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Obtaining a diagnostic card for OSAGO

How to get a diagnostic card for OSAGO

In this material we tell you how to pass a technical inspection and obtain a diagnostic card for compulsory motor liability insurance. Together with Tatyana Obshivalkina, a specialist at the insurance company Energogarant , we collected questions from owners of used cars and gave answers to them.

Why inspect your car and get a vehicle inspection card?

Pass the inspection and receive a diagnostic card. The result is that you are confident in the technical serviceability of the car. In addition, without a map and an inspection, even a formal one, it is impossible to make a compulsory motor liability insurance policy.

Where can I get a technical inspection for compulsory motor liability insurance?

Inspect the iron horse at special inspection points. There, specialists using various equipment (testers, meters, stethoscopes, etc.) check the serviceability of the car, the operation of individual mechanisms, as well as the presence of serious distortions in the body structure.

Do not confuse inspection points with service stations. A service station is essentially a car service. They will change the tires, repair the suspension, paint the body, bring parts for repair from the warehouse, but will not conduct a technical inspection. Only special points do this.

What is checked during a technical inspection?

At the inspection point, the specialist checks:

  • state license plate, first aid kit, fire extinguisher, seat belts, warning triangle for compliance with regulations;
  • level, quality of technical fluids in the car, as well as the level of harmful substances in the exhaust.

Inspects:

  • mirrors, glass for damage;
  • driver's seat for compliance with GOST standards.

Tracks:

  • the presence of door locks, dirt aprons;
  • operation of headlights, side lights, brake lights.
  • play in the steering wheel, suspension;
  • the operation of brake discs, pads, handbrake, as well as the sound signal, wipers, and mudguards.

You can find out about the location of service points here.

What to prepare for technical inspection?

Wash the four-wheeler, take with you the documents - license, registration certificate and pink certificate card. If the owner of the car is a wife, brother, matchmaker or someone else, take a general power of attorney for the inspection.

What if I don’t go to the technical inspection point at all?

The insurance agent will not issue compulsory motor liability insurance without a diagnostic card. Without a policy, you won’t be able to register your car, which means you won’t be able to drive. But if you really want it, the price of such pleasure, for example, in the Sverdlovsk region is 800 rubles. This is the amount of the fine that the traffic police officer will issue if he stops you. The traffic inspector will also take down the license plates and call a tow truck. You will have to fork out more money to transport the car to the impound lot and stay there.

Is there a fine for failure to carry out a motor vehicle insurance inspection?

The fine for late technical inspection and its absence was cancelled. But not for everyone.

Owners of trucks with more than 8 passenger seats, vehicles for transporting dangerous goods, as well as buses and taxis risk shelling out 500-800 rubles.

How much does it cost to do a technical inspection for an MTPL policy?

The price for a technical inspection of a passenger car in the regions is on average 498 rubles. The amount will have to be paid again if the car does not pass the technical inspection. The diagnostic card will be in your hands when the car meets GOST standards.

What is the validity period of a diagnostic card for an MTPL policy?

Cards are replaced every two years for passenger cars for 3-7 years. The date of issue must be noted on the registration certificate or vehicle passport.

Cards are changed once a year:

  • for passenger cars older than 7 years;
  • trucks heavier than 3.5 tons;
  • cars with special signals;
  • cars that are used in driving schools.

A card is not needed if the car is less than 3 years old.

When should a car be inspected for compulsory motor liability insurance?

The frequency of vehicle inspection to obtain compulsory motor vehicle insurance varies depending on the age of the car. If, for example, the car is manufactured in 2010, check the car annually. The card is valid for the same amount of time. Pass a technical inspection and take out insurance on the same day - it will be more convenient to update your card and policy.

How to apply for a diagnostic card online?

Tatyana refused to comment on this issue - insurance companies are against such actions. When purchasing a vehicle inspection or diagnostic card online, you run the risk of getting a fake. If you get into an accident, free the insurance company from having to pay compensation for car repairs, as well as legal costs. You will have to shell out a large sum from your wallet, including for the services of a lawyer.

Although it is not difficult to do a technical inspection online. We easily found which services you can use to issue a card yourself. We enter “online diagnostic card” into the search bar and see that the number of offers is beyond counting. The search engine provides video tutorials, links to insurance company websites, and services for purchasing cards online. Prices start from 500 rubles. For this money you get a completed technical inspection, as well as a ready-made diagnostic card. Illegal and dishonest. Although formally - don’t find fault. The technical inspection card number is included in the unified technical inspection system (EAISTO) of the State Traffic Safety Inspectorate. After this, it is impossible to prove that you received the card without showing the car to specialists.

How and where to undergo a technical inspection and receive a diagnostic card - decide for yourself. But remember: you are not doing this for the insurance company, but for your own safety.

Don't relax

If the car is in full working order or there are minor defects that can be easily corrected, you will pass the technical inspection. Do not delay receiving a diagnostic card. With a contract, after purchasing a car, the law allows you to drive for 10 days. This is how much time is given to get a vehicle inspection card and make a compulsory insurance policy.

Find out more about the car

If you are looking for or have already bought a car, check its history using the AutoCode service. The service will help you avoid buying a problem car.

To search for information, the electronic service monitors the databases of the traffic police, RSA, insurance companies and other services (more than 11 sources of information in total).

The cost of one report is 349 rubles.

After checking the car on the Avtocod.ru website you:

  • find out the real year of manufacture and number of owners, mileage, customs history;
  • you see information about the car’s involvement in an accident, repair work;
  • study information about the bank deposit or its absence, the use of the car in a taxi;
  • check the car for theft and the presence of restrictions on registration actions.

Thanks to the mobile application, you can run the scan whenever and wherever you want.

Technical inspection in Moscow

Price for technical inspection in Moscow

Inspection points on the map of Moscow

Moscow technical inspection stations

Popular questions and answers

How can a pensioner get a free vehicle inspection in Moscow?

Indeed, the state provides benefits for undergoing maintenance for pensioners - free inspection or a 30-50% discount.

In fact, while technical inspection is free for a pensioner, the state pays for the commercial structure of technical inspection points (PTO).

Accordingly, in order to receive the service for free, you need to submit a corresponding application to the Moscow Administration or the Moscow Department of Transport . Where they will clarify: when you can submit an application, what documents are required, and whether the preferential limits for maintenance have already been exhausted this month.

Usually the following documents are required: passport, car STS or PTS, driver's license, pension certificate.

Standard procedure:

  • Apply
  • A decision on the benefit is made within 5 days
  • Within 10 days, the pensioner must sign the agreement on his part
  • Funds are transferred to the subsidy recipient within 7 days
  • The pensioner must “submit a report on the use of the subsidy” (check, receipt) within 10 days
  • Misuse of funds is unacceptable

Options : you can

  1. spend a week of personal time + a month of bureaucratic procedures or
  2. pay 720 rubles and undergo MOT in 35 minutes.

Conclusion : Tekhosmotrik.ru recommends saving your health for your grandchildren and choosing the 2nd option!

How to pass quickly (in 12 minutes) Technical inspection Online registration?

The car inspection procedure usually takes 3-4 minutes. Filling out a diagnostic card and obtaining a number in the EAISTO database will take a few more minutes. Signing up for maintenance is also a matter of minutes. If the car is in good working order (headlights, wheel alignment, brakes, etc.), and there is a fire extinguisher, first aid kit, and emergency sign, then the majority of the time will be spent on the road to the PTO.

In the same 12 minutes, you can undergo an inspection at a PCA-accredited inspection point.

Where can you quickly and cheaply get a technical inspection in Moscow?

After the authority to carry out maintenance has been transferred from the traffic police to the RSA, the time required for technical inspection is about 5 minutes in any technical inspection department. It is better to pre-register by phone or by filling out the “Sign up for a Technical Inspection” form on the website.

As for the cost, the maximum price is determined by the state. For example, for a passenger car in Moscow it is 720 rubles. In fact, this amount is the same for all VETs; only some stations provide a 5-15% discount.

Read more:  Statute of limitations for administrative fines for traffic violations

Conclusion : choose the VET closest to you with a high rating and positive reviews.

How to restore KBM in Moscow for free and get a discount on compulsory insurance?

To return the KBM in Moscow for free, you need to collect documents (+ copies of previous policies, preferably) and contact the office of the insurance company where you have your current MTPL policy.

Read more about how to process a KBM return in our blog.

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Apply for MTPL online

After receiving the EAISTO number of the diagnostic card (required for OSAGO), and restoring the KBM, we recommend that you issue an OSAGO policy online in 12 minutes from a reliable insurance company (AlfaStrakhovanie, Renaissance, Tinkoff Insurance, Consent, and others). Calculate compulsory motor liability insurance without additional charges

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Diagnostic card for OSAGO

Every motorist needs to receive a diagnostic card for compulsory motor liability insurance, otherwise you simply will have nothing to confirm that your car has passed a technical inspection. In order to buy a diagnostic card, the vehicle owner needs to visit any of the accredited (licensed) centers to carry out a 65-point diagnosis of the car. As a result of the check, the data will be entered into a special table. In order for the car to pass diagnostics and you receive a ticket, the following must participate in the inspection process:

  • Operator to carry out the technical inspection procedure.
  • Technical expert.

Application form for obtaining a technical inspection for compulsory motor liability insurance

The cost of a recreation center is 650 rubles .
To apply for a card for MTPL , use the form below, application processing time: 15 minutes.

For which vehicle do we issue a diagnostic card with a guarantee of inclusion in the EAISTO?

Fill in the information about your car

To enter data into EAISTO, please fill out the fields exactly as indicated in the PTS and SRTS

Technical data

All information about your car is entered into the EAISTO database, please fill out the fields carefully

Where to send

We are almost done, all that remains is to indicate the name of the owner and send you the card, leave your current contact information so that we can contact you and send you a diagnostic card

  • Automobile
  • Documentation
  • Technical data
  • Where to send

We issue a technical inspection for the vehicle

Year of manufacture of the vehicle

State registration mark

Vehicle category (OKP)

Registration document

date of issue

Technical data

VIN (17 characters)

Chassis (Frame) - if available

Body No. - if available

Allowed max. weight (kg)

Unloaded weight (kg)

Fuel type

Brake system type

Vehicle mileage (km)

Contact Information

Promo code (if available)

The procedure for providing the diagnostic card service for compulsory motor liability insurance:

  1. You place an application for maintenance on our website. ( The cost of the recreation center is 650 rubles )
  2. Immediately after this, our company will begin producing an MTPL diagnostic card . You will be identified and assigned to the nearest technician. center, you will have to wait no more than 15 minutes, after which it will be registered in the EAISTO traffic police .
  3. Soon you will receive a letter to the email address you specified in your application. It will contain screenshots of the “header” of the card, on which your car’s data is located, and the number in the EAISTO database . Also in the letter there will be links to sites where all D.K., your car, available in official databases will be presented.
  4. After this, you need to check the diagnostic card, pay and write to us about payment. You need to respond to the letter in which you were sent the card details , please do not write in a separate letter, this will increase the processing time of your order.
  5. After this, we will send you a diagnostic card .

Only after the document is certified by the above-mentioned employees the diagnostic card become real. Old coupons could be presented until mid-2015, however, now it is mandatory to obtain a diagnostic card to obtain compulsory motor liability insurance.

What is checked during the inspection?

  • Brake system;
  • lighting fixtures and headlights;
  • steering;
  • washers and glass cleaners;
  • tires and wheels;
  • the integrity of the belts responsible for safety while driving;
  • aprons (mud flaps) protecting from dirt;
  • seats;
  • sun visors;
  • sound signal;
  • mirrors;
  • towing device, if the design provides for it;
  • glass (the car will not pass MOT if cracks are found on the windshield in the area where the windshield wipers operate and in the driver’s seat);
  • license plate;
  • technical fluids used in the car;
  • door locks;
  • tinting.

Is it possible to get an MTPL policy without a diagnostic card?

It is not surprising, but it is possible to buy an MTPL policy without a diagnostic card . Insurers receive profit from this transaction and payment of an insurance bonus. Although obtaining an MTPL policy by law requires the presentation of MOT, many insurance companies bypass this procedure. In such cases, the insurance company is unlikely to lose anything, but will make a profit. But the car owner, if an insured event occurs, can get a very large number of headaches. When an insured event occurs, there are two scenarios:

The court recognizes the agreement (MTPL policy) with the insurer as a void transaction, that is, in fact, according to the law, there is no such transaction or agreement, in which case you are independently and fully responsible for the accident.

The court may still recognize the transaction as valid, and the contract signed with the insurer as valid, in which case you will be paid compensation. However, as a result, the insurance company will apply to you with recourse, and you will have to compensate for all losses (most likely you will be found to be at fault for the accident).

As you can see, in both cases the car owner does not have very bright prospects, so it is better to get a compulsory motor liability insurance policy with a diagnostic card in hand.

How to check the authenticity of a diagnostic card

There are cases when companies involved in maintenance offer their services for issuing cards without having a license to do so. In order to avoid such a fate and not receive an invalid TO card, you can use our service. All you need to do is spend a few minutes of your time. In order to check a document, you need to fill out the fields of a special search form:

  1. VIN number of your car.
  2. Your vehicle's registration plate.
  3. Your car body number.
  4. Vehicle chassis number.
  5. Card number in the EAISTO system.

Next, you press the red button “Search in EAISTO” and in a matter of seconds you get the result, that is, you are right there, immediately after the technical inspection has been completed, you can check the valid diagnostic card.

How quickly will I receive the result of checking the diagnostic card for MTPL?

The waiting period for the result of the authenticity of the document will not exceed a few minutes; you will spend no more than five minutes filling out the form.

Delivery of diagnostic cards online

A diagnostic card for MTPL is sent to your email specified in the application. We can also send you a diagnostic card by Russian post, the cost of this service is only 100 rubles.

Inspection price

The cost of a diagnostic card is one of the lowest in RuNet, everything is legal and simplified to the extreme. Contact us, you won’t find a better offer in the next few years! A diagnostic card for MTPL, which can be purchased online on our website, is perhaps one of the most profitable offers on the market! You can go through the MTPL procedure and buy a technical inspection right now, just fill out the form above.

Gallery Insurance is a company specializing in issuing diagnostic cards, CASCO and OSAGO policies. We are always open to cooperation and have a flexible affiliate program.

ONLINE INSPECTION MOSCOW - DIAGNOSTIC CARD FOR MTPL

Technical inspection for all categories of vehicles

Official assistance in obtaining inspection cards and registration of compulsory motor liability insurance

Payment after verification - no risks

Official data in the EAISTO database

Only accredited inspection operators

Technical inspection for any region of Russia

We work from 7.00 to 22.00 Moscow time

We do not falsify diagnostic cards. We transmit the data to the technical inspection station. We only provide assistance so that you pass a technical inspection in Moscow and issue an insurance policy without any problems

Instant calculation of compulsory motor liability insurance

Read more:  The insurance company refuses to conclude a compulsory motor liability insurance agreement

Payment on the insurance company website

10 insurance companies to choose from

Registration of compulsory motor liability insurance without a visit to the office

Official assistance in obtaining maintenance for the following categories of vehicles

The single cost of passing a technical inspection for all categories of vehicles is 490 rubles

We offer official and legal assistance in obtaining a diagnostic card. Our partners are only specialized technical inspection stations that are officially accredited by the Russian Union of Motor Insurers throughout Russia. The online diagnostic card is absolutely legitimate.

Payment for technical inspection after checking the result. No risks on your part. Guarantee of successful application execution

Filling out an application

Fill out an application for technical inspection according to the document (SRTS or PTS)

Examination

You receive the EAISTO number by email and check the presence of a recreation center in the database

Payment

Pay for the inspection using the suggested methods

Receipt

You receive a ready-made diagnostic card in PDF format for further printing and registration of OSAGO

To apply for a technical inspection without visiting Moscow, you will need

Full name of the vehicle owner

Vehicle Registration Certificate (SRTS)

or vehicle passport (PTS)

If the car goes for registration, then fill out the data on the title.
Full name indicate the new owner. If license plates change, write missing. If you want to make a diagnostic card for issuing another compulsory motor insurance policy, then fill out the data on SRTS

We guarantee official technical inspection
and receipt of a diagnostic card

Registration only from an officially accredited RCA technical inspection point.

Our partners are 52 officially accredited inspection stations in different regions of the Russian Federation. Each item has a mandatory certificate for technical inspection.

All data is entered into the EAISTO traffic police database

You can check information on the EAISTO traffic police database using services on the Internet using the 15-digit diagnostic card number, VIN or state number. vehicle number.

The diagnostic card is suitable for any insurance company

Our regular clients

Large taxi companies and drivers Yandex Taxi

Drivers of the Taxi Maxim order service

Insurance agents throughout Russia

And just thousands of people from all over the country who have been ordering a diagnostic card from us for several years.

They trust us.

Become our regular customer too.
Submit an application right now to make a diagnostic card.

An example of a diagnostic card. E-technical inspection

Registration number

In the upper left corner there is a unique 15-digit number assigned by EAISTO (before 01/01/2017, the numbering was 21 digits).

Signature and seal

On the back of the diagnostic card are the surname, first name, patronymic of the expert, his signature and seal.

Validity

In the upper right corner of the diagnostic card, its validity period is indicated. Depends on the year of manufacture of the vehicle and the purpose of operation.

Form

The diagnostic card can be printed on plain paper. This is enough for compulsory insurance

Answers to frequently asked questions

A diagnostic card is a conclusion about the possibility of operating the vehicle. The card is needed to enter into an MTPL agreement. The diagnostic inspection card is certified by the signature of the technical expert who checked the technical condition of the vehicle. The technical inspection operator and the expert bear full responsibility for issuing the certificate of approval.

The traffic police inspector has no right to demand it from the car owner. A diagnostic card is only needed to conclude an MTPL agreement. Exceptions may include taxis and buses. They must undergo a technical inspection every 6 months and carry the form with them

You can check the availability of a vehicle inspection in the EAISTO traffic police database online before paying

Vehicle diagnostics are carried out at the stations of our partners - technical inspection points (PTO) of vehicles.
All VETs are accredited in accordance with the established procedure for the right to conduct technical inspections. You can check this on the official RSA website. After passing the technical inspection, the technical expert of the VET issues a conclusion on the possibility/impossibility of operating the vehicle, which we will send to you by e-mail specified when filling out the application.

You can pay for our services in any convenient way:

  • by bank card;
  • online electronic money
  • transfer from mobile.

You are given 30 minutes to check your card. This time is enough to check the card. This takes no more than 5 minutes. Delays may be due to unstable operation of EAISTO. We are aware of these problems and you will have enough time to check. If payment is not received after the specified time, your diagnostic card is deleted from the EAISTO database, and you are blacklisted

After the technical expert of the technical service station makes a decision on the possibility of operating the vehicle, a letter with an attached diagnostic card form in pdf format will be sent to your email.
If you wish, you can print out the DC at a convenient time or simply provide the card number in the EAISTO database to your insurance company.

This sometimes happens for several reasons:

  • the letter has ended up in the spam folder in your mail;
  • You did not indicate the car number in the payment comment;
  • You specified an incorrect email address when submitting your application;
  • We made a mistake and did not send you an email.

Therefore, if your application is processed for more than 30 minutes, please contact us in a way convenient for you:

  • via online chat on the website;
  • by phone 8 999 700-78-58

When applying, please indicate the state number of the car for which you applied.

In accordance with the Decree of the Government of the Russian Federation No. 148 of February 12, 2018, a stamp is not placed on the diagnostic card form. The full version of the document can be found on the official website of RSA

We provide flexible conditions for cooperation. For detailed information, write to [email protected] with the subject “collaboration”. We will send all the conditions in a reply letter

Do you need a diagnostic card for compulsory motor liability insurance in 2019 and how to get it?

Automobile. Luxury or means of transportation? What is its purpose, to make your life easier, or, on the contrary, to complicate it. Many people who have not yet acquired their own vehicle are in captivity of the illusion - “buy a car and drive.” Unfortunately, your costs and worries do not end with paying the cost of the vehicle.

There is a certain list of documents that you must have so that your car (and you, as its owner) is completely law-abiding, and you do not have any problems when communicating with traffic police officers. One of such documents is a diagnostic card for MTPL. We will try to analyze the questions that may arise when using this card, namely: what is a diagnostic card, how and where to get it, what you will need for this, its validity period and other relevant issues. For your convenience, the information is as up-to-date as possible taking into account the legislation for 2019.

What is a diagnostic card?

A diagnostic card is a document confirming the proper technical condition of a vehicle. Due to changes in automotive legislation, the diagnostic card in 2011 replaced the good old inspection coupon. Externally they are very different.

The inspection coupon looked like a green card with information printed on both sides, with all the required degrees of protection: hologram, hidden markings, a unique 10-digit number, a special microstructure.

The card is presented in the form of an A4 sheet. It contains information related to the technical condition of the vehicle. This document contains 65 information blocks containing information about those. systems of your car that are directly responsible for its safe operation. That is, to summarize, this document confirms that your car can be safely (and very likely, comfortably) driven on the roads. The card does not have any approved appearance. The appearance depends on the organization that issued the card. The Government of the Russian Federation at the legislative level regulates only the content of those same 65 information blocks (Resolution of the Government of the Russian Federation No. 1008 of December 5, 2011).

Accordingly, the absence of this card if you have a policy directly indicates that your policy is fake, with all the ensuing consequences (when checked by the traffic police). These cards are entered into the EAISTO database (UAISTO - Unified Automatic Information System for Technical Inspection). Information about cards is stored in the database for 5 years.

Read more:  Appealing a fine for unpaid parking

The card is issued in two copies. One is received by the owner of the vehicle, the second remains in the technical maintenance department. The card must contain the signature of the expert who assessed the technical condition of the machine and his seal. The card must also have a unique 21-digit number. This very number, in fact, is entered into the EAISTO database.

Where can I get a diagnostic card in 2019?

So, we’ve sorted out the first question, now let’s talk about where to get the coveted card, and what is required for this?

In 2019, Technical Inspection Points and Service Stations have the right to issue card data and, accordingly, carry out a technical inspection of the car. But not just any points and stations, but those that have special accreditation issued by the RSA, as well as those that have concluded a special agreement with the Ministry of Internal Affairs. Here a reasonable question arises: “How can you find out whether the organization you contacted is actually accredited or not?” The answer is very simple, as they say: “Google (or Yandex, whichever you prefer) will help.”

  1. Go to the official website of the Russian Union of Auto Insurers (RUA) and there you will find detailed information about all accredited technical training and service stations. For convenience, the list can be printed by choosing the most geographically convenient VET or service station.
  2. The second option does not involve using the Internet. You can take advice from the insurance company where you are going to take out a compulsory motor liability insurance policy. They have detailed lists of all accredited VET and service stations.

Now let's talk about what is directly necessary to pass the technical inspection procedure and receive the coveted card. You will need:

  1. Decide which VET or service station you will undergo technical inspection at. By the way, according to current legislation, the driver has the right to undergo this procedure in any region or city of the Russian Federation, regardless of where his vehicle is registered.
  2. Conclude an agreement with the selected organization and pay for its work (trust people only after you sign a contract with them that is certified according to all the rules).
  3. Vehicle registration certificate.
  4. A document proving your identity.
  5. And, of course, provide your precious car for diagnostics within the agreed time frame. In good condition, preferably. Identified violations will make it impossible to receive the card immediately. In order not to pay for technical inspection again, you have 20 days to fix problems. During this period, having eliminated the problems, you have the right to undergo maintenance again from the same organization, free of charge. In this case, a repeated full inspection by the same operator is not carried out. Only identified defects are inspected.

Let us now consider in more detail what the technical inspection is carried out for. The procedure itself has not changed. As before, the car is driven to a special stand, where they inspect the viewing elements (mirrors), the serviceability of the brake system, check the operation of the lighting and alarm system (headlights, brake lights, turn signals), the toxicity of the exhaust, the presence of a working fire extinguisher, a first aid kit (medicines in they must not be expired), warning triangles, etc.

Well, let’s touch on the issue of payment for VET or service station services. This question, of course, is extremely uncertain due to the fact that the price depends on the specific contractor and the region in which you are undergoing maintenance, as well as on the brand of your car. The driver has the opportunity to undergo MOT for free. To do this, you need to undergo maintenance at a dealership. In addition, many insurance companies, when applying for a compulsory car insurance policy with them, provide their clients with the opportunity to undergo free maintenance.

We will also consider your options in case of loss of the diagnostic card. You shouldn't have any problems here either. Contact the VET where you received the card with a request to issue a copy. True, this service is not free. It will cost you 300 rubles.

How long is a diagnostic card valid?

In this case, everything depends on the life of the car and its dimensions and purpose. Let's look at it in more detail:

  • If you have been using your car for no more than 7 years, then the maintenance period is once every two years;
  • if the vehicle's service life is more than 7 years, then you will undergo maintenance once a year;
  • If you are the owner of a vehicle intended for transporting passengers (remember, this is a vehicle with more than 8 seats), then you will have to undergo a technical inspection at least once every 6 months.

Is it possible to buy an MTPL policy without a diagnostic card in 2019?

Many motorists are wondering whether it is possible to get an MTPL policy without a diagnostic card for a car? There is a twofold situation here. On the one hand, if we are talking about buying a car that has already been used for more than three years, then purchasing an MTPL policy without a diagnostic card is impossible.

In order to determine the actual “age” of the car (applying for a compulsory motor liability insurance policy without issuing a diagnostic card for the car), the owner must provide the insurance company with a title. According to the law, only with this document can the full years of the car be calculated, based on the date of issue of the title, and not on the date of actual production of the car.

In a word, only owners of “young” cars have the right to preferential registration of an MTPL policy.

Checking the diagnostic card for authenticity

Now let’s touch on an equally important issue - checking the authenticity of your technical card for voluntary insurance.

We have already found out above that the card does not have any specialized means of protection and, despite the seeming simplicity of falsifying a diagnostic card by unscrupulous businessmen, there is a fairly simple way to determine its authenticity. It lies in the fact that the card can be checked through the unified electronic database EAISTO. To do this, you will need the registration number of the diagnostic card - the same 21 digits.

Now let’s look in more detail at how exactly this check can be carried out:

  1. You can personally visit the RSA branch and there, through the EAISTO database, check the authenticity of your card. Of course, if this branch is available in your locality. The method is certainly reliable, but it will require a time-consuming personal visit.
  2. Also, using the number, you can check the authenticity through specialized Internet resources, if you have a gadget with Internet access at hand. The method is simple, but somewhat unreliable. Currently, quite a few Internet resources are registered that provide a similar service. Unfortunately, not all of them actually have access to the EAISTO database. Thus, there is a risk of running into false information.
  3. And finally, you can contact your insurance company and ask them to check the authenticity of the diagnostic card for MTPL. They certainly have access to the database, and you can rest assured that your card is authentic. This method is simple and reliable at the same time.

Do I need to have a diagnostic card with me at all times?

This question worries many drivers. Due to the fact that the card replaced the inspection ticket, which previously the driver had to have with him at all times, many motorists have a similar perception. That is, out of old habit, they continue to carry a diagnostic card with them, in case the documents are checked by a traffic police inspector.

We inform you that there is no need to do this, because... The diagnostic card is directly linked with its number through the EAISTO information base, and in case of verification of documents by the traffic police or other authorized services and departments, its availability can be checked using the insurance policy data.

Conclusion

So, we have described the most significant aspects related to how to obtain a diagnostic card for an insurance policy, what it is, and what it is needed for. We hope that this issue has become clearer to you. We can conclude that although the card does not, relatively speaking, belong to “important” documents (i.e. those that a motorist needs to have with him at all times), it is still impossible to obtain a more important document without it - an MTPL policy.

In conclusion, let's focus on the IMPORTANT POINTS:

Obtaining a diagnostic card for OSAGO Link to main publication
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