Is the MTPL insurance policy an official document?

Is the MTPL policy an official document?

Fake OSAGO policy

According to the Union of Auto Insurers in Russia, drivers have about one million fake OSAGO policies in their hands. Considering the volume of annual sales of compulsory liability insurance policies for car owners in our country is about 44 million copies, it turns out that for every hundred forms sold there are 2-3 fake documents. These data were publicly announced in the official media and received from representatives of the RSA, who announced the start of active actions to combat manufacturers and distributors of counterfeits.

Is the MTPL policy an official document?

Hello, yes, the MTPL policy is an official document, its falsification entails criminal liability (Article 327.

Forgery, production or sale of counterfeit documents, state awards, stamps, seals, forms). Commentary on the Criminal Code of the Russian Federation: documents are business papers (certificates, acts, etc. ) emanating from state, public and other institutions and organizations or from private individuals (for example, letters) that confirm or, conversely, deny the existence of any -an event or fact of legal significance.

An official document is a document that the state, in accordance with the procedure established by law or other regulatory act, recognizes as having legal significance.

An official (like any other) document can confirm or deny an event or fact relating to the past, present or future.

Is an insurance policy an official document?

The OSAGO policy form is not an official document. In paragraph 7 of Article 15 of the Federal Law

“On compulsory civil liability insurance of vehicle owners”

(OSAGO) dated April 25, 2002 N 40-FZ.

and in the Decree of the Government of the Russian Federation dated 05/07/2003 N 263 (as amended on 12/30/2011)

“On approval of the Rules for compulsory civil liability insurance of vehicle owners”

it is called a document of strict accountability.

I drove it successfully, and after 5 days I signed a new MTPL agreement in my name.

Questions on the topic: Is the MTPL policy an official document? If so, on what grounds?

Question: My wife and I are included in the MTPL policy.

My wife has a KBM of 0.95. If I do not include her in the policy this year and decide to include her in a year, what KBM will she have in a year? That is, for a year it does not appear anywhere in OSAGO. In 2, 3, 4 years, how will the KBM change if it is not included?

Question: Irkutsk, dismissed from the Armed Forces due to health reasons. I received information that travel to and from the place of treatment is paid if there is no delay on the route for more than 3 days.

Plenum on OSAGO

The plenum on compulsory motor liability insurance was held to achieve unity in resolving conflicts. Since not all court decisions on compulsory motor liability insurance were the same in similar situations. This indicated the imperfection of Russian legislation.

To achieve unity in the application of the regulatory framework in the field of driver liability insurance, the Supreme Court of Russia held a plenum on compulsory motor liability insurance. If the accident was registered without the participation of police officers according to the so-called “Euro protocol”.

Is a fake insurance policy evidence of concluding a compulsory insurance agreement?

If it is established that the insurance policy is falsified and there is no evidence confirming the conclusion of the MTPL agreement, the insurer cannot be obligated to pay insurance compensation.

Example. Plaintiff T. filed a lawsuit against insurance company “M” to collect insurance compensation. indicating that on June 14, 2014

as a result of a traffic accident that took place due to the fault of driver E.

Naturally, the activities of all organizations are related to document flow. At the same time, a number of documents of both state and other organizations are of a legal nature, certifying nature, and contain information that is significant for individuals, the state, etc.

d.) emanating from state, public and other institutions and organizations or from private individuals (for example, letters) that confirm or, conversely, deny the existence of any event or fact of legal significance.

Is the MTPL policy an official document?

Will a criminal case be initiated under Article 327 of the Criminal Code of the Russian Federation and against whom in case of forgery of an MTPL policy?

. Forgery of an MTPL policy does not fall under Article 327 “Forgery of official documents...” for several objective and subjective reasons: 1. The MTPL policy is not an official document. Law on compulsory motor liability insurance:

“The MTPL policy is a document of strict accountability”

MTPL rules: “The MTPL policy is a public document.” OFFICIAL DOCUMENTS ARE DOCUMENTS ISSUED BY STATE OR MUNICIPAL AUTHORITIES. The insurance company is not a representative of these authorities.

Is the MTPL policy an official document?

At the same time, the status of the documents themselves is not always determined accurately enough, which leads to the emergence of various kinds of legal problems. d.) emanating from state, public and other institutions and organizations or from private individuals (for example, letters) that confirm or, conversely, deny the existence of any event or fact of legal significance.

An official document is a document that the state, in accordance with the procedure established by law or other regulatory act, recognizes as having legal significance.

An official (like any other) document can confirm or deny an event or fact relating to the past, present or future.

» based on several objective and subjective criteria: 1. The MTPL policy is not an official document. Law on compulsory motor liability insurance:

“The MTPL policy is a document of strict accountability”

MTPL rules: “The MTPL policy is a public document.”

OFFICIAL DOCUMENTS ARE DOCUMENTS ISSUED BY STATE OR MUNICIPAL AUTHORITIES. The insurance company is not a representative of these authorities. and besides, an important point in resolving this issue is whether the compulsory motor liability insurance policy will be recognized as an official document under the legislation of the Russian Federation (PS

If anyone can indicate links to specific legal acts, please write, I beg you. ((( ) Eder 14 Aug 2012 The OSAGO policy form is not an official document. In particular, in practice there has been an urgent need to distinguish between documents that are classified as official and those that are not.

Responsibility for using a fake OSAGO form

The question of the authenticity of the MTPL policy form often arises; in this regard, we would like to help drivers figure out which insurer or driver is liable for the use of a counterfeit MTPL form, its forgery, or its purchase.

don't admit guilt
do not agree to consider the case in a special manner
demand a trial
It is better to involve a lawyer (defender) in your defense

327 of the Criminal Code of the Russian Federation, the procedure is the same, you just need to ask the court with special diligence to pay attention to the fact that after making any changes to the form, the OSAGO policy itself does not lose its authenticity.

Don’t show this policy at all then, but say that you are not insured, the car will not be taken away, the license plates will not be removed. Just pay a small fine and contact the culprit's insurance company. It’s cheaper than paying lawyers later under Article 159 of the Criminal Code of the Russian Federation; it’s better to play it safe.

Regardless of the fate of the dispute with the insurer, you also have the right to go to court for compensation for damages from the culprit of the accident or the owner of the car.

(our two separate articles are about this).

Plenum on OSAGO

Many years have passed since the introduction of the compulsory car insurance system in Russia.

However, some controversial issues still do not have a clear resolution. The Plenum of the Supreme Court, held on January 29, 2015, clarified a number of controversial issues, namely: Taking into account the recommendations set out in the resolution of the Plenum of the Supreme Court, several main conclusions can be drawn: Where can I insure a car under compulsory motor liability insurance?

See the article. This rule does not work if: However, to date there has been no official information on the solution to this issue. Therefore, there is no need to rush into replacing your insurance policy yet.

It is only known that the new forms will have an increased degree of protection, and the costs of replacing them will fall entirely on the shoulders of insurance companies.

If a driver knowingly or through no fault of his own purchased a counterfeit MTPL policy, a number of penalties will follow: How to receive compensation for a trip to a sanatorium?

See here. The legal address for registering an LLC is a special problem. Read how it is being solved now.

Is the MTPL policy an official document?

However, it also happens that you come across real original forms issued at Goznak enterprises, but for some reason they were recalled back and are invalid.

I'm afraid that the employer will be able to blame some non-existent deficiency. Question: His own sister lives in Russia.

I would like to know if a photocopy of the certificate is a document if there is no wet seal on it? And should they give the relatives the original certificate or not?

or maybe there is something wrong here? The nuances and tariffs are regulated by the state. The driver has no right to drive on the road without an insurance policy (punishable by a fine of 5–8 minimum wages), and also to register the car with the traffic police.

In addition, citizens who do not have compulsory motor liability insurance are at risk of additional trouble if they get into an accident. While driving, the original insurance policy must be with the driver, as well as the license and documents for the car.

The Judicial Collegium of the Supreme Court of the Russian Federation defined it as an important personal document, but not an official one. The OSAGO policy form is not an official document. In paragraph 7 of Article 15 of the Federal Law

“On compulsory civil liability insurance of vehicle owners”

and in the Decree of the Government of the Russian Federation of 05/07/2003 N 263 (ed.

“On approval of the Rules for compulsory civil liability insurance of vehicle owners”

it is called a document of strict accountability.

I have chosen the topic for this article in order to try to reveal the subject of this crime, and more precisely, to figure out whether the OSAGO insurance policy applies to official documents.

Article 327 of the Criminal Code of the Russian Federation provides for criminal liability for forgery, production or sale of counterfeit documents, state awards, stamps, seals, forms, as well as for the use of a knowingly forged document.

Insurance policy "OSAGO" as the subject of a crime under Part

/ http://www.mvd.ru/stats/10000231/ [2] See: Brilliantov A.V. On the content of the concept of “official document” // Journal of Russian Law.

– 2003. – No. 2. [3] Federal Law of December 29, 1994 No. 77-FZ (as amended on July 23, 2008) “On Legal Deposit of Documents” // Collection of Legislation of the Russian Federation. – 1995. – No. 1. – Article 1. [4] Decree of the Government of the Russian Federation dated 05/07/2003 No. 263 (ed.

Is the MTPL policy an official document?

Hello, yes, the MTPL policy is an official document, its falsification entails criminal liability (Article 327.

An official document is a document that the state, in accordance with the procedure established by law or other regulatory act, recognizes as having legal significance. An official (like any other) document can confirm or deny an event or fact relating to the past, present or future.

The OSAGO policy form is not an official document.

In paragraph 7 of Article 15 of the Federal Law

“On compulsory civil liability insurance of vehicle owners”

and in the Decree of the Government of the Russian Federation dated 05/07/2003 N 263 (as amended on 12/30/2011)

“On approval of the Rules for compulsory civil liability insurance of vehicle owners”

it is called a document of strict accountability. I drove it successfully, and after 5 days I signed a new MTPL agreement in my name.

Question: My wife and I are included in the MTPL policy. My wife has a KBM of 0.95. If I do not include her in the policy this year and decide to include her in a year, what KBM will she have in a year?

That is, for a year it does not appear anywhere in OSAGO.

In 2, 3, 4 years, how will the KBM change if it is not included? Question: Irkutsk, dismissed from the Armed Forces due to health reasons. I received information that travel to and from the place of treatment is paid if there is no delay on the route for more than 3 days.

The plenum on compulsory motor liability insurance was held to achieve unity in resolving conflicts.

Since not all court decisions on compulsory motor liability insurance were the same in similar situations. This indicated the imperfection of Russian legislation.

If it is established that the insurance policy is falsified and there is no evidence confirming the conclusion of the MTPL agreement, the insurer cannot be obligated to pay insurance compensation. Example. Plaintiff T. filed a lawsuit against insurance company “M” to collect insurance compensation.

indicating that on June 14, 2014, as a result of a traffic accident that occurred due to the fault of the driver E. d.), emanating from government, public and other institutions and organizations or from private individuals (for example, letters) that confirm or, conversely, they deny the existence of any event or fact of legal significance.

Is the MTPL policy an official document?

In criminal law, many concepts related to the category of documents are used.

MTPL rules: “The MTPL policy is a public document.” OFFICIAL DOCUMENTS ARE DOCUMENTS ISSUED BY STATE OR MUNICIPAL AUTHORITIES. The insurance company is not a representative of these authorities.

2. A person who has forged an MTPL policy does not receive any rights. The right to drive a car is given by only one document - a driver’s license with the corresponding open category. In paragraph 7 of Article 15 of the Federal Law

“On compulsory civil liability insurance of vehicle owners”

(OSAGO) dated April 25, 2002 N 40-FZ.

and in the Decree of the Government of the Russian Federation dated 05/07/2003 N 263 (as amended on 12/30/2011)

“On approval of the Rules for compulsory civil liability insurance of vehicle owners”

it is called a document of strict accountability.

In accordance with the above documents, it only confirms the fact of the conclusion of the MTPL agreement. If you need to make changes to the electronic policy, you must contact the nearest Rosgosstrakh office.

Conclusion of an agreement When is it time to renew OSAGO?

It is better to renew OSAGO before the expiration of the current policy, so that there are no interruptions in insurance.

The policy can be renewed no earlier than 2 months (60 days) before the expiration of the previous MTPL. We remind you that for expired compulsory motor liability insurance and for driving without a policy, a fine is imposed.

Can I apply for compulsory motor liability insurance under temporary registration? Yes, if you do not have permanent registration in the Russian Federation. signed by you and a representative of the insurer (the insurer's seal is required) and a special state-issued sign; set of MTPL rules; two copies of the accident notice; memo to the policyholder; receipt of funds received from you.

In this case, you apparently came across a fool with initiative invested with power.

MadMax 04 Feb 2005 A photo was replaced on an expired driver's license and then used.

Police Club

The following problem has arisen: I want to transfer the material from an audit into the fact of forgery of an MTPL policy.

There is an appearance from the villain where he admits that he independently made changes to the date of the MTPL policy, thereby extending the validity period of the policy. So now we are deciding with the whole department whether the indicated event contains the elements of a crime under Part 1 of Art. 327 of the Criminal Code of the Russian Federation. and besides, an important point in resolving this issue is whether the MTPL policy will be recognized as an official document under the legislation of the Russian Federation (PS: if anyone can provide links to specific legal acts, please write, I beg you.

((( ) and what legal acts determine the status of the document itself.

give me the link later (((Material damage is caused, etc.

Is the MTPL policy an official document?

About the content of the concept of an official document

In particular, in practice, a rather urgent need has arisen to distinguish between documents that are classified as official and those that are not. It is necessary not only to establish order in the increased document flow, but also, for example, to resolve issues of criminal liability, since the increase in the number of types of documents is to a certain extent associated with an increase in the proportion of crimes where documents are their subject. In turn, problems of criminal liability often cannot be properly resolved without establishing the status of the document, since in some cases the law connects issues of liability with this very circumstance.

In criminal law, many concepts related to the category of documents are used.

There was an accident. I have MTPL, the culprit has a fake MTPL policy, and the insurance company said that it was registered under this policy...

Lawyer's answer to the question: MTPL policy is an official document. File a lawsuit against the culprit's insurance company. The fact that the policy has been lost does not relieve them of liability. Ready to help you.

Sincerely, Egorov Yuri

Lawyer's answer to the question: MTPL policy is an official document. Go to court against the culprit - let him involve the insurance company himself———————————————————————

Lawyer's answer to the question: MTPL policy is an official document. Good afternoon. And the insurance company, I guess, is VSK. It is they who have fake policies circulating in our city. Receive the insurance refusal to pay the insurance compensation, and sue the insurance company. It doesn't matter that the policy is fake. This is not your problem, but the insurance company's problem. The courts satisfy such claims; I myself have been involved in such processes more than once. The insurance company should pay you, and then let them look for emergency workers themselves.

You can, of course, contact the culprit immediately, but the question arises: is he solvent? Will you then receive money from him according to the writ of execution?———————————————————————

Lawyer's answer to the question: MTPL policy is an official document. Make an examination of the damage and file a lawsuit against the culprit.———————————————————————

Lawyer's answer to the question: MTPL policy is an official document against the culprit, make a claim (Article 1064 of the Civil Code of the Russian Federation)———————————————————————

Is the MTPL policy an official document?

Lawyer's answer to the question: compulsory motor insurance policy official document Hello! no, it is not an official document.———————————————————————

Lawyer's answer to the question: MTPL policy is an official document. In the event of a legal dispute, the MTPL policy can be regarded as one of the proofs that the car is in use.———————————————————————

Lawyer's answer to the question: compulsory motor insurance policy is an official document. You should specify your question. It’s not clear whether you’re asking about the policy or something else?———————————————————————

Lawyer's answer to the question: MTPL policy is an official document Anatoly, hello.

Firstly, you should always exercise caution, especially when preparing documents. In many cases, people chase what they can get for “almost nothing” and then regret it.

An MTPL policy (CASCO, etc.) must be issued from an insurance company, and not purchased from different sellers (agents, intermediaries and other persons).

Yes, there is a possibility that an insurance company employee may deceive you, but this probability is still very small.

Anatoly, in the absence of your guilt, it is certainly impossible to hold you accountable. Now, if you deliberately purchased a policy, this is a different matter, but this will need to be proven.

It’s true that if you are at fault for an accident, then compensation for damages lies with you.

And the seller of the policy can be charged with fraud, as well as recover from him the costs incurred by you to compensate for damage.———————————————————————

MTPL rules: “The MTPL policy is a public document.”

How to recognize a counterfeit MTPL policy, actions to take when a counterfeit is detected, responsibility

The company undertakes to pay for each insured situation that occurs during the validity of the policy.

A fake document is most often purchased in the following places that should be avoided:

Scammers on the Internet are companies and private services for the sale and preparation of documents.
Insurance agents.
Suspicious insurance brokers, in whom the potential buyer does not trust and is not sure of their integrity.

The main way scammers lure buyers is the low price of insurance.

You should specify your question. It’s not clear whether you’re asking about the policy or something else?

In the event of a legal dispute, the MTPL policy can be regarded as one of the proofs that the car is in use.

What do you recommend in this case? Judging by the answer above, I cannot be prosecuted under Article 327 of the Criminal Code of the Russian Federation, then if I am the culprit of the accident, then I will be responsible for compensation for damage.

Then the seller can be brought under Article 327 of the Criminal Code of the Russian Federation, or here, soon, Article 159 of the Criminal Code of the Russian Federation.

Fraud Firstly, you should always exercise caution, especially when completing paperwork.

In many cases, people chase what they can get for “almost nothing” and then regret it. An MTPL policy (CASCO, etc.) must be issued from an insurance company, and not purchased from different sellers (agents, intermediaries and other persons).

However, it also happens that you come across real original forms issued at Goznak enterprises, but for some reason they were recalled back and are invalid.

They should also be withdrawn from circulation.

In the first ten days of August, the prosecutor of Zelenogradsk (Kaliningrad region) agreed to initiate 5 criminal cases for forgery and the use of obviously counterfeit policies under the mandatory “motor citizenship”. What do you recommend in this case? Judging by the answer above, I cannot be prosecuted under Article 327 of the Criminal Code of the Russian Federation, then if I am the culprit of the accident, then I will be responsible for compensation for damage.

If so, on what grounds is the question: And just like that, I signed a mating agreement.

liability, does it have legal force if I work unofficially, without an employment contract and any other documents? I'm afraid that the employer will be able to blame some non-existent deficiency.

Question: His own sister lives in Russia.

Will a criminal case be initiated under Article 327 of the Criminal Code of the Russian Federation and against whom in case of forgery of an MTPL policy?

3. A person who has forged a compulsory motor liability insurance policy is not relieved of his obligations.

The driver's responsibilities are accident-free driving and compliance with traffic rules. If a criminal case is opened against the car owner, it will be suspended for lack of evidence of a crime.

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“Review of the practice of courts considering cases related to compulsory civil liability insurance of vehicle owners” (approved by the Presidium of the Supreme Court of the Russian Federation on June 22, 2016): 16. An insurance policy is evidence confirming the conclusion of a compulsory motor liability insurance agreement, until proven otherwise.

MTPL rules: “The MTPL policy is a public document.” OFFICIAL DOCUMENTS ARE DOCUMENTS ISSUED BY STATE OR MUNICIPAL AUTHORITIES. The insurance company is not a representative of these authorities.

and in the Decree of the Government of the Russian Federation dated 05/07/2003 N 263 (as amended on 12/30/2011)

it is called a document of strict accountability.

Types of official documents (see. Thus, for the purposes of Articles 325, 327 of the Criminal Code of the Russian Federation, according to the nature of provision, identification documents and other official documents can be distinguished.

2. Due to the fact that the sign of officiality of a document as the subject of a crime under Art. 327 of the Criminal Code of the Russian Federation is divided into several components; all official documents can be divided into 3 groups. . In the case of A., the insurance policy of compulsory motor third party liability insurance (MTPL) was recognized as such.

Is OSAGO an official document?

The OSAGO policy form is not an official document. In paragraph 7 of Article 15 of the Federal Law “On compulsory civil liability insurance of vehicle owners” dated 04/25/2002 N 40-FZ, and in the Decree of the Government of the Russian Federation dated 05/07/2003 N 263 “On approval of the Rules for compulsory civil liability insurance of vehicle owners” it is called a document of strict accountability. In accordance with the above documents, it only confirms the fact of the conclusion of the MTPL agreement. Does not provide any rights, does not release from any obligations. The Judicial Collegium of the Supreme Court of the Russian Federation defined it as an important personal document, but not an official one.

Your answer helped me a lot, thank you!

You should specify your question. It’s not clear whether you’re asking about the policy or something else?

In the event of a legal dispute, the MTPL policy can be regarded as one of the proofs that the car is in use.

Your answer helped me a lot, thank you!

Recently, cases of sales of counterfeit OSAGO forms, including their duplicates, have become more frequent. Even when checking on the RSA official website, no questions arise about its authenticity, and when an insured event occurs, it turns out that the form is a duplicate and a completely different person has already registered for it.

Then the seller can be brought under Article 327 of the Criminal Code of the Russian Federation, or here, soon, Article 159 of the Criminal Code of the Russian Federation. Fraud

Firstly, you should always exercise caution, especially when preparing documents. In many cases, people chase what they can get for “almost nothing” and then regret it.

An MTPL policy (CASCO, etc.) must be issued from an insurance company, and not purchased from different sellers (agents, intermediaries and other persons).

Yes, there is a possibility that an insurance company employee may deceive you, but this probability is still very small.

Anatoly, in the absence of your guilt, it is certainly impossible to hold you accountable. Now, if you deliberately purchased a policy, this is a different matter, but this will need to be proven.

It’s true that if you are at fault for an accident, then compensation for damages lies with you.

And the seller of the policy can be charged with fraud, as well as recover from him the costs incurred by you to compensate for the damage.

Is the MTPL policy an official document?

When checking the traffic police, it turned out that the OSAGO policy was fake

Good afternoon. Or whatever. Such situation. Driving around the city, a traffic police crew stops me to check my documents.

As a result, they somehow find out that my OSAGO policy is fake.

As a result, the policy was confiscated and threatened with Article 327 - falsification of documents. I purchased the policy before the New Year on this website: , in.

Rostov-on-Don, I registered it on the website, and later it was delivered to me by courier. The phone is no longer available. Me what?

1000 cost of the issueissue resolved Collapse Online legal consultation Response on the website within 15 minutes Answers from lawyers (7) 8.2 Rating Pravoved.ru 10783 answers 4639 expert reviews Chat Free assessment of your situation Lawyer, city.

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Plenum on OSAGO

Many years have passed since the introduction of the compulsory car insurance system in Russia.

Issues raised The plenum of the Supreme Court held on January 29, 2019 clarified a number of controversial issues, namely: Legal regulation of relations under compulsory motor liability insurance. During the discussion, an important decision was made.

If insurance is carried out for personal purposes, i.e. not for business activities, then the Law “On the Protection of Consumer Rights” applies to contractual relations.

Is the MTPL policy an official document?

1 About the content of the concept of an official document
3
- 3.1 How to recognize a fake OSAGO policy, actions when a fake is detected, responsibility
- 3.2 Will a criminal case be initiated under Article 327 of the Criminal Code of the Russian Federation and against whom in case of forgery of an MTPL policy?
2 There was an accident.

I have MTPL, the culprit has a fake MTPL policy, and the insurance company said that it was registered under this policy...

3.2 Will a criminal case be initiated under Article 327 of the Criminal Code of the Russian Federation and against whom in case of forgery of an MTPL policy?

3.1 How to recognize a fake OSAGO policy, actions when a fake is detected, responsibility

About the content of the concept of an official document In particular, in practice there has been a rather urgent need to distinguish between documents that belong to the category of official and those that are not. It is necessary not only to establish order in the increased document flow, but also, for example, to resolve issues of criminal liability, since the increase in the number of types of documents is to a certain extent associated with an increase in the proportion of crimes where documents are their subject.

Is the MTPL insurance policy an official document?

Legal advice Author: · 09.10.2019 2019-09-10

I have an MTPL policy, the culprit has a fake MTPL policy, and the insurance company said that it was registered under this policy...3) Is the MTPL policy an official document? case under Article 327 of the Criminal Code of the Russian Federation and in relation to whom

Tag: OSAGO policy

Posts tagged: OSAGO policy

Good afternoon Is the MTPL policy an official document?

Good afternoon As a general rule, an official document grants any rights or relieves you of any obligations.

The OSAGO policy form is not an official document. In paragraph 7 of Art. 15 Federal Law

“On compulsory civil liability insurance of vehicle owners”

dated 04/25/2002 No. 40-FZ, in the Decree of the Government of the Russian Federation dated 05/07/2003 N... 04/09/2017 Article taken from the website http://www.klerk.ru Author of the article - Sergey Viryaskin Recently, the President of the Russian Federation introduced a number of important amendments to the federal law on compulsory civil liability insurance for vehicle owners.

According to the developers of the changes themselves, their practical implementation will significantly improve the quality of compulsory motor liability insurance services, simplify and make the procedure for compulsory insurance more understandable, and increase the effectiveness of protection... 08/03/2014 Free consultation Your name E.

Insurance policy "OSAGO" as the subject of a crime under Part 1 of Article 327 of the Criminal Code of the Russian Federation

Denis Kulyapin, assistant judge of the Naberezhnye Chelny City Court of the Republic of Tatarstan Crimes provided for in Part 1 of Article 327 of the Criminal Code of the Russian Federation are included in the category of crimes directed against the order of government.

Although the sanction of this article provides for a punishment of up to 2 years in prison, and the norm itself, at first glance, does not pose any particular difficulty in enforcement, I believe that to date there are a number of issues that require clarification.

I have chosen the topic for this article in order to try to reveal the subject of this crime, and more precisely, to figure out whether the OSAGO insurance policy applies to official documents.

Is the MTPL insurance policy an official document?

» An MTPL insurance policy is a document confirming an agreement between the car owner and the insurance company, the conclusion of which obliges the company to compensate the agreed portion of the damage received by the car in an accident, in the event that this same driver is the culprit of the accident.

Discounts on new cars! Favorable loan from 9.9% Installment plan 0% The company undertakes to pay for each insured situation that occurs during the validity of the policy.

Concluding an MTPL insurance contract is a basic mandatory action, without which it is impossible to purchase a car - it is prohibited to drive a vehicle without a policy.

Plenum on compulsory motor insurance

Contents Hello, regarding the essence of the question asked, we can indicate the following. According to Art. 927 of the Civil Code of the Russian Federation (Civil Code of the Russian Federation), insurance is carried out on the basis of property or personal insurance contracts concluded by a citizen or legal entity (policyholder) with an insurance organization (insurer).

Thus, the basis for the insurer's insurance obligations is the insurance contract.

Is the MTPL policy an official document?

» In particular, in practice, a rather urgent need has arisen to distinguish between documents that are classified as official and those that are not. It is necessary not only to establish order in the increased document flow, but also, for example, to resolve issues of criminal liability, since the increase in the number of types of documents is to a certain extent associated with an increase in the proportion of crimes where documents are their subject.

In turn, problems of criminal liability often cannot be properly resolved without establishing the status of the document, since in some cases the law connects issues of liability with this very circumstance. In criminal law, many concepts related to the category of documents are used.

Lawyer's answer to the question: compulsory motor insurance policy official document Hello! no, it is not an official document.——————————————————————— Reply

Is the OSAGO Policy an Official Document?

08/24/2019 Author: Hello, in this article we will try to answer the question “”. You can also consult with lawyers online for free directly on the website.

Legal advice on deprivation of rights, road accidents, insurance compensation, driving into the oncoming lane, etc.

automotive issues. As many operatives say, fraudsters often manipulate genuine forms that were purchased through criminal means from insurance companies that are no longer operating in the services market.

This method is no less dangerous for motorists. After all, a document that is legal at first glance contains false information. If you have a fake policy, and you find out after the insured event occurs, then you should be prepared for the fact that you, and not the insurance company, will have to pay for all the damage.

If you refuse, the amount of damage and all legal costs will be recovered from you by a court decision by the enforcement service.

Is the OSAGO policy an official document?

Contents 1 Fake MTPL policy 2 Plenum on MTPL 3 Is the MTPL policy an official document 4 MTPL policy is an official document 4.1 Please tell me what documents does the insurance company have the right to require to restore the MTPL policy?... 4.2 May 14, 2014 when registering an MTPL insurance policy at the ROSGOSSTRAKH branch , located on the territory of the city MREO... 4.3 An accident occurred.