Find OSAGO policy by car number

Checking the MTPL policy by VIN and state. number

Before buying a used car, more than 48% of motorists are not aware of the possibility of checking their current insurance. Taking advantage of this, fraudsters deliberately distort information in the insurance, indicating the details of another car. In addition, when buying a used car, you risk not knowing that the car was involved in a major accident, was used as a taxi, or has incorrect mileage or registration restrictions. To protect yourself from a bad deal and not have problems with the traffic police, use the Autocode service check.

How to check the authenticity of OSAGO by VIN and state license. number

Autocode suggests checking your MTPL policy using the RSA database. Our service will allow:

Find out the insurance number and policy series;
Check until what time the policy is valid;
Find out the insurance company that issued the MTPL;
Find out the cost of compulsory motor liability insurance and tax.

To check your insurance, you must provide the VIN or state registration number of the car. Information is provided according to data from the RSA database.

Fake MTPL insurance does not belong to the insurance company or is listed as lost. Naturally, such a policy will not be considered valid. The Autocode service will allow you to detect a problematic situation and identify an unscrupulous insurer. This information will be useful not only to potential car buyers, but also to insurance agents.

You can check your MTPL insurance policy by wine or car number right now in the window at the top of the page.

What else will the Autocode check tell you about?

In addition to information about compulsory motor liability insurance, the report will contain the following data:

from PTS;
about mileage;
about those. examinations;
about traffic police restrictions;
about fines;
about working in a taxi;
about customs history and much more.

The cost of one report is 349 rubles.

Advantages of the Autocode service

Autocode gives a number of advantages to those who want to enter the MTPL policy details before buying a car:

Possibility to check the insurance policy by VIN or registration number;
24/7 toll-free support;
The service functionality is available without registration;
Obtaining the necessary information about the policy number, place of insurance online;
Prompt provision of data within 5 minutes;
The ability to check information about the policy yourself, without the help of an insurance agent;
Opportunity to find out the complete history of the car.

The Atvokod service checks the insurance policy only through a reliable source - the RSA database (Russian Union of Auto Insurers). The service also receives other information about the car, only from official sources: State Traffic Safety Inspectorate, EAISTO, Taxi Registers, Federal Tax Service, Federal Customs Service, Federal Tax Service, etc.

Unified OSAGO database (check policy)

Today, the insurers' database allows you to check compulsory motor liability insurance in different ways: by the policy number, by the car number, etc. And vice versa - by the insurance number, for example, you can find out the car number. There are three verification options:

1. Checking the status of the form by its number. You can check your paper or electronic MTPL policy against the AIS RSA (Russian Union of Motor Insurers) database and find out its validity period below.

This form is for checking both paper policies and electronic policies of the XXX series purchased via the Internet! Usually, electronic insurance is included in the database immediately after registration, but sometimes due to the workload of the database, this can take several days. The correct status for valid insurance is “held by the policyholder” (but if immediately after purchase the status is still “held by the insurer”, then this may be normal - the agent may not have had time to make changes to the database, wait a couple of days and only then sound the alarm) . Definitely “bad statuses” of an MTPL policy are “lost in force” (why exactly it lost force can be seen in more detail by checking below) or “lost”. The status “printed by the manufacturer” means that such a form was not even handed over to the insurer.

Such a check does not give 100% confidence that you have a valid policy (after all, fraudsters could make a “duplicate” of the real form), but it allows you to reject obvious fakes and stolen forms. But in order to exclude “duplicates” you need to check which car is insured under your policy...

2. Find out which car is insured using a specific form. In addition to the license plate number, VIN code or body number, in the results you can find out a more detailed status of the form, for example, why exactly the insurance is not valid (the contract could have been terminated early or the policy could have been lost by the insurance company):

3. Find out the MTPL policy number by state number, VIN or body number + check whether the driver is included in the insurance . This check is the reverse of the previous one, here, based on the car’s data, you will find out which insurance company it is insured with, the policy number and its type (limited or unlimited). Checking by VIN is the most complete. It is searched by license plate number only if this information was provided by the insurer (they do not always do this).

If the insurance has a limited list of drivers, then the system will offer to check, using the number and series of the driver’s license, whether a certain driver is included in the insurance (this option appears in the second step after).

If you have recently added someone to your MTPL policy or made other changes to the data, then according to regulations, insurance companies are required to make changes to the RSA database within 5 days. Therefore, do not be alarmed if after a couple of days the changes have not yet been reflected in the AIS RSA database.

The last check is also useful for checking a used car before purchasing. After all, the presence of two simultaneously valid MTPL policies on one VIN number (or GRZ) can be a “bell” that the car is a “double”. In this case, I also recommend checking the VIN using the technical inspection database (in this case, it is a bad sign that the car regularly undergoes maintenance in one region or another).

4. Help from an auto lawyer on MTPL issues:
If you are faced with the fact that your policy, judging by the database, is fake or you have other legal questions related to MTPL, then you can get a free response from a lawyer in the form below:

How to find out if a car has compulsory motor liability insurance, the policy number and to whom it is issued?

Asking a lawyer is faster than reading!

Ask a question right now and get a free consultation. We will respond within 5 minutes and solve even the most difficult situation.

Car owners or people who just want to buy a car should be vigilant and check the availability of an MTPL policy for the car. This action is very important because it allows you to identify fraudsters when selling a car, protect yourself from breaking the law, or correct incorrect information about the car. More details on how to perform the check are described below.

How to check if a car has compulsory motor liability insurance

There are three ways that allow you to check your current MTPL insurance policy for a car and find out its current status as of today:

entering information about the contract number on the RSA website;
entering information about the contract number on the RSA website indicating the period;
entering information about the vehicle.

Entering information about the contract number on the RSA website

To check your policy using this option you must:

Go to the website where the availability of car insurance is checked online in the RCA database.
Go to the page to view the current OSAGO policy form.
Check the contract number that you have and enter information about it in the appropriate fields.
Select the series of the form in the field “Series of the MTPL policy form”.
Indicate the form number in the field “Compulsory motor liability insurance policy form number”.
Enter the captcha to confirm the security check.
Click on the “Search” button.

After this, a database check will be performed, which will allow you to obtain information for the current year. It is performed for policies of different types (paper, electronic).

Statuses for found policies can be as follows:

“Printed” - the document has been produced, but has not yet even been transferred to the insurance company;
“Hosted by the policyholder” - the document was given to the client. Information about such policies has been successfully entered into the RSA database;
“Hosted by the insurer” - the document remains with the insurer or has already been purchased by the buyer, but this was quite recently and the information in the system has not had time to be updated;
“No longer valid” - the document is expired, it is recommended to update the policy in the near future;
“Lost” – applies to policies that have been reported missing.

This method allows you to quickly find out whether the car is insured. But it also has disadvantages :

the need to connect to the Internet to access the database;
there is no complete certainty that information about a fake policy was not entered into the database;
overload and slow search for the necessary information in the database, since due to the large amount of data, the database periodically freezes. The duration of freezing and processing of information can reach more than one day.

Entering information about the contract number on the RSA website indicating the period

To check your policy using this option you must:

Go to the website where the policy is checked.
Enter policy information (series, number).
Indicate the date for which you need to obtain information.
Enter the captcha.
Click on the “Search” button.

In the search results, in addition to general information about the policy, additional information will be provided. For example, you will be able to read about the exact reason why the insurance is not valid.

Entering information about the vehicle

This method is the reverse of the previous two. In order to check this way, you must:

Go to the website where you enter information about the vehicle to check your MTPL policy.
Provide information about the car:
- VIN number;
- GRZ;
- body number;
- chassis number.
Select the date for which you are interested in information.
Enter the captcha.
Click on the “Search” button.

After this, information will be received about the insurance company that issued the policy. When choosing a date, you can find out the MTPL numbers for previous years and request that the information be corrected if an error was found in it.

Need car insurance? Try our free service to calculate the cost of insurance without additional charges!

How to find out the owner by OSAGO policy number

In order to avoid problems, you need to check who owns the policy. You can find out who the MTPL policy was issued to by using the policy verification methods given above. A website with a PCA database or contacting an insurance company will allow you to obtain all the necessary information about the user of the car.

In order to find out who is registered with OSAGO by policy number, you will need to use the RSA website:

Go to the website with the database.
Enter the policy number. In the database, you can check when entering various data, for example, the owner's last name. But if it is incomplete or incorrect, then the search results may not yield anything. At the same time, searching for the owner by OSAGO policy number is very simple and comprehensive.
View the information you need.

By looking at the results that the system will give after completing the search, you will find out who the policy is issued to.

Is it possible to find out the MTPL policy number by last name?

The search engine has the ability to use the owner’s last name to try to find out the OSAGO policy number. However, the results are often less successful than when searching by contract number. A particular difficulty is that namesakes may be issued, and, accordingly, information will be about other people’s insurances.

In addition, you should know that it is impossible to check all the information by last name - some of the information simply will not be given out.

Find an MTPL policy using your driver's license

To search for insurance using your driver's license number, you will need to go to the following places:

RSA database;
insurance organizations (personal visit required);
specialized private organizations that provide such services.

How to find out where your car is insured

To obtain such information, it is enough to use the RSA database. In order to find out which company insured the car by insurance contract number, you will need to enter the relevant information about the number in the required fields on the website, according to the instructions indicated above.

In addition to the method above, similar information can be obtained from the state. car number. You can specify information about it instead of the contract number.

How to check the validity period of the policy

You can also find out the validity period of the policy by the insurance policy number by following the instructions above through the RSA DB website. The search results will provide information that will let you know when your car insurance expires.

Is it possible to find out the mileage of a car using insurance?

Such information can be obtained using a specialized website. For example, Autocode, or on our website - checking the mileage under the MTPL policy is not difficult, you just need to provide information about the state number or VIN number.

The results of the check on the website will provide information on the MTPL policy, in the section of which you will be able to obtain information about the mileage of the car.

Is it possible to find out the car number using the MTPL policy?

You can get information about whether a car is insured or not if you know the contract number. When you enter information about it on the RSA website, all the key information will be given. It will also include vehicle license plate information.

It is recommended to check car insurance information in a timely manner, because an expired or falsified policy is a direct violation of the law, often leading to criminal consequences. And even if the new owner of the car did not know about it, this ignorance will not free him from responsibility and fines.

Check OSAGO using the RSA database

Today, the PCA insurer database allows you to check your insurance in different ways: by policy number, by car number, etc. There are three verification options in total:

There are three ways to check your insurance using the RSA database:

1) Check the status of the current OSAGO form by number

You can check your MTPL policy and find out its validity period using the RSA (Russian Union of Motor Insurers) database.

Status of checks of the MTPL policy in RSA after registration

• “is with the policyholder” - this status means that the policy has come into force, and pay attention to the period of insurance and the name of the insurer, they must match the data issued at the conclusion;

• “is with the insurance company” - means that the insurance agent has not yet made changes to the database, in this case you need to wait 1-2 days, if this status is listed for more than two days, then you need to contact the insurers.

• “no longer valid”, “printed by the manufacturer” or “lost” - these statuses may indicate that the policy is invalid, in which case you need to contact law enforcement authorities and your insurance company.

Such a check does not give a 100% guarantee that you have a real policy; it is quite difficult to recognize duplicates, since they are issued with the same insurance periods, so you need to additionally check which car was insured under this policy; you can perform this check by filling out the form below. As a result of the check, you will receive the following information: the insurance company, the status of the contract, as well as the VIN number of the car. If all the data agrees, then the insurance policy is real.

2) Find out which car is insured by the OSAGO insurance policy form number

To obtain this information, fill out the form at the following link:

Where can I get a real, original MTPL policy?

In order to be guaranteed to receive a real policy, the easiest way is to apply for it on our website by clicking on this link. By filling out the form once, you can compare the prices of insurance companies and choose the most suitable option for you.

3) Checking insurance by vehicle VIN number

This type of check is the most detailed, in addition to information about the insurance policy, here you can find out how many people are included in the insurance.

ATTENTION! If the verification form does not load, try refreshing this page or wait a little; the speed of loading the form depends on the load on the database on the PCA side. If the loading did not occur on our website, try going to the RSA website, verification pages: 1 form, 2 form, 3 form

How to find out by registration mark or VIN number where a car is insured under MTPL

Enter the data to find out the MTPL policy number based on the registration plate or VIN number of the car you know. You can also find out the opposite: using the MTPL policy, determine which car is insured.

Click the button below to open the RSA database

After checking the official RSA database, you will have access to the OSAGO series and number, as well as a list of drivers who are included in the policy.

How to determine the OSAGO contract number using the license plate number, body number or VIN?

Often, in case of an accident, difficulties arise when the participants in the accident do not have information about the availability of compulsory motor liability insurance from each other. How can you find out the necessary data in this case? Our service will help you quickly find the details of the MTPL agreement using the VIN or car number. Check the car number to see if the driver is listed on the insurance policy!

Our service will be useful to you to find out:

OSAGO contract number using the vehicle license plate number;
place of insurance of the vehicle of the accident participant (insurance company);
Availability of MTPL insurance for this car.

It's simple: you enter the state registration plate of the car (or VIN) into the form and indicate the desired date for the search. Enter the number in the format A000AA777 (the outer digits indicate the digital region code). Thus, you will determine exactly where the car is insured, the details of the MTPL policy and the list of drivers allowed to drive according to the contract.

Using your vehicle's details, you can quickly check where it is insured, find out the policy number and type of policy (with or without a limitation). However, a more complete check will be based on the car’s VIN. A search by vehicle registration number is used only when this data is transmitted by the insurer, which is not always possible.

If new drivers have recently been added to OSAGO or other changes in the content of the policy, please note that it will take insurers 5 days to update the PCA database according to regulations. Therefore, do not worry if 3 days later you do not see new information about the MTPL policy in the AIS RSA information.

Any data on insurance policies is transferred from the official AIS RSA database.

The same applies to the purchase of electronic compulsory motor liability insurance via the Internet, in which the policy is issued online.

Useful services:
Buy MTPL online at Ingosstrakh - issue an electronic policy at the Ingosstrakh insurance company.
Checking the MTPL policy for authenticity using the RSA database.
Check the KBM using the AIS RSA database.
Traffic police fines - check and pay online.

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