Drawing up a European protocol in case of an accident sample

Registration of an accident according to the European Protocol - sample filling and rules

Notification of an accident or, as it is often called, the European protocol has become an indispensable assistant in minor accidents. But unfortunately, not all drivers want to use it due to the fact that they do not know how to fill it out correctly. This is exactly what we will talk about today in our article.

A sample of the Europrotocol in case of an accident in 2019

The notification of an accident consists of two forms for one-time completion in relation to both drivers involved in an accident, as well as instructions on how to fill out the Euro Protocol for an accident in 2019. For each side (the culprit and the victim), there are 18 points to fill out on the front side. You should enter the data with a ballpoint pen and apply pressure, since the top page is self-copying. On the back of the form there are 7 more points, which each driver fills out independently.

So, the basic rules and procedure for drawing up the Euro Protocol in case of an accident consist of the following points:

First, you need to assess the situation regarding harm to life and health of road users (pedestrians, passengers and drivers). People should not have any injuries;

The accident was caused by the interaction of two vehicles (collision while moving or collision due to sudden braking of the vehicle in front);

Damage was caused exclusively to vehicles (fences, buildings and other property were not damaged);

The liability of persons who participated in an accident is insured under the MTPL or Green Card system;

Drivers have no disagreement regarding damage.

If all these rules are followed, then you can move on to the question of how to independently draw up and fill out the Euro Protocol in case of an accident.

In the first paragraph, we indicate the location of the accident with the exact address, starting from the republic and region, ending with the street and house number. If you don’t know the exact address, you can ask people passing by or look at the navigator.

Point two asks you to indicate the date of the accident and the exact time.

In the third paragraph, we indicate with a number the number of damaged cars.

The next paragraph indicates the number of victims (injured) and/or dead.

In the fifth paragraph, we note whether an examination for alcohol intoxication was carried out or not.

Next, we note whether damage was caused to other vehicles and whether any other property was damaged.

In the seventh paragraph we indicate witnesses to the accident (full name and place of residence). If they are absent, then we write “No witnesses.”

In paragraph 8, we note whether the scene of the accident was registered by a traffic police officer, and if so, then indicate the number of his badge.

In paragraphs 9 to 15, each driver must fill out the item regarding their vehicle, and it does not matter who chooses columns “A” and “B”.

So, in paragraph 9 we indicate the make and model of the vehicle, as well as the identification number (VIN), state registration plate and STS data.

Next, indicate the full name of the owner of the car and his address. If this is a legal entity, then its full name.

In paragraph 11, we indicate the details of the vehicle driver: full name, date of birth, residence address, telephone number, series and number of the driver's license, open categories, date of issue of the driver's license, document for the right to own (use, dispose of) the vehicle.

In the next paragraph, we indicate the name of the insurer, the series and number of the insurance policy, its validity period, and also indicate whether the vehicle is insured against damage.

Next, we indicate with an arrow (→) the place of the initial impact in relation to the affected vehicles, and not the parts that are damaged. Choose the vehicle you were using at the time of the impact.

In paragraph 14, the nature of damage to parts and assemblies should be described as accurately and briefly as possible. When describing damage, the following characteristics should be used: scratch, dent (deformation), rupture (crack).

In the next paragraph we indicate the additions that you could not indicate in the next paragraph. Also, if you think that the second driver is indicating inaccurate circumstances or simply refuses to sign the notice on his part, then this information should also be indicated here.

In paragraph 16, we note the circumstances of the accident in relation to each vehicle and indicate in numbers at the very bottom the total number of points marked. It is very important to correctly note the vehicle's maneuvers. Parking is not a stop, therefore, if you are stopped at a traffic light, then mark not position 1, but position 22. When overtaking while changing lanes from one lane to another, you should mark two points at once - 12 and 13.

The next step is to draw a diagram of the accident. This is probably why many people don’t take on the task of filing an accident on their own. You have a window in which you should indicate the name of the streets, the trajectory of the vehicles, the position of the vehicle during the collision, and of course their location. Do not forget to indicate the presence of traffic lights, road signs, road markings, and, if possible, signs of braking, skidding, fragments, debris, dirt, etc. Examples of diagramming:

In paragraph 18, the drivers of both parties sign, thereby confirming that they have no disagreements.

The front side is filled out with the driver at the scene of the accident. The back part can be filled out in the near future, but it is still advisable to do this also at the scene of the accident.

In paragraph 1, mark the vehicle “A” or “B” in accordance with the column that you selected on the front side of the notice.

In paragraph 2, he describes in detail the circumstances of the accident, indicating the address of the accident, vehicle model and license plate numbers. The more accurate the information, the easier it will be for insurers to understand the situation.

In paragraph 3, we note who was driving - the owner or another person.

Further information is provided only if more than 2 vehicles were involved in the accident. Enter the make, model of the vehicle, state registration. number, full name of the driver and owner of the vehicle, address, telephone number, insurance company name, series and policy number, as well as all other similar information in accordance with paragraphs 1 - 18 on the front side of the form.

If other property besides the vehicle was damaged, then paragraph 5 indicates what kind of property was damaged and who owns it.

In the next section, we note whether the vehicle can move under its own power, and if not, indicate its location.

In paragraph 7 we indicate additional notes that you consider necessary.

Next, indicate the date, put a signature, next to your surname and initials.

If you do not have enough space on the back side to indicate all the information, then you can do this on a blank sheet of paper, where it will be indicated what it is attached to, by whom it was drawn up and certified with your signature, and for legal entities with a seal, and on the back side notifications, check the box “With attachment”.

To roughly understand what we have just told you about, we present to your attention an example of how to correctly draw up a European Road Accident Protocol:

You can also find out how to file a minor accident without calling the traffic police in 2019 by watching the video.

Questions - answers

Of course, it is possible if the uniform rules that we indicated above are taken into account.

We assess the situation and identify the presence of victims;

Call an ambulance if there are wounded;

One form must be filled out for two drivers;

If you are a victim, then fill out an application to the insurance company for payments and, together with the notice, submit it to the insurance company within 5 days. If you are the at-fault party, take your form to the insurance company;

You wait for your application to be reviewed, your car to be inspected, and you receive payments.

Yes, this option is possible. After a collision, you can call the appropriate company and ask to send an emergency commissioner to the scene of the accident, who will conduct an inspection and determine the nature, causes and extent of the damage incurred. He will take photos and videos and help draw up a notification about an accident.

The Europrotocol is filled out immediately after the accident at the scene of the accident by the drivers of the vehicles with which the collision occurred.

Filling out a European accident report - sample 2019

Any road user may experience an accident with material consequences. But not everyone knows that registration of an accident in 2019 can be done independently. Simplified registration of an accident without the involvement of traffic police officers is filled out on the spot in the form “Notification of a traffic accident”, in other words, the Europrotocol. In our article you will learn the procedure that needs to be performed.

In the legislation of the Russian Federation, the concept of a European protocol does not exist; a notification of an accident is a universal document. Since in Europe accidents that do not entail serious consequences are reported by drivers on the spot themselves, this experience has begun to be applied in Russia. Their number is significant - approximately 80% of all road accidents. The form filled out in this case is called the “Europrotocol”.

When insuring auto liability, along with the MTPL policy, the driver is given a Europrotocol form, the form of which is approved by the Bank of the Russian Federation. It was introduced on October 20, 2017. The policies received earlier are accompanied by a form approved by order of the Ministry of Internal Affairs. It is also valid and accepted for recording damage in the event of an accident.

New form of the European protocol from November 10, 2019

The interaction between drivers and insurance companies is regulated by the “Rules for compulsory civil liability insurance of vehicle owners”, approved by Bank of Russia Regulation No. 431-P dated September 19, 2014. On November 10, 2019, a new version of this document came into force, approving a new European protocol form to be filled out by drivers in the event of an accident.

A notification of an accident (Appendix 5 to the Rules) can be drawn up by its participants only if they independently register the incident on the road without the involvement of authorized police officers. The changes affected the European protocol form itself; several points were excluded:

point 4 - the number of injured and dead people;
paragraph 5 - information about the examination for alcohol intoxication of participants in an accident;
paragraph 6 - information about material damage caused to other vehicles, as well as damage to other property;
point 8 - whether the accident was registered by an authorized police officer;
if more than two vehicles are involved in an accident, indicate their data;
in the circumstances, paragraph 2 “The driver was absent at the scene of the accident” is excluded.

All European protocol forms that were received by car owners who issued an MTPL policy before November 10, 2019 are considered valid. But if you wish, you can contact your insurance company and get new forms. In the event of an accident and only the old sample of the document is available, you can use it, but leave blank the fields that are missing in the new edition.

If the participants in the accident are cars owned by individuals, then the protocol can be filled out electronically in the State Services application from the mobile device of one of the drivers. If it is not possible to issue an electronic report from the scene of an accident, a paper form is filled out.

The independent filing of notifications of road accidents by drivers is regulated by the following regulations:

Federal Law of April 25, 2002 N 40-FZ (as amended on December 29, 2017) “On compulsory civil liability insurance of vehicle owners”;
Traffic Laws.

According to paragraph 1 of Art. 11.1 of Law No. 40, filling out the Europrotocol independently is possible if the following conditions are met simultaneously:

Only motor vehicles were damaged in the accident; no harm was caused to the life and health of drivers and passengers;
only two vehicles were damaged in the accident;
all participants in an accident have compulsory motor liability insurance policies;
the circumstances of the incident, as well as the damage to the transport, do not cause disputes or disagreements among the participants.

The law of 10/01/2019 also establishes the amount of insurance compensation under the European protocol; it is limited to 100 thousand rubles , for those who have an installed application of the union of motor insurers or the ERA-GLONASS system, the amount is much higher, but not more than 400 thousand rubles , subject to recording the fact of an accident with using the device.

Therefore, the injured party must understand that even if the damage exceeds the established amount, it will receive payment only within the limits established by law.

Traffic rules in paragraph 2.6.1. allow participants in an accident to do without registering it at all, only by mutual agreement.

Actions in case of an accident before issuing a European protocol

In the event of an emergency, do the following:

stop, turn on the hazard lights, put up a warning triangle on the road;
make sure that there are no injuries, the accident occurred only with two vehicles;
invite the other party to draw up a European protocol;
Before issuing a European protocol, check the validity period of MTPL policies.

It is imperative to take photographs of the scene of the incident (photos, videos), capturing nearby road signs, license plates, the nature of the damage and marks on the road from braking. Witness testimony will also be required, so if available, ask for their contact information and written testimony.

Rules for drawing up a European protocol in case of an accident in 2019

The notification of an accident, issued by the insurance company in which the MTPL policy is issued, has three sheets:

instructions for filling out the European protocol;
forms of participants in road accidents in two copies, the first of which, when filled out, is copied onto the second.

If you download the form online, you will need to fill out two copies by hand.

We list the rules for filling out a European accident report, which are mandatory for receiving insurance payment under the policy:

when filling out a form with a self-copying side, it is necessary to fill in the fields with a ballpoint pen with sufficient pressure to obtain a clear copy on the second copy;
fields should be filled out legibly, preferably in printed font;
It is better to avoid corrections, but if they are present, they must be certified with the signatures of both participants in the accident.

The Europrotocol should be filled out directly at the scene of the accident by both drivers together, since the document is the result of agreements reached and their agreement regarding the circumstances and damage.

We list all the points that need to be entered in the form:

Address of the scene of the incident, indicating the city, street and nearest house or street intersection. The address of an accident on a highway outside a populated area will be its name, direction and kilometer.
Not only the date of the accident is indicated, but also its exact time.
The European protocol is drawn up with the participation of only two vehicles in the accident, therefore the number 2 is put in paragraph 3.
If there are injuries or deaths as a result of an accident, it is necessary to involve police officers; the European protocol is provided only in their absence. In paragraph 4, put zeros or dashes.
It is not possible to carry out an intoxication examination, so the “No” checkbox is checked.
The protocol is filled out independently in the absence of damage to the property of other persons and vehicles, except for the two parties filling out the protocol - the “No” field is checked.
If there are witnesses to the accident, their names and contact information are recorded. If there are no witnesses, the corresponding entry is made - “There are no witnesses.”
Traffic police officers were not involved in registration, so we mark “No”.

Then the form is divided into three columns, the outer two of which are filled out by each driver. All data can be filled in by one of the participants based on the documents submitted by the second. Motor transport is conventionally divided into A and B for convenience in identifying them on the diagram.

To fill out items 9 to 12, the following documents will be required:

MTPL insurance policy, which contains information about the vehicle, its owner and the insurance company;
driver's license who was driving at the time of the accident;
power of attorney to drive this transport (if available).

Each party must have a valid insurance policy at the time of the accident.

The arrow indicates the corresponding type of transport and the place where each participant was hit.
The list and nature of the damage received is indicated. The more accurately this item is filled out, the fewer questions the insurance agent will have. Therefore, it is recommended to describe all visible damage in as much detail as possible.
If there are any comments, they are indicated in this paragraph and sealed with the signatures of the drivers involved in the accident.
The middle column reflects the complete data of the circumstances of the incident and is filled in by the victims individually in accordance with the exact picture of the accident. The total number of marks on each side is indicated in the final square.
It is important to construct a schematic drawing of the accident site. Both vehicles must be marked, indicating the corresponding letter, nearby objects, as well as markings, signs and direction of travel. The name of the street or streets is also indicated here if it is an intersection.
A point for certification of the protocol by the participants and marking the presence or absence of disagreements.

If the front side must be filled out by both drivers together, then the back side can be filled out by everyone independently at any other time. It is important to consider the following points:

In paragraph 1, a mark is placed in the square corresponding to the vehicle indicated on the front side of the Euro protocol;
Paragraph 2 describes the circumstances of the accident, indicating the actions of previous accidents committed during and after it. At the same time, it is necessary to present it briefly and clearly, without unnecessary details, but as clearly as possible.
In paragraph 3, a mark is made about who was driving the vehicle at the time of the accident: the owner or another person.
Points 4 and 5 are crossed out because there are no more than two participants and injured parties.
Paragraph 6 indicates whether or not it is possible to travel further by vehicle; if the answer is negative, the location is indicated.
Paragraph 7 indicates additional information or doubts about the accident and its recording.

At the bottom of the page is the signature of the driver who filled out the back of the protocol.

Sample of filling out a notice of a traffic accident in 2019

Front side:

Reverse side:

Europrotocol until 06/01/2018: download black and white or color form

European protocol for road accidents from 06/01/2018: download the form in Word format

Entering information about disagreements into the notification form

The European protocol form is filled out only if there are no disagreements on both sides of the accident. If, while filling it out, a party refuses to sign the document, citing disagreement with the stated facts, then the police will need to be involved. This rule was in effect until June 1, 2018. Indicated in paragraph 7, the reverse side of the form.

However, after June 1, it became possible to enter information about disagreements into the protocol, but this may be associated with problems in obtaining insurance payment under compulsory motor liability insurance. Therefore, it is recommended in this case to resort to the services of the traffic police.

What to do next?

After the protocol is completed and signed by the participants in the accident, each of the participants is obliged to submit it to their insurance company. The transfer period is determined in working days and is:

for the guilty person – 5 days;
for the injured party – 15 days.

But it should be borne in mind that the insurance company has the right to decide for itself who is the culprit and the victim, so it is better to comply with the five-day deadline for everyone. If the European protocol is drawn up correctly, then the insurer is obliged to make payments to the injured party, while calling for compensation for damage from the company that insured the liability of the guilty party.

The Euro protocol is the optimal means of saving time and nerves in the event of an accident between two vehicles with little damage. In this case, it is necessary to obtain not only the consent of both parties, but also carefully fill out all points of the document.

If any data is provided incorrectly, the insurance company has the right to refuse to pay compensation, which will lead to litigation against the person found guilty of the accident.

If you have any doubts about the circumstances of the accident, as well as damage exceeding the established insured amount, it is better to call the police, since not all the nuances are yet enshrined in law for independently filling out the European protocol in the event of disagreements.

How to fill out a European protocol - sample

If 2 drivers are involved in an accident, they have agreed on the circumstances of the incident, no harm was caused to life or health and the amount of damage is minimal, you can begin to fill out a European protocol according to the example given below. Surely your situation will differ from the one presented here, then our diagrams, drawn with a simple ballpoint pen, will come to your aid. At the same time, explanations are given for each circumstance of the accident, indicating the points that must be noted in the road accident notification form (you can download the European protocol form here). So let's start by studying photography.

Photo example of a completed European protocol with step-by-step instructions and explanations

The European protocol form is filled out on the front side using the self-copying part, so that you end up with two copies. In the absence of a letterhead, if you have a printed form from the Internet, you will have to fill out the same thing twice, since both the culprit and the victim must provide one copy of the accident notice to their insurance company. As for our sample, it has 18 points on the front side. Let's look at what to write in each of them:

The scene of the accident . Here we look for the nearest building and look at the address indicated on the sign. It can also be an intersection of streets (example: “intersection of Melioratorov and Mira streets”). If there are no houses, for example, on the highway, GPS coordinates, the direction of movement from one settlement to another, a kilometer of the highway, etc. will do.
Date . We write the date in digital 8-digit expression, and in the next 4 cells we indicate the approximate time of the incident.
Number of damaged vehicles . In the case of the European protocol, the number “2” is always entered in this paragraph.
Number of injured persons . The European protocol implies the absence of persons injured or harmed to their health, so we put dashes in the notice.
Intoxication examination . Since we are filling out a European protocol, naturally there are no traffic police officers at the scene of the accident who can carry out this operation, so we put dashes, as in the sample.
Material damage . As before, these points are key when filling out this incident resolution form, so we tick “No” in both boxes.
Witnesses to an accident . This item can be ignored, as it can be filled in if desired. However, the presence of witnesses and their contacts in the future can help you when analyzing the circumstances of what happened to the insurance company. Here we write the last name, first name and patronymic, address and telephone number, having previously learned this information from an eyewitness.
Was the registration carried out by a traffic police officer ? It has already been said about them, they are absent “de facto”, therefore in these boxes we indicate “No”, and in the “badge number” field we put a dash. Next, each driver takes turns writing information about himself and his vehicle on the form. In this case, it does not matter whether the culprit or the victim will be indicated as vehicle “A” or “B”.
Make, model of vehicle . It is preferable to indicate the data in the same way as in your MTPL policy. It is advisable to compare the information with the registration certificate
Owner . You should write down the information about the owner of the car, indicated both in the STS and in the insurance. They can be an individual or a legal entity (a European protocol can also be drawn up with legal entities). We fill in its full name, registration address and proceed to the next step.
Driver . If the owner of the car was driving, then we simply rewrite the data from the previous paragraph, supplementing it with information from the driver’s license, noting their series and number, as well as open categories and the date of issue. When the car was not driven by the owner, we additionally enter the name of the document giving the right to use. This could be a power of attorney, rental agreement, travel voucher, etc. Otherwise, put a dash.
Insurer . We fill in its name in the appropriate column, rewrite the number, series of the policy and its validity period. Many people are interested in the question, what does it mean that a vehicle is insured against damage in the European protocol? After all, both cars have a valid MTPL, which means that they must be insured by default. In fact, everything is very simple, it means that one of the parties has CASCO insurance. In our situation, we check the “No” box.
Location of initial impact . There is no need to reinvent the wheel here, everything is obvious. We direct the arrow to the affected element of your car. If the blow was a glancing one, then at the site of the initial collision.
Nature and list of visible damaged parts and elements . Fill out this item using the words “dent”, “deformation”, “crack”, “scratch” in relation to damaged vehicle elements. It is not necessary, but it is preferable to indicate at the end of the Euro protocol form “hidden defects are possible”, since in a hurry you may not notice any damage.
Notes . In this part of the notification of an accident, it is advisable to make a separation and determine the degree of guilt in the accident of each of the participants, for example, as in our sample. If in doubt, you can leave the column blank. We put our signature below, please note that the signature must be put 2 times in paragraphs 15 and 18.
Circumstances of the accident . You can see how to fill out paragraph 16 of the European protocol (about the circumstances of the accident) in our section of the road accident diagram, since this paragraph raises a sufficient number of questions even among experienced car owners. Perhaps you can find exactly your case there. Don’t forget to write down the number of boxes marked below so that the second participant in the accident does not make changes to the notification of the traffic accident after you leave.
Road accident diagram . You need to draw it carefully, you can first practice on a draft in order to come to a consensus on how it should be reflected in the European protocol. We must try to draw a more detailed diagram indicating the markings, street names, direction of movement and the place of contact of the vehicle during the accident with marks “A” and “B” on each of the rectangles.
Drivers' signatures. When all the data is verified, the participants have mutual agreement, regarding the circumstances of the accident and the correctness of filling out the European protocol, you can sign the final autograph and go about your business.

The reverse side of the notification of an accident (about the circumstances) can be filled out at home, in a calm environment (examples can be found by clicking on the link). Both the culprit and the victim must do this on their own sample form, and then contact their insurance company. This must be done by both within 5 working days, otherwise the culprit may be subject to recourse under OSAGO, and the victim may be denied payment.

How to draw up a European protocol in case of an accident

Without police, excitement and mistakes

They drove into the back of your car at a traffic light.

There is little damage: a dent on the bumper, a bent license plate and a broken fog light. The second driver does not deny his guilt.

If the police are called, it will take half a day to register the accident. And this is not counting the need to go to the department for a certificate of an accident, without which you will not receive payment under compulsory motor liability insurance.

But you can do it in one hour and not have to go to the authorities for information. To do this, it is enough to register an accident according to the European protocol.

Briefly: how to apply for a European protocol

Carry the accident notification form with you. It is issued free of charge by any insurance company.
Install the “Road Accident Euro Protocol” application via Epstore or Google Play.
Make sure that your accident complies with the requirements of the European protocol.
Fill out and sign the notification of an accident - this is a paper version of the European protocol.
Take photographs of the damage, the circumstances of the accident and documents.
Determine the address and coordinates of the accident.
Send everything to a single system through the application and wait for confirmation. If both participants in an accident use the application, they do not need to go anywhere else.
Bring the completed paper notice to the insurance company where you purchased the MTPL policy.
At the company's office, write a statement of loss according to the sample accepted by the company.
If you are the culprit of an accident and have completed everything according to the European protocol, be sure to notify your insurance company of the fact of the accident within five days.

What to do after an accident

The actions of participants in an accident after an accident are prescribed in the traffic rules. Regardless of who is at fault for the incident, follow these steps:

Stop.

If these requirements are not met, the insurance company may refuse to pay. Sometimes more severe consequences are possible. For example, leaving the scene of an accident is punishable by deprivation of your license.

What is the Europrotocol

The European protocol is a procedure for registering an accident without calling the police. Drivers fill out documents on the spot to receive payment under compulsory motor liability insurance and drive off calmly.

This practice has been successfully used abroad for a long time. Hence the name.

The European protocol is valid throughout Russia. Even if your car is registered in Moscow, and you drove into it in Vladivostok, you can still use it.

According to the European protocol, you can receive no more than 100 thousand rubles for a damaged car.

Rules for registering road accidents according to the European protocol

The Europrotocol is a document that allows you to formalize some road accidents in a simplified manner without calling the traffic police. The official name of the European protocol is “Notification of an accident”. It was introduced into circulation in Russia in July 2015 in order to relieve congestion on already congested roads.

According to statistics, a significant part of road accidents do not have serious consequences, and most accidents are registered only in order to receive compensation under insurance (MTPL or CASCO).

Registration of an accident according to the European protocol not only prevents the formation of unnecessary traffic jams, but also allows those involved in the collision to save their time, as well as avoid possible fines for violating traffic rules.

But, despite the obvious advantages of the European protocol, many motorists are afraid to fill it out on their own and prefer to wait for the traffic police inspector. This is due to the existence of certain conditions, because not every accident can be processed in a simplified manner.

In what cases is it possible to issue a European protocol in case of an accident?

If we consider the practical side of the issue, then the desire of drivers to quickly finish the formalities and go about their business arises in two cases:

When the damage is minimal and no other certificates are required to obtain insurance.
The damage is insignificant (abrasion or scratch) and the participants in the accident do not plan to contact the insurance company. The execution of the European protocol in this case confirms that the parties have no claims against each other.

From a legal point of view, the situation is somewhat different. According to Article 1.11 of Federal Law No. 40-FZ of April 25, 2002, there are a number of mandatory conditions for registering an accident under the European protocol:

There were no injuries, including pedestrians and passengers.
No more than two vehicles, including vehicles with trailers, are involved in the accident.

Contrary to information spread on the Internet, a car with a trailer in this case is considered as one vehicle.

Both drivers have valid MTPL policies or a “Green Card” for foreign cars.
The list of damages, degree of fault and other circumstances of the accident do not cause disagreement.

In addition, the alleged damage must be within the limits on the amount of insurance compensation. The amount of payments is established by the same law:

When registering an accident without the participation of the traffic police, the amount of compensation does not exceed 50 thousand rubles.
If the accident occurred on the territory of federal cities (Moscow, St. Petersburg) and their regions, then the maximum amount of insurance payments is equal to the established limit for compulsory motor liability insurance, that is, 400 thousand rubles.

The condition for applying the last point will be the recording of the circumstances of the accident using photographs and videos, as well as navigators using GPS, GLONASS or other global satellite systems. In all other cases, a European protocol is not drawn up and the traffic accident is registered in the standard manner.

Actions in case of an accident before issuing a European protocol

If you are involved in a traffic accident, you must stop, turn on your hazard lights and display a warning triangle. Before completing the European protocol, you should adhere to the following procedure:

First of all, you need to make sure that no one was injured in the collision, and that only two cars were involved in the accident.
Then find out the intentions of the opposite party regarding the registration of the incident and offer to draw up a European protocol.
If the answer is positive, it is necessary to check whether the MTPL policies of both parties to the accident have expired.
After this, it is advisable to support the future European protocol with photo or video materials.

It is recommended to shoot a general panorama (with reference to road signs or other stationary elements), a close-up of each car (with license plates), the location of damage to the vehicle, and also remove brake marks and broken parts.

It would be good if there were witnesses to the incident. Record their coordinates and ask them to give written testimony.

How to draw up a European protocol in case of an accident without calling the traffic police?

Having made sure that the situation does not require the participation of authorized persons, you can begin to fill out the European protocol issued by the insurer when concluding the MTPL agreement.

The form consists of two sheets connected to each other. When filling out the front side, all entered data is copied onto a second copy, after which the form is separated and the back side of the document is drawn up.

Filling out the front side of the European protocol

We will analyze the entire process of filling out the Notice point by point.

1. Location of the accident . The name of the locality, street and house are indicated. If the accident occurred in a suburban area, enter the name of the route and kilometer.

2. Date of the accident . The date and exact time of the collision is written here. Before filling out, agree on the readings with other participants.

3. Number of damaged vehicles . The number 2 is entered in the field of the third paragraph, since the European protocol does not require the participation of a larger number of vehicles.

4. Number of wounded and dead . Here we put dashes. Any bodily injury requires the presence of the traffic police.

5. Medical examination . The fifth point always says “no”.

6. Damage caused to other vehicles . Similarly to the previous column, we put “no”, because only 2 cars were involved in the accident.

7. Witnesses to an accident . The details of eyewitnesses to the incident are indicated here: full name, address and telephone number.

8. Registration by traffic police officers . The European protocol is drawn up without the participation of authorized persons, so we tick the answer “no”.

Next follow 2 columns “A” and “B” for two vehicles. Which vehicle is entered first does not matter.

9, 10, 11. These items reflect information about the car and its owner. Data from the vehicle registration certificate is entered here. In clause 11 the full name of the driver is indicated.

12. Insurer . The name of the insurance company is written in this line, and information about the current MTPL policy is entered just below.

13. Place of initial impact . Mark with an arrow the area where the first blow occurred.

14. List of damaged parts . In this paragraph, you need to list all visible damage and indicate their nature (dent, chip, scratch, etc.).

15. Notes . Here it is stated whether the participant in the collision is guilty or not.

16. Circumstances of the accident . In this field, drivers mark events and details that characterize the moment of the incident. After entering all the circumstances, indicate their total value in the final column. Make sure that each participant fills out exactly their own column.

17. Road accident diagram . This point needs to be given special attention. The diagram should reflect the direction of movement of the vehicle, their location at the time of the collision and after it. Don't forget to indicate the presence of road signs, street names and the number of the nearest house (see example in the picture below).

18. Driver signatures . The completed notice is signed by both participants in the traffic accident.

Filling out the back side of the Europrotocol

After disconnecting the form, the second page of the European protocol is filled out independently by each participant in the accident.

1. Vehicle . The letter “A” or “B” is marked here, which was used to designate the car when filling out the first page of the European protocol.

2. Circumstances of the accident . This paragraph is intended to provide a brief description of the accident and the events leading up to it. Explain how the collision occurred, including the date, time, location, and license plate numbers of the vehicles involved.

3. The vehicle was under control . Here it is noted who was driving the car at the time of the accident: the owner of the car or another person.

4. 5. When completing the European protocol, a dash is placed in these fields.

6. Can the vehicle move under its own power ? Note whether the car can move independently or not.

7. Note . This item contains information about the availability of photo and video materials from the scene of the accident.

When completing filling out the European protocol form, do not forget to sign (with a transcript) and the date the document was filled out.

It is highly advisable not to make mistakes, as corrections may result in denial of compensation. For any controversial issues, do not hesitate to bother the insurance company; the hotline operator will tell you how to fill out the document correctly.

What to do after completing the European protocol?

The completed European protocol, together with an application for compensation for loss, is sent to the insurer’s office within five working days. Be prepared for the fact that the insurance company may request the vehicle for an inspection or independent examination. No more than 5 days are allotted to fulfill this condition. At the same time, participants in an accident do not have the right to repair the car themselves within 15 calendar days.

When applying for insurance payment under the European protocol, you need to understand that having received compensation, the injured party will no longer be able to make other claims for the same accident. An exception is damage to health that the victim did not know about at the time of filing the application. In this case, he has the right to contact the insurer of the person responsible for the traffic accident.

In any case, before applying for compensation to an insurance company, in order to avoid fraud and delaying payments on the part of the insurer, we strongly recommend consulting with an experienced lawyer.

Instead of a conclusion, let’s look a little ahead, into the foreseeable future, where we can expect some changes in terms of the rules for drawing up the European protocol.

From October 1, 2019, in order to obtain insurance for an accident registered without the participation of authorized persons, data from the scene of the accident must be attached to the European protocol, explaining the circumstances of the incident.

As this evidence, photographic and video materials can be used, as well as filming of the event by navigation means connected to the GLONASS, GPS or other global satellite systems.

One can only hope that the amount of insurance compensation will also be equal to the maximum limit for compulsory motor liability insurance.