a check does not give 100% confidence that you have a valid policy (after all, fraudsters could make a “duplicate” of the real form), but it allows you to reject obvious fakes and stolen forms. But in order to exclude “duplicates” you need to check which car is insured under your policy...

2. Find out which car is insured using a specific form. In addition to the license plate number, VIN code or body number, in the results you can find out a more detailed status of the form, for example, why exactly the insurance is not valid (the contract could have been terminated early or the policy could have been lost by the insurance company):

3. Find out the MTPL policy number by state number, VIN or body number + check whether the driver is included in the insurance . This check is the reverse of the previous one, here, based on the car’s data, you will find out which insurance company it is insured with, the policy number and its type (limited or unlimited). Checking by VIN is the most complete. It is searched by license plate number only if this information was provided by the insurer (they do not always do this).

If the insurance has a limited list of drivers, then the system will offer to check, using the number and series of the driver’s license, whether a certain driver is included in the insurance (this option appears in the second step after).

If you have recently added someone to your MTPL policy or made other changes to the data, then according to regulations, insurance companies are required to make changes to the RSA database within 5 days. Therefore, do not be alarmed if after a couple of days the changes have not yet been reflected in the AIS RSA database.

The last check is also useful for checking a used car before purchasing. After all, the presence of two simultaneously valid MTPL policies on one VIN number (or GRZ) can be a “bell” that the car is a “double”. In this case, I also recommend checking the VIN using the technical inspection database (in this case, it is a bad sign that the car regularly undergoes maintenance in one region or another).

4. Help from an auto lawyer on MTPL issues:
If you are faced with the fact that your policy, judging by the database, is fake or you have other legal questions related to MTPL, then you can get a free response from a lawyer in the form below: