Sequence of paperwork when buying a car
Registration of purchase and sale of a used car in 2019
Registration of a car purchase by hand is one of the most popular transactions registered in the Russian Federation. Almost every second citizen of our country has his own car, and most of the vehicles are used. We will discuss further how they are registered with the traffic police and what you should pay attention to when purchasing.
Checking the title before purchasing
When buying a used car, the buyer should pay special attention to the vehicle passport (hereinafter referred to as PTS). If there are problems with the registration certificate, then there is little point in inspecting the car. If the owner provides a copy of the title, the buyer should ask why the duplicate was made. It is possible that the original documents were lost or stolen, this will cause problems during the re-registration process. The owner must take care of the restoration of documents in advance, before re-registration of the car.
Next, you should pay attention to the number of former owners of the vehicle. If there were a lot of them, and the sale took place after a few months, you should refuse to buy on the spot without hesitation. Perhaps the car has faults or was used for commercial purposes.
If the car is registered not to the seller, but to another person, you need to find out on what basis the sale is being carried out and whether he has a notarized power of attorney.
It is worth paying attention to the section “Customs restrictions”. When a car is purchased abroad, its owner is required to pay customs duties. If he ignores this action, some restrictions are imposed on the vehicle.
The most important point in checking a car is comparing the VIN number indicated on the title with the numbers under the hood. Using the VIN number, you can also check whether the vehicle is under bail or under arrest. Write down or photograph the number and contact the traffic police with it, or use one of the Internet services.
It is necessary to check the documents on the car to completely exclude fraudulent actions on the part of the seller. If the vehicle is “clean” from a legal point of view, it is possible to further conclude a purchase and sale transaction.
Drawing up a purchase and sale agreement when buying a car second-hand
The first thing you need to do when buying a used car is to draw up a sales contract. It does not require notarization and can be completed by filling out a standard form manually or in printed form. The main thing is the presence of signatures of both parties to the transaction. The agreement is drawn up in three copies, one each remains in the hands of the buyer and seller, the third is transferred to the registration authority.
The following information is included in the car purchase and sale agreement:
- Full name of the locality in which the transaction is concluded.
- Date of the agreement.
- Full name of the seller and buyer.
- Address details of the parties.
- Information about the car.
- Vehicle price.
- Terms and procedure for paying for a car.
If there are blank columns in the contract, dashes should be placed in them . This will avoid data falsification. The parties should fill out the document in mutual presence. If the agreement is filled out by one party, while the other is absent for some reason, before signing the document, she should carefully read its clauses.
When drawing up a contract, the buyer should pay special attention to:
- The price of the car. It is necessary to reflect a reliable value, this will provide a guarantee of money back in case of cancellation of the transaction. Specifying a smaller amount may lead to negative consequences.
- Vehicle data. Must fully comply with the information specified in the vehicle documents.
In addition to the purchase and sale agreement, it is also recommended to draw up a transfer and acceptance certificate . It reflects the actual condition of the vehicle.
After drawing up the contract, the buyer is given exactly 10 days to register the purchased car with the traffic police. Otherwise, the agreement loses its legal force. If an expired contract is submitted to the State Traffic Inspectorate, the buyer will have to pay 5 thousand rubles in the form of a fine .
When the transaction is concluded, the seller is obliged to transfer to the buyer a complete package of documents for the purchased car; without them, further re-registration of the vehicle is impossible.
Payment between the parties can be carried out after re-registration of the vehicle or conclusion of an agreement. Here everything depends only on the decision of the parties and their trust in each other.
Who can help draw up a car purchase and sale agreement?
Buyers and sellers of vehicles are not always confident in the correctness of filling out the purchase and sale agreement on their own. In this case, they should resort to paid services. They are provided by:
- Law firms.
- Specialized companies.
The cost of services for filling out a contract is small, on average it is 1.5-2 thousand rubles. Payment for the document falls on the shoulders of the buyer, or is divided equally between the parties to the transaction.
Finding an organization that will help you draw up an agreement for a fee is not difficult. As a rule, they are located close to the traffic police. Such services are often provided by employees of insurance companies.
Should the contract be certified by a notary?
Most citizens of our country, based on the old laws of re-registration of cars, go to a notary to draw up a purchase and sale agreement, considering this a necessity. In 2019, there is no need to draw up and have a purchase and sale agreement certified by a notary. Such actions are not provided for by the current Civil Code. However, there is no ban on them either; notaries provide such services for a fee. They help draw up a document and certify it. At the same time, the agreement will have legal force even without notarization, so there is no point in spending money on it.
The buyer and seller can fill out the contract form themselves; they just need to download the standard form above in the article. There is also a sample agreement that you can print out and use as a hint when concluding a deal.
Registration of a used car in 2019
Only one state organization is involved in registering vehicles in the Russian Federation - the State Traffic Safety Inspectorate. It is to the branch of this service that the buyer must contact within 10 days from the date of conclusion of the contract.
In accordance with the recently adopted law, to register a car, a citizen can contact any department, regardless of his actual place of residence and registration . Employees will not be able to refuse him on legal grounds. You can register a car without deregistration on behalf of the previous owner. Provided that the buyer manages to re-register the vehicle within the allotted ten days.
Before submitting documents to register a car, the buyer must take care of obtaining an insurance policy. Without its presentation, re-registration will be legally denied.
The new owner of the car is required to provide a full package of documents for the purchased vehicle, including:
- An application drawn up in full accordance with standard rules.
- Contract of sale.
- OSAGO insurance policy.
- PTS (vehicle passport).
If the registration is not carried out by the buyer himself, but by his authorized representative, the additional provision of his passport and a notarized power of attorney will be required.
After receiving the documents, traffic police officers check their authenticity, then the car is inspected and documents are issued in the name of the new owner.
During the process of registering a vehicle, the buyer will have to pay a state fee associated with changing the owner's name and issuing new documentation. On average, re-registration will cost 1.5 thousand rubles. There will be no need to replace old car license plates, so the owner will be able to save about 2 thousand rubles on them. There will only be a change in the actual property records.
Registration of new documents will take 1.5-2 hours. Traffic police officers are given a certain period of time to carry out each procedure. For example, the time required to receive an application should not exceed 5 minutes, waiting in line – 15 minutes, and inspecting the car – 20 minutes.
Registering a car through the Unified Portal of State Services
When buying a car from a private person, the new owner should know that registration is possible not only at the MREO during a personal visit, but also through State Services online. The whole procedure will take 10-15 minutes, and will greatly facilitate the submission of an application to change the owner of the car.
The procedure for completing an application on the website is preceded by the creation of a verified account. Without it, performing actions will be impossible.
Stages of document submission:
- We go to the official website of State Services and go to your personal account.
- From the list of services, select “Vehicle registration”.
- Next, select “Change registration data” and “Change vehicle owner”.
- Fill out the form that opens. You will need to enter personal data and information about the vehicle.
- We select the traffic police department to which the application is submitted, as well as the desired date and time of the visit.
- We confirm the entered data and submit the application for processing.
The status of the application can be viewed in your personal account. On the selected date and time, the car owner must come to the State Traffic Inspectorate, provide a standard package of documents, undergo a car inspection and receive new documentation in hand.
By filling out an application through State Services, the new owner of the car will be able to simultaneously pay the state fee. Until 2019, there is a 30% discount on this service if you pay by credit card.
Receiving a refusal to register a car
By submitting documents to the traffic police, the buyer of a vehicle may be denied registration. The reasons may be:
- Presentation of an incomplete package of documents.
- Providing incorrect information about the previous owner.
- The car is under arrest or pledged.
- Unauthorized changes to the design of the vehicle.
- Lack of insurance.
- Refusal to pay state duty.
If the buyer has provided a complete list of documents, their data is reliable and does not have errors, the car is not stolen, pledged or under arrest, the state duty has been paid in full, receiving a registration refusal is excluded.
PS For information on how to choose the right used car from a technical point of view, read our step-by-step instructions.
How to register the purchase and sale of a car?
Good afternoon, dear reader.
In this article we will talk about how to sell a car correctly, i.e. complete a purchase and sale transaction .
Previously, a sample car purchase and sale agreement was published on pddmaster.ru, but some features of the transaction remained behind the scenes. These are the ones we will talk about today:
How to sell a car correctly?
The process of transferring ownership of a car consists of the following stages:
- The seller and buyer should verbally discuss all the details of the transaction so that each party understands what is what. For example, at this stage you need to agree on the cost of a car, etc.
- Filling out a car purchase and sale agreement (example and form - here).
- Filling out a vehicle passport (PTS).
- Transfer of money.
- Car transfer.
- Transfer of documents.
- Registration of the car with the traffic police by the new owner.
Let's take a closer look at those stages of buying a second hand car that usually raise questions.
1. Preparing to hand over the car
In 2019, the seller should not deregister the car with the traffic police, i.e. No special preparation is required for buying and selling a car.
The only situation that needs to be taken into account is the lack of free space in the vehicle. If there is not a single free field left in the title to record a new owner, then the seller must obtain a new title from the traffic police. Only after this can the car be sold. Otherwise, the buyer may have problems registering the car.
If you act as a buyer, then check in advance whether there is free space in the vehicle title.
2. Drawing up a purchase and sale agreement
The execution of a purchase and sale agreement is discussed in detail in a separate article:
Just fill out the form electronically and print it in 3 copies.
3. Filling out the PTS when registering the purchase and sale of a car
Currently, vehicle passports have 6 sections for entering information about different owners. When registering the purchase and sale of a car, you should select the next empty “window” and enter information in the following columns:
Please note that all fields starting with the words “Vehicle Registration Certificate” are filled in by traffic police officers, i.e. There is no need to enter additional information into the PTS.
4. Transfer of money
The buyer transfers money to the seller, which the seller makes a note about in the purchase and sale agreement.
5. Car transfer
The seller gives the buyer the keys to the car and makes a corresponding note in the contract.
6. Transfer of documents
The seller provides the buyer with the following documents:
- PTS,
- 2 copies of the purchase and sale agreement (for the buyer and the traffic police, the third remains with the seller),
- vehicle registration certificate,
- diagnostic technical inspection card.
The car must also have license plates (including transit numbers).
In principle, the seller’s work is finished and he can go home. Although, in case of any surprises, it makes sense for the buyer and seller to exchange phone numbers.
7. Registration of a car with the traffic police when purchasing second-hand
First, the buyer needs to examine the diagnostic technical inspection card and find out its validity period. If the card is valid for at least one more day, then based on it you can buy an MTPL policy from any insurance company.
If the diagnostic card is expired, you will first have to undergo a technical inspection, and only then will you be able to purchase an insurance policy.
Once the buyer has a compulsory motor liability insurance policy in his hands, he can easily register the car with the traffic police. More detailed information on registering a car is provided in a separate article:
Note. 10 days to undergo technical inspection, purchase compulsory motor insurance and register the car with the traffic police . If you do not meet this deadline, you may receive a fine for violating the registration deadlines.
After this, the registration of the purchase and sale of the car can be considered completed and you can use the car without any claims or fines from the traffic police.
And finally, I suggest you watch a funny video about a car that is time to sell:
Rules for selling a car 2019
To know how to sell a car under the new rules, you need to remember a certain procedure, be attentive to details and take into account several nuances. We'll talk about this in our material.
Content
How to sell a car correctly under the new rules
To successfully sell a used car, pencil in 6 rules:
- prepare a DCP (purchase and sale agreement) in triplicate: for yourself, the buyer and road inspectors;
- check the documents for the car;
- indicate your, the buyer’s and the car’s details in the contract using a computer or manually;
- sign the contract and make sure that the buyer’s signature is there;
- Give away a car and get money in return;
- Prepare a tax return (if necessary).
Now let's look at each point in detail.
Preparation of copies of the agreement
New rules for selling a car make it possible to sell a car using DCT. The risks are minimal, the procedure is inexpensive - fill out the form in 5-10 minutes. There is no need to have the contract certified by a notary. The only thing is, for reinsurance, print out the vehicle acceptance certificate along with the DCP. This document will help prove that you actually handed over the car.
Experts do not advise drawing up a contract yourself - you may make mistakes or miss points. It is better to immediately download the current form online. Prepare 3 copies: leave one for the buyer, give the other to the traffic police (for re-registration), and keep the third for yourself. If only you have the contract, it will take a lot of time to justify yourself before the road inspector or even the court. For example, it will be difficult to prove that it was not you who drove at a speed of 150 km/h in the neighboring region.
Verification of documents
Make sure that you have all the documents on hand - PTS, STS, OSAGO policy, as well as a power of attorney if you are not the owner of the car. If the PTS is lost, you will spend time and money on restoration and eventually receive a duplicate - the transaction may not take place. It is easier with compulsory motor liability insurance and a certificate, but it will also take time.
If there is no space in the vehicle passport for a new entry, update the document before concluding the contract. If you do this through government services, you will save 30% of the fee: for issuing a new STS, making changes to the owner’s data, you will pay only 595 rubles. Or find out the traffic police details on the road inspection website, but then redoing the documents will cost more.
Registration of DCT
To register the sale of a car under the new rules, the seller must provide the traffic police with a passport, vehicle registration certificate and title. If you are not the owner of the car, the owner must write a power of attorney for you.
How to write
Fill out the contract form completely, preferably with a blue pen. Do not abbreviate words, write without errors or blots. Place dashes in empty columns.
What to write
Be sure to indicate the exact date of the agreement. Write down the mileage at the time of sale and the exact time when you handed over the car to the new owner - this way, protect yourself from a dishonest buyer or just a reckless driver who became the new owner of your iron horse. Display the technical features of the car, such as all-wheel drive. If the new owner tries to charge you money for non-compliance with the stated technical characteristics, you will have a document stating the opposite.
Where to apply
The safest way to arrange the sale of a used car in 2019 is to visit the traffic police department. Go to the MREO together with the buyer - you can issue a DCP and transfer documents for the car there. At the same time, you will check that the car has been registered again, and now it has a different owner.
What to expect
Often, new car owners take a long time to register their car. If the buyer does not re-register the car within 30 days, contact the road inspection. There you will submit an application to terminate the registration of the vehicle, because... don't know where it is. To draw up the document, grab your passport.
If the buyer does not show up, you can deregister the car. In this case, the car must be scrapped, and driving such a car is fraught with a fine.
Signatures in the contract
Make sure that the new owner of the car signs all copies of the contract. If you missed something, the traffic police may have questions. By signing, the buyer confirms that he bought your car and is now the legal owner. Your signature is a sign that you handed over the car and received the money. If there is no signature in at least one of the copies, the court may declare the transaction invalid. This will result in serious problems for you if the buyer of the car, for example, caused an accident and disappeared. He may claim that you forged his signature, and then you will not only get a “bucket” that needs to be repaired, but also problems with the law.
Receiving the money
The rules for buying and selling a car imply, of course, exchanging the car for money. As a rule, this happens in the following way: in the contract you specify the amount for which you are giving the car. Many sellers make it smaller than the real thing to avoid taxes. For example, a car cost 190 thousand rubles, and the seller writes 140 in the contract. Accordingly, when terminating the transaction, they pay the buyer less than it actually was. This is wrong, illegal, but happens often. Moreover, 99 out of 100 buyers will not go to prove that they bought a car more expensive than stated in the policy.
When you receive the money, place it in a small bag or other inconspicuous place. No one should know that you have a large amount of money on you.
Give the buyer the keys, MTPL policy (if it is still valid), PTS, STS, service book (if available). Ready!
Preparation of a tax return
First, let's figure out in what cases it is not necessary to draw up a declaration:
- if the car has been owned for more than 3 years;
- the price of the car when selling is 250 thousand rubles or less;
- the car was sold for the same money as it was bought, or cheaper.
For example, you drove a car for 2 years, after which you sold it for 500 thousand. The difference between this amount and the established tax deduction of 250 thousand rubles will be taxed. We count:
500 – 250 = 250 tr.
In your tax return you indicate:
- car make, model
- body type
- state number at the time of sale
- year of issue
- your full name
You fill out the tax return and submit it to the Federal Tax Service from January 1 to April 30 of the year following the year of sale of the car. So, if you sold the car on August 15, 2017, you submit the declaration no earlier than 4 months later.
Attach the declaration to the declaration and a certificate from the road inspection, which contains information about the car and the transaction amount.
According to the tax payment receipt, pay the amount indicated in the declaration to the bank no later than July 15 of the year of filing the declaration.
The rules for selling a car also include the seller’s confidence in the cleanliness of the car - external and legal.
You can check your car online using the Autocode service. The report may reveal problems you weren't aware of. For example, you will see information about the seizure, the date the car loan was issued. Or you will find out that the previous owner has several fines, the mileage is incorrect, or the car has been stolen.
If the car’s history is “clean”, show the results of the online check to the buyer. This will build trust in you and the car, and will also help sell the car for more money.
If you don’t have time to visit a car service center and find out the technical condition of the car, involve an on-site inspection “Autocode”. You can do this shortly before meeting with the buyer. Leave a request on the website or in the mobile application, then tell the specialist a convenient place and time for the meeting.
The on-site technician will assess the condition of the suspension, engine and other components, check the geometry of the body, paintwork, and analyze the operation of the battery and sensors. A specialist will definitely evaluate the interior and look for signs of twisted mileage or exploded airbags. The technician will also drive the car for several hundred meters and thus check for problems in the chassis, steering, and brake system. The price of a detailed inspection using professional equipment is from 2,600 rubles.
The rules for selling a car are the same for everyone. A conscientious seller will make sure that the buyer has a positive opinion about the previous owner of the car. If you don’t know about any problems, and the new owner of the car realizes that he bought a “bucket”, he will blame you for deception. Or the buyer will be dishonest and say that he discovered repainted parts after an accident, although he himself became a participant in it. Make sure that the car has no pitfalls and that it is technically sound. And then sell with a clear conscience.
Buying and selling a car: documents, registration and procedure
Once in a lifetime, 99% of car owners purchase or sell a car. Buying and selling a car involves several stages and is subject to certain rules. When planning to buy or sell a vehicle, prepare for the transaction in advance. We propose to consider the execution of this operation step by step.
How to complete the purchase and sale of a car in 3 steps
We will not consider the process of selecting a car; this is reflected in the article Buying a car secondhand. Let us highlight here the procedures that are carried out when the vehicle has already been selected. Let's look at the process from the buyer's and seller's perspective.
1. Preparation of documents for the transaction
Let's find out what papers the buyer and seller transfer to each other.
2. Transfer of the vehicle to the new owner
How to properly hand over a car and accept money. What documents does the previous owner hand over along with the car?
3. Registration of the car with the traffic police
Find out what other documents are required for a complete set before going to the State Traffic Inspectorate.
Let's look at it in order.
What documents are required when selling a car?
To conclude a transaction for the sale of a vehicle, draw up and sign a vehicle purchase and sale agreement and fill out the vehicle title.
Let's look at what documents need to be provided when selling a car to each party in the process for registration:
- Passport;
- Car passport;
- Car registration certificate;
- Power of attorney (if another owner is indicated in the PTS as the owner);
- Diagnostic card (not required, but if available, this will simplify obtaining compulsory motor liability insurance);
About the KP agreement
Based on the papers presented above, a commercial agreement is drawn up in 3 copies: for the seller, the buyer and the traffic police. The information in the form must be filled out by hand or in printed form on the computer yourself.
Be careful when drafting a car sales agreement. This paper establishes the transfer of ownership to the new owner, as well as the terms of the transaction. In 2019, you can register the sale of a car between individuals yourself without the participation of lawyers and notaries; the law allows this.
If you want additional examination of the transaction or to draw up a purchase and sale agreement, you can engage a notary; this can be done by both the new and the previous owner of the vehicle. However, the instructions for carrying out the procedure given in the article are enough to competently arrange the sale of a car and not involve unauthorized persons.
The purchase and sale agreement must indicate:
- Date and place of signing;
- Information about the new and old owner (we take it from the passport);
- Information about the car from the vehicle passport;
- Information about the presence or absence of encumbrances, prohibitions and pledges;
- Cost of the car, payment procedure and terms.
Additionally, you can draw up a vehicle acceptance certificate, which records the date of transfer of money and vehicle, as well as the technical condition of the car. Information about the availability of a transfer and acceptance certificate is written in the DCP, and the certificate is attached in 3 copies to the agreement.
When selling a car, we recommend that you indicate in the deed or contract information on the condition of the car (presence of technical malfunctions of components and assemblies). Please indicate that the buyer has no complaints about the condition or appearance of the car.
At the initiative of one of the parties, before registering the vehicle, it is possible to conduct an examination of the condition of the vehicle and attach the conclusion to the contract. The buyer's signature means agreement with the existing technical condition.
If the buyer has signed a purchase and sale agreement, which stipulates agreement with the condition of the car at the time of sale, it will be difficult to terminate the agreement for technical reasons.
For more detailed information on drawing up a commercial agreement, read the article.
About filling out the PTS
After signing the DCT in the vehicle passport, the seller puts a signature in the “previous owner” section. If the car is not purchased for resale, then fill out information about the new owner.
Check whether there is free space for entry in the car passport. If there are no blank lines, the old owner of the car must replace the title and sign for the new one. The new owner will not be able to receive a duplicate title, so if you miss this moment, you will have to contact the seller.
We recommend taking photos or photocopies of the PTS when replacing it, this will make it easier to explain the reason for issuing a new one when selling the car.
What does the buyer receive after completing the transaction?
As a result of registration of the purchase and sale, the buyer, after payment, receives for the car:
- Ownership agreement in 2 copies (and transfer acceptance certificate, if available.)
- Vehicle passport signed by the seller
- Vehicle registration certificate
- Diagnostic card (if available)
- Keys and car.
- A copy of the power of attorney (in case of sale of the car by an authorized person)
The MTPL policy is drawn up for the owner of the vehicle and after the transaction the old copy becomes invalid. If you have a valid diagnostic card, insurance is issued to the new owner without undergoing maintenance.
Registration of a car by the new owner in the traffic police according to the DCP
Please note that according to the rules for registering commercial vehicle transactions in 2019, the previous owner does not have to contact the traffic police to deregister the car; the procedure occurs automatically upon registration by the new owner.
The seller will have to visit the State Traffic Inspectorate if:
- You need to get a duplicate passport for the car;
- Are you planning to deposit your license plate number to put it on your next car?
In addition to the documents received when completing the transaction for the purchase and sale of a car, the buyer will need:
- Pass a technical inspection (if the seller did not hand over the diagnostic card or the deadline has expired);
- Conclude an agreement on compulsory motor third party liability insurance;
- Pay the registration fee with the traffic police;
- Apply for registration.
Register your car within 10 days to avoid late fees.
How much it will cost to register the sale of a car under a purchase agreement with the traffic police depends on whether the previous owner will leave the license plate with the car or keep it for himself.
- if you have a state number - 850 rubles (amending the PTS - 350 and a new STS - 500);
- when producing a new license plate – 2,850 rubles (additionally for issuing a registration plate 2,000).
The registration process is discussed in detail here.
As a result of visiting the traffic police, the car owner will receive:
- A prepared vehicle registration certificate;
- PTS with a mark on registration of the car;
- State marks (if required).
How to purchase a used car: general transaction procedure
Purchasing a car is certainly a pleasant event, but quite troublesome, especially if we are talking about a used vehicle. In this case, you need not only to approach the choice of car with special attention, but also to formalize the transaction correctly. Let's look at all the features of the procedure.
Content
Buying and registering a used car: preparing for the deal
Buying and selling used cars is a very common transaction today. However, many people have questions about how to properly fill out the necessary papers. If this is your first time deciding to buy a car second-hand, you need to approach the issue with all seriousness. Once you have found the right vehicle, you need to clearly agree on the main points of the transaction. This will save you from surprises and conflicts at the next stages of registration. Discuss:
- price;
- form, procedure and terms of payment;
- replacing or maintaining license plates and insurance;
- deadlines for handing over keys.
The seller may raise the question of making an advance payment, but only you can decide whether you agree to this or not. This situation is regulated by Article 487 of the Civil Code of the Russian Federation.
Additionally, before you move on to signing the papers, it is important to check the vehicle's history. Almost all the necessary information is contained in the vehicle passport (PTS). It records:
- information about former owners;
- year of manufacture, license plate number, VIN code, body number;
- technical characteristics of the vehicle.
Please pay special attention to the fact that the seller is required to provide you with the original PTS upon registration. If he only has a copy in his hands, this is a reason to think about it. Of course, you shouldn’t immediately panic and refuse to purchase, but in this case you need to approach checking the car with special care. It's very easy to do this today. For example, you can use the Autocode service. Based on the license plate number or VIN code, the system will provide a detailed history of the car and will allow you to verify the “cleanliness” of the vehicle purchased second-hand without wasting extra time.
Don’t forget to check the license plate data from the PTS with the real data of the car before completing the paperwork, and also look at the service and warranty books.
By the way, you can now buy a car second-hand both with license plates (you can change them later if you wish) and without. There is no longer any need to deregister it (with the exception of sales abroad). And transit numbers are no longer required either, which simplifies the procedure.
How to register a used car when purchasing: drawing up an agreement
After all the checks are completed, the time comes for the most important stage of the transaction - preparing the papers. Let's figure out what documents to fill out when buying a used car. First of all, this is a purchase and sale agreement. As with any paper business, there are some subtleties here. First, let's look at what data must be included in the document:
- date and place of signing;
- passport details of the seller and buyer;
- full car and title data;
- absence of encumbrances;
- method and terms of payment, as well as transfer of the vehicle.
All lines in the contract must be completed. If any of them are left blank, add dashes. This will protect you from entering data into it without your knowledge.
Additionally, you can draw up an act of acceptance and transfer of the car, which records the fact of transfer of the vehicle and its condition at that moment, and also confirms that the parties have no claims against each other. Here you need to specify the date and time of transmission. This will insure you, for example, against paying fines for the previous owner.
You need to fill out the papers in three copies: one remains with you, the second with the seller, and the third will be necessary to register the car with the traffic police. It is not necessary to have them certified by a notary. However, you can still turn to him to certify the legality, including the right of both parties to commit it (clause 1 of Article 163 of the Civil Code of the Russian Federation). This is true, for example, in the case when the car is pledged to the bank. If you have any doubts about this, please refer to Part 2, Section 4, Chapter 30, Paragraph 1 of Article 454 of the Civil Code of the Russian Federation.
Another common option is to issue a general power of attorney with the right to sell. This method is usually chosen to reduce costs (both time and money). The principal (owner) transfers the rights to the car to the buyer, while the vehicle remains his property (see Article 185 of the Civil Code of the Russian Federation). It is important to remember that by agreeing to this type of transaction, you are taking a certain risk. The owner can revoke the power of attorney at any time or demand money for the car in case of sale. Problems also often arise in the event of the death of the seller or his recognition as incompetent (ownership in this case passes to the heirs). We advise you to study the situation very carefully.
Procedure for registration of PTS
When the procedure for registering a contract for the purchase of a car in person is completed, it is necessary to make a new entry in the vehicle passport. Be careful when filling it out and write legibly! You need to enter:
- date of purchase;
- number of the document confirming ownership and date of registration;
- signatures of the seller and buyer.
Please note that if one of the parties to the transaction has the status of a legal entity, the signature must be certified by a seal.
If there is no free space left in your passport (this happens infrequently, but it happens), you will have to go with the seller to the traffic police to get a new one. The inspection staff will replace the document (all data will be checked against the electronic database) and re-register the car.
This concludes the process of purchasing a used car. After making an entry in the PTS, the money is transferred. It is better to transfer funds by bank transfer (unless another method was initially agreed upon). In this case, the fact of the transfer will be additionally recorded, which will protect the buyer.
Handing over the keys and passing the technical inspection
Once the financial and paper issues are settled, the seller hands over the keys to the vehicle. Along with them, you should have the following documents in your hands:
- purchase and sale agreement (in two copies);
- acceptance certificate (if you still decide to sign it);
- PTS registration certificate.
If your used car does not have a valid diagnostic card, your next step will be to undergo a technical inspection. This can be done with any operator of your choice, the main thing is that it is accredited by the Russian Union of Insurers. You can find and check it in the GTO Register. Only after this can you issue an MTPL policy.
Preparation of documents for used car insurance
Buying a used car secondhand does not necessarily require maintaining a compulsory motor liability insurance policy. According to the established procedure, if you buy a car without insurance, you must obtain it within 10 days after the purchase and sale transaction is concluded. At this time, you cannot be fined for its absence, but if you get into an accident and are found to be at fault for the accident, you will have to pay compensation out of your own pocket. Therefore, do not delay in applying for a policy!
You can also negotiate with the seller to keep your current insurance. In this case, you will need to visit the insurance company together to re-issue the papers. For the unused insurance period, compensation is provided to the ex-owner.
Registration with the traffic police
It is also required to register the purchased car within 10 days after the purchase of a used car is completed. This can be done at any traffic police department at your location. In this case, you will have to pay state fees for:
- issuance of registration plates;
- making changes to the vehicle registration certificate;
- registration in PTS.
Remember that in this case, delay threatens with fines: from one and a half to two thousand rubles for violating the deadlines, 500 rubles for driving an unregistered car, and for a repeated violation they may even be deprived of their rights. This completes the purchase of a second hand car. All that remains is to receive the documents. You should have in your hands:
- registration certificate;
- PTS with appropriate notes;
- registration plates (if you are registering new license plates).
Now you know how to purchase a used car . As you can see, it's not that difficult. Good luck!