Driver actions in case of an accident instructions

Driver's actions in case of an accident

When getting behind the wheel, the driver takes responsibility not only for his life and the lives of his passengers, he is also responsible for the safety of other road users.

That is why drivers must be extremely careful on the road, since the lives and health of people around them sometimes depend on their actions. Although, unfortunately, no one is immune from accidents.

So, let's look at how to behave correctly in a situation where you are involved in a traffic accident?

What should a driver do immediately after an accident?

A person’s reaction to the fact that he became a participant in an accident or the cause of it can range from the most inadequate to the most apathetic. All people are different, but this situation is unlikely to please anyone.

But be that as it may, you need to remain human in any situation.

In most cases, immediately after an accident, people begin to figure out who is right and who is wrong. At this moment, various provocations may arise, and if you succumb to them, the consequences may not be very good.

Never admit your guilt; at this difficult moment, you may simply not have noticed that your guilt is not so obvious, or perhaps you are not guilty at all. Let the court deal with the evidence .

In this difficult situation, you should pull yourself together and act according to the established rules:

Stop moving immediately;

Turn on the emergency lights on the machine and mark the place where the machine stops with an emergency sign;

Leave all objects directly related to the accident in the position in which they found themselves immediately after the collision;

Look around and try to understand if there are any casualties. If you find that someone needs your help, provide the necessary first aid;

Call the insurance company. Have a company representative come to the scene of the accident. Usually the insurer calls the traffic police. But you can also do it yourself;

Ask those involved in the accident for their personal and passport information, as well as information about their place of residence and contact numbers;

Inform your opponent about the insurance policy you have, get the same information from him;

Do not sort things out with other participants in the accident, do not rush to admit your guilt;

Fill out the accident notice (the document is issued to each policyholder along with the insurance policy);

If you have an unavoidable need to leave the scene of an accident, record the situation in all possible ways (where the cars are, the length of the braking distance, traces of the accident, splinters and wreckage of the car, etc.). When performing all these actions, you need the presence of witnesses.

Recording the circumstances of the accident

How to properly organize the preservation of the accident scene in its “pristine form”? To do this, you will need to take all possible actions to ensure that no one disturbs the position of cars, fragments or debris, etc.

To record the location of the accident:

Take photographs of the entire situation: location of cars, braking distances, license plate numbers, identities of participants, damage to property, etc.;

In a conversation with the traffic police inspector, try to clearly and concisely state the circumstances of the incident. Be sure to check what time of day everything happened, what condition the roadway was in, weather conditions, in what direction the cars were moving, at what approximate speed they were moving, what maneuvers were performed, the quality of road lighting, etc. All this data will be taken into account during the investigation of the accident;

Indicate whether the car collided with any other object. Has your car ever rolled over?

The possibility of obtaining insurance depends on recording all data related to the causes and circumstances of the accident. Usually it is paid for the information recorded in certificate No. 748.

Tips for reporting an incident

During the process of registering an accident, traffic police officers are always with them.

What the inspector must give to the participant in the accident:

Certificate about road accident. The document records all damage;
Temporary permit to drive a vehicle (issued if your license has been temporarily taken away);
Protocol on offense (copy).

Carefully monitor the filling out of documents during the registration of the accident.

During the filling process, there should not be any empty columns left in the documents;
All documents are filled out in the presence of the driver involved in the accident;
Pay special attention to recording damage to the vehicle. Even the smallest and most insignificant damage must be included in the documents. And even if you are considered a bureaucrat, the amount of compensation directly depends on this.

If you are not one hundred percent sure that the accident was your fault, do not make such statements!

There is no need to declare that all the blame lies with you, especially do not sign a protocol with such an admission. What you signed will be used against you.

If you are completely confused in the situation and cannot understand who is guilty, indicate in the document that you do not admit your guilt. In this case, there will be an investigation of the incident with the participation of witnesses and in the presence of all interested persons.

Make sure that the inspectors record the smallest details of the incident. It is possible that some seemingly insignificant detail will serve as proof of your innocence.

What actions should you take after reporting an accident?

How to properly file an accident without the traffic police, read here.

Contacting an insurance company

At what stage after an accident should you call the insurance company?

Notifying insurers about the occurrence of an insured event is one of the important moments after an accident has occurred. It is believed that you need to call as soon as you have the opportunity. There is no point in delaying this matter.

The usual method of notification in this case is a telephone call. Although we advise you to clarify this point in your contract. Maybe it's your insurance company that insists on in-person or online notification via the Internet.

You will still have to come to the company, but with documents. This must be done within 5 days from the date of the accident.

When contacting insurers, you need to file a claim for direct damages.

If you file a claim with your insurance company, this claim is called a “direct” claim. This occurs under the following circumstances:

the accident involved two vehicles and a trailer;
Only the property of the participants suffered damage;
both participants have an MTPL insurance policy.

What is the deadline to submit a claim to insurers after an accident?

The Rules for concluding an MTPL agreement do not say anything specific about the deadlines for filing an application. Although there is a link between the filing of such an application and the deadline for filing the Notice of Accident. This document is filled out immediately after the accident and submitted to insurers within 5 working days, no later.

Thus, we can conclude that a claim for damages is submitted to the insurance company within 5 business days after an emergency on the road.

To ensure you never have any surprises related to deadlines, always carefully review the documents you sign.

Violation of the deadline for filing an application, in our case, may result in a refusal to issue compensation. Then you will have to apply to the court.

What papers do you need to prepare to contact an insurance company?

In order to receive the desired financial payment on time, before contacting the insurer, prepare a package of necessary documents:

file a claim for damages directly at the insurance company’s office;

any identification document of the applicant (copy);

vehicle registration certificate (copy);

vehicle passport (copy);

bank details (necessary for transferring compensation);

certificate of accident;

notification of an accident;

protocol and resolution on an administrative offense (copy);

power of attorney for the representative of the car owner (download sample).

The list of documents presented above may be updated depending on various circumstances.

What to do if you missed the 5-day application deadline?

It may happen that for objective reasons you will not be able to contact the insurers within the prescribed period. The option of extending the deadline is quite possible, but compelling reasons are required to justify missing the deadline.

This situation may occur if the payment of damages depends on the outcome of your case (criminal or civil). In addition, the fact that a decision on an administrative offense has been issued, which determines the culprit of the accident, plays an important role.

In this case, the period will be extended in accordance with clause 4.22 of the “Regulations on the rules of compulsory civil liability insurance of vehicle owners”, approved by the Bank of Russia on September 19, 2014 No. 431-P.

What to do if you missed filing an Accident Notification?

Sometimes a driver involved in an accident may miss the deadline for filing an accident report. In this case, the statute of limitations for claims for compensation is 3 years (in accordance with current legislation).

That is, the victim has the opportunity to file a claim in court for damages.

How will events develop if the documents related to the accident are not handed over to the insurers?

Sometimes the policyholder, when filing a claim for damages, does not provide the entire package of documents.

In this case, within three days after accepting the application, the insurance company is obliged to notify its client of the need to transfer to them all documents related to the accident.

In the event that the insurer has not received all the documents, the issue of compensation for material damage and damage to the life and health of victims from the culprit of the accident will be resolved in court (civil proceedings).

But you will also have to collect some documents for the court (a court ruling that has entered into force, the results of an independent examination to determine the condition of the car and its estimated value).

The statement of claim is filed with the court depending on the amount recovered. That is, if the amount of damage does not exceed 50 thousand rubles, the claim is sent to the magistrate court, the amount of the claim exceeds 50 thousand rubles - to the district court.

The application is submitted to the court at the place of residence of the defendant - compensation for material damage, and to the court at the place of residence of the plaintiff - when filing a claim for compensation for harm to life and health.

Is there a need to submit an Accident Notice to insurers?

If you were injured in an accident and intend to receive appropriate compensation, you should definitely contact the insurance company that has entered into a compulsory motor liability insurance agreement with you and give them a Notice of an Accident.

Do I need to fill out an Accident Report form?

The Road Accident Notification form must be completed.

In addition, it must be signed by the second participant in the accident (clause 3.5 of the Regulations on the MTPL Rules).

Each policyholder receives this document along with the MTPL agreement. The form is filled out immediately after an accident, even if the accident has not yet been registered by the traffic police.

Typically, if there is no disagreement between the drivers involved in the accident, one form is completed. Otherwise, each driver does this independently (download the form).

Forms are also filled out separately in cases where there are more than two participants in an accident.

What happens if you do not submit a Notification of an Accident to the insurance company?

Do not forget the fact that, in accordance with the Law, the insurance company has the right to recourse. This also happens if the person at fault for the accident did not provide his insurer with an Accident Notice.

If the case is considered in civil proceedings, the victim has the right to make a claim for compensation for damage to property, life and health, as well as to recover moral damages from the perpetrator.

Providing notification of an accident to the insurance company and notifying your insurer about the accident is important for you. Therefore, try not to miss the deadline for submitting documents. It's in your best interest.

Driver's actions in case of an accident

There are more and more cars on the roads every year, and even long car trips have ceased to be something unusual. But not all drivers know how to act in force majeure circumstances, for example, when an accident occurs.

In fact, knowing how to act in such situations, you can provide timely assistance to the victims and save someone’s life. In today’s article we will look at what actions a driver should follow in the event of an accident in order to reduce possible problems from the incident to a minimum.

Step-by-step actions for drivers in case of an accident

If a person witnesses or takes part in an accident, the first thing he should not do is panic. You need to pull yourself together and act strictly according to the instructions. Perhaps it is the actions of one person that will help save the lives of other participants in an accident (Figure 1).

A brief procedure for any driver in case of an accident should be as follows:

First of all, you need to stop the vehicle, turn on the hazard lights and place a corresponding sign on the roadway.
If there are victims in the accident, disagreements have arisen between the participants in the accident, or an accident occurred involving two or more vehicles, you must report this to the traffic police.
In most cases, traffic rules do not provide for any independent actions on the part of the driver. You need to wait for the arrival of specialists who will document the incident.
If possible, the fact of the accident should be recorded using photos and videos.
After completing all these steps, you need to contact an employee of the insurance company.

Figure 1. Brief instructions in case of a road accident

This brief instruction is considered general, but often the driver’s actions are determined by the specific situation. In addition, you should consider whether there were any casualties in the accident and what their general condition is.

Road accident with victims

The traffic rules clearly describe the driver's action algorithm in case of an accident with casualties (Figure 2).

Acting correctly, even a casual witness of an accident will be able to provide emergency assistance to the victim:

First you need to stop the car, turn on the hazard warning lights and place a warning triangle on the road.
Try to find out about the condition of the victims. If the injuries are minor and not life-threatening, first aid can be provided to the victims. If you do not have the necessary skills, it is better not to move the victim and wait for the ambulance to arrive.
It is imperative to remain at the scene next to the victim until doctors arrive. While waiting, be sure to report the accident to the traffic police.
You should also call your insurance company, especially if you are involved in an accident.

While waiting for the ambulance and traffic police to arrive, you should under no circumstances move objects related to the accident. Their exact location will help determine the details of the incident.

Figure 2. If there are victims in an accident, in addition to the traffic police, you need to call an ambulance

It is also advisable to find witnesses to the accident, write down their names, contact addresses and telephone numbers. Be sure to check whether they will agree to testify if necessary.

Use your cell phone or dash cam to film the scene yourself. Take photographs of everything in the area, but pay special attention to the braking distance.

Road accident without injuries

In case of an accident without injuries, the procedure is slightly simplified, but if two or more cars were involved in the accident, the traffic police will still have to be called (Figure 3).

Even if the accident occurred without the participation of victims, you will have to call the traffic police officers, since they are the ones who draw up the incident report, which will be needed in the future to receive payments from the insurance company.

After calling the traffic police, you need to do the following:

Put up emergency stop signs: they need to mark not only the accident site itself, but also any fragments or debris that may help establish the details of the incident. If you run out of special signs, you can mark the necessary places using any available means. This way, drivers passing by will notice the evidence in time and be able to avoid it.
Interview witnesses: Be sure to write down their names and contact information, and determine whether they will agree to testify in the event of a trial. If there are no witnesses to the incident, you can ask drivers passing by to confirm the details of the location of the cars after the accident.
Call the insurance company: be sure to report the incident to the company that issued the MTPL contract. The contact phone number can be found in the upper left corner of the insurance form.
Fill out a notification about an accident: even if the damage does not exceed the permissible amount, all participants in the accident need to fill out a special notification document, which is attached to the compulsory motor liability insurance policy. It is important that all participants in the accident sign it.

It is also necessary to take photographs of the accident site, the location of the debris and the braking distance. If you have a DVR installed in your car, be sure to save the recording.

Figure 3. An accident without injuries is registered by traffic police officers

When traffic police officers arrive at the scene, inspect the scene of the accident with them, talking about how the accident occurred. It is not advisable to give the list with the names of witnesses to the inspector. Just copy them down with the police officer.

After drawing up the protocol, read it carefully. If you do not think any points are correct, write your own explanation. It is written in free form and only in your hand, and it is highly desirable that the handwriting be legible. Then the guarantee that your comments will be taken into account will be much higher.

Actions under OSAGO or CASCO

OSAGO and CASCO are two popular types of insurance that are used if an insured event occurs on the road (Figure 4).

In the case of compulsory motor liability insurance, the sequence of actions will be as follows:

Notify the insurance company: It is advisable to make a call immediately after calling the traffic police, but the law requires notification of insurers within 15 days after the incident. The speed of notification to the company will subsequently directly affect the time of receipt of payments.
Collect documents: in order to receive compensation, you need to bring to the insurance company an application for receiving payments, a certificate of the accident and a copy of the protocol, a copy of the PTS, the passport of a citizen of the Russian Federation and the compulsory motor liability insurance policy of the victim. It is also necessary to provide an expert report on the damage caused, and copies of contracts and receipts for payment of appraisal services.

Compared to compulsory motor liability insurance, a CASCO policy provides more opportunities to receive payment after an accident. The policy is issued for any type of vehicle, even if it is not registered with the traffic police. In addition, compensation is paid not only for damage received as a result of an accident, but also after natural disasters or the actions of third parties.

The procedure for having a CASCO policy will be approximately the same as for compulsory motor liability insurance. The participant in the accident needs to contact the insurance company with a claim for damages. It is advisable to do this within 15 days after the incident, but later application is also allowed.

Figure 4. An insurance policy will help you get financial compensation

The application must be accompanied by a package of documents, which is also collected in order to receive payments under compulsory motor liability insurance. If all the papers are in order, the employee will accept the application and the decision on the payment will be made within 20 days.

Step-by-step procedure for driver actions in case of an accident without traffic police

Drivers rarely resolve disputes at the scene of an accident without traffic police officers. This is explained by the fact that the traffic police report is needed to receive insurance payments.

However, before the police arrive, it is necessary to place signs not only at the scene of the accident, but also near the debris, fragments and other parts that will help establish the details of the incident. In addition, under no circumstances should you move vehicles that were involved in an accident, even if they interfere with traffic.

Experienced drivers are advised to interview witnesses and write down their contact information, and take photographs or film the scene of the incident in detail.

Registration of an incident according to the European protocol

The European protocol allows you to register an accident with several cars without calling the traffic police. However, it is not popular among motorists, since in most cases they do not know how to use the Euro protocol in the event of an accident (Figure 5).

The use of the European protocol is possible if five conditions are met:

Only two cars were involved in the accident.
No drivers, passengers or pedestrians were injured.
The participants in the accident have no disagreement regarding the circumstances of the incident and the injuries sustained.
Both drivers are insured under MTPL and have a policy in hand.
The damage received in the accident does not exceed 50 thousand rubles. For Moscow, St. Petersburg and the regions, this limit has been increased to 400 thousand.

Figure 5. The Europrotocol helps speed up the registration of road accidents

If all points have been met, drivers do not have to report the accident to the traffic police. They need to jointly fill out an accident notification application and submit a copy to their insurance company.

What to do after registration

After traffic police officers have arrived at the scene of the accident, drawn up a protocol and documented the incident, the driver can leave the scene of the accident (Figure 6).

Figure 6. Immediately after registering an accident, you need to contact the insurance company

However, after registration, you must immediately contact your insurance company to receive compensation. It can be received by both the culprit and the victim of the accident. Similar actions are performed if the vehicle is insured under a CASCO policy.

It is important that when using the European traffic rules protocol, it is provided for contacting the insurance company within 5 days after the accident. If you contact the insurers later, the car owner may be denied payment. If traffic police officers were involved in registering the accident, this period is extended to 15 days.

The detailed procedure for action in case of an accident is outlined in the video.

Driver's actions during a car accident

Next article: Accident in the yard

Every driver should know what to do in case of an accident, since the possibility of getting into an accident always exists. What to do in a normal situation when there are no casualties? How to act if there are victims?

Dear readers! The article talks about typical ways to resolve legal issues, but each case is individual. If you want to find out how to solve your particular problem , contact a consultant:

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In a stressful state that occurs during an accident, the driver cannot always act adequately. There are cases when car owners in such situations forget their personal data, not to mention traffic rules.

To avoid mistakes when drawing up documentation, it is worth understanding the first actions after an accident. Step-by-step instructions will help with this.

New rules for the order of steps in case of an accident from July 1, 2018

Since the beginning of July 2018, the procedure for registering road accidents has been simplified. Now drivers have the opportunity to figure it out without the participation of the traffic police. Participants in the incident can draw up a European protocol, even if they have disagreements.

But not everyone can take advantage of this opportunity. Certain conditions must be met:

two participants in the accident;
both drivers have an MTPL insurance policy;
the amount of damage caused does not exceed 50 thousand rubles;
no one was injured in the accident.

Thanks to the innovations, the number of traffic jams will decrease. In addition, drivers save their time, since they do not need to wait for a representative of the authorized body who will handle the registration of a traffic accident.

Let's take a closer look at how you can now file an accident in certain situations.

No casualties

What is the sequence of actions of a driver in an accident in a standard situation without injuries?

Follow these rules:

In the event of a collision, the vehicle must be stopped. Turn off the engine. It is mandatory to turn on the alarm system (or display the appropriate sign).
If the second participant persuades you to remove the car from the scene, do not agree.
If the accident occurred near the tram tracks, you should not drive away.
In the case where there are two participants in the accident, you can start drawing up a European protocol. In other cases, it is worth calling a traffic police officer.
Ensure the safety of all parts that are related to the accident - fragments of the car, debris from surrounding objects. Display any items that can help with this - fence off such items with buckets, bags, bags or any other things that you have.
Be sure to write down the details of witnesses (full name, contact information). If there are no such vehicles, write down the license plates of passing cars - the drivers of such vehicles will be able to tell the court about the location of the cars after the accident. Write down the numbers of passing buses - their drivers can also be called to court as witnesses later.
Call the insurance company where you signed up for compulsory motor liability insurance. Contact information is on the document issued to you (top left).
Next, the European protocol itself is filled out, which must be attached to the insurance policy. The signatures of both participants are affixed.

With the victims

The driver’s actions in case of accidents are prescribed in paragraphs 2.5, 2.6 of the traffic rules.

Here are instructions for what a driver should do in case of an accident. The participant in the incident must:

Stay.
Turn on the hazard warning lights.
Make sure that all parts, fragments, debris remain in place.
Provide first aid to the injured person (if possible), call an ambulance or arrange for the victim to be transported to the hospital by passing transport. If this is not possible, the participant in the accident independently takes the person to a medical facility, leaving his data to the second participant, and later returning to the scene of the accident.
Remove the car from the roadway if its location interferes with the normal movement of vehicles. If the motorist needs to leave the scene of the accident and take the injured to the hospital, the location of the vehicle and objects that are related to the accident should be recorded in front of witnesses.
Call the traffic police officer, find out the information of witnesses.

In the absence of serious consequences of the incident, the police officer:

draw up a diagram of the accident;
describe the damage to the vehicle;
will collect information from eyewitnesses of the accident and drivers.

You will need to be given a photocopy of the protocol.

In case of severe consequences (for example, severe injuries to a citizen), the following documentation will be drawn up:

certificate of accident;
protocol on the inspection and verification of the technical condition of the machine;
accident diagram;
a document from a medical institution stating that the driver did not take drugs or alcohol;
explanations from each participant.

If you do not agree with something, you should not sign it, or at least indicate what exactly was written in error. Do not sign on a blank form.

Depending on the consequences of the accident, you may face administrative or criminal liability. The procedure for considering cases is specified in Art. 109, 264, 265 of the Criminal Code.

The driver has the right to familiarize himself with the case, give explanatory notes, present evidence of innocence, and file a complaint with the authorized body.

How to recover moral damages from the culprit of an accident, read here.

Fatal

If an accident results in the death of a person, you should act in accordance with the general rules.

Stop the car and turn on the hazard lights, etc.
Pay special attention to finding witnesses and recording the situation. The fact is that a fatal accident entails liability in accordance with the Criminal Code, and the presence of the maximum amount of evidence will allow you to correctly determine the culprit of the accident.

Please pay attention to some nuances:

Such an incident must be documented by the traffic police and the investigator.
You should find a good lawyer who will help you get the minimum punishment.
In some cases, the driver manages to negotiate with the relatives of the deceased on financial compensation without criminal prosecution. First, the investigator will find out whether the victims have a desire to communicate with the person responsible for the accident, and only after that they can give you their contacts.
Compensation for moral damages before trial can reduce the sentence. A receipt is drawn up regarding the payment of funds to the relatives of the deceased.
Until a court decision is made, the motorist has the right to continue to use the vehicle.
The car does not need to be repaired after an accident without the permission of the investigator. You may be allowed to repair the damage after an inspection and the necessary examinations.

Driver actions to reduce the severity of an accident

To prevent negative consequences in case of accidents, car owners must undergo training (such measures are under development):

on driving a vehicle on slippery roads;
according to the rules of action that will allow you to get out of overturned vehicles;
first aid;
to control your health from a specific age, etc.

You must have:

restraint system - seat belt, belt tensioner, airbag, head restraint system, child seats;
body structure, which will not allow changes in the volume of the interior or the entry of a dangerous object into it. This means installing high-quality glass, equipping with safe controls, installing a damage-resistant frame;
body structure, which will protect the passenger (energy is absorbed during collisions). These are deformation zones of the front, rear, and side parts of the vehicle.

30% of accidents occur due to inadequate provision of passive road safety.

We list the objects that will reduce the likelihood of getting into an accident:

Road markings.
Availability of road signs in all important areas.
Installation of lights.
Installation of subgrades with a slight slope steepness.
Installation of guides and stopping barriers.

Passive road safety is measures aimed at reducing the severity of the consequences of road accidents that occur when hitting various types of obstacles, when leaving roadsides, or crossing medians. Such measures will help in cases where an accident cannot be avoided.

A number of briefings are provided for drivers of public and freight transport:

introductory;
pre-trip;
periodic;
seasonal;
special.

What should an employer do if a driver is involved in an accident?

Vehicles are objects that pose an increased danger to individuals. If a driver gets into an accident in a company car, then the organization that owns the car (or rented it) will have to bear responsibility for the consequences.

In accordance with Art. 1064 of the Civil Code, damage caused to a person or his property, or to a company, must be compensated in full by the individual who is the culprit of the incident.

But the driver is not always at fault. There may be situations where a person loses control due to a vehicle malfunction.

This means that in order to determine liability the following conditions must be present:

harm was caused;
the driver's behavior was unlawful;
the driver is the culprit of the accident;
the damage was caused when the driver violated the rules.

Liability (when the driver is not guilty) is discussed in Art. 1079 Civil Code.

In Art. 1068 states that a company or individual entrepreneur will compensate for damage caused by its employee who was in the performance of his labor obligations (and not necessarily in accordance with employment contracts).

That is, the legal entity will be the defendant in court. The driver is involved as a third party on the part of the defendant.

If the driver involved in the accident was not on duty, but was carrying out instructions from management, he will be considered to be on duty.

The company has the right to demand that the employee reimburse all funds (Article 1081 of the Civil Code).

If a company employee does not want to voluntarily pay the required amount, you can go to court. But it is worth remembering that funds can be recovered from the driver only if he is at fault (Article 233 of the Labor Code, Article 1064 of the Civil Code). The employee's responsibility is specified in Art. 243 TK.

If you do get into an accident, do not panic and do not listen to the persuasion of the second participant. Act according to the established rules, and then you will have a chance to defend your innocence.

How to correctly write a receipt to participants in an accident, see the example.

Find out what an objection to a claim for an accident is from the information.

Video: Driver's actions at the scene of an accident.

Due to frequent changes in legislation, information sometimes becomes outdated faster than we can update it on the website.
All cases are very individual and depend on many factors. Basic information does not guarantee a solution to your specific problems.

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Driver actions in case of an accident instructions

If there is a need to move the car, then you need to draw up a diagram of the location of the cars after the accident, indicating the required distances. This scheme is signed by all participants in the incident. Traffic police officers need to outline the entire current situation. Make sure that the protocol records all the damage and the maximum number of nuances of what happened. Pay special attention to recording facts that indicate your innocence. Read the completed protocol carefully and, if necessary, insist on making additions and comments, as this incident may result in litigation. Do not refuse to conduct the necessary examinations, since refusal to conduct them may be regarded as evidence of your guilt in what happened. Only after carefully studying the protocol can it be signed.

Driver's actions in case of an accident - instructions

You must have:

restraint system - seat belt, belt tensioner, airbag, head restraint system, child seats;

body structure, which will not allow changes in the volume of the interior or the entry of a dangerous object into it. This means installing high-quality glass, equipping with safe controls, installing a damage-resistant frame;

body structure, which will protect the passenger (energy is absorbed during collisions). These are deformation zones of the front, rear, and side parts of the vehicle.

30% of accidents occur due to inadequate provision of passive road safety.

Driver's actions during a car accident

What you need to remember: • Take pictures of everything in detail: the location of all the cars involved in the accident, tire brake marks, license plates and faces of drivers, fragments, any mechanical damage, etc. • When explaining with traffic police officers, describe the circumstances of the accident in as much detail as possible: time of day, road condition , features of weather conditions, the direction of movement of the car, events preceding the accident, the approximate speed of movement of all participants in the accident, the maneuvers they performed, lighting on the road section, etc. The fairness of the resolution in a further controversial situation will depend on these details. • Do not forget to indicate in the accident diagram the collision with any other obstacle, if any. And also if the car overturned.

Step-by-step instructions in case of an accident

If the car is subject to restoration, then the insurance payment is equal to the amount of repairs carried out, after which the car will look like it did before the accident. The expense is calculated based on the average prices for the necessary repair work, and also takes into account the wear of parts and the degree of damage to units and components;

If there is a disagreement between the victim and the insurance company regarding the amount of insurance payments, the insurer is obliged to pay the undisputed part of the insurance without fail. At the same time, the victim retains the right to file a lawsuit against the insurer for payment of an additional amount of damage.

Driver actions in case of an accident: step-by-step instructions

In addition, the violator may lose the right to hold a position for 3 years or more. If an accident leads to the death of a person, then you can realistically receive up to 5 years in prison or forced labor for up to 4 years. For the death of 2 or more persons - up to 7 years in prison;

in case of harm to health and being drunk - up to 4 years in prison, up to 3 years of correctional labor and deprivation of the opportunity to work in a certain position (also up to 3 years).
If an accident leads to the death of a person, they can be imprisoned for up to 7 years. In case of death of 2 or more persons - up to 9 years in prison.

Results When driving out on the road, you should know what to do in the event of an accident, what nuances to pay attention to and how to act correctly. Not only the size of the fine or punishment, but also the quality of future life depends on the level of composure.

Reminder in case of an accident

If this is not possible, the participant in the accident independently takes the person to a medical facility, leaving his data to the second participant, and later returning to the scene of the accident.

Remove the car from the roadway if its location interferes with the normal movement of vehicles. If the motorist needs to leave the scene of the accident and take the injured to the hospital, the location of the vehicle and objects that are related to the accident should be recorded in front of witnesses.
Call the traffic police officer, find out the information of witnesses.
In the absence of serious consequences of the incident, the police officer:

draw up a diagram of the accident;
describe the damage to the vehicle;
will collect information from eyewitnesses of the accident and drivers.

You will need to be given a photocopy of the protocol.

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If there are no such vehicles, write down the license plates of passing cars - the drivers of such vehicles will be able to tell the court about the location of the cars after the accident. Write down the numbers of passing buses - their drivers can also be called to court as witnesses later.

Call the insurance company where you signed up for compulsory motor liability insurance. Contact information is on the document issued to you (top left).
Next, the European protocol itself is filled out, which must be attached to the insurance policy.

The signatures of both participants are affixed.

Write down the details of the second driver (his full name, registration, telephone number, information about his insurance company).

Instructions for driver actions in case of a traffic accident

After all, in the end it may become clear that you are at fault for what happened, even if to a lesser extent. Therefore, the driver’s actions in a traffic accident must be correct, reasonable, restrained and collected. Remember, these are not only your troubles, but also the troubles of other participants in the accident.

Instructions for driver actions in case of an accident

It is mandatory to turn on the alarm system (or display the appropriate sign).

If the second participant persuades you to remove the car from the scene, do not agree.
If the accident occurred near the tram tracks, you should not drive away.
In the case where there are two participants in the accident, you can start drawing up a European protocol. In other cases, it is worth calling a traffic police officer.
Ensure the safety of all parts that are related to the accident - fragments of the car, debris from surrounding objects. Display any items that can help with this - fence off such items with buckets, bags, bags or any other things that you have.
Be sure to write down the details of witnesses (full name, contact information).

A fight with the person responsible for the accident will lead to only one thing - a statement to the police and new problems;

Don't act hastily. Think before you move or put anything away. During the trial, every little detail matters;
don't get lost.

Above we discussed in general terms what to do in the event of an accident. Now let's take a closer look at each of the points: 1. Stopping the car Despite the simplicity of the recommendation (which is easier than stopping), there are nuances here.

Driver actions in case of an accident instructions 2017

If a driver gets into an accident in a company car, then the organization that owns the car (or rented it) will have to bear responsibility for the consequences. In accordance with Art. 1064 of the Civil Code, damage caused to a person or his property, or to a company, must be compensated in full by the individual who is the culprit of the incident. But the driver is not always at fault. There may be situations where a person loses control due to a vehicle malfunction. This means that in order to determine liability the following conditions must be present:

harm was caused;
the driver's behavior was unlawful;
the driver is the culprit of the accident;
the damage was caused when the driver violated the rules.

Liability (when the driver is not guilty) is discussed in Art. 1079 Civil Code. In Art.

Driver actions in case of an accident instructions

Do not forget to clearly and scrupulously record all the circumstances and details of the accident - this will play a very important role in the investigation and further identification of the culprit of the accident. WHEN IT IS POSSIBLE TO LEAVE THE SCENE OF AN ACCIDENT In situations where it is necessary: - to send the victims on a passing route, and if this is not possible, to deliver them in your vehicle to the nearest medical facility, provide your last name, registration plate of the vehicle and return to the scene of the accident; - clear the roadway if the movement of other vehicles is impossible, having previously recorded, including by means of photography or video recording, the position of the vehicles in relation to each other and road infrastructure, traces and objects related to the incident, and take all possible measures to their preservation and organization of a detour to the scene of the incident.

Procedure in case of an accident - instructions for action

According to statistics, the number of cars in Russia is increasing every day. Due to this, the number of road accidents is also increasing. Today, no one can be sure of safety on the road, and even the most responsible citizens can become involved in an accident. In this situation, the main thing is not to get confused and know exactly what to do in case of an accident.

Where to go in case of an accident?

Undoubtedly, an accident is always stressful. Many drivers in a state of shock make unforgivable mistakes, as a result of which it can be very difficult to prove their innocence later.

Where to contact in case of an accident:

if there are victims, then first of all it is necessary to call an ambulance;
Next, you should contact the traffic police;
it is important to notify the insurance agent about the incident, who will tell you what needs to be done in the event of an accident;
It is advisable to call relatives, since in a stressful situation a person cannot always assess it adequately.

Is it possible to do without calling a traffic police inspector?

What to do if you get into an accident, is it necessary to call the traffic police? If the accident resulted in no injuries and one of the participants fully admits his guilt, you can do without calling the traffic police.

If the issue is resolved amicably, compensation for damage is carried out immediately on the spot. This decision is made mainly for minor damage.

In order to resolve the problem without involving the road inspector, three rules must be followed, namely:

There were no injuries in the accident.
The participants in the accident have no disagreement about the circumstances of the accident and who is at fault.
None of the participants wants to draw up a protocol.

The agreement must indicate the following information:

Information about the participants in the accident.
Date, time and location of the accident.
The amount of compensation.
Signatures of both participants and their transcript.

The agreement is drawn up in two copies, one for each participant.

What to do if the culprit or victim does not have a compulsory motor liability insurance policy or is expired?

The absence of an insurance policy for a car owner involved in an accident can occur in one of four ways:

the participant in the accident forgot the insurance policy at home;
the insurance has expired;
the citizen is not included in the insurance;
The driver has no insurance at all.

According to statistics, every fifth driver in Russia leaves without an insurance document. But what to do if you get into an accident without insurance?

It all depends on the reason why there is no insurance document. If he actually exists, but remains at home, in the office, with friends, the situation is not terrible. You just need your relatives or friends to bring insurance to the scene of the collision. Also, the availability of the policy can be checked by a traffic police officer in the database.

If the at-fault party's insurance document is expired, the victim must file claims for damages with his or her insurer. In this case, the damage will be paid and then recovered from the person responsible for the collision. The penalty for late insurance documents will be 500 rubles.

I got into an accident without insurance, it was my fault. If the culprit does not have an insurance document, according to the law, the damages are paid by the initiator of the accident. If the culprit agrees to compensate for the damage, the accident may not be reported. You draw up an agreement, receive compensation and go about your business.

If the culprit refuses to pay for the damage or does not have the required amount, it is better to file an accident in accordance with the law.

What to do in case of an accident, various situations, instructions

What to do in case of an accident? First, according to the rules, you need to call traffic police officers. Do not give in to resolving the issue amicably; if you do not agree with the guilt, do not listen to threats addressed to you.

The best thing you can do is install emergency signs, take a photo of the collision scene, roll the car to the side of the road and wait for the traffic police inspectors.

What are the actions in case of an accident, sequence:

Drivers of colliding cars must stop driving, turn off the ignition and turn on the emergency lights.
Emergency signs must be placed at the distance established by law. In the city this distance is 15 m, in rural areas 30 m. One sign must be installed for each car.
If there are victims in a collision, what to do in the event of an accident is obvious - you need to call emergency help.
Next, we call the traffic police or draw up a protocol ourselves in accordance with European standards.
What else should you do in case of an accident? Be sure to call and notify your insurance agent about the accident.

Traffic police officers who arrived at the scene of the collision must draw up a report, collect testimony from witnesses, and record them.

What to do if you get into an accident, make sure that the following data is reflected in the protocol:

accident address;
vehicle location;
braking length;
direction of movement of each vehicle;
third party factors that could have influenced the collision.

Before signing the protocol, read it carefully.

If you have any disagreements, write an explanatory note about this. An explanatory note must be attached to the case. If an insurance officer goes to the scene of a car accident, he will take a photograph of the scene of the collision and describe the damage to the car.

What to do in case of an accident if there is no insurance officer? If your insurer does not send an employee to the collision, you must photograph all the details of the collision and damage to the vehicle.

Remember that you need to take not one, but several photos from different angles, with car license plates, and close-ups of the damage. All these photos will be useful to you later in the insurance company.

Actions in case of an accident under the MTPL 2017 must be carried out in accordance with changes in legislation, namely, it is possible to register a traffic accident without calling the police, in cases where material damage was caused only to the participants in the accident, the terms of its compensation did not cause disagreement, and there were no victims.

Actions of drivers if there are no casualties in an accident

If no one was injured as a result of the collision, the issue can be resolved without involving the traffic police.

However, this sometimes results in unpleasant situations. For example, you pleaded guilty and paid damages immediately at the scene of the incident.

Without suspecting anything, you went about your business, and the second participant in the events returned to the scene of the accident and called the traffic police.

It will be extremely difficult to prove to the police that you have already paid compensation. In this case, the police may charge you with fleeing the scene of a collision. To avoid this hassle, always have a written agreement.

Another situation. You don't want to call the traffic police, but you want to draw up a report. It is possible to do this yourself.

The Europrotocol can be drawn up subject to the following rules:

Both parties involved in the accident are the holders of a valid document of insurance.
The damage to each participant is no more than 49,000 rubles.
No more than 2 cars were damaged in the accident.
There were no injuries or deaths in the accident.
Those involved in the accident have no disagreement about guilt.

The protocol is drawn up in two copies. It is accompanied by photographs, video footage and other evidence of the accident.

Actions of drivers if there are victims in an accident

If there are people injured in a car accident, the first priority is to provide them with primary care, then call an ambulance.

If urgent hospitalization is needed, the victim must be transported to the nearest hospital. After this, you should return to the scene of the accident.

If the accident occurred at night or in a place where there are no passing cars, you can take the victim to the hospital in your vehicle, after which you should return to the scene of the accident. By that time, most often, traffic police inspectors are already at the scene of the attack. Next, the registration procedure takes place according to the established procedure.

The procedure for registering an accident without traffic police officers

It is important to know how to draw up a European standard protocol without traffic police officers, so that there are no problems with the insurance company later.

The protocol form is attached to the MTPL policy. Please note that both sides of the document must be completed.

Follow the procedure for completing the protocol:

Check out the sample to fill out.
Select field A or B.
Describe the features of the accident, enter your information, vehicle details and the amount of damage.
Enter witness information.
List the damage to the vehicle.
Fill in all fields.
Sign the protocol.

The document is drawn up in two copies. Signatures of both parties, date and place of incident are required.

Attention! The document must be filled out with a ballpoint pen in legible handwriting.

Actions if the culprit of an accident fled the scene of the accident

If the culprit of the accident fled the scene of the accident, it is important for the victim to immediately find eyewitnesses who can confirm the circumstances of the accident.

Next, you need to act according to the scheme: call the traffic police, draw up a report.

In order for the culprit to be found, it is advisable to tell the police the make and number of his car and describe his appearance.

Actions after an accident

After all formalities have been completed, the scene of the collision has been photographed, the details of the incident are described in great detail and the amount of loss has been established, you need to go to the insurer. But before that, it is better to hire experts.

An independent examination after an accident is a guarantee of receiving an insurance payment. Most often, insurers do not want to pay the full amount of damage, and with expert opinions, it is possible to obtain the full payment in court.

When you contact the insurance company, you will have to fill out an application, wait for a technical examination and sign a statement.

However, not all so simple. In fact, it can take weeks or even months to achieve payment. By law, the money must be transferred to your current account within 20 days from the date of submission of the application. For this reason, just in case, take a dated photo of any paperwork you fill out with your insurance company.