Can they rent rooms for expired insurance?

Fine for lack of MTPL insurance

Good afternoon, dear reader.

In this article we will talk about a fine for lack of MTPL insurance , which can be imposed both on a driver who forgot to renew an expired MTPL policy, and on a driver who just left this policy at home. Naturally, the size of the fine in the first and second cases will be different.

Within the framework of this article, several situations will be considered that involve a fine for driving without insurance:

Let me remind you that a table of traffic police fines is available for download on pddmaster.ru, which also includes the amount of the fine for lack of insurance.

Fine for driving without insurance in 2019 and 2020

First of all, let's consider the fine that is imposed on a driver who forgot his MTPL policy at home . Please note that we are talking about a forgotten insurance form, which is nevertheless valid and the driver is included in this insurance.

The punishment for driving without insurance in this case is provided for in Part 2 of Article 12.3 of the Code of Administrative Offenses and is a warning or a fine of 500 rubles .

Exactly the same penalty can be imposed on a driver who purchased compulsory motor vehicle liability insurance electronically, but did not print out the insurance policy.

As you can see, forgetting your MTPL policy is not so scary financially. For example, the fine for expired insurance is almost 2 times larger, but more on that later.

Fine for driving a car during a period not covered by the MTPL policy

In 2019 and 2020, all MTPL contracts are concluded for 1 year. However, any driver has the opportunity to reduce the period of use of the vehicle.

For example, if a driver uses a vehicle only for trips to the country (in spring and summer), then he can buy a policy for 6 months.

In this case, the cost of the MTPL policy becomes less, however, you cannot drive the car all year round. Nevertheless, this service is popular among summer residents whose cars do not appear on the roads during the cold season.

So, for the departure of a “dacha resident” at the “wrong” time of year, Part 1 of Article 12.37 of the Code of Administrative Offenses provides for a penalty of 500 rubles .

Fine for a driver who is not included in the insurance

In this case, we are talking about driving a car by a driver who is not included in the MTPL policy. For example, such a situation may arise if you urgently need to get behind the wheel of an unfamiliar car and there is no time to renew your insurance.

The fine for a driver who is not included in the insurance will be 500 rubles (Part 1 of Article 12.37 of the Administrative Code).

Penalty for expired insurance

The last fine that will be discussed in this article is the penalty for the most serious violation of insurance rules. In this case we are talking about all situations that were not previously considered.

For example, we are talking about driving a driver who has expired insurance. A similar situation may arise if the driver forgot to renew the insurance policy in a timely manner.

The fine for expired insurance is 800 rubles .

The fine for the driver not having a compulsory motor liability insurance policy in principle will be exactly the same.

For example, if the driver decided after purchase not to insure the car at all.

Do automatic cameras record the absence of compulsory motor liability insurance?

Information that automatic cameras will begin to record the absence of compulsory motor liability insurance has been circulating on the Internet for several years. The last wave of such news appeared in the fall of 2018.

However, in 2019, no drivers reported receiving a ticket for not having insurance with an automatic camera. So currently the cameras do not record .

Note. If the traffic police cameras still learn to impose a fine for compulsory motor liability insurance, this article will be updated.

Discount when paying fines for lack of compulsory motor liability insurance

In 2019 and 2020, you can get a 50 percent discount when paying fines for lack of compulsory motor liability insurance. To do this, you need to pay the fine within 20 days from the date the decision on the administrative offense was issued.

In this case, instead of 500 rubles, you can pay 250 , and instead of 800 - 400 rubles .

You can find out more about discounts when paying traffic fines in this article:

Evacuation to impound lot for lack of compulsory motor insurance

Quite often, drivers have a question about whether it is possible to detain a vehicle for lack of insurance. In 2019 and 2020, evacuation of a car to an impound lot in the absence of compulsory motor liability insurance does not apply .

Until November 15, 2014, for the absence of compulsory motor insurance, traffic police officers also imposed a ban on operation, i.e. They took the license plates off the car. In 2019 and 2020, this type of punishment is also not used.

Those. For the absence of compulsory motor insurance, the driver can only receive a fine. Other types of punishment are illegal.

Let me remind you that to purchase an MTPL policy, you currently need to have a valid diagnostic technical inspection card.

By the way, the emergence of the following illegal situation cannot be ruled out. The traffic police officer may try to convince the driver that a policy left at home is the same as an expired insurance policy. Those. he may try to impose a fine of 800 rubles, instead of five hundred rubles. You must always be prepared for this and, if necessary, immediately prepare evidence for subsequent appeal of the protocol. You can learn more about collecting evidence when communicating with police officers in the audio course “Secrets of Communication with the Traffic Police.”

And finally, I suggest you watch a funny video about the traffic police negotiation table:

Can they rent rooms for expired insurance?

Find out if in 2015 they can rent rooms for lack of insurance. Here you will find user comments about whether rooms can be removed for expired insurance and whether rooms can be removed if there is no insurance.

Answer:

Many motorists are still in no hurry to renew their insurance at the end of its validity period, since until recently it was possible to use the car for an additional 30 days, after which the traffic police inspector could remove the license plates from the vehicle. This action prohibited the operation of the vehicle. On November 15, 2014, some provisions of the Code of Administrative Offenses were changed. Many people are now wondering whether they can rent rooms for expired insurance?

The article in which the inspector could remove license plates from a vehicle was excluded. Thus, today, the inspector cannot remove license plates from a car after the insurance period has expired. This article was excluded due to the fact that motorists could make several copies of license plates, since the right to manufacture them was transferred to private firms. The article on the removal of license plates has become inappropriate.

At the same time, the fines were changed, and it became necessary to re-register the compulsory motor liability insurance on the same day after the expiration of the deadline. There are no additional days for the possibility of operating a car with expired insurance. The insurance period is measured to the nearest hour.

Can they rent rooms if there is no insurance?

Many motorists are in no hurry to take out insurance due to its high cost and low fines for its absence. It is more profitable to pay a fine than to take out insurance. But there is another question: can rooms be rented if there is no insurance? According to the latest changes to the Administrative Code, which came into force on November 15, 2014, the inspector cannot remove license plates due to lack of insurance.

It must be said that the complete lack of insurance is equivalent to an expired MTPL policy and the punishment is the same. If you get into an accident and have no insurance, the motorist will have to pay a fine, regardless of who is at fault.

It is worth noting that, according to the amended requirements, license plates will also no longer be removed for tinting windows, for installing a special signal not provided for by law, and even for driving a vehicle without a license.

Thus, answering the question whether license plates can be removed for lack of insurance or for expired insurance, we can say that license plates will not be removed, but every motorist should think about possible emergency situations on the roads and reduce possible costs as much as possible by taking out an MTPL policy.

Removal of license plates and evacuation of the car to the impound lot for the absence of an MTPL insurance policy

In accordance with the Law “On Compulsory Motor Liability Insurance” and the Code of Administrative Offences, driving a vehicle without obtaining a civil liability insurance policy is prohibited. Some drivers, for one reason or another, forget to renew the contract or renew it, continuing to drive with expired insurance. In addition, there are cases when a driver forgets the insurance at home and sets off on the road without it. All these actions entail a fine, the amount of which depends on the reason for the lack of an MTPL insurance policy with the owner of the vehicle.

Do traffic police officers have the right to remove license plates for the absence of a compulsory motor liability insurance policy? Will a car be impounded for driving without insurance in 2018? When was the ban on operating a vehicle for lack of a compulsory motor liability insurance policy lifted? We will answer these questions in this article.

Prohibition of vehicle operation

One of the types of prohibiting the operation of vehicles as a result of violation of the law is the removal of license plates from a vehicle. As a form of punishment, a ban on operating a vehicle is as follows:

• removal of registration plates (plates) from a car by a traffic police officer;
• making a note about this action in a previously drawn up protocol on an administrative offense or drawing up a separate protocol on the removal of numbers;
• return of license plates to the driver after he has eliminated the reason that served as the reason for removing the plates from the car.

Such a penalty as a ban on operating a car is applied in accordance with the Code of Administrative Offenses, and can be carried out if:

• no license plates;
• Flashing lights, color schemes of various services, and incorrect headlights are installed illegally on the vehicle;
• brakes, steering, coupling are faulty;
• non-standard lighting fixtures were installed;
• Taxi light installed illegally.

Removal of registration number for lack of MTPL insurance policy

Vehicle owners should be aware that by law only a fine can be imposed for the absence of a compulsory motor liability insurance policy. This applies to cases:

• use of compulsory motor liability insurance for a period of time that is not provided for in the policy;
• use of a vehicle by a driver who is not included in the insurance contract;
• expired insurance;
• failure to provide the traffic police officer with an insurance policy (the valid policy was left at home or the electronic policy was not printed).

For the absence of a compulsory motor liability insurance policy until 2014, traffic police officers had the right to impose a ban on vehicle owners from using them. To do this, license plates were removed from the car. Amendments were made to the Code of Administrative Offenses, and after November 15, 2014, such a penalty is not applied; the prohibition of operating a vehicle from this date is not used as a form of punishment. If the traffic police inspector decides to carry out this procedure, you can safely sue him.

Since 2013, private companies have been allowed to produce license plates for cars and their duplicates. Therefore, the removal of numbers as a measure of punishment has lost its effectiveness. Drivers have the opportunity to quickly make duplicates and install them instead of the license plates taken by the traffic police officer.

Parking fine for driving without insurance in 2018

In 2018, the legislation also does not provide for the evacuation of a car for which a civil liability policy is not issued to an impound lot. If the driver does not have an insurance contract at the time of the stop by a police officer, or it has not been drawn up, the traffic police officer has the right only to issue a fine. The Code of Administrative Offenses does not provide for other types of punishment for this violation. The amount of the fine depends on the above reasons for lack of insurance and varies between 500-800 rubles.

Even if the driver is detained again and does not have a compulsory motor liability insurance policy, he will not bear any additional liability other than the imposition of a fine - in the same amount and under the same article.

Conclusion

Thus, if a traffic police officer discovers that the driver for some reason does not have a compulsory motor liability insurance policy, he can only issue a fine. Other penalties (for example, removal of license plates from a car or evacuation to an impound lot) for such a violation are not provided for by law.

Is there any provision for evacuation and removal of rooms for lack of MTPL insurance today?

1. The rule prohibiting operation in the form of removing license plates in the absence of compulsory motor liability insurance lost force back in 2014.
2. But evacuation to an impound lot has never existed in Russian legislation.
3. As of 2019, driving without insurance only carries a fine of 800 rubles, which can be paid with a 50% discount.

A ban on using a car in the form of removing license plates until the cause is eliminated is a relatively effective enforcement measure that is applied together with a fine for driving without a compulsory motor liability insurance policy. An even more practical measure is to tow the car to an impound lot for lack of insurance. But do such punishments apply today, in 2019? Let's find out by looking at the official sources!

Are registration marks removed for driving without compulsory motor insurance today?

No. This norm lost its legal force more than 5 years ago. And as of 2019, it is not used by traffic police officers when applying punishment under Part 2 of Article 12.37 of the Code of Administrative Offences, namely for the absence of an MTPL policy as a motor vehicle contract.

This measure was called “ prohibition of the operation of a vehicle ” and was used in conjunction with the imposition of punishment under a number of articles of the Code of Administrative Offenses for certain violations of traffic rules and other regulations.

Accordingly, the following practices have lost force and are no longer valid in 2019:

• for driving without MTPL insurance, the traffic police inspector does not have the right to remove license plates from the car,
• there is no such thing as “until the reason for the prohibition of operation is eliminated” - no more days are given to purchase the policy.

The latter means formally that each start of movement forms a new composition to hold you accountable for driving without a motor vehicle license. But in practice, situations where a police officer fines you 800 rubles on the road and immediately stops you again and issues a sanction are very rare. And the courts do not recognize the driver’s guilt in the event of repeated punishment within a short time for the simple reason that the motorist could be sent to conclude an agreement with the insurance company and in fact suffered punishment for one violation.

If it is not included in the current policy?

Above we talked about part 2 of Article 12.37 of the Administrative Code - when the driver does not have a valid liability agreement. But there is also the first part of this norm, which provides for a sanction of 500 rubles if you are simply not included in the compulsory motor liability insurance.

And according to this norm, there is also no such thing as a ban on exploitation in the form of confiscation of license plates and days for elimination. For the same reason - the norm of the relevant law simply lost force.

Thus, as of 2019, license plates are not removed either for the absence of compulsory motor liability insurance as an insurance contract, or if the driver drives a car without being included in a valid policy.

Where are the “proofs”?

To confirm the above, let's take a look at the official sources!

So, there are 2 legal acts that previously provided for additional liability for driving without compulsory motor liability insurance:

• Part 2 of Article 27.13 of the Code of Administrative Offenses of the Russian Federation established the very possibility of removing numbers,
• The administrative regulations introduced by Order No. 185 prescribed the very procedure for this action for traffic police officers.

And both norms of these regulations have lost force today:

• Part 2 of Article 27.13 was declared invalid by Federal Law No. 307-FZ of April 14, 2017 “On Amendments to the Administrative Code”,
• and Order No. 185 was completely declared invalid, since in its place a new Order No. 664 was issued, which as of 2019 does not say a word about such a measure of security.

Is there evacuation to the impound lot?

Also no. The legislation provides for the detention of a vehicle strictly when a number of sanctions are applied under certain parts of the articles of the Administrative Code. An exhaustive list of them is contained in Article 27.13 of the Code of Administrative Offenses, and not a single part of Article 12.37 is listed in it.

This means that evacuation is not provided for any violation of lack of insurance:

• the car will not be sent to the impound lot, even if you do not have a concluded MTPL agreement at all or it is expired (which is equivalent to its absence) - part 2 of article 12.37 of the Code of Administrative Offenses,
• nor if you are not included in the current policy (Part 1, Article 12.37),
• nor if you forgot your paper policy at home and are traveling without it (Part 2, Article 12.3).

But unlike the removal of license plates, impound parking was never provided for in Russian legislation.

What is there?

As of 2019, there are 3 types of penalties in relation to compulsory car insurance:

• a fine of 800 rubles for the absence of compulsory motor liability insurance as a motor vehicle contract, the same with an expired policy,
• 500 rubles, if you are not included in the insurance,
• 500 rubles or a warning, if you have a policy, you are included in it, but when stopped by a traffic police inspector, the paper itself is obviously missing (except in cases of electronic compulsory motor liability insurance).

In addition, the authorities have long been discussing the issue of increasing the fine for driving without a policy to 5,000 rubles and even depriving people of rights for this. And in very rare cases, by analogy with tinting, a so-called “demand” is issued for the lack of compulsory motor liability insurance, and if stopped again, they can be imprisoned for up to 15 days for failure to comply.

Removal of rooms for lack of insurance

One of the mandatory requirements when driving a car is to have insurance. Insurance entitles the injured driver to receive compensation for the damaged vehicle. If there is no insurance, it will be a traffic violation. And what exactly the punishment will be: either you can get by with a fine, or you still have to rent the rooms - we’ll look into this in this article.

What will be the penalty for not having insurance?

If the car has expired insurance or no insurance at all, then on the basis of Article 12.37, namely part No. 2, the driver will be issued a fine of 800 rubles.

So this article reads:

clause 2. Failure by the owner of a vehicle to fulfill the obligation established by federal law to insure his civil liability, as well as driving a vehicle if such compulsory insurance is obviously absent, entails the imposition of an administrative fine in the amount of eight hundred rubles.

Therefore, there will be no withdrawal of numbers.

Before the amendments to the traffic rules (in 2013) in article 27.13, on the detention of vehicles, one of the grounds for the detention of cars with removed license plates and their subsequent placement in the impound lot was precisely the lack of insurance. In addition to issuing fines, inspectors removed state signs.

Why did they stop renting rooms?

During changes in traffic rules, when the production of duplicate license plates was transferred to private hands, i.e. Now private companies have the right to make duplicates; renting numbers in the absence of insurance has become pointless. Because If inspectors take down the license plates, you can easily make duplicates of them.

So, taking into account the latest changes in traffic rules, in the absence of an insurance policy for a car, the removal of license plates is not provided, but is limited only by a fine of 800 rubles.

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