How much does it cost to pay OSAGO for a car?

How to buy electronic MTPL insurance online at a competitive price?

Modern life is impossible without the use of automobiles. However, an increase in their number inevitably leads to an increase in road accidents. In order to receive compensation in the event of an accident, you should take care of car insurance in advance; the best option today is to issue a policy online or order it by courier.

OSAGO is compulsory civil liability insurance regulated by the law of the Russian Federation. If you have this document, if your vehicle gets into an accident, damages will be compensated to the injured party.

Before the corresponding article appeared in the law, all relations between the participants were resolved independently, which was the reason for the emergence of numerous conflict situations. The issue was especially acute when no one wanted to admit guilt.

Today, the law obliges absolutely every car owner to draw up an agreement. This can be done in any company included in the RSA register. Buying this type of protection is not difficult if you have the Internet.

Advantages of issuing an electronic MTPL policy on our website

Driving a car is always associated with risks, even if you are a careful and experienced driver. And if there are risks, then there is also responsibility, since as a result of a road vehicle, other people’s vehicles, people or even buildings may be damaged.

Having a binding contract will help protect you even if you are the culprit of the accident. The advantages are obvious:

• The company pays for the fault of the policyholder. Having auto insurance gives the driver guarantees of the safety of his money in the event of a traffic accident.
• Guarantee of receiving cash payments. Participants in an accident may not worry about the timing of payment of compensation. Everything happens quickly. If there is a contract, damages can be paid even to an uninsured person. The main thing is that the person responsible for the incident must have evidence.
• High level of road safety. The agreement encourages drivers to comply with traffic rules. And this saves time, money, nerves, health and life.

Buying a policy, what to look for when renewing in 2019?

The service of concluding a contract is becoming more and more popular every day. But, unfortunately, not all insurers approach this procedure responsibly. All sorts of errors are common, which, in fact, invalidate the insurance document. In addition to unscrupulous companies, you can often fall into the hands of scammers and purchase a fake or stolen contract. At the moment, there are almost no such companies left on the market; the Central Bank has cleared the financial market of unscrupulous organizations over the past few years, but it is not always possible to fight fraudsters quickly.

In order to avoid deception, choose only a reliable, proven organization. The company must have a special license and be a member of the Union of Automobile Insurers (URA). In addition, it is necessary that the entire procedure is carried out in accordance with the standards:

• The contract is signed either by the company manager or its partner. In both cases, insurance representatives must have a power of attorney to receive funds and sign contracts.
• Please read the form carefully. A document is produced by printing using special protection against counterfeiting. Each form is marked with its own individual number, different from all the others. The document must be filled out clearly and without errors, otherwise in the event of a force majeure event, refusals or, at best, delays are possible.
• In the case of an electronic contract, it can be checked on the official website of the company or RSA.

Before signing the form, you should carefully check all completed fields. Many car owners do not do this, but in vain, because this document contains all the information about the car and drivers.

How to insure a car? Online is the ideal option!

More recently, car enthusiasts were given the opportunity to purchase an electronic document online, via the Internet. In this case, just go to the website of the company or its partner. There you need to fill out a special electronic application using the form provided. After filling out the data, an electronic signature is placed and the contract is sent online by mail.

The ability to receive a contract online is attractive because there is no need to go to the insurer’s office and provide several documents. For an electronic application, it is enough to have the following information:

• Car owner's passports
• Technical passport or STS
• Driver's license
• Diagnostic card
• Bank card for payment

Where can I order e-OSAG and what is the cost of the services?

In general, in the Russian Federation in 2019 there are more than 100 companies providing this service electronically. However, not every one of them is reliable and capable of fulfilling its obligations honestly and promptly. One cannot fail to mention the pricing policy. At the end of 2018, the Central Bank adopted amendments to the calculation depending on age and length of service, and also provided the opportunity to reduce or increase the base rate by 20%. Today in the market there is a tendency to increase the size of rates in most regions. Be wary of those companies that offer low prices: behind the low price there may be an organization that is approaching the loss of its license to provide services.

The cost of services is formed according to a single algorithm. Excessive price reductions should make one think about the foresight of the insurer.

OSAGO in Moscow

Are you looking for a reliable insurance company? Take out MTPL insurance in Moscow from AlfaStrakhovanie. You can choose the classic option and receive a paper policy in our office after filling out all the documents. If you don’t have time for this, apply for compulsory motor liability insurance in Moscow online on our website. We offer:

• convenient OSAGO calculator,
• fast and simple registration procedure,
• secure online payment,
• 24-hour access (24 hours) to E-OSAGO in the “Personal Account”,
• high service and attention to all your wishes.

Please note that to apply for any type of policy, you will need a valid diagnostic card, which you can obtain at a service station after a technical inspection.

Choose your policy

Electronic and paper policies have the same legal force. The cost of insurance is also the same.

Advantages of an electronic policy

• Possibility to issue and buy compulsory motor third party liability insurance around the clock (24 hours!)
• There is no fear of spoiling the E-OSAGO form - it can be printed at any time.
• The insurance policy is always available in your “Personal Account”.
• E-OSAGO can be saved on a smartphone, tablet or computer.

How to buy a policy online

• Use the OSAGO online calculator to calculate the cost of insurance. Fill out all the fields in strict accordance with the passport of the policyholder and the owner of the PTS vehicle and the driver’s licenses of persons authorized to drive. After this, the system will check the entered data against the RCA database.
• Wait until the check against the RSA database is completed.
• If the price of the policy suits you, pay for it online using one of the convenient methods (bank card, using the AlfaClick Internet bank). After funds are received into your account, E-OSAGO in *pdf format will be sent to your email.
• Print the policy on a printer and take it with you in the car to present it to the traffic police for inspection or in case of an accident. In case you lose the paper form, you can save the electronic version on your smartphone.

Below you can find the addresses and operating hours of our offices. A number of company offices in Moscow are also open on weekends: you can insure your car on Saturday or Sunday.

Buy an MTPL policy in Moscow
for a minimum of 2,746 rubles.
- the minimum basic tariff according to the law on compulsory motor liability insurance tariff
from the best Ingosstrakh, Reso, Alfa-insurance, Rosgosstrakh, VSK and other insurance companies

We will save and take into account
all discounts up to 50%

Electronic policy or
free delivery

No extra charges or
hidden fees

We are official representatives of insurance companies

Agreement No. 26347752
IP Loktev S.S.

Contract No. 06344060001
IP Loktev S.S.

Agreement No. 5583102-8/17
IP Loktev S.S.

Agreement No. 44/AIP/18
IP Loktev S.S.

Agreement No. 0009112-20961/17A
IP Loktev S.S.

Agreement No. 473-OS
IP Loktev S.S.

Contract No. AD-0302-Br
IP Loktev S.S.

Contract No. AGD-991-202794/18
IP Loktev S.S.

Three steps to make sure for yourself
that it is safe to purchase compulsory motor liability insurance from us

On the website of any insurance company there is a register of active agents and insurance brokers. Use the agreement numbers above to check our official partner status.

We issue only original policies. You can check any issued policy before paying for it. This can be done on the RSA website, the insurance company website, or by calling them directly.

On this page, as well as in the “Reviews” section, you will always find “live” comments about our work. We leave them as they are and thank you for every review and comment.

Why do 9 out of 10 clients re-issue
compulsory motor liability insurance with the insurance broker Auto-Service?

Unlike insurance companies, we are not interested in you buying a policy from a specific insurer, so we will tell you who is cheaper and more reliable to insure your car with. You will receive the most profitable MTPL.

As an insurance broker, we receive commissions directly from insurance companies. Therefore, the cost for you is not higher, and often lower, than when contacting the company directly.

We work only with trusted companies: Ingosstrakh, RESO, Alfa, Rosgossrah, Vsk, etc. This eliminates the risk of illegal refusal to pay, and also guarantees settlement of the insured event in the shortest possible time.

A diagnostic card may be required to apply for an insurance policy. We will help you quickly pass the inspection and receive a diagnostic card from our accredited state station. technical inspection - as quickly and conveniently as possible.

We are always waiting for you in our office, but in order not to go anywhere and not waste your time, we provide prompt delivery of insurance policies in Moscow and Moscow Region, and since 2017 we have been offering clients to receive an electronic policy by e-mail.

Pay after receiving the policy at your convenience! We accept bank cards, cash or via a link to pay for an electronic policy. For legal entities, payment is made according to the issued invoice.

What documents are needed
to buy an MTPL policy?

What documents
does the client receive?

How to buy an MTPL policy with delivery in Moscow?

We’ll call you and agree on the cost,
a reliable insurance company and
how to obtain the policy.

• Free shipping
• Electronic policy by mail
• In our office

Our Guarantees

Here's what our clients say:

Task: Find a discount for accident-free conditions and buy compulsory motor insurance no more expensive than last year. There was no insured event, but the price is considered twice as expensive everywhere.

Solution: The first thing we do in such cases is to check whether the client has changed his driver’s license over the past year. This was just such a case. We entered information about the new ID and now the discount has been transferred from the old data to the new ones. As a result, the policy turned out to be cheaper, not more expensive, than last year.

Client review: Thank you so much for saving time and money! It seemed that I changed my license and therefore the discount was listed according to the old one. We entered information about the new rights and in the end I paid 5,765.76 rubles for the policy - a savings of 4,000 rubles. Thank you very much for this!

Task: Buy the most reliable compulsory motor liability insurance with an expansion of the sum insured (SIA) to 1 million rubles. and no restrictions on drivers.

Solution: In our experience, the best option with expansion is from the RESO company. Expansion to 1 million rubles. costs 2400 rubles. A policy was issued without restrictions for free access of any drivers to drive a car.

Client review: I submitted an application for compulsory motor insurance without restrictions and wanted to increase the amount of the possible payment. The guys from Auto-Service advised us to apply for an extension of up to 1 million rubles. As a result, everything was completed in 1 day, and the original policy and all documents were brought to work in the morning. I liked your attitude towards me as a client and your desire to really choose what is right for me.

Apply for compulsory motor liability insurance in Moscow

• E
• Eagle
• E-car
• F
• FAW
• Ferrari
• Fiat
• Ford
• Foton
• FSO
• Fuqi
• G
• Geely
• Genesis
• Geo
• GMC
• G.P.
• Great Wall
• H
• Hafei
• Haima
• Hanomag
• Haval
• Hawtai
• Hindustan
• Holden
• Honda
• HuangHai
• Hudson
• Hummer
• Hyundai
• I
• Infinity
• Innocenti
• Iran Khodro
• Isdera
• Isuzu
• J
• J.A.C.
• Jaguar
• Jeep
• Jinbei
• J.M.C.
• K
• Kia

• R
• Ravon
• Renault
• Rimac
• Rolls-Royce
• Ronart
• Rover
• S
• Saab
• Saturn
• Scion
• SEAT
• Shanghai Maple
• Skoda
• Smart
• Soueast
• Specter
• Spyker
• SsangYong
• Steyr
• Subaru
• Suzuki
• T
• Talbot
• TATA
• Tatra
• Tesla
• Think
• Tianma
• Tianye
• Tofas
• Toyota
• Trabant
• Triumph
• TVR
• V
• Vauxhall
• Vector
• Venturi
• Volkswagen
• Volvo
• Vortex
• W
• Willys
• X
• Xin Kai
• Z
• Zastava
• Zibar
• Zotye
• ZX

Questions - Answers

Is the OSAGO policy genuine?

We work under a direct agreement with insurance companies, and we guarantee the authenticity of the MTPL policy and its availability in the database of the Russian Union of Insurers (RUA).

Is it possible to apply for compulsory motor liability insurance without a diagnostic card?

For cars less than three years old, a diagnostic card is not required (when filling out, leave the fields with the number and expiration date blank).

If the car is more than three years old, you can issue an electronic policy, but you still need to get a diagnostic card.

Why does the MTPL policy begin only 3 days after the conclusion of the contract?

According to the Directive of the Central Bank of the Russian Federation No. 4723-U, the electronic MTPL policy begins to be valid three days after the day of registration.

Why is the BMR equal to 1 in the calculation, although the driver was not involved in an accident?

There can be many reasons for resetting the KBM. Carefully check the correctness of the driver information entered. If the data is correct, to restore the KBM, you can contact the insurance company where the previous policy was issued, or use the KBM restoration service.

How quickly does the MTPL policy arrive by e-mail?

An electronic policy is sent by email immediately after payment. If you have not received the policy by e-mail, write to us.

For which categories of vehicles can a compulsory motor liability insurance policy be issued?

At the moment, we only have compulsory motor liability insurance available for category B.

Good company

It's time to take out an insurance policy. I thought for a long time about which company to choose so that I could get a policy there quickly and without hassle. Initially, I read a bunch of reviews on the Internet. I decided to apply with Ingosstrakh. Moreover, I also recommend this company.

Good company

The Alpha Insurance company was recommended to me by guys at work. They themselves issue compulsory motor liability insurance for their cars, the prices are more than acceptable. You don’t need to go anywhere, in a calm environment from home, fill out the necessary data, pay in a convenient way, etc.

OSAGO insurance

When buying a car for my husband, on the recommendation of friends, we applied for an MTPL policy from AlfaStrakhovanie. Everything turned out to be so simple! I called the organization and they offered us to submit an application on the company’s website online without visiting the office. We have filled out the application here.

Online insurance

I have always been insured with Alfa Insurance before, I trust this company and the price makes me happy. I recently found out that I can insure my car via the Internet. But for some reason I was worried that the policy would not be valid or that I would be deceived. But mine is familiar.

great company

I have been insuring my car for several years now, I switched to this company on the recommendation of a friend, and have never regretted it! Today I took out a policy under the very convenient Formula 50+ program, you pay half, and the second half only when an insured event occurs, if.

Insurance companies

OSAGO policy may become gold

Having rejected the Ministry of Finance’s tough bill on the liberalization of compulsory motor liability insurance, State Duma deputies took up this idea, proposing in their new bill to allow insurers to set individual tariffs.

New fines will be introduced for Russian drivers

New fines for Russian car owners and drivers come into force on January 1, 2020. Now, for a GAZelle left overnight in the courtyard of a residential building, its owner will be fined.

The road bridge from Russia to China will be opened in 2021

Large-scale construction of a bridge in the Far East has been completed.

OSAGO insurance, popularly called motor vehicle insurance, is, so to speak, a kind of test drive of the driver’s civil liability.

The presence of such insurance is mandatory by law, as it protects the property interests of road users.

Having MTPL insurance, you will be freed from financial losses in the event of an accident or other incident on the road that occurred due to your mistake. Also, if you turn out to be a victim, you can be sure that you will be paid for the damage. If the victim herself is to blame, she will also be forced to pay you compensation.

How does the procedure for obtaining compulsory motor liability insurance work?

When applying for MTPL insurance, you must have certain documents in your hands:

• A document confirming your identity (for example, a passport).
• A copy of your driver's license.
• Copy of PTS.
• A copy of the document confirming the registration of the car.
• Diagnostic card or document confirming the completion of maintenance.

If you are not the only driver who can drive a car, you need to have copies of the licenses of all persons who are allowed to drive a vehicle.

The requirements for the necessary documents for obtaining insurance from insurance companies are practically the same.

How much does a compulsory motor liability insurance policy cost in Moscow?

The price of a car insurance policy does not depend on the insurer. If you are offered a certificate “at an attractive price,” you need to be wary: it is possible that the prospect of becoming the owner of a “linden” has arisen.

Drivers should know: no insurer can include its “interest” in the price of a car policy. MTPL tariffs adopted by the Russian Cabinet of Ministers are fixed throughout the Russian Federation. This means that in Moscow they will be the same as in any other locality in the country.

The main component of the certificate price is the base rate. It depends on the purpose and technical features of the vehicle. In addition, the insurance rate includes a number of coefficients related to probable risk factors on the road. These include:

• place of use of the vehicle (the more people in a populated area, the more cars on highways, and therefore the risk of accidents; in this regard, the highest territorial coefficient is in Moscow; the lowest in Chukotka);
• presence/absence of accidents over the past period (after an accident-free year for the driver, and therefore a break-even year for the insurer, a 5 percent discount is provided for compulsory motor liability insurance; if an accident occurs, the culprit loses the bonus and must accumulate it again);
• vehicle power (a powerful iron horse on the road is a high-risk object);
• age and driving experience of the insured (the most dangerous drivers from the point of view of car insurance are persons under 22 years of age and who do not have 3 years of driving experience);
• the number of people included in the policy (an unlimited number of drivers will double the cost of the vehicle license);
• car insurance period (the longer it is, the cheaper the policy).

Is it possible to do without MTPL?

Today, when the price of the policy has almost doubled, some drivers are trying to save money on it. They reason like this: why buy insurance if you don’t break the rules and don’t get into an accident?

However, the dubiousness of these arguments will be shown by the very first “rendezvous” with the road inspector. It is unlikely that, in the absence of a certificate, he will make a discount on exemplary behavior or driving skill. In addition to a fine (up to 800 rubles), such a would-be economist faces a mark on the ticket and recording of information in the database of offenses.

Is it worth counting on “maybe” to get into such troubles?

Where to buy compulsory motor liability insurance in Moscow online?

You can purchase a vehicle license online – easily, quickly and safely – on our company’s website. This will save you from many inconveniences: unnecessary trips and gasoline costs, disruption of the usual rhythm of life, changes in your plans, loss of time, communication (not always pleasant) with office clerks, collecting and copying documents.

Our online service has nothing to do with these hassles. We invite you to spend a few minutes learning everything about everything.

Our registration procedure is simple and comfortable. The minimum required of you is to compile and send us an online policyholder application. The rest is up to our experienced specialists. Auto insurance ordered in this way has the same legal force as a policy purchased at the insurer’s office.

Reliable OSAGO calculator in Moscow

On our website you can also instantly calculate the cost of compulsory motor liability insurance. To do this, you do not need to take out your pocket calculator - you can use our automatic one.

Its program contains the current calculation formula. Enter the requested data into its fields - and in a moment the exact result will appear on the monitor of your PC. The risk of error is eliminated - the reliable software functionality of our web resource guarantees this.

Doing business with us is profitable because:

• remote policy issuance - convenient and safe;
• 24/7 online work will not limit your time;
• We will provide you not only with the speed of processing and accuracy of calculations, but also with the confidentiality of the information entrusted to us;
• Our specialists are real professionals in the field of auto insurance: they have extensive experience, high qualifications, and an individual approach to any client.

Registration of a motor vehicle license with our help is beneficial in all respects.

OSAGO calculator

According to the Directive of the Central Bank of the Russian Federation, the eOSAGO agreement begins to be valid no earlier than 3 days after the day of registration. We recommend planning your purchase at least 3 days in advance.

3 reasons to apply for MTPL online

1. Fast . You apply for a policy without queuing or going to the office; it is immediately sent to your email.
2. Comfortable . Your policy is always available in your personal account, by e-mail or Passbook/PassWallet on your smartphone.
3. Reliable . More than 140 points for settling losses under MTPL in Russia are ready to provide support in case of an insured event.

• Authorization.

Vehicle

• City of owner: Moscow, St. Petersburg, Kazan, other.
• Vehicle category: A - motorcycles, B - passenger cars, BE - passenger cars, C - trucks, other.
• Car make and model.
• Year of manufacture: 2019, 2018, 2017, other.
• VIN number.
• Engine power, hp
• Period of use: 20 days - 1 year.
• Purpose of use: personal, educational, taxi, rental, other.

• Full Name.
• Age.
• Driving experience.
• Identification.
• Passport address.
• Mobile phone.

Obtaining a policy

• Apply for an eOSAGO policy and receive it by email.
• Delivery: not required, you just need to print the received file.
• Payment: only VISA, MASTERCARD, MAESTRO and MIR cards are accepted for payment.

According to the Directive of the Central Bank of the Russian Federation, the eOSAGO agreement begins to be valid no earlier than 3 days after the day of registration.
We recommend planning your purchase at least 3 days in advance. Apply online now.

PJSC IC "Rosgosstrakh", license of the Bank of Russia for the provision of insurance OS No. 0001 - 03, issued on 06/06/2018, unlimited. Central office address: 121059, Moscow, Kievskaya st., 7. When paying for your policy online, no commission is charged.

About electronic MTPL

In 2019, every driver who has reached the age of 18 can calculate and buy compulsory motor liability insurance on the insurance company’s website and receive an electronic policy. Just register in your personal account, fill out the details and pay for the order - we will send the MTPL policy to your email.

The registration process consists of only 3 steps

1. Calculation
2. Payment
3. Seal

The policy must be printed out and taken with you. It does not need seals - it is certified with a special electronic signature, which is verified on a computer. An electronic policy is as valid as a paper one .

The tariffs applied when concluding a compulsory motor liability insurance agreement electronically do not differ from the tariffs applied when issuing paper policies at the office of an insurance company or at an agent.

Settlement online

On our website you can quickly check the status of your payment case under the MTPL policy or report the occurrence of an insured event.

Advantages of electronic MTPL

• No office visit, no queues . All you need is a computer and half an hour of time.
• Faster than courier delivery . We send the policy to your email immediately after payment.
• The policy is always with you . It is stored in your mailbox and saved in your personal account. It can be printed and/or saved to Passbook/PassWallet on your smartphone.
• Convenient mobile application . Personal account in your smartphone.

What is needed to calculate the cost and purchase of MTPL

1. Passports of the policyholder and the owner of the car.
2. Driver's licenses of all approved drivers.
3. Vehicle registration certificate.
4. Vehicle passport.
5. Valid diagnostic card.
6. Bank card Visa, MasterCard or Mir.
7. Half an hour of free time.

Please note that if, as a result of the check, some data does not match the PCA, you can send us scans of your documents and we will check them manually.

Beware of scammers!

Be careful, apply for electronic MTPL only on the official website www.rgs.ru. Do not resort to the help of intermediaries - it is illegal ! You risk purchasing an invalid or fake MTPL policy. You can check the authenticity of any MTPL policy on the RSA website.

We are always there

Also at your service is one of the widest networks of insurance offices in Russia - more than 2,000 Rosgosstrakh sales points where you can buy compulsory motor liability insurance.
We will be happy to answer all your questions and insure you. Find your nearest sales office

Other insurance products of Rosgosstrakh:

• CASCO calculator
• Green Card Calculator
• Travel insurance abroad
• Apartment insurance
• Tick ​​bite insurance
• Other types of online insurance

Questions and answers on registration of compulsory motor liability insurance on the website

Design rules

If you are already a client of Rosgosstrakh, have access to your personal account and want to renew your MTPL policy, you need to go through 5 simple steps:

1. Log in to your personal account.
2. Go to the OSAGO online calculator - all the necessary data will already be filled in.
3. Get an estimate of the cost of renewal.
4. Pay for compulsory motor liability insurance on the website with a bank card.
5. Receive the policy and accompanying documents by email.

When is it time to renew OSAGO?

It is better to renew OSAGO before the expiration of the current policy, so that there are no interruptions in insurance. According to Directive of the Central Bank of the Russian Federation No. 4723-U, at least 3 days must pass between the date of filing the application and the start of the contract . For example, if a new policy is to be valid from September 24, then it must be issued no later than September 20.

According to the legislation in force in 2017, a car insurance policy can be renewed no earlier than 2 months (60 days) before the expiration of the previous compulsory motor liability insurance policy.

We remind you that there is a fine for expired insurance and for driving without compulsory motor liability insurance.

How to check your MTPL policy?

The authenticity of the MTPL policy can be checked on the website of the RSA (Russian Union of Insurers).

What documents are needed to purchase MTPL online?

To obtain an insurance policy you will need the following documents:

1. Passport of the policyholder and the owner of the car.
2. Vehicle Registration Certificate (VRC).
3. Vehicle Passport (PVC).
4. Driver's licenses of all authorized drivers.
5. A valid diagnostic card for the car, if the car has undergone technical inspection in accordance with the legislation of the Russian Federation.

Data from all documents is required for accurate calculation of the KBM through the automated information system RSA.

How to pay for electronic MTPL?

You can safely pay for your policy using a Visa, MasterCard, Maestro bank card or the Mir national payment card.

Before paying, make sure that the 3DS service is activated on your card to protect payments on the Internet. If you receive SMS codes to confirm online purchases, it means that 3D Secure is activated on your card. The principle and conditions for activating the service can be clarified with your issuing bank.

I have a new vehicle / I am a new driver

If you have a new vehicle or are applying for compulsory motor liability insurance for the first time in your life, it means that your data is not yet in the RSA system. Since everyone needs to pass this check to obtain a policy, the procedure for you will be as follows:

1. You need to fill out all the steps of the calculator, in Step 4 confirm the correctness of the completed data and click the “Next” button.
2. After an unsuccessful PCA verification, you will see in the same window a form for sending copies of your documents for verification. Make scanned copies or clear photographs of all specified documents, add them to the form and click the “Send documents for verification” button.
3. Within 20 minutes you will receive an email with the results of the verification and a special link for calculation and payment.
   Log in to your personal account, follow the link and pay for the policy. Important! The date of payment should not coincide with the start date of the policy, so if the policy is needed tomorrow, then it must be paid today.

I drove for a year without an accident, what discount will I get?

According to the tariff, for each year of accident-free driving, the discount on compulsory motor liability insurance increases by 5%.

Do I need to certify the electronic policy with a seal? Why do I need an electronic signature (sgn file)?

Electronic MTPL is the original of your policy.

1. Print the electronic policy file on a printer and carry it with you in the car.
2. The printed policy does NOT need to be certified with a seal or signature in the office!
3. It does not need to be exchanged for a paper policy in the office.

Instead of a stamp and signature, electronic MTPL is certified by an electronic signature, which comes along with the policy to your email. The signature file (sgn) does not need to be opened or printed, it is simply stored with you. Additional information about the signature is in the cover letter that comes with the policy.

Answers to other questions.

You will find answers to other questions about MTPL (including electronic MTPL and policy price) in the Questions and Answers section.

You can also ask your question or describe the problem in detail through the Feedback form.

What to do, if.

If you do not receive a temporary password or it is not suitable, check the Spam folder in your email or try again later.

If you can’t set a permanent password , make sure that it contains at least 6 characters, must be in Latin, must contain lowercase and uppercase letters, as well as numbers.

Error: “Incorrect personal account type selected”

Make sure that when entering your Personal Account you select the correct type: if you represent a legal entity, then above the email and password entry field you need to check the box “Check if you are a legal entity.”

I don't have my PTS with me?

The number and series of your vehicle’s passport are indicated both in the PTS itself and in the vehicle registration certificate (VRC):

Notification “Confirmation not received from centralized PCA systems”

The notification was received because the data you entered about the drivers, car, owner does not completely match the data contained in the PCA system.

1. Make sure you complete all insurance application details correctly (check for typos, dates, addresses).
2. If all the necessary conditions for obtaining insurance are met, but you still see the notification “Confirmation has not been received from centralized PCA systems,” use the special form under the calculation and attach scanned copies (clear photographs) of documents confirming the information you entered. The data will be checked by an employee of PJSC IC Rosgosstrakh within 20 minutes, and you will be able to issue an agreement on the website on the same day.

The error “DK required” appears.

The presence of a valid DC is checked automatically based on the entered information about the vehicle.

If you have a diagnostic card, but the error still appears, use the special Personal Account form and attach a scanned copy of the current diagnostic card. After verification, you can draw up an agreement on the website.

What to do in case of technical failure?

Write to us via Feedback. In order for the problem to be resolved as quickly as possible, indicate the calculation number, describe the problem in detail and, if possible, attach a screenshot of the screen.

The calculation data is saved in the browser. Can this be disabled?

The data you enter is saved in the browser to prevent it from being lost. If you are using someone else's computer or the computer is infected with malware, personal data could fall into the hands of criminals.

Do you want to disable the feature or just clear the fields?

Check if you want to disable the function of saving entered data in the browser.

If you do not find your brand (none of the spellings presented matches the name of the vehicle brand in your registration documents), write to the online support service (the “Help” button at the bottom of the screen > “Ask your question” > select the topic of the request “I don’t find the make of my vehicle in the list” - we will add the make of your vehicle to the list).

If you have not found your model , enter the name of the model in accordance with the data of the registration documents in the “Display in policy” field.

What should I do if I am stopped by the traffic police?

Print the electronic policy file in advance and take it with you. This paper does NOT need to be certified with a seal or signature - it is already certified with an electronic signature and is the original of the policy.

It is legal to drive with a printed policy! The traffic police checks the validity of your policy using the RSA database. You yourself can always check the validity of your policy on the RSA website.

If you are worried about traffic police checks, then in this case, together with the policy, we will send an email with links to legislation in the field of electronic compulsory motor liability insurance. Just show it to the police officer.