The procedure for filling out a European protocol in case of an accident
Rules for registering road accidents according to the European protocol
The Europrotocol is a document that allows you to formalize some road accidents in a simplified manner without calling the traffic police. The official name of the European protocol is “Notification of an accident”. It was introduced into circulation in Russia in July 2015 in order to relieve congestion on already congested roads.
According to statistics, a significant part of road accidents do not have serious consequences, and most accidents are registered only in order to receive compensation under insurance (MTPL or CASCO).
Registration of an accident according to the European protocol not only prevents the formation of unnecessary traffic jams, but also allows those involved in the collision to save their time, as well as avoid possible fines for violating traffic rules.
But, despite the obvious advantages of the European protocol, many motorists are afraid to fill it out on their own and prefer to wait for the traffic police inspector. This is due to the existence of certain conditions, because not every accident can be processed in a simplified manner.
In what cases is it possible to issue a European protocol in case of an accident?
If we consider the practical side of the issue, then the desire of drivers to quickly finish the formalities and go about their business arises in two cases:
- When the damage is minimal and no other certificates are required to obtain insurance.
- The damage is insignificant (abrasion or scratch) and the participants in the accident do not plan to contact the insurance company. The execution of the European protocol in this case confirms that the parties have no claims against each other.
From a legal point of view, the situation is somewhat different. According to Article 1.11 of Federal Law No. 40-FZ of April 25, 2002, there are a number of mandatory conditions for registering an accident under the European protocol:
- There were no injuries, including pedestrians and passengers.
- No more than two vehicles, including vehicles with trailers, are involved in the accident.
Contrary to information spread on the Internet, a car with a trailer in this case is considered as one vehicle.
- Both drivers have valid MTPL policies or a “Green Card” for foreign cars.
- The list of damages, degree of fault and other circumstances of the accident do not cause disagreement.
In addition, the alleged damage must be within the limits on the amount of insurance compensation. The amount of payments is established by the same law:
- When registering an accident without the participation of the traffic police, the amount of compensation does not exceed 50 thousand rubles.
- If the accident occurred on the territory of federal cities (Moscow, St. Petersburg) and their regions, then the maximum amount of insurance payments is equal to the established limit for compulsory motor liability insurance, that is, 400 thousand rubles.
The condition for applying the last point will be the recording of the circumstances of the accident using photographs and videos, as well as navigators using GPS, GLONASS or other global satellite systems. In all other cases, a European protocol is not drawn up and the traffic accident is registered in the standard manner.
Actions in case of an accident before issuing a European protocol
If you are involved in a traffic accident, you must stop, turn on your hazard lights and display a warning triangle. Before completing the European protocol, you should adhere to the following procedure:
- First of all, you need to make sure that no one was injured in the collision, and that only two cars were involved in the accident.
- Then find out the intentions of the opposite party regarding the registration of the incident and offer to draw up a European protocol.
- If the answer is positive, it is necessary to check whether the MTPL policies of both parties to the accident have expired.
- After this, it is advisable to support the future European protocol with photo or video materials.
It is recommended to shoot a general panorama (with reference to road signs or other stationary elements), a close-up of each car (with license plates), the location of damage to the vehicle, and also remove brake marks and broken parts.
It would be good if there were witnesses to the incident. Record their coordinates and ask them to give written testimony.
How to draw up a European protocol in case of an accident without calling the traffic police?
Having made sure that the situation does not require the participation of authorized persons, you can begin to fill out the European protocol issued by the insurer when concluding the MTPL agreement.
The form consists of two sheets connected to each other. When filling out the front side, all entered data is copied onto a second copy, after which the form is separated and the back side of the document is drawn up.
Filling out the front side of the European protocol
We will analyze the entire process of filling out the Notice point by point.
1. Location of the accident . The name of the locality, street and house are indicated. If the accident occurred in a suburban area, enter the name of the route and kilometer.
2. Date of the accident . The date and exact time of the collision is written here. Before filling out, agree on the readings with other participants.
3. Number of damaged vehicles . The number 2 is entered in the field of the third paragraph, since the European protocol does not require the participation of a larger number of vehicles.
4. Number of wounded and dead . Here we put dashes. Any bodily injury requires the presence of the traffic police.
5. Medical examination . The fifth point always says “no”.
6. Damage caused to other vehicles . Similarly to the previous column, we put “no”, because only 2 cars were involved in the accident.
7. Witnesses to an accident . The details of eyewitnesses to the incident are indicated here: full name, address and telephone number.
8. Registration by traffic police officers . The European protocol is drawn up without the participation of authorized persons, so we tick the answer “no”.
Next follow 2 columns “A” and “B” for two vehicles. Which vehicle is entered first does not matter.
9, 10, 11. These items reflect information about the car and its owner. Data from the vehicle registration certificate is entered here. In clause 11 the full name of the driver is indicated.
12. Insurer . The name of the insurance company is written in this line, and information about the current MTPL policy is entered just below.
13. Place of initial impact . Mark with an arrow the area where the first blow occurred.
14. List of damaged parts . In this paragraph, you need to list all visible damage and indicate their nature (dent, chip, scratch, etc.).
15. Notes . Here it is stated whether the participant in the collision is guilty or not.
16. Circumstances of the accident . In this field, drivers mark events and details that characterize the moment of the incident. After entering all the circumstances, indicate their total value in the final column. Make sure that each participant fills out exactly their own column.
17. Road accident diagram . This point needs to be given special attention. The diagram should reflect the direction of movement of the vehicle, their location at the time of the collision and after it. Don't forget to indicate the presence of road signs, street names and the number of the nearest house (see example in the picture below).
18. Driver signatures . The completed notice is signed by both participants in the traffic accident.
Filling out the back side of the Europrotocol
After disconnecting the form, the second page of the European protocol is filled out independently by each participant in the accident.
1. Vehicle . The letter “A” or “B” is marked here, which was used to designate the car when filling out the first page of the European protocol.
2. Circumstances of the accident . This paragraph is intended to provide a brief description of the accident and the events leading up to it. Explain how the collision occurred, including the date, time, location, and license plate numbers of the vehicles involved.
3. The vehicle was under control . Here it is noted who was driving the car at the time of the accident: the owner of the car or another person.
4. 5. When completing the European protocol, a dash is placed in these fields.
6. Can the vehicle move under its own power ? Note whether the car can move independently or not.
7. Note . This item contains information about the availability of photo and video materials from the scene of the accident.
When completing filling out the European protocol form, do not forget to sign (with a transcript) and the date the document was filled out.
It is highly advisable not to make mistakes, as corrections may result in denial of compensation. For any controversial issues, do not hesitate to bother the insurance company; the hotline operator will tell you how to fill out the document correctly.
What to do after completing the European protocol?
The completed European protocol, together with an application for compensation for loss, is sent to the insurer’s office within five working days. Be prepared for the fact that the insurance company may request the vehicle for an inspection or independent examination. No more than 5 days are allotted to fulfill this condition. At the same time, participants in an accident do not have the right to repair the car themselves within 15 calendar days.
When applying for insurance payment under the European protocol, you need to understand that having received compensation, the injured party will no longer be able to make other claims for the same accident. An exception is damage to health that the victim did not know about at the time of filing the application. In this case, he has the right to contact the insurer of the person responsible for the traffic accident.
In any case, before applying for compensation to an insurance company, in order to avoid fraud and delaying payments on the part of the insurer, we strongly recommend consulting with an experienced lawyer.
Instead of a conclusion, let’s look a little ahead, into the foreseeable future, where we can expect some changes in terms of the rules for drawing up the European protocol.
From October 1, 2019, in order to obtain insurance for an accident registered without the participation of authorized persons, data from the scene of the accident must be attached to the European protocol, explaining the circumstances of the incident.
As this evidence, photographic and video materials can be used, as well as filming of the event by navigation means connected to the GLONASS, GPS or other global satellite systems.
One can only hope that the amount of insurance compensation will also be equal to the maximum limit for compulsory motor liability insurance.
Video: how to draw up a European protocol in case of an accident
How to draw up a European protocol in case of an accident
Without police, excitement and mistakes
They drove into the back of your car at a traffic light.
There is little damage: a dent on the bumper, a bent license plate and a broken fog light. The second driver does not deny his guilt.
If the police are called, it will take half a day to register the accident. And this is not counting the need to go to the department for a certificate of an accident, without which you will not receive payment under compulsory motor liability insurance.
But you can do it in one hour and not have to go to the authorities for information. To do this, it is enough to register an accident according to the European protocol.
Briefly: how to apply for a European protocol
- Carry the accident notification form with you. It is issued free of charge by any insurance company.
- Install the “Road Accident Euro Protocol” application via Epstore or Google Play.
- Make sure that your accident complies with the requirements of the European protocol.
- Fill out and sign the notification of an accident - this is a paper version of the European protocol.
- Take photographs of the damage, the circumstances of the accident and documents.
- Determine the address and coordinates of the accident.
- Send everything to a single system through the application and wait for confirmation. If both participants in an accident use the application, they do not need to go anywhere else.
- Bring the completed paper notice to the insurance company where you purchased the MTPL policy.
- At the company's office, write a statement of loss according to the sample accepted by the company.
- If you are the culprit of an accident and have completed everything according to the European protocol, be sure to notify your insurance company of the fact of the accident within five days.
What to do after an accident
The actions of participants in an accident after an accident are prescribed in the traffic rules. Regardless of who is at fault for the incident, follow these steps:
-
Stop. If you go out onto the roadway, take precautions and wear a reflective vest.
If these requirements are not met, the insurance company may refuse to pay. Sometimes more severe consequences are possible. For example, leaving the scene of an accident is punishable by deprivation of your license.
What is the Europrotocol
The European protocol is a procedure for registering an accident without calling the police. Drivers fill out documents on the spot to receive payment under compulsory motor liability insurance and drive off calmly.
This practice has been successfully used abroad for a long time. Hence the name.
The European protocol is valid throughout Russia. Even if your car is registered in Moscow, and you drove into it in Vladivostok, you can still use it.
According to the European protocol, you can receive no more than 100 thousand rubles for a damaged car.
How to fill out the Europrotocol in case of an accident
The priority method of compensation for damage after road accidents is the payment of compulsory motor liability insurance. The basis for calculating insurance amounts or issuing directions for repairs is a notification of an accident. In the presented material, read when it is allowed to register an accident under the Euro Protocol, what are the advantages and disadvantages of this option for filling out documents.
What is the Euro Accident Protocol and when does it need to be filled out?
Law No. 40-FZ, which regulates the rules of insurance and compensation for damage under the MTPL program, makes no mention of the Europrotocol. This unofficial name was given to the standard notification of an accident if it is filled out in a simplified manner and without the participation of a traffic police representative. The European form of the protocol implies that the parties use a civilized version of dispute resolution, record all the circumstances of the accident themselves, and submit documents for consideration by the insurance company.
You can use a simplified format for drawing up documents in accordance with Art. 11.1 of Law No. 40-FZ. If both participants have policies, they will not have to waste time on lengthy litigation or wait for deductions through bailiffs. The European accident report is filled out under the following conditions:
- if the collision involved no more than two vehicles;
- there should be no injured citizens in the incident (even if the injuries were caused to a passenger or a random pedestrian, the simplified procedure does not apply);
- the estimated amount of damage from the accident should not exceed 100 thousand rubles;
- car owners have no disagreements about any circumstances of the incident, including identifying the culprit;
- Each car has a compulsory motor liability insurance policy in which the drivers are registered.
Note ! The maximum amount of payments will be greater if the accident occurred in the capital, St. Petersburg, Moscow or Leningrad region. Under such circumstances, you can get up to 400 thousand rubles if both cars were equipped with information monitoring devices - GPS / Glonass systems, telemetry. The presence of such devices in the vehicle must be immediately indicated in the content of the notice.
Thus, when using the simplified regime, car owners themselves determine and describe in the form all the circumstances of the accident. This greatly simplifies the procedure, since there is no need to wait for a traffic police representative to draw up reports of traffic violations. The person responsible for the incident will be able to avoid administrative liability, but in some cases may face recourse from the insurer. Read about how not to pay insurance recourse under the European Protocol in our material at the link..
Who is involved in filling out
The rules for filling out the Europrotocol imply that there are only two participants in a collision, both of them are present at the scene of the traffic accident. If one of the car owners fled the scene of the accident, you cannot use the simplified option for filling out notifications. In such a situation, a traffic police inspector is called and measures are taken to search for the escaped driver.
Legal advice . As in other areas of activity, you can involve a representative (lawyer, attorney, other person) to draw up notices. However, usually this will only complicate the interaction between drivers and delay the registration time. The best option would be to consult a lawyer by phone if you have difficulty filling out certain items.
According to the terms of the OSAGO policy, the participation of road commissioners in the preparation of documents may be provided. This is a normal practice for most developed countries, although in Russia it has not yet received widespread use. In any case, after a car collision, you need to notify the insurer and follow its instructions. If a traffic commissioner is sent to the scene of an accident, he will help fill out the paperwork and point out important circumstances.
Rules for filling out the Europrotocol
Let's figure out how to fill out the Europrotocol to avoid problems in subsequent interactions with the insurer. Although there are two parties involved in a collision, they must fill out a single notification form. When issuing an MTPL policy, mandatory annexes are issued to it, including a notification form. To compile it, you can take the form of any of the car owners, since the form will be identical.
Before registering an accident under the European Protocol, you need to make sure that the mandatory conditions of Law No. 40-FZ are met. Drivers are also required to follow the standard algorithm of actions specified in the traffic rules and MTPL rules:
- make sure there are no casualties, do not leave the scene of the accident until all the paperwork is completed;
- place emergency signs on the highway to avoid problems with other road users;
- do not move cars until the paperwork is filled out (except for certain cases specified in the law);
- notify your insurer about the incident (this can be done by calling the contact numbers specified in the policy).
Note ! The most difficult thing is to assess the preliminary amount of damage and the nature of the damage in order to “meet” the MTPL limit under the European Protocol. External dents, cracks, and chips can be described by visual inspection. However, hidden damage that is difficult to detect directly on site can be no less serious. A typical example would be deformation of the brake or steering system components hidden by the car body. In this case, it is necessary to evaluate the general nature of the collision and the possible consequences for the structural elements of the machine.
Where can I get the Europrotocol if both car owners have forgotten the documents or have already filled out the notification jars? If both citizens do not have the forms, it is not allowed to draw up a protocol in simple written form. The insurance company will not accept such a form, and the victim will receive a legal refusal to compensate for damages. In 2019, you can take advantage of the new rule and fill out the form in electronic format. However, for this, car owners must have access to the Internet, since electronic notification is issued through the government services portal.
How to fill out the Europrotocol
The Europrotocol must be drawn up in the manner regulated by Federal Law No. 40-FZ and Regulations of the Central Bank of the Russian Federation No. 431-P. Each item on the front and back of the notice must be completed. If the parties do not enter information into the form for any columns, dashes must be added. We do not recommend leaving completely blank lines and paragraphs of the notice to avoid subsequent disputes between the parties.
To draw up the Europrotocol, you need to use pens to prevent loss of information. The following information must be filled in:
- information about the place, date and time of drawing up the form, road incident;
- information about car owners, their passports and driver’s licenses;
- policy details, information about insurers;
- information about vehicles damaged in the collision, their license plates (filled in according to certificates, PTS).
This general information is indicated for any accident, regardless of its circumstances, type of damage, or other data. Pay attention to the example of filling out the Europrotocol presented on our website. It contains the basic information that will be required to contact the insurer, receive money or send for repair and restoration work.
The above data is filled in points 1-3 (place and time, number of cars), 9-12 (information about drivers, cars, policies). If there are eyewitnesses to the incident, their personal and contact information is indicated in paragraph 7.
A key role when filling out is the block of information about the accident, its causes and consequences, and the culpability of the car owners. If there is a disagreement on these issues, including the guilt of a particular driver, you need to call a traffic police specialist. To obtain compensation for losses, you need a form that does not contain any discrepancies.
The European accident report must contain the following data directly about the accident and its consequences:
- point 13 - place of the first strike (drawn up graphically on the front side);
- paragraph 14 - a list of damages for each car, with a description of parts, components and assemblies, the nature of the defects;
- clause 15 – personal signatures of participants certifying the data filled in above;
- paragraph 16 - circumstances of the road incident (several notes can be indicated at once, especially if the drivers performed complex maneuvers before the first impact);
- paragraph 17 - contains a schematic representation of the accident site (you need to indicate the traffic trajectories before the accident and the placement of cars after the impact, road signs, markings and other infrastructure elements);
- paragraph 18 – signatures confirming the information in the diagram.
The Europrotocol sample always consists of two parts. The front side must be filled out together, without dividing the form into separate parts. When all aspects of the accident and a description of the damage are sealed with the signatures of the car owners, each citizen receives his or her part of the document.
Legal advice . The contents of the protocol must clearly indicate the guilt of only one of the car owners. There should also be no mutual disagreements or disputes about the nature of the damage, the causes of the collision, or other circumstances of the incident. If the insurance company receives a document indicating objections regarding the causes and consequences of the accident, it will legally refuse to pay compensation.
Filling out the document on the reverse side is carried out by each driver separately. Naturally, you cannot make any changes to the front part, since the form will lose its legal force. If this is your first time participating in filling out documents following traffic accidents, you can use the instructions for your compulsory motor liability insurance policy. It is the third part of the Europrotocol and is of an informational nature.
What to do with the completed Europrotocol
You must contact your insurance company with documents drawn up regarding the fact of a car collision. At this stage, the following nuances need to be taken into account:
- Not only the victim, but also the culprit must submit the completed form to the insurer;
- no more than 5 days are given to present the Europrotocol, and the victim must also submit an application for direct compensation for damage;
- within 15 calendar days after the accident, drivers should not begin repair and restoration work, as this period is given to the insurer to conduct a technical examination.
Naturally, if the insurer carried out an inspection and assessment of the damage immediately after the victim applied, there is no need to wait 15 days. To record this point, it is advisable to obtain your own copy of the inspection report, certified by a representative of the insurance company. Please note that completion of repair work by the culprit before the expiration of 15 days is grounds for filing a recourse claim. Read about how recourse under compulsory motor liability insurance is collected from the culprit of an accident in our material at the link.
Based on the results of reviewing the documents drawn up by the participants, the insurer will pay the money or issue a referral to the service station. Since 2017, the priority compensation option is car repair. Therefore, you can demand monetary compensation only if you refuse to issue a referral, or if the service station is located far from the location of the car.
A sample of filling out the Euro Protocol in case of an accident can be found at the end of this article. If you have any questions related to registration, you can ask our lawyers. To do this, use the feedback form, or call the numbers listed on the website.
Below you can see a sample of how to fill out the Euro Protocol in case of an accident. Please note that the contents of the form depend on the specific circumstances of the accident, the type of damage, and other important points. The more accurately you present the information in the document, the fewer problems will arise when contacting the insurer.
What to do if the other party refuses to fill out
How to draw up a European accident report if the second car owner categorically refuses to sign the form or raises objections regarding the causes and consequences of the accident? In this case, there is a dispute, so a traffic police specialist must be involved in drawing up the notice. At the legislative level, amendments are being prepared to provide for a fine for unjustified evasion of filling out documents in a simplified form. However, in 2019 such enforcement measures are not yet applied.
It is impossible to draw up a protocol using a simplified format if the second car owner left the scene of the incident. A notice signed by only one party will be rejected by the insurance company. The same consequences occur if one or both drivers forgot to sign the document. In this situation, compensation for damage can only be obtained through court from the direct culprit.
How much pay
As mentioned above, the compensation limit under the Euro Protocol does not exceed 100 thousand rubles, or 400 thousand rubles. for the capital and St. Petersburg. However, the actual amount will depend on the degree and type of damage and the list of necessary restoration work. In the notice, the parties cannot indicate the value of damaged parts or the degree of loss of marketable value. These indicators will be determined based on the results of an inspection of the car by appraisers and insurance experts.
If you disagree with the amount of payments or the list of required work, you can use the standard defense option - contact an independent appraiser, obtain a report or expert opinion. If the insurer does not accept these documents, you can file a complaint with the financial ombudsman and then go to court.
Conclusion
In this material, we told you when you can fill out road accident documents in a simplified format, how to draw up a Europrotocol and take into account all the nuances of the law. Always pay attention to the mandatory conditions under which this option of filling out a notice is allowed - no injuries, no more than two cars in the accident, compliance with the payment limit. If the form is filled out correctly and both drivers sign it without objection, the victim will receive insurance.
Our lawyers will provide assistance in protecting car owners, including when filling out papers in a simplified format. Call us, we will help even in the most difficult situation!
The procedure for filling out a European protocol in case of an accident
The Europrotocol system is a simplified procedure for registering an accident without the participation
of authorized police officers for subsequent receipt of insurance payment. In other words, this is an opportunity to independently document the fact of an accident, in order to then apply to the insurance company (IC) for compensation, and promptly leave without creating congestion on the road.
Before you start filing an accident without calling the police, determine whether this is possible in your case.
Notification of an accident is a mandatory document for receiving insurance payment under the Euro Protocol. Filling out and signing a notice is not an act recognizing the guilt of the participant in the accident. Nevertheless, the fault of one of the participants in the accident must be indicated in the notice unambiguously, without reservations. Notification forms are issued by the insurance company that issued the MTPL policy (if you do not have forms, contact your insurance company). The notification of an accident consists of two sheets. Each sheet is divided into two parts: front (self-copying) and back. All information entered on the front (top) side must be clearly printed on the second sheet.
Both drivers fill out one accident notification form: front and back sides are required.
In this case, it does not matter at all which participant in the accident the form will be filled out. Each driver selects any column and enters information about his vehicle.
- 1. Location of the accident: indicate the city, street and number of the building closest to the accident; if the accident occurred at an intersection - street intersection; if not in a populated area - the name of the route, kilometer and direction of travel.
- 2. Date of Accident: Note the date and time of the accident.
- 3. Number of damaged vehicles: there should be only two, otherwise call the traffic police.
- 4. In the column “Number of wounded/dead” there must be dashes, otherwise the use of the Euro Protocol is unacceptable.
- 5. Examination of participants in road accidents for intoxication: not carried out when drawing up a Europrotocol.
- 6. Material damage caused to other vehicles (except “A” and “B”): if, in addition to two vehicles, other property was damaged, registration of the Euro Protocol is unacceptable.
- 7. Witnesses of the accident: indicate contact details of witnesses, if any (if possible, take written testimony from them about the circumstances of the accident).
- 8. Was registration carried out by a traffic police officer: “no”, since the Europrotocol is drawn up without the participation of police officers. Next, each participant in the accident fills out his side (“A” or “B”).
- 9. Make, model of the vehicle: data from the vehicle registration certificate is indicated.
- 10. Vehicle owner: details of the person whose name is indicated on the registration certificate, including address.
- 11. Driver of the vehicle: the details of the person driving the vehicle at the time of the accident are indicated (may differ from the details of the owner of the vehicle).
- 12. Insurer: indicate the insurance company from the MTPL policy, the policy number and the expiration date.
- 13. Location of initial impact: Only the location of the initial impact is indicated.
- 14. Nature and list of visible damage: all visible damage is indicated.
- 15. Notes: indicate which of the participants in the accident admitted his guilt, and the innocent one must indicate his innocence.
- 16. Circumstances of the accident: indicate from those proposed. Be sure to note the total number of filled cells.
- 17. Road accident diagram: it is necessary to indicate the contours of the roadway with the obligatory indication of street names, as well as the direction of movement. Indicate the location of vehicles, road markings, road signs, signs, traffic lights - everything that is related to the accident.
- 18. Signatures of drivers certifying that there are no disagreements under paragraphs. 14, 15, 16, 17 are a mandatory condition for registering an accident using the Europrotocol.
If there is not enough space on the back of the form for a complete description, write down
the necessary data on a blank sheet of paper and attach it to the main form.
On the form it is necessary to make a mark “With attachment”, and on the attachment indicate
which document it refers to and by whom it was drawn up, and also certify it
with the signatures of both participants in the accident, as on the front side of the form.
Registration of an accident according to the European Protocol - sample filling and rules
Notification of an accident or, as it is often called, the European protocol has become an indispensable assistant in minor accidents. But unfortunately, not all drivers want to use it due to the fact that they do not know how to fill it out correctly. This is exactly what we will talk about today in our article.
A sample of the Europrotocol in case of an accident in 2019
The notification of an accident consists of two forms for one-time completion in relation to both drivers involved in an accident, as well as instructions on how to fill out the Euro Protocol for an accident in 2019. For each side (the culprit and the victim), there are 18 points to fill out on the front side. You should enter the data with a ballpoint pen and apply pressure, since the top page is self-copying. On the back of the form there are 7 more points, which each driver fills out independently.
So, the basic rules and procedure for drawing up the Euro Protocol in case of an accident consist of the following points:
First, you need to assess the situation regarding harm to life and health of road users (pedestrians, passengers and drivers). People should not have any injuries;
The accident was caused by the interaction of two vehicles (collision while moving or collision due to sudden braking of the vehicle in front);
Damage was caused exclusively to vehicles (fences, buildings and other property were not damaged);
The liability of persons who participated in an accident is insured under the MTPL or Green Card system;
Drivers have no disagreement regarding damage.
If all these rules are followed, then you can move on to the question of how to independently draw up and fill out the Euro Protocol in case of an accident.
In the first paragraph, we indicate the location of the accident with the exact address, starting from the republic and region, ending with the street and house number. If you don’t know the exact address, you can ask people passing by or look at the navigator.
Point two asks you to indicate the date of the accident and the exact time.
In the third paragraph, we indicate with a number the number of damaged cars.
The next paragraph indicates the number of victims (injured) and/or dead.
In the fifth paragraph, we note whether an examination for alcohol intoxication was carried out or not.
Next, we note whether damage was caused to other vehicles and whether any other property was damaged.
In the seventh paragraph we indicate witnesses to the accident (full name and place of residence). If they are absent, then we write “No witnesses.”
In paragraph 8, we note whether the scene of the accident was registered by a traffic police officer, and if so, then indicate the number of his badge.
In paragraphs 9 to 15, each driver must fill out the item regarding their vehicle, and it does not matter who chooses columns “A” and “B”.
So, in paragraph 9 we indicate the make and model of the vehicle, as well as the identification number (VIN), state registration plate and STS data.
Next, indicate the full name of the owner of the car and his address. If this is a legal entity, then its full name.
In paragraph 11, we indicate the details of the vehicle driver: full name, date of birth, residence address, telephone number, series and number of the driver's license, open categories, date of issue of the driver's license, document for the right to own (use, dispose of) the vehicle.
In the next paragraph, we indicate the name of the insurer, the series and number of the insurance policy, its validity period, and also indicate whether the vehicle is insured against damage.
Next, we indicate with an arrow (→) the place of the initial impact in relation to the affected vehicles, and not the parts that are damaged. Choose the vehicle you were using at the time of the impact.
In paragraph 14, the nature of damage to parts and assemblies should be described as accurately and briefly as possible. When describing damage, the following characteristics should be used: scratch, dent (deformation), rupture (crack).
In the next paragraph we indicate the additions that you could not indicate in the next paragraph. Also, if you think that the second driver is indicating inaccurate circumstances or simply refuses to sign the notice on his part, then this information should also be indicated here.
In paragraph 16, we note the circumstances of the accident in relation to each vehicle and indicate in numbers at the very bottom the total number of points marked. It is very important to correctly note the vehicle's maneuvers. Parking is not a stop, therefore, if you are stopped at a traffic light, then mark not position 1, but position 22. When overtaking while changing lanes from one lane to another, you should mark two points at once - 12 and 13.
The next step is to draw a diagram of the accident. This is probably why many people don’t take on the task of filing an accident on their own. You have a window in which you should indicate the name of the streets, the trajectory of the vehicles, the position of the vehicle during the collision, and of course their location. Do not forget to indicate the presence of traffic lights, road signs, road markings, and, if possible, signs of braking, skidding, fragments, debris, dirt, etc. Examples of diagramming:
In paragraph 18, the drivers of both parties sign, thereby confirming that they have no disagreements.
The front side is filled out with the driver at the scene of the accident. The back part can be filled out in the near future, but it is still advisable to do this also at the scene of the accident.
In paragraph 1, mark the vehicle “A” or “B” in accordance with the column that you selected on the front side of the notice.
In paragraph 2, he describes in detail the circumstances of the accident, indicating the address of the accident, vehicle model and license plate numbers. The more accurate the information, the easier it will be for insurers to understand the situation.
In paragraph 3, we note who was driving - the owner or another person.
Further information is provided only if more than 2 vehicles were involved in the accident. Enter the make, model of the vehicle, state registration. number, full name of the driver and owner of the vehicle, address, telephone number, insurance company name, series and policy number, as well as all other similar information in accordance with paragraphs 1 - 18 on the front side of the form.
If other property besides the vehicle was damaged, then paragraph 5 indicates what kind of property was damaged and who owns it.
In the next section, we note whether the vehicle can move under its own power, and if not, indicate its location.
In paragraph 7 we indicate additional notes that you consider necessary.
Next, indicate the date, put a signature, next to your surname and initials.
If you do not have enough space on the back side to indicate all the information, then you can do this on a blank sheet of paper, where it will be indicated what it is attached to, by whom it was drawn up and certified with your signature, and for legal entities with a seal, and on the back side notifications, check the box “With attachment”.
To roughly understand what we have just told you about, we present to your attention an example of how to correctly draw up a European Road Accident Protocol:
You can also find out how to file a minor accident without calling the traffic police in 2019 by watching the video.
Questions - answers
Of course, it is possible if the uniform rules that we indicated above are taken into account.
We assess the situation and identify the presence of victims;
Call an ambulance if there are wounded;
One form must be filled out for two drivers;
If you are a victim, then fill out an application to the insurance company for payments and, together with the notice, submit it to the insurance company within 5 days. If you are the at-fault party, take your form to the insurance company;
You wait for your application to be reviewed, your car to be inspected, and you receive payments.
Yes, this option is possible. After a collision, you can call the appropriate company and ask to send an emergency commissioner to the scene of the accident, who will conduct an inspection and determine the nature, causes and extent of the damage incurred. He will take photos and videos and help draw up a notification about an accident.
The Europrotocol is filled out immediately after the accident at the scene of the accident by the drivers of the vehicles with which the collision occurred.