How to become a car appraiser after an accident

Profession of an independent expert car appraiser in 2019

The appraiser profession is one of the most in demand on the labor market. The help of valuation experts is used in different situations: when you need to take out a mortgage on a home, challenge the cadastral value of real estate, or determine the costs of restoring a car after an accident. It is the auto inspection that people turn to most often. Therefore, it is not surprising that the question of how to become an independent car appraiser interests many people who know about cars.

How to become an appraiser

Any qualified appraiser is a specialist who must have a wide range of knowledge in various fields in order to draw up a competent and competent conclusion. So, let's take a closer look at how to become an expert car appraiser.

To begin with, let us explain that among auto appraisers there are specialists of various profiles. Firstly, experts who determine only the cost of a car in accordance with market prices draw up conclusions for purchase and sale transactions, leasing, and rental of vehicles. Their services are also sought in cases of disputes about property acquired by spouses during marriage, to determine the exact amount of monetary compensation due to the husband or wife upon division. To become such an appraiser, you need to have a higher education diploma, preferably in economics.

The second category of car valuation experts are specialists who are involved in determining the amount of damage caused to a vehicle during an accident and the value of the car after such an incident.

If you are thinking about how to become a car accident appraiser, get ready to get a higher technical education in a specialty that relates to vehicle repair and maintenance.

The increased requirements for the skills of an expert in assessing a car after an accident are quite justified: a specialist in such examinations must have a wide range of technical knowledge in order to draw up an accurate professional opinion.

Where do they train to be an appraiser?

You can undergo training to become an expert car appraiser at specialized Moscow universities. You can master this profession from scratch, in particular, at the Moscow Institute of Vocational Education, which was created in 1996 on the basis of the Academy of Management and Market and the Financial Academy under the Government of the Russian Federation. In addition, the institute also has courses for additional postgraduate education, which means that appraiser specialties are taught here on the basis of higher education. Similar training programs are offered to applicants by the International Academy of Assessment and Consulting, also located in Moscow.

The Moscow Automobile and Highway Institute, the Plekhanov Russian Academy of Economics and other major universities offer training to become an auto expert as an additional vocational education program based on already acquired specialties, usually economic or technical. The curricula of many economic faculties include a course “Property Valuation”, which will be a good basis for mastering special courses on automotive valuation.

After training, young specialists undergo an internship, gaining experience under the careful guidance of a professional appraiser, and after this internship they pass an exam, the successful completion of which confirms their competence.

How to start your own business

We've sorted out the training issues, let's move on to how to open an independent auto inspection. Current legislation allows citizens to use the services of both public and private appraisal companies; there are no significant differences in their legal status. Professional activity related to property valuation is entrepreneurial, therefore the citizen carrying out it must register with the tax authorities as an individual entrepreneur or create a legal entity.

If you plan to work independently, you can choose an individual entrepreneur. If you are going to form a large staff, open branches and representative offices of your company, it is still better to register a legal entity. The most popular organizational and legal form is LLC.

Now let's learn more about what it takes to become a car appraiser.

In addition to diplomas and certificates issued by educational institutions and confirming the level of professional education and competence of a specialist, to work, an auto expert must obtain membership in one of the self-regulatory organizations (SRO) of appraisers.

It is these organizations that act as regulatory bodies for all appraisers working in the Russian Federation.

To join an SRO, you need to pay a certain amount and subsequently transfer the established membership fees every year. In addition, each appraiser is obliged to insure his professional activities in case his actions cause harm to the customer: compensation will be paid from the insurance compensation.

Do I need a license

An important question that concerns everyone who plans to acquire the status of a car appraiser is how to obtain a license to examine cars, because ten years ago it was possible to carry out an examination only with a license. But with the entry into force of new laws in the field of valuation activities, much has changed.

Let's analyze the main regulations relating to the work of the appraiser:

According to the provisions of the specified Federal Law and the reference book, in order to carry out an examination of cars, a specialist does not need to obtain any licenses or permitting certificates. Thus, evaluating a car with a license is a thing of the past.

Office opening

The law does not contain provisions on the presence of an appraiser office as a prerequisite for professional activity. However, if you created an LLC or a legal entity in another form, it must have a legal address registered with the Federal Tax Service. The company's management bodies are located at this address. That is, such an appraisal organization cannot do without an office.

If you are registered as an individual entrepreneur, you don’t have to open an office and work, for example, from home. But receiving clients in a specially equipped office space is still more professional.

Attracting clients

This is perhaps one of the most difficult moments in the work of an appraiser. Where can you find customers if there is a lot of competition in the market and you have just received a diploma as an appraiser? At first, it makes sense to work under the supervision of an experienced appraiser with an already formed client base. This way you will gain experience, establish useful connections, and acquire your own customers. And when you set off on your own, continue to expand your circle of clients. Use proven and effective methods: promote your accounts on social networks, distribute leaflets, business cards, order advertising publications in local media.

Salary and nuances of the work of an appraiser

An appraiser’s income directly depends on his professionalism and, of course, his established client base. There are a lot of subtleties in the work of an auto expert, and the specialist learns many of them from his own experience. One thing is for sure: to become a really good appraiser, it is not enough to know tons of technical information about cars, legal regulations and understand market prices. The appraiser must also have an analytical mind, be able to process large amounts of information, have good communication skills and the ability to clearly present information.

Independent examination of a vehicle: Video

A car enthusiast with over 20 years of driving experience. Higher technical education. Experienced copywriter, specializing in banking and technical topics.

Auto expert

Auto expert (autotechnician expert) is a specialist involved in establishing the circumstances and causes of an accident. The profession is suitable for those who are interested in physics, life safety and labor and economy (see choosing a profession based on interest in school subjects).

Features of the profession

A car expert is often confused with an appraiser (an expert in appraising a car). These two specialists have one thing in common - the car as a subject of research. At the same time, the tasks of the examinations they conduct differ.

The expertise of an auto expert can help in estimating monetary damages. However, the research he conducts is much broader. For example, a study of the circumstances of an accident, as well as a criminal examination of a car (study of traces, conditions).

An auto expert studies the technical condition and definition of technology for the restoration of vehicles, the mechanism of an accident, the road situation and the actions of the participants, and the circumstances that contributed to the occurrence of incidents.

This requires deep knowledge in the field of vehicle designs, methods and technology of repair (restoration) work, the causes of accidents, knowledge in the field of traceology, forensics, etc.

Place of work

Automotive technician experts work in forensic autotechnical laboratories, as well as in non-state expert institutions.

Important qualities

An excellent memory is necessary for successful work; observation; logical and analytical thinking; ability to distribute and concentrate attention; mathematical abilities; ability to predict events; responsibility; criticality; honesty; persistence; sociability; sense of justice; accuracy; independence; demandingness.

Salary

Salary as of 12/04/2019

Knowledge and skills

Who can be an auto expert is stated in the qualification requirements for the position of “automotive technical expertise specialist (automotive expert),” which were approved by Decree of the Ministry of Labor and Social Development of the Russian Federation dated January 21, 2000, No. 7.

In accordance with this resolution, there are three positions: expert automotive technician of categories I, II and III. But not everyone can become an auto expert.

In order to have the lowest of these qualifications – category III expert automotive technician and work in this position, you must:

have a higher technical education in the areas of “Operation of Vehicles”, “Ground Transport Systems” (specialties “Automotive and Tractor Engineering” and “Automobiles and Automotive Industry”);
undergo additional training under the “Expert Automotive Technician Category III” program with the right to conduct an examination of vehicles (without the right to issue an opinion on the mechanism of road accidents and transport and traceological studies);
have at least 1 year of work experience in your specialty.

The requirements for specialists of the other two categories are even more serious: a category II auto expert must work as a category III auto expert for at least 3 years, a category I auto expert must work as a category II auto expert for at least 5 years; Moreover, in both cases it is also necessary to undergo additional training corresponding to the selected category.

How to become an appraiser: necessary education, conditions, responsibilities and features of the work performed

At first glance, the work of an appraiser may seem unpretentious and simple, but when examining this profession in more detail, a lot of requirements for this specialist are revealed. The popularity of the profession is determined by its high demand, high status and, of course, the opportunity to have a large, stable income. Therefore, now many are interested in the question: how to become an appraiser, what kind of education should this specialist have?

What you need to know about the profession

A competent appraiser must have a wide range of extensive knowledge in his field of activity. An assessment is usually required when causing harm, damage to movable and immovable property, as well as when conducting various transactions with them. How to become an independent appraiser? There are several ways:

First you need to get a specialized higher education: economics, legal. In the case when a person has a non-core education, he will have to undergo retraining or specialized courses, which are mainly offered by universities.
Get a higher education immediately according to the profile of an appraiser. Nowadays, a large number of universities offer various specialties in this profile: examination and real estate management, general appraiser, etc.

Assessors have the opportunity to work in several specific specializations. Motor transport and real estate are among their most common areas of activity. In the case when the question is how to become a real estate appraiser, you can consider various offers of additional specialized education, which are offered by many economic universities.

Once a certified specialist has completed his studies, he must undergo an internship for 1-3 years in order to gain practical experience in his work. What does it take to become an appraiser, an expert in your field, to achieve a promotion in this field of activity. To do this, he will need to join a self-regulatory organization. The task of this organization is to monitor the activities of a specialist in this field. One of the important points is that it is also necessary to obtain an insurance policy, which in case of professional errors will insure the appraiser against large material losses.

Who is an appraiser and what does he do?

In recent years, this profession has become increasingly popular. How to become an appraiser and get a decent, well-paid job? This question worries many, in particular those who are just deciding on their future profession.

Full registration and conclusion of property rights transactions is almost never complete without an appraisal expert. This specialist calculates the real present value of property rights, intangible assets, shares, land, cars and other valuables.

All appraisers are divided into several categories. Some specialize their work in assessing real estate and various equipment. The other part evaluates intellectual property and business. The services of these specialists are in demand both among individuals and legal entities (banks, government agencies, insurance organizations, etc.).

Working as an appraiser: what is it like?

In most cases, when concluding large transactions, it is necessary to find out the price for the subject of the agreement, which is relevant for this period of time. How to become an appraiser, what are his responsibilities?

The assessment specialist must have a suitable education; advanced training courses and work experience are welcome. Its task is to determine the real value of property, the amount of material damage, the value of assets, intellectual property, equipment and much more.

The expert's work begins with the fact that he collects the necessary information about a specific subject of assessment. Next, he carries out a summary of the analysis of the received data and, based on this, identifies the current cost. The appraiser's job also includes consulting clients on any questions they may have. Based on the results of the work carried out, the assessment expert gives his opinion and provides it to the customer.

What should an appraiser be able to do?

Firstly, a specialist in this activity must have a suitable education (higher specialized education, simply higher education and retraining of specialized courses). Secondly, he must be confident in using a personal computer. Thirdly, have experience in a similar field of activity.

Additionally, you need to know how to become an appraiser who strives to be not just an ordinary employee, but an expert. Do not forget that he must be a member of the SRO, as well as take out liability insurance for appraisal activities, i.e., have an insurance policy.

In addition, a specialist in this activity should know:

how to competently negotiate with banks;
rules for coordinating working hours with audit companies;
how to prepare the reports compiled by him in a high-quality, professional manner;
control rules for fulfilling the conditions specified in the contract;
the current situation on the market, be able to analyze it and understand working documents.

The work of an evaluator often involves travel. In this regard, the specialist must be prepared for frequent travel, which is necessary to perform his professional duties. He also needs to constantly improve the level of his professional competence by completing various trainings, courses, and seminars.

Pros of the profession

It is not possible to become a professional quickly in this field. How to become an appraiser in Russia, where to start? The best way to start a career is for a newly minted specialist to find an experienced mentor who will pass on his experience and teach him how to work competently and all the intricacies. In this case, the salary will be low, but the person will gain tremendous experience.

When the appraiser feels that he is able to carry out the work independently, then 3 paths will be open to him: work in a private organization, open his own business and go to work in a government agency.

Most people start their own business if possible. This is due to the fact that it will be in considerable demand, from individuals to large organizations.

The advantages of being an assessment expert include:

the ability to independently plan time;
the ability to work without an office space;
the presence of high demand for services provided by independent expertise;
favorable prospects for business development;
communication and meeting new people;
quite high income.

Why is the demand for appraiser services increasing?

Recently, the demand for appraiser services has been increasing. Competent specialists will always find work. The salary of beginning experts is 15-30 thousand rubles, depending on the region. Professionals in their field earn many times more - 100-170 thousand rubles per month.

The demand for valuation services is increasing due to the fact that expert opinion is required in more and more cases:

when applying for a mortgage loan;
a loan secured by real estate from a banking organization;
when resolving a number of issues relating to the confiscation or privatization of housing;
when assessing damage;
section, as well as allocation of shares, donation of real estate and much more.

Cons of the profession

The disadvantages of the appraiser profession include the following disadvantages:

high cost of education, which in universities varies from 70 to 180 thousand rubles per year;
the need to regularly complete training programs, which also requires material costs and is not always convenient or possible;
the need to work for low wages for the first time;
quite high competition.

How to become an independent expert appraiser and be competitive today? To do this, a specialist must continuously improve his skills and abilities, conduct work at the highest level, and constantly educate himself on issues and changes directly related to work. All this will give you the opportunity to stand out from your competitors.

How to become an appraiser after graduation? Newly-minted assessment specialists most often undergo an internship for 2 years, which allows them to acquire the skills to conduct independent activities. Their mentors are experienced experts, whose task is to teach their wards how to correctly evaluate the object of the transaction, the ability to work with documentation, and compile reports.

Who uses the services of valuation experts and when?

Many people mistakenly assume that the scope of work of an appraiser is limited only to the examination of real estate, land, and vehicles. Although, these are the most common directions. Appraisers provide services to commercial organizations and individuals in assessing the real value of the item being examined or identifying the amount of damage caused.

How to become an expert appraiser? A top-level professional specialist determines the value of an enterprise, business, intellectual property, which requires extensive experience and knowledge of all the intricacies. To determine the investment prospects when purchasing a bankrupt company, you also cannot do without a valuation expert. In addition, it reveals:

the average cost of work and materials that will be spent on eliminating the damage;
the real price of equipment and machines;
existing fixed assets and tangible assets of the enterprise;
the current value of any property;
weapons, antiques, jewelry, etc.

It is important to understand that appraisers primarily work in a specific industry. With rare exceptions, these specialists simultaneously engage in several types of expert activities. This is due to the fact that each type requires deep knowledge and quite serious preparation.

The most popular service for conducting an assessment examination remains the identification of the market value of real estate (non-residential and residential assets). How to become a real estate appraiser in Russia and what pitfalls does this profession have? Often, when customers contact these specialists, they ask to reduce the real value of the property being assessed in order to receive a larger loan amount from the bank or reduce taxes. Such actions are fraudulent and are punishable by law.

Is it necessary to open your own office for appraisal activities?

How to become a real estate appraiser and is it necessary to open your own office? Experienced specialists work with a large established client base, but not everyone has their own office, which is one of the advantages. However, if the activity becomes serious, then you should open your own office, which will represent the face of the company.

The best option would be a room located in the central part of the city. Customers should find it easily, and parking and easy access are welcome. Before opening, you should consider the following points:

Carrying out cosmetic repairs if necessary;
decoration and furnishings;
organization of workplaces for personnel;
availability of comfortable conditions for receiving clients.

Who is an auto appraiser?

In this world, all things have their own value, and it is often not easy to figure it out on your own if we are talking about expensive or complex things. In this case, an assessment specialist comes to the rescue. What features does the specialty have and how to become a car appraiser?

To answer these questions, it is necessary to understand the structure of this work in order. Firstly, it is mandatory for the specialist to have a number of mandatory documents, the same as for appraisers of other categories:

Diploma of specialized education or availability of professional retraining).
An insurance policy that insures the liability of the appraisal activity. It is provided by almost all insurance companies.
A certificate confirming the specialist’s membership in the SRO.

How to become a car appraiser after an accident and avoid unexpected financial losses in cases of professional error? This is where appraiser liability insurance comes to the rescue.

To carry out his activities, an expert vehicle appraiser after an accident must identify damage to the car. Then analyze the cost of repair services and derive the average. Next, in the same way, the appraiser looks for the cost of the parts that need to be replaced. When conducting price analysis, data from the Internet, the media, and price lists of organizations are used.

How to become an accident appraiser without becoming a scammer? Many people think that these specialists can make good money on kickbacks. For example, a client asks to inflate the amount of damage in order to receive more monetary compensation. It is worth understanding that the assessment report is subject to a number of inspection organizations, and if it is revealed that the price was greatly exaggerated or vice versa, the specialist may be subject to criminal liability, or, at best, to fines.

How to officially become a car expert

How to become a car appraiser after an accident

Similar training programs are offered to applicants by the International Academy of Assessment and Consulting, also located in Moscow. The Moscow Automobile and Highway Institute, the Plekhanov Russian Academy of Economics and other major universities offer training to become an auto expert as an additional vocational education program based on already acquired specialties, usually economic or technical. The curricula of many economic faculties include a course “Property Valuation”, which will be a good basis for mastering special courses on automotive valuation. After training, young specialists undergo an internship, gaining experience under the careful guidance of a professional appraiser, and after this internship they pass an exam, the successful completion of which confirms their competence.

We've sorted out the training issues, let's move on to how to open an independent auto inspection.

How to become a car forensics specialist?

Salary The income of an auto forensic specialist directly depends on the place of work and the volume of services provided and starts from 30 thousand.

rub. Moscow The salary of professionals in this profession in Moscow can range from 150 thousand rubles per month. St. Petersburg In St. Petersburg, an auto forensic specialist can earn from 130 thousand.

rubles per month. Other regions Depending on the place of work: government department or private sector, the salary of experts in the regions of the Russian Federation varies from 15 thousand to 45 thousand rubles. Average for the CIS In the post-Soviet space, specialists with an education in auto forensics earn, on average, about 30 thousand rubles per month. In the future, the earnings levels of a beginner and an experienced employee of the same department may differ by 1.5–2 times.

In private bureaus, income grows in proportion to the volume of services performed, unlike colleagues from law enforcement agencies. What is required The functions performed require from the auto forensic specialist endurance, strict compliance with the requirements of the law, pedantry, organization, analytical thinking, and communication skills.

Profession of an independent expert car appraiser in 2019

Their services are also sought in cases of disputes about property acquired by spouses during marriage, to determine the exact amount of monetary compensation due to the husband or wife upon division.

If you are thinking about how to become a professional, get ready for the fact that you will have to obtain a higher technical education in a specialty that is related to the repair and maintenance of vehicles. The increased requirements for the skills of an expert in assessing a car after an accident are quite justified: a specialist in such examinations must have a wide range of technical knowledge in order to draw up an accurate professional opinion. You can undergo training to become an expert car appraiser at specialized Moscow universities.

TUTOR APPRAISER

When is an Appraiser sufficient to appraise a car?

In addition to the presence of expensive equipment (new and used), there are other factors that influence the market value of a car: service life, mileage since the start of operation, number of owners, storage method, prestige of the brand, urgency of sale and other factors. Therefore, a specialist vehicle appraiser will be able to most accurately answer the question about the cost of a car in each specific case.

In accordance with the current

Auto expert profession

Otherwise, such a specialist will not be able to accurately determine the causes of the accident. Source: 111111 222222 333333 444444 Type of profession: According to the Klimov system - “Man-technique” + “Man-sign” Can: Analyze.

Process information quickly. Carry out investigations. Engage in a certain type of activity for a long time and quickly switch to another.

Volgogradsky pr., 43. Tel. Courses: + Institute of Vocational Assessment at the Financial Academy under the Government of the Russian Federation.

Profession Auto expert (expert auto technician): the essence of the work and main responsibilities

The purpose of such an examination is to identify the culprit of the accident, the causes of damage, and at the same time assess the damage to the car. The expert who deals with it needs to establish certain characteristic features:

the technical condition of the car at the time of the accident or crime; ·nature of the accident (damage, brake mark, weather conditions, etc.); actions of participants in an emergency situation.

The ultimate goal of such actions is to recreate as complete a picture of an accident or crime as possible.

In order to adequately study the condition of transport, an auto expert must possess a variety of specific knowledge and skills: Methods for calculating damage using mathematical models; Knowledge of the design of vehicles of various types and brands; Possible breakdowns and causes of their occurrence during operation; Causes

Auto expert

But not everyone can become an auto expert.

In order to have the lowest of these qualifications – category III expert automotive technician and work in this position, you must:

have at least 1 year of work experience in your specialty.
have a higher technical education in the areas of “Operation of Vehicles”, “Ground Transport Systems” (specialties “Automotive and Tractor Engineering” and “Automobiles and Automotive Industry”);
undergo additional training under the “Expert Automotive Technician Category III” program with the right to conduct an examination of vehicles (without the right to issue an opinion on the mechanism of road accidents and transport and traceological studies);

Who is a car expert? What is his profession and what does he do?

But the appraiser is focused solely on issues of value.

It is a detailed study of the accident that allows us to draw informed conclusions about the causes and consequences. For an auto expert, it is important not just to study the entire range of damage.

advokat-martov.ru

That is, according to the draft Federal Law “On SED”, it turns out that any person, having absolutely any diploma, for example a diploma in law or economics, can legally work as an expert psychologist or an expert chemist or a construction expert, or any mechanical engineer or even a test pilot may be engaged in art criticism or merchandising.

He makes an expert assessment and draws up a report on the value of the object. For example, a report from a vehicle damage assessor will be used in court if, when receiving insurance payments, the amount was underestimated, in the opinion of the car owner. Another example: a bank issues a loan secured by real estate and hires an appraiser.

Based on his report, the bank deducts ten percent from the value obtained during the examination, and this amount may be the maximum for the loan. It turns out that the appraiser profession is almost the same age as the two most ancient ones.

How to become an independent damage assessor after an accident

He checks license plate numbers, chassis numbers, body numbers, looks for matches in the car inspection coupon, and the car registration certificate.

Next, it identifies and records damage to the unit, existing defects that differ from the standard equipment of the vehicle.
Then the expert determines which defects were obtained as a result of the collision, and which damages the car owner has been driving for a long time, a kind of sorting.
Then the approximate cost of parts and repair work by specialists is determined.
If the vehicle is not subject to repair and further operation, then the cost of specific “live” parts that can be sold will be determined.

The vehicle must be inspected during the daytime. Each image must include registration plates or other elements that can be used to identify a specific vehicle. During the work, discrepancies between the basic configuration and the current one in the car are recorded.

The amount of damage caused to the unit is determined by agreement between the customer and the company itself.

It is also necessary to have a fairly good level of computer skills.

Join an SRO, obtain a certificate , then insure your activities, namely, possible risks associated with liability. If we talk about employment in a company, then they will need sufficient experience in reporting, negotiating, and a lot of less significant requirements, such as a driver’s license, consent to travel to other cities, completing various courses and trainings.
as assistant appraisers for one to three years , and only then become specialists.
Continuous learning on the job is one of the main requirements for the work of an appraiser. He must be aware of all the innovations in his profession.
If we talk about individual activities, there are possible risks.

If there is inaccuracy in the assessment, the reputation of the specialist first of all suffers, and he also bears financial liability for mistakes made.

The appraiser's income depends directly on his experience and the region in which he works.

How to become an independent damage assessor after an accident

It will be difficult to restore the picture of destruction after replacing units and painting work.

Agreement with the insurer and subsequent repairs will not allow later (if additional defects are identified) to begin the procedure for appealing the insurance amount. Drivers who have become the injured party in the incident should definitely remember these circumstances. In practice, the difference between a stakeholder and an independent assessment is always significant, so it is worth referring to the assessment structure.

Documents for assessing the cost of damage after an accident

For a high-quality and evidence-based conclusion, an independent assessment organization will require the following documents:

documents for the car;
copies of documents submitted to the insurance company;
certificates and witness statements regarding road accidents;
referral for examination from the insurer (if available).

If additional evidence is available, it must be provided for the most complete investigation of the damage.

Carrying out an independent examination after an accident

Assessment of the cost of damage after an accident must be carried out according to the established procedure.

How to become an independent damage appraiser after an accident in Sevastopol

You can master this profession from scratch, in particular, at the Moscow Institute of Vocational Education, which was created in 1996 on the basis of the Academy of Management and Market and the Financial Academy under the Government of the Russian Federation. In addition, the institute also has courses for additional postgraduate education, which means that appraiser specialties are taught here on the basis of higher education. Similar training programs are offered to applicants by the International Academy of Assessment and Consulting, also located in Moscow.

How to become an independent damage appraiser after an accident under compulsory motor insurance

Thus, the cost of repairs or the amount of damage can be calculated by adding the cost of car parts + the cost of repairing it (the cost of the technician’s services). Can an appraiser inflate the appraisal amount for a fee from a client (kickback)? I know that this question worries many, and probably someone thinks that appraisers can receive “left” money from clients simply for the fact that they specifically increase the amount of damage in their expert opinion. I will answer right away that this cannot be done for one simple reason... The fact is that all conclusions pass through a number of authorities that carefully check them, also some of the conclusions are subsequently appealed through the court and forensic experts conduct a second examination, checking the conclusion of the initial assessment. If obvious unfounded violations are found in the initial assessment report (overestimating or underestimating the cost of damage), then the appraiser will face serious sanctions for this, including criminal ones, and since everyone wants to be in harmony with the law, they prefer to work honestly and transparently .This makes the work of an appraiser extremely responsible, because often a lot of money is involved, it is important to be a competent and responsible person.

Appraiser's civil liability insurance

In order to ensure the property liability of members of a self-regulatory organization of appraisers to the customer and (or) third parties who have entered into an assessment agreement, the self-regulatory organization of appraisers is obliged to make demands on its members to use the following types of security for such liability: conclusion of a compulsory liability insurance agreement provided for in Article 24.7 of this Federal Law an appraiser when carrying out appraisal activities, the amount of the insured amount in which cannot be less than three hundred thousand rubles.

Considering the possible risks associated with the activities of the appraiser, the best option is insurance in the amount of 3,000,000 rubles. The cost of such a policy will be 10-15 thousand rubles per year, depending on the insurance company. Policy production time is 3-5 working days.

Naturally, our victim is not satisfied with this turn of events and then he turns to us to receive the full amount needed to repair the car. Sometimes the victim first turns to lawyers, who also refer him to our company. After that, we inspect the car, record and photograph all damage, and then using special programs we calculate the amount of damage. The car owner enters into an agreement with us, and we send documents with an assessment of the damage to the court. And now to the nuances of this situation... Insurance companies actually understand that they underpay people, but only 2 out of 10 people go to court, that is, according to statistics Only 20% of people who have not received their payments contact us. This happens because insurers understand that not everyone will sue them and engage in litigation over some 3-5 thousand rubles.

But if we are talking about larger amounts, then the matter comes to court, having previously received an opinion from our company. And although it is quite small, and consists of only 2 people, we cope with our work quite well.

For example, if two companies assess damage to the same property, they will never have the same figures. This is explained by the fact that each appraiser chooses a damage assessment method that is convenient for him and calculates the cost of repairs in accordance with it. This is permitted under current law.

How is the cost of car repairs (damage) assessed? I'll tell you now.

For example, speaking about the assessment of vehicles, I take several companies in the city that are engaged in auto repair, and calculate the average cost of an hour of work for their specialist. At the same time, another appraiser may offer his own companies that provide auto repair services, which means that the average cost per hour for a specialist from other car repair shops will be different. When the cost of repairs has been determined, you need to look at what exactly is damaged, what part, and find it in specialized online stores.

NP "International Chamber of Appraisers" (mpo64.ru) - Self-regulatory organization of appraisers, registered in Rosreestr: More than 500 members; Valid throughout Russia.

Independent expert car appraiser – is it possible to become one?

This is just not critical. Real estate valuation requires economics and data analysis. Come for an interview, you can combine study with work.

In case of force majeure - due to damage to the car as a result of a flood (fire) or unlawful actions of hooligans. How do insurers reduce payments? Over the years, insurance companies have learned to deceive clients carefully and even secretly. The following methods are in demand today: 1. Reducing the price of spare parts The scheme is simple.

When calculating, the insurer takes into account not the spare parts of the client’s car, but parts of another brand that are cheaper. To avoid problems, it is worth checking the catalog numbers used by the insurer to make calculations.

How to open an independent auto examination, examination of a car after an accident

Since its inception, MAEO has graduated more than 1,000 appraisers and expert technicians, most of whom have successfully found employment or are in private practice.
Some became owners and managers of appraisal and expert companies.

Advantages of training with us The most affordable price for courses for expert technicians in Russia With high quality of training.

Federal Law No. 135 Contract of compulsory insurance of appraiser’s liability when carrying out appraisal activities

The object of insurance under the contract of compulsory liability insurance of the appraiser when carrying out appraisal activities (hereinafter referred to as the contract of compulsory liability insurance) is the property interests associated with the risk of liability of the appraiser (the policyholder) for obligations arising from damage to the customer who entered into the contract for the appraisal, and (or ) to third parties.

An insured event under a compulsory liability insurance contract is a fact established by an arbitration court decision that has entered into legal force or recognized by the insurer as the fact of damage caused by the actions (inaction) of the appraiser as a result of violation of the requirements of federal valuation standards, standards and rules of valuation activities established by a self-regulatory organization of appraisers, of which the appraiser was a member. at the time of damage.

If you make a profit from your valuation object, for example, a business.

But it is in the valuation of cars that the income approach is rarely used, since the car often does not generate income.

3. Cost approach

It is used when a person incurs direct costs for the object being assessed.

This is the approach we use in our work.
Let me remind you that for each type of property, a method suitable for it is used. Since when carrying out restoration work, the injured party bears the direct costs of parts and labor to repair the vehicle.

We can say that the disadvantages of one approach in assessment activities are compensated by the advantages of another and vice versa.

In order to determine the amount of repair costs, a calculation is made, that is, the calculation of these same costs according to the instructions of the appraiser.

When evaluating the car itself, we can use cost and comparative approaches.

Okay, a lot of useful information on assessment technologies.