Sequence of actions when selling a car

Registration of purchase and sale of a used car in 2019

Registration of a car purchase by hand is one of the most popular transactions registered in the Russian Federation. Almost every second citizen of our country has his own car, and most of the vehicles are used. We will discuss further how they are registered with the traffic police and what you should pay attention to when purchasing.

Checking the title before purchasing

When buying a used car, the buyer should pay special attention to the vehicle passport (hereinafter referred to as PTS). If there are problems with the registration certificate, then there is little point in inspecting the car. If the owner provides a copy of the title, the buyer should ask why the duplicate was made. It is possible that the original documents were lost or stolen, this will cause problems during the re-registration process. The owner must take care of the restoration of documents in advance, before re-registration of the car.

Next, you should pay attention to the number of former owners of the vehicle. If there were a lot of them, and the sale took place after a few months, you should refuse to buy on the spot without hesitation. Perhaps the car has faults or was used for commercial purposes.

If the car is registered not to the seller, but to another person, you need to find out on what basis the sale is being carried out and whether he has a notarized power of attorney.

It is worth paying attention to the section “Customs restrictions”. When a car is purchased abroad, its owner is required to pay customs duties. If he ignores this action, some restrictions are imposed on the vehicle.

The most important point in checking a car is comparing the VIN number indicated on the title with the numbers under the hood. Using the VIN number, you can also check whether the vehicle is under bail or under arrest. Write down or photograph the number and contact the traffic police with it, or use one of the Internet services.

It is necessary to check the documents on the car to completely exclude fraudulent actions on the part of the seller. If the vehicle is “clean” from a legal point of view, it is possible to further conclude a purchase and sale transaction.

Drawing up a purchase and sale agreement when buying a car second-hand

The first thing you need to do when buying a used car is to draw up a sales contract. It does not require notarization and can be completed by filling out a standard form manually or in printed form. The main thing is the presence of signatures of both parties to the transaction. The agreement is drawn up in three copies, one each remains in the hands of the buyer and seller, the third is transferred to the registration authority.

The following information is included in the car purchase and sale agreement:

Full name of the locality in which the transaction is concluded.
Date of the agreement.
Full name of the seller and buyer.
Address details of the parties.
Information about the car.
Vehicle price.
Terms and procedure for paying for a car.

If there are blank columns in the contract, dashes should be placed in them . This will avoid data falsification. The parties should fill out the document in mutual presence. If the agreement is filled out by one party, while the other is absent for some reason, before signing the document, she should carefully read its clauses.

When drawing up a contract, the buyer should pay special attention to:

The price of the car. It is necessary to reflect a reliable value, this will provide a guarantee of money back in case of cancellation of the transaction. Specifying a smaller amount may lead to negative consequences.
Vehicle data. Must fully comply with the information specified in the vehicle documents.

In addition to the purchase and sale agreement, it is also recommended to draw up a transfer and acceptance certificate . It reflects the actual condition of the vehicle.

After drawing up the contract, the buyer is given exactly 10 days to register the purchased car with the traffic police. Otherwise, the agreement loses its legal force. If an expired contract is submitted to the State Traffic Inspectorate, the buyer will have to pay 5 thousand rubles in the form of a fine .

When the transaction is concluded, the seller is obliged to transfer to the buyer a complete package of documents for the purchased car; without them, further re-registration of the vehicle is impossible.

Payment between the parties can be carried out after re-registration of the vehicle or conclusion of an agreement. Here everything depends only on the decision of the parties and their trust in each other.

Who can help draw up a car purchase and sale agreement?

Buyers and sellers of vehicles are not always confident in the correctness of filling out the purchase and sale agreement on their own. In this case, they should resort to paid services. They are provided by:

Law firms.
Specialized companies.

The cost of services for filling out a contract is small, on average it is 1.5-2 thousand rubles. Payment for the document falls on the shoulders of the buyer, or is divided equally between the parties to the transaction.

Finding an organization that will help you draw up an agreement for a fee is not difficult. As a rule, they are located close to the traffic police. Such services are often provided by employees of insurance companies.

Should the contract be certified by a notary?

Most citizens of our country, based on the old laws of re-registration of cars, go to a notary to draw up a purchase and sale agreement, considering this a necessity. In 2019, there is no need to draw up and have a purchase and sale agreement certified by a notary. Such actions are not provided for by the current Civil Code. However, there is no ban on them either; notaries provide such services for a fee. They help draw up a document and certify it. At the same time, the agreement will have legal force even without notarization, so there is no point in spending money on it.

The buyer and seller can fill out the contract form themselves; they just need to download the standard form above in the article. There is also a sample agreement that you can print out and use as a hint when concluding a deal.

Registration of a used car in 2019

Only one state organization is involved in registering vehicles in the Russian Federation - the State Traffic Safety Inspectorate. It is to the branch of this service that the buyer must contact within 10 days from the date of conclusion of the contract.

In accordance with the recently adopted law, to register a car, a citizen can contact any department, regardless of his actual place of residence and registration . Employees will not be able to refuse him on legal grounds. You can register a car without deregistration on behalf of the previous owner. Provided that the buyer manages to re-register the vehicle within the allotted ten days.

Before submitting documents to register a car, the buyer must take care of obtaining an insurance policy. Without its presentation, re-registration will be legally denied.

The new owner of the car is required to provide a full package of documents for the purchased vehicle, including:

An application drawn up in full accordance with standard rules.
Contract of sale.
OSAGO insurance policy.
PTS (vehicle passport).

If the registration is not carried out by the buyer himself, but by his authorized representative, the additional provision of his passport and a notarized power of attorney will be required.

After receiving the documents, traffic police officers check their authenticity, then the car is inspected and documents are issued in the name of the new owner.

During the process of registering a vehicle, the buyer will have to pay a state fee associated with changing the owner's name and issuing new documentation. On average, re-registration will cost 1.5 thousand rubles. There will be no need to replace old car license plates, so the owner will be able to save about 2 thousand rubles on them. There will only be a change in the actual property records.

Registration of new documents will take 1.5-2 hours. Traffic police officers are given a certain period of time to carry out each procedure. For example, the time required to receive an application should not exceed 5 minutes, waiting in line – 15 minutes, and inspecting the car – 20 minutes.

Registering a car through the Unified Portal of State Services

When buying a car from a private person, the new owner should know that registration is possible not only at the MREO during a personal visit, but also through State Services online. The whole procedure will take 10-15 minutes, and will greatly facilitate the submission of an application to change the owner of the car.

The procedure for completing an application on the website is preceded by the creation of a verified account. Without it, performing actions will be impossible.

Stages of document submission:

We go to the official website of State Services and go to your personal account.
From the list of services, select “Vehicle registration”.
Next, select “Change registration data” and “Change vehicle owner”.
Fill out the form that opens. You will need to enter personal data and information about the vehicle.
We select the traffic police department to which the application is submitted, as well as the desired date and time of the visit.
We confirm the entered data and submit the application for processing.

The status of the application can be viewed in your personal account. On the selected date and time, the car owner must come to the State Traffic Inspectorate, provide a standard package of documents, undergo a car inspection and receive new documentation in hand.

By filling out an application through State Services, the new owner of the car will be able to simultaneously pay the state fee. Until 2019, there is a 30% discount on this service if you pay by credit card.

Receiving a refusal to register a car

By submitting documents to the traffic police, the buyer of a vehicle may be denied registration. The reasons may be:

Presentation of an incomplete package of documents.
Providing incorrect information about the previous owner.
The car is under arrest or pledged.
Unauthorized changes to the design of the vehicle.
Lack of insurance.
Refusal to pay state duty.

If the buyer has provided a complete list of documents, their data is reliable and does not have errors, the car is not stolen, pledged or under arrest, the state duty has been paid in full, receiving a registration refusal is excluded.

PS For information on how to choose the right used car from a technical point of view, read our step-by-step instructions.

How to register the purchase and sale of a car?

Good afternoon, dear reader.

In this article we will talk about how to sell a car correctly, i.e. complete a purchase and sale transaction .

Previously, a sample car purchase and sale agreement was published on pddmaster.ru, but some features of the transaction remained behind the scenes. These are the ones we will talk about today:

How to sell a car correctly?

The process of transferring ownership of a car consists of the following stages:

The seller and buyer should verbally discuss all the details of the transaction so that each party understands what is what. For example, at this stage you need to agree on the cost of a car, etc.
Filling out a car purchase and sale agreement (example and form - here).
Filling out a vehicle passport (PTS).
Transfer of money.
Car transfer.
Transfer of documents.
Registration of the car with the traffic police by the new owner.

Let's take a closer look at those stages of buying a second hand car that usually raise questions.

1. Preparing to hand over the car

In 2019, the seller should not deregister the car with the traffic police, i.e. No special preparation is required for buying and selling a car.

The only situation that needs to be taken into account is the lack of free space in the vehicle. If there is not a single free field left in the title to record a new owner, then the seller must obtain a new title from the traffic police. Only after this can the car be sold. Otherwise, the buyer may have problems registering the car.

If you act as a buyer, then check in advance whether there is free space in the vehicle title.

2. Drawing up a purchase and sale agreement

The execution of a purchase and sale agreement is discussed in detail in a separate article:

Just fill out the form electronically and print it in 3 copies.

3. Filling out the PTS when registering the purchase and sale of a car

Currently, vehicle passports have 6 sections for entering information about different owners. When registering the purchase and sale of a car, you should select the next empty “window” and enter information in the following columns:

Please note that all fields starting with the words “Vehicle Registration Certificate” are filled in by traffic police officers, i.e. There is no need to enter additional information into the PTS.

4. Transfer of money

The buyer transfers money to the seller, which the seller makes a note about in the purchase and sale agreement.

5. Car transfer

The seller gives the buyer the keys to the car and makes a corresponding note in the contract.

6. Transfer of documents

The seller provides the buyer with the following documents:

PTS,
2 copies of the purchase and sale agreement (for the buyer and the traffic police, the third remains with the seller),
vehicle registration certificate,
diagnostic technical inspection card.

The car must also have license plates (including transit numbers).

In principle, the seller’s work is finished and he can go home. Although, in case of any surprises, it makes sense for the buyer and seller to exchange phone numbers.

7. Registration of a car with the traffic police when purchasing second-hand

First, the buyer needs to examine the diagnostic technical inspection card and find out its validity period. If the card is valid for at least one more day, then based on it you can buy an MTPL policy from any insurance company.

If the diagnostic card is expired, you will first have to undergo a technical inspection, and only then will you be able to purchase an insurance policy.

Once the buyer has a compulsory motor liability insurance policy in his hands, he can easily register the car with the traffic police. More detailed information on registering a car is provided in a separate article:

Note. 10 days to undergo technical inspection, purchase compulsory motor insurance and register the car with the traffic police . If you do not meet this deadline, you may receive a fine for violating the registration deadlines.

After this, the registration of the purchase and sale of the car can be considered completed and you can use the car without any claims or fines from the traffic police.

And finally, I suggest you watch a funny video about a car that is time to sell:

How to sell a car correctly and safely under the new rules

Both buying and selling a car is a rather serious process. Both of these events are closely interrelated - one buys, the other sells. And, unfortunately, there are plenty of scammers in the automobile market; the danger of running into them exists not only for the buyer, but also for the seller. And with the introduction of new rules for the transfer of car ownership, which have simplified this procedure, special attention should be paid to the sale of a car. Today we will talk about how to sell a car correctly and safely according to the new rules.

Selling a car usually doesn't happen quickly. First you need to find “your” buyer. Before putting a car up for sale, be it on an online platform or a car market, so-called pre-sale preparation is carried out, which includes minor repairs, replacement of consumables, painting of parts, getting rid of rust stains, washing the body and engine, cleaning the interior and etc.

In addition, you need to prepare and mentally - find an official reason for the sale. In any case, the buyer will be interested in why the car is being sold, and it is necessary to find an answer that will not arouse much suspicion. Although here everything depends on the buyer - some are interested in the appearance, while others will carefully listen to the engine noise. During the sales process, many times you will have to show the car to no avail and go for diagnostics at the expense of the potential buyer.

But when a real buyer who is really ready to purchase a car has been found, and the selling price has been specifically determined and agreed upon by both parties, it is time to deal with the legal side of the issue, which is precisely where legislative changes have been made. Officials decided to simplify the purchase and sale procedure for motorists by reducing bureaucratic delays. Now, when selling a car, you do not need to deregister, which is a definite advantage for the seller . But at the same time, the risks of the buyer increase, who can discover some problems with the car only at the moment when he registers it with the nearest traffic police, which means that the property is already his property, and these problems cannot be avoided. According to the simplified scheme for selling a car, all actions with registration are carried out only by the buyer (and he is now given a whole 10 days to do this) - the seller has absolutely nothing to do with it. The seller’s job is only to find this buyer, formalize a deal with him, receive money and hand over documents and keys. The remaining actions fall on the shoulders of the acquiring party. Thus, when selling a car, it is no longer necessary to deregister it; it is only necessary to conclude a legally competent agreement on its sale .

How to legally draw up a new contract for the sale of a car

A car purchase and sale agreement is the most important legal document that defines the relationship between the seller and the buyer regarding the vehicle, and on the basis of which ownership transfers from one owner to another. Many people use outdated contract forms, while according to the new rules, its form should be slightly changed. If you use old forms, you can draw up an agreement incorrectly, then it simply loses its legal force, and this is fraught with troubles and problems for both the buyer and the seller.

The agreement is drawn up between the parties in simple written/printed form, in two copies. There is no need to have such a document certified either by a notary or anywhere else.

The car sale agreement according to the new rules states:

The locality where the contract is drawn up, the date of its preparation.
Data of the parties, their passport data, registration data.
Subject of purchase and sale: the car itself, where its full characteristics are indicated, according to the vehicle passport (model name, engine, body and chassis numbers, color, year of manufacture, l/s, kW, load capacity, etc.)
Identification numbers and vehicle passport data.
The full cost of the car, it is indicated in numbers and words.
The state number and data on the vehicle registration certificate can be included as a separate clause in the contract at the request of the seller or buyer, but are not mandatory. The requirement for traffic police inspectors who are completing the re-registration of a vehicle to indicate this data in the contract is not legal.

When drawing up a contract, it is important to be guided by the principle of completeness of information; it must be comprehensive and not allow for any interpretation.

As for the physical execution of the purchase and sale agreement, its sample form can be downloaded just below in this article. Most often, they leave the form as it is and simply fill out the necessary lines. But you can download the form in a format where there is editing, and add certain important and significant points. As a rule, one of the parties organizes the forms. As a piece of advice: after downloading the form, it is best to fill it out immediately, on the computer, and completely - on both sides. Filling out the contract in different ways is not allowed; it can be filled out:

On the computer (fully printed version).
By hand (filling in the data in the left lines with a ballpoint or capillary blue pen, filling in a color other than blue (for example, black, red) is not allowed).

You need to fill out the document using either the first or second method. That is, you cannot, for example, print the data of one party on a computer, bring it to the other party, and she, in turn, fills in her data by hand. This shouldn't happen. It is best to make the entire agreement in printed form, where only the signatures will be affixed with a pen. If the lines of the contract are filled out by hand, then you must start writing from the very beginning of the line, and put a dash at the end to exclude any “additions” by unscrupulous parties. Also, when filling out a document with a pen, no blots or “misprints” are allowed.

We draw up a transfer and acceptance certificate for the vehicle

It is also recommended to draw up an act of acceptance and transfer of the car between the parties, which duplicates the data of the seller (transferring party) and the buyer (receiving party), identification data of the vehicle, and the place (locality) and date of transfer are required. It is also important to indicate in the act the fact of transfer of documents for the car and the keys to it to the buyer. Both parties sign this act, in two copies, for the seller it is a confirmation document that he actually transferred the property along with the keys and documents, and did not just take money for the car. This action will protect the seller in the event of unfounded claims being presented to him.

Of course, you can do without the act of transferring the object of sale. But then such clauses should be included in the purchase and sale agreement itself, where there will be separate lines like “the car was handed over” and “the car was accepted.” It is also advisable to include a clause stating that the new owner has received a set of keys and documents. There are plenty of scammers on the buyers’ side, too, so it’s better to protect yourself with similar clauses in the contract, or a separate act. Ideally, you can also invite witnesses to the transfer of the car, who are persons disinterested in this transaction.

Requirements for PTS according to the new rules

When selling, you should also take care of the title. The responsibility for ensuring that this document complies with the rules falls entirely on the shoulders of the seller, as the actual owner of the car. The most important thing before the actual sale and conclusion of the contract is to make sure that there is enough space in the vehicle’s passport to make another entry indicating a change in the owner of the car. If there is no space, and, therefore, it is impossible to make this entry, the traffic police will refuse to re-register the car to a new person. Only the owner can make a new passport for a car, and the owner before re-registration is the previous owner, even if a sales contract is signed and the object is directly transferred to the new owner . If the traffic police refuses registration to the buyer who purchased the property, the latter will still be forced to contact the seller to make a new title. So these problems cannot be avoided. Therefore, you should take care of the place in the vehicle passport in advance. If it is not there, apply for a new one. If there is, then there is nothing to worry about.

If the seller or buyer are third parties

There are some special cases of buying and selling a car. These are cases where the buyer or seller are only third parties in the transaction. That is, either one or the other (or maybe both) act on behalf of someone else.

In this case, it is necessary to have a document such as a power of attorney. And not just a power of attorney, but a notarized one. If the seller of the car is not its owner, then you should take care in advance to draw up a power of attorney, where the real owner will give the person the right to carry out on his behalf any legal transactions with the vehicle, including its sale. Such a document must be executed by the notary in person by the owner of the property. If there is one full name in the vehicle’s passport, and another in the seller’s passport, then, in the absence of such a power of attorney, the sale transaction will be considered invalid .

The buyer, who will not subsequently be the owner of the car, should also obtain a power of attorney from the future owner on whose behalf he is acting. The buyer's full name is entered into the purchase and sale agreement, but the full name of the new owner of the car, in whose name it will be registered, is entered into the vehicle passport.

New algorithm for buying and selling a car

This document introduced significant changes to the procedure for registering vehicles with the traffic police, including when buying and selling them between individuals. The previously existing procedure for selling a car and its subsequent registration by the new owner is significantly simplified.

The main innovation was the elimination of the requirement to first deregister a car before selling it. Now, the owner of a car, motorcycle or trailer can sell the car under a sales contract without contacting the traffic police and without receiving TRANSIT registration plates. There is no requirement for the car purchase and sale agreement to be certified by a lawyer or notary.

An application to the traffic police will be required only if the owner decides to keep the previous state registration plates of the car being sold in order to subsequently install them on a new car.

In this case, the traffic police will accept the old state registration plates and issue new ones, which the owner will install on the car being sold. The old signs will be stored in the traffic police for 180 days and they can be obtained during this period for installation on a new car (clause 42 of the order of the Ministry of Internal Affairs of Russia dated November 24, 2008 No. 1001 “On the procedure for registering vehicles”).

It has become easier to buy a car: now you can register it in any registration department of the State Traffic Safety Inspectorate throughout the Russian Federation, regardless of the registration of the owner at the place of residence or place of stay (clause 24.5 of the order of the Ministry of Internal Affairs of the Russian Federation dated November 24, 2008 No. 1001 “On the registration procedure Vehicle"). Also, when registering a car, it is not necessary to change old state registration plates to new ones, which is more economically beneficial for the new owner - there is no need to pay a state fee for issuing license plates.

Many car owners have a question: what happens if, within 10 days from the date of execution of the car purchase and sale agreement, the new owner does not contact the traffic police to make changes to the registration data. This possibility is also provided for in the new administrative regulations. In this case, the previous car owner has the right to apply to the traffic police with an application to terminate the registration of the car (clause 60.4 of the administrative regulations).

Find out more information about what to do when buying or selling a car from our infographic.

How to sell a car yourself in 2019 - step-by-step instructions

Sooner or later, most car owners are faced with the problem of selling a car. The reason for selling the car doesn’t matter, the main thing is to do everything right so that no problems arise later. To sell a car profitably, you need to take into account a lot of nuances, which will be discussed in this material.

What do you need to know before selling?

First of all, the car owner needs to find out whether all the documents are available and in order; this usually applies to the vehicle title, which is used extremely rarely and is kept at home. Having made sure that all documents for the car are in order, you can proceed to checking the car for the presence of prohibitive measures by the state.

The first step is to check the fines that were received on the car. If you dealt with bailiffs, you need to check whether the property has been seized, whether the FSSP employees have lifted the ban on the sale of the car. The same thing should be done if you have problems with banks.

You also need to know what price the car will be sold for, as well as the amount of concessions to potential buyers.

Step-by-step instructions for selling your car yourself

After checking the legal purity of the car, you can start selling the car. Let's look at this process step by step.

Step 1. Pre-sale preparation

First you need to prepare the car for sale.

It is necessary to carry out cosmetic repairs, wash the car, dry-clean the interior if possible, and generally give the car a marketable appearance. The quality of pre-sale preparation directly affects the “price tag” of the vehicle. All consumables in the car must be changed: oil, coolant, washer fluid and brake fluid.

Step 2. Search for potential buyers

There are a huge number of ways to find buyers.

The most popular today is placing an ad through an Internet portal that sells vehicles. Today there are a huge number of them, the most popular platforms are:

avito.ru;
auto.ru;
drom.ru;
youla.ru;
am.ru.

Advice! To attract as many potential customers as possible, you need to photograph the car from all angles. High-quality photos attract more buyers.

You can put an ad in the newspapers the old fashioned way.
A popular method today is to place a for sale notice on the rear window of your car.
You can also distribute the ad through social networks by asking friends and acquaintances about it.

Step 3. Show the car

Once potential clients have been found, you can arrange a meeting with them to inspect the vehicle. At this stage, it is important to show the vehicle from its best side in order to sell it for decent money.

The best strategy when showing a car is the seller's honesty and openness; it is worth mentioning all the shortcomings and problems of the car in order to avoid problems in the future. It is better to arrange viewings during the daytime; this creates more confidence among buyers.

Step 4. Selling the car

After a buyer has been found, a deal is concluded by drawing up a purchase and sale agreement for the vehicle.

To sell a car, you will need a number of documents:

identification documents of both the buyer and the seller (passports);
documents on the ownership of the vehicle (PTS, vehicle registration certificate);
power of attorney, if a representative acts as one of the parties;
blank form of purchase and sale agreement (3 pcs).

Two copies for each party to the transaction and the third one to be provided to the buyer at the traffic police. The purchase and sale agreement contains data from the documents listed above:

installation data of both sides;
series, number and other details of the passport;
information about the car (registration number, engine number of the body and chassis, other data);
vehicle passport details;
car cost;

You will learn how to fill it out correctly from the article “Car Purchase and Sale Agreement”.

Is a vehicle acceptance certificate required?

Not necessary! But if the car also comes with an add-on, then we recommend drawing up a transfer and acceptance certificate. He will separately confirm the fact of transfer of property to the new owner. It is necessary to indicate the exact time and components that come with the car (winter tires, pump, tools, etc.).

Step 5. Entering buyer data into the PTS

At this stage, the vehicle passport is filled out. It contains the buyer’s last name, first name, patronymic, his registered address, as well as the date of the transaction. In the field “Document confirming ownership” you must indicate the purchase and sale agreement and the date of its conclusion.

If there is no space in the PTS to add a new owner, you need to replace the PTS at the traffic police department. To do this, you need to pay a state fee of 500 rubles. through an ATM or bank branch. Details can be obtained on the traffic police website. Recently, the date has become a mandatory requisite to be indicated in the purchase and sale agreement. The vehicle is transferred on the basis of a signed agreement with the transfer of the vehicle registration certificate and PTS.

Step 6. Transfer of money and signature on documents

Transferring money is the most slippery issue in the transaction process. This is due to the distrust of strangers towards each other. From a legal point of view, ownership of the car passes after signing the purchase and sale agreement, so you only need to sign the document at the time of transfer of money. The buyer hands over the money, the seller gives the keys and documents. Both parties sign the DCP and PTS.

Step 7. After selling the car

The buyer of a car, in accordance with the requirements of Russian legislation, is obliged to register it with the traffic police department within 10 days from the date of the transaction.

the seller , having protected himself, can terminate the transaction if the buyer does not register the car within the allotted time. This is done in order to avoid imposition of fines and taxes on the old owner.

To check whether the car is registered by the new owner, you need to contact the local traffic police department; if this does not happen, then you need to fill out an application for suspension of the transaction, attaching the purchase and sale agreement to it. You can resume it at any time.

Removal from the register

According to current legislation, it is not necessary to deregister a car. After completing the purchase and sale agreement, the buyer has the right to independently contact the registration authorities of the State Traffic Safety Inspectorate to re-register ownership of the car. If the car was sold without removing the license plate, then new ones do not need to be issued.

If the seller wants to keep the license plates , he needs to contact the traffic police together with the buyer and write an application giving the right to move the license plates from one car to another. At the same time, they will be stored in the traffic police for 180 days, and new ones will be issued in return. By contacting the same department, you must register your new car during this time in order to receive the old license plates.

If both parties wish, the car is re-registered by the State Traffic Safety Inspectorate on the day of the transaction, even if the new owner lives in another constituent entity of the Russian Federation. This protects both parties from fraudsters, because during registration the car is checked for theft, fines and being in collateral.

What to do with insurance?

After completing the purchase and sale transaction, the seller has the right to return part of the funds spent on purchasing a car insurance policy. To do this, he needs to contact the office of the insurance company and write an application for a refund. In this case, he will receive part of the paid insurance premium back. It will not be possible to do the same without a purchase and sale agreement, since this is not provided for by law.

It is important to contact the insurance company immediately after concluding the transaction; the sooner you write, the more compensation you will receive.

Sales tax

After selling the car, you need to contact the tax authority with a declaration. This can be done through the “Taxpayer” program or through the Federal Tax Service website. True, it is not always necessary to report on the sale of a car. You can avoid tax reporting in the following cases:

the purchase and sale transaction was executed for a car that had been owned for more than 3 years;
if the selling price of the car is less than the price at the time of purchase;
the cost of the car sold was less than 250 thousand rubles.

If the car was sold for more than it was purchased, the individual pays income tax based on the amount of benefit received. When selling a car, personal income tax is paid. The amount can be calculated using the formula: the tax deduction is subtracted from the sale price, and the resulting amount is multiplied by 13%. It must be paid within the year following the year of sale.

It is not recommended to indicate an undervalued value in a purchase and sale agreement for two reasons:

upon subsequent sale within 3 years, the tax burden increases;
risk of losing money and car.

If you indicate a low price, then scammers can, after completing the purchase and sale agreement, give the specified amount and register the car in their name. In this case, it will not be possible to resolve the issue in your favor.

How to arrange the sale of a car on credit?

You can sell a car on credit yourself. There can be many reasons for this, for example, lack of funds or the desire to purchase a new car. To sell a vehicle without any problems, you need to follow the following procedure:

inform the bank about your desire to complete a purchase and sale transaction;
find out the balance of the debt;
a purchase and sale agreement is drawn up indicating the full cost of the car;
debts to the bank are paid;
the borrower obtains a certificate from the credit institution confirming full repayment of the loan, the bank transfers the PTS;
The title is transferred to the buyer;
the buyer registers the vehicle at the traffic police department.

The bank has the right to take away a car that is pledged even from the new owner. Therefore, before making a transaction, it is imperative to check whether the car is pledged, despite the confirmation of the owner with a duplicate title. He may say that the original PTS was lost, although it is pledged to the bank.