Is a technical inspection required when selling a car?
Is a technical inspection required when selling a car?
You purchased a car, received its keys and documents from the previous owner. To register a car with the traffic police in your name as the new owner, you also need to provide a compulsory motor liability insurance policy. If you received it from the seller and he entered your data into it, you can register and drive until the insurance period expires. If you have to insure yourself, you will need a valid inspection certificate. The seller must give it to you.
The inspection ticket does not depend on the change of owner; it does not need to be reissued in your name. The validity period of the technical inspection for a car aged from 3 to 7 years is 24 months (2 years), for a car over 7 years old - 12 months (1 year).
An MTPL policy can be issued even on the last day of the technical inspection.
But if the deadline for passing the next technical inspection has already expired, you will have to undergo a technical inspection to obtain insurance.
Technical inspections are carried out at specialized technical inspection stations. Since 2014, they have no relation to the traffic police, they are simply accredited commercial organizations. Previously, the usual inspection card was issued, now it is a diagnostic card. But previously issued inspection tickets are valid until 2015.
The diagnostic card is an A4 sheet, which indicates: the name of the legal entity that issued the card, with signatures and seal, data about the car, a list of inspected systems, components and assemblies of the car with their characteristics.
The data is entered into a single information database.
To undergo technical inspection, come to the station, provide a clean car, and documents: your passport, PTS or registration certificate.
The cost of a technical inspection depends on the region of the Russian Federation where you are undergoing it. Ranges from 300 to 1000 rubles. Now the state duty for technical inspection has been canceled; you pay for it at the station, and not through the bank.
Since 2014, you can undergo a technical inspection in any region of the Russian Federation, regardless of your place of residence.
What to do if you don’t pass the inspection the first time? Within 20 days, having eliminated the malfunctions, you can contact the same station and undergo a technical inspection no longer for the full price, but pay only for checking those systems that did not pass the inspection the first time. If more than 20 days have passed or you have applied to another station, you will have to pay the full cost for a repeat inspection procedure.
Let us remind you that after purchasing a car you have only 10 days to inspect it, obtain insurance and register the car. So hurry up!
Is it possible to sell a car without compulsory motor liability insurance and technical inspection?
When selling a car, it is necessary to transfer all documents for the vehicle to the new owner. However, the old owner does not always keep all the papers necessary to legally operate the car. The main documents you need to travel with in a car are an MTPL insurance policy and a vehicle inspection card or diagnostic card. Is it possible to sell a car without compulsory motor liability insurance and technical inspection? Will the new owner have any problems buying a car without insurance? We will answer these questions in this article.
Is it allowed to sell a vehicle without insurance?
The sales process is accompanied by a change in the owner of the car from a legal point of view. The MTPL policy itself is issued to the driver, sometimes with inclusion in the list of people who plan to drive the vehicle. Therefore, an old OSAGO policy is not needed when selling a car. The person who purchased the car will have to take out new insurance. Thus, he will confirm his civil responsibility while driving. Therefore, the vehicle seller should not redo the MTPL before selling the car if the document expires. Also, paper will not be required in the MREO when re-registering a car. The transfer of compulsory motor liability insurance to the new owner of the car may result in the fact that in the event of an emergency on the road and the corresponding documents in the car about the person, part of the responsibility will be shifted to the old owner. Thus, it is prohibited to transfer your own MTPL insurance after selling the car to third parties.
Problems with insurance after buying a car
The buyer and seller of the vehicle enter into a purchase and sale agreement. Using this document, you can register the car at the MREO, and also attach the buyer’s passport details during registration. OSAGO will not be required at the time of re-registration. It is necessary to draw up the relevant document from insurance companies within 10 days after the transaction is completed, but in order to issue it, you must have a registration certificate for the car and your passport details.
In cases of taking out insurance for a used car, the presence of an insurer is required. The seller himself, without compulsory motor liability insurance, does not have the right to drive a car, so the buyer can only inspect it at the place where the car is (in the parking lot or garage). If more than 10 days have passed since the purchase of the car, then before obtaining insurance you need to undergo a technical inspection, and you can move the car to the inspection site using a tow truck. Insurance companies do not check the availability of old paper and its expiration dates. For driving a car without compulsory motor insurance, the driver faces a fine from the traffic police.
Is it possible to sell a car without a technical inspection?
Vehicle inspection involves issuing a maintenance ticket or diagnostic card. The validity period of the document is limited, and the inspection procedure is paid. If a used car does not have a technical certificate, this suggests a malfunction of the product. In the absence of a diagnostic card, the buyer will not be able to apply for compulsory motor liability insurance. It is prohibited to drive a car without insurance. But in this case, there are nuances that the buyer needs to consider in order to avoid fines from the state traffic police. So, it's possible:
- Purchasing short-term insurance for a period of 20 days if the vehicle fails inspection. During this period, all documents can be completed. With such paper, traffic police officers do not have the right to issue a fine. The main thing is not to miss the expiration date of the temporary document;
- Passing a technical inspection together with the previous owner of the car. And then registration of compulsory motor liability insurance independently within 10 days after signing the contract;
- Evacuation of the car to the inspection site, without violating the rules and driving a vehicle.
A diagnostic card or vehicle inspection is carried out in the interests of the buyer. To make it indicative and truthful, it is better to choose a service station yourself or go to it with the seller and update the coupon. The presence of documentation, such as technical inspection or compulsory motor liability insurance, in the vehicle being sold is not an obstacle to completing a trade transaction. The main thing is that there are buyers for the vehicle.
Conclusion
A vehicle that has a valid diagnostic card does not always work properly. It is possible that the ticket may be fake or the service station employee may miss some kind of malfunction. Conversely, a car without a vehicle inspection certificate may be in good condition. And although selling and buying a car is possible without a valid technical inspection, it is better to carry out diagnostics. Car insurance is not required when making a transaction; the buyer will have to arrange it himself after taking ownership.
Is it possible to sell a car without a technical inspection?
Selling a car that has been in the garage for a long time, the maintenance period of which has expired, raises difficulties and questions. In this article, Autocode will tell you how you can sell a car without a diagnostic technical inspection card.
Content
Each car must have a mandatory package of documents that will be needed for its re-registration. This register of documents includes:
- contract of sale;
- passports of the seller and buyer;
- vehicle passport (PTS);
- registration certificate;
- OSAGO.
It is important to remember that the buyer will need to renew the insurance for himself, and to obtain an insurance policy, a diagnostic technical inspection card is required; until July 2012 it was called a technical inspection coupon.
The concept of “diagnostic card”, or “inspection coupon”
This document is issued after the vehicle has undergone technical inspection at specially equipped service stations. Previously, such stations were associated with the traffic police, but now they are independent, accredited commercial organizations. The map contains the following information:
- name of the organization that issued the document;
- wheeled vehicle data;
- Contents of inspection of vehicle components and assemblies with comments.
If you fail to pass the technical inspection the first time, then within twenty days you have the opportunity to get rid of the shortcomings of the “iron horse” and undergo inspection at the same station, but only those components and assemblies that did not comply with state technical regulations. When undergoing a technical inspection at another station, the owner undertakes to pay the cost in full and undergo inspection of all systems and units.
The cost of a vehicle technical inspection varies between 1,000 rubles. The service of passing and issuing a diagnostic card in the organization itself where the examination was carried out is paid.
Is it possible to sell a car without a technical inspection: the risk of driving without insurance
Without a technical inspection, it is considered impossible to make a compulsory motor liability insurance document. But what if the diagnostic card has expired and the insurance is still valid? In this case, when selling a car, the new car owner will need to undergo a technical inspection to receive a document from the insurance service. And only after passing through such an authority can a purchase and sale transaction be completed without any consequences.
You can make a sale without a diagnostic technical inspection card, but it should be taken into account that, within the framework of the law, operation without such a document is prohibited. The only exception is a period of up to 10 days to complete all necessary documents (technical inspection, insurance) and register the car.
Nuances to consider
Firstly, the seller creates a risk for the buyer by selling a car with an expired technical inspection. And secondly, after purchasing a car in stock, the new car owner has only 10 days to undergo a technical inspection, obtain insurance and register the car.
Before making a sale, use the Autocode car inspection service. The full report will show all information about the vehicle from the moment it left the factory. By providing this data to the buyer, you will clearly prove to him your honesty and convince him that, apart from problems with maintenance, the car has no difficulties. This fact can speed up the sales process and eliminate unnecessary doubts.
How to register the purchase and sale of a car?
Good afternoon, dear reader.
In this article we will talk about how to sell a car correctly, i.e. complete a purchase and sale transaction .
Previously, a sample car purchase and sale agreement was published on pddmaster.ru, but some features of the transaction remained behind the scenes. These are the ones we will talk about today:
How to sell a car correctly?
The process of transferring ownership of a car consists of the following stages:
- The seller and buyer should verbally discuss all the details of the transaction so that each party understands what is what. For example, at this stage you need to agree on the cost of a car, etc.
- Filling out a car purchase and sale agreement (example and form - here).
- Filling out a vehicle passport (PTS).
- Transfer of money.
- Car transfer.
- Transfer of documents.
- Registration of the car with the traffic police by the new owner.
Let's take a closer look at those stages of buying a second hand car that usually raise questions.
1. Preparing to hand over the car
In 2019, the seller should not deregister the car with the traffic police, i.e. No special preparation is required for buying and selling a car.
The only situation that needs to be taken into account is the lack of free space in the vehicle. If there is not a single free field left in the title to record a new owner, then the seller must obtain a new title from the traffic police. Only after this can the car be sold. Otherwise, the buyer may have problems registering the car.
If you act as a buyer, then check in advance whether there is free space in the vehicle title.
2. Drawing up a purchase and sale agreement
The execution of a purchase and sale agreement is discussed in detail in a separate article:
Just fill out the form electronically and print it in 3 copies.
3. Filling out the PTS when registering the purchase and sale of a car
Currently, vehicle passports have 6 sections for entering information about different owners. When registering the purchase and sale of a car, you should select the next empty “window” and enter information in the following columns:
Please note that all fields starting with the words “Vehicle Registration Certificate” are filled in by traffic police officers, i.e. There is no need to enter additional information into the PTS.
4. Transfer of money
The buyer transfers money to the seller, which the seller makes a note about in the purchase and sale agreement.
5. Car transfer
The seller gives the buyer the keys to the car and makes a corresponding note in the contract.
6. Transfer of documents
The seller provides the buyer with the following documents:
- PTS,
- 2 copies of the purchase and sale agreement (for the buyer and the traffic police, the third remains with the seller),
- vehicle registration certificate,
- diagnostic technical inspection card.
The car must also have license plates (including transit numbers).
In principle, the seller’s work is finished and he can go home. Although, in case of any surprises, it makes sense for the buyer and seller to exchange phone numbers.
7. Registration of a car with the traffic police when purchasing second-hand
First, the buyer needs to examine the diagnostic technical inspection card and find out its validity period. If the card is valid for at least one more day, then based on it you can buy an MTPL policy from any insurance company.
If the diagnostic card is expired, you will first have to undergo a technical inspection, and only then will you be able to purchase an insurance policy.
Once the buyer has a compulsory motor liability insurance policy in his hands, he can easily register the car with the traffic police. More detailed information on registering a car is provided in a separate article:
Note. 10 days to undergo technical inspection, purchase compulsory motor insurance and register the car with the traffic police . If you do not meet this deadline, you may receive a fine for violating the registration deadlines.
After this, the registration of the purchase and sale of the car can be considered completed and you can use the car without any claims or fines from the traffic police.
And finally, I suggest you watch a funny video about a car that is time to sell:
Is it possible to sell a car without insurance and technical inspection?
Home » Vehicles » Is it possible to sell a car without insurance and technical inspection?
Documents for selling a car
Each car must have a certain package of documents that is needed to re-register it.
Remember! This list of documents includes:
- contract of sale;
- identification documents of the seller and buyer;
- vehicle passport;
- registration certificate;
- OSAGO policy.
You need to know that the buyer will have to renew the insurance for himself, and in order to obtain an insurance policy, he needs a diagnostic technical inspection card, previously it was called a technical inspection coupon.
Features of sales without compulsory motor liability insurance and maintenance
It is impossible to obtain a compulsory motor liability insurance policy without a technical inspection. But what if the diagnostic card has expired, but the insurance is still valid?
In such a situation, when selling a vehicle, the new owner will need to undergo a technical inspection in order to receive a document from the insurance company. And only after it has been completed, you can draw up a purchase and sale agreement without any fear.
You can sell without a diagnostic inspection card, but you must take into account that according to the law, operation without such a document is not permitted. The only exception is a period of up to ten days to complete all required documents (technical inspection, insurance) and register the car.
Alienation without insurance
The sale of a car is accompanied by a change of owner from a legal point of view. The MTPL policy is issued to the owner in some cases, including in the list of persons who will drive the car. Therefore, the previous policy is not needed when selling the car.
The person who bought the car will have to take out new insurance. This will demonstrate its civic responsibility on the roadway.
Therefore, the car seller should not redo the MTPL before selling the vehicle if the document expires. Also, the document will not be needed in the MREO when re-registering a car.
Note! Transferring the policy to the new owner of the car may result in the fact that in the event of an accident on the road and old information in the document, part of the responsibility will be imposed on the previous owner.
In other words, it is not allowed to transfer the MTPL policy after selling the vehicle to other persons.
Possible difficulties
The buyer and seller of the car draw up a purchase and sale agreement. Using this document, you can re-register the car in the MREO; you only need to indicate the buyer’s passport information during registration.
OSAGO will not be required during re-registration. This document must be drawn up at insurance organizations within 10 days after the transaction is concluded, and to complete it you must also have a registration certificate for the vehicle and a passport.
When taking out insurance for a used car, you will need to have an insurer present. A seller without a policy has no right to drive a car, therefore, the buyer can only look at it in a parking lot or garage.
If more than ten days have passed since the purchase of the car, then before issuing a policy you need to undergo a technical inspection, and you can transport the car to the inspection site using a tow truck.
Insurance organizations do not check the existence of the old policy and its expiration dates. For driving a car without compulsory motor insurance, the motorist faces a fine.
Watch the video. MTPL insurance upon change of owner:
What should the seller do?
The car has been sold, transferred, what should I do with the remaining MTPL or CASCO policy? The steps vary depending on what type of insurance you are talking about.
In theory, termination of an MTPL agreement is permitted without restrictions. In this case, the insurer will be obliged to return part of the premiums. For example, if the contract was drawn up for a year, and after six months the car was sold, then half of the funds previously transferred to the insurance company can be returned.
Remember! The right approach is very important. For example, an application for termination and return must be drawn up as quickly as possible, since the recalculation of contributions is carried out not from the moment the agreement is signed, but from the moment the application is submitted.
With CASCO everything is somewhat more difficult. The insurance company has the right to indicate in its contract: if a person sells a car, then a portion of the insurance premiums will not be returned. Inattentive motorists often subscribe to this. As a result, it will not be possible to terminate the agreement with the return of part of the insurance payments.
A similar situation: the CASCO agreement does not exclude the termination of the agreement and the return of funds. But without the condition of deducting the time elapsed since the registration of the policy. The rules of insurance organizations may provide for certain deductions and compensation.
However, in this case there is a nuance: CASCO involves insuring the vehicle itself (unlike MTPL, where the object of insurance is the owner’s liability).
The rules of Article 960 of the Civil Code apply here.
The article states that the new owner acquires not only the insured property, but also the rights and obligations under the insurance contract. You just need to notify the insurance company as quickly as possible.
Another option is to sell the car along with a CASCO policy, which is much simpler and allows you not to lose money, especially if insurance is expensive. What is important here is an agreement with the buyer and timely renewal of the policy.
Sales without technical inspection
A technical inspection of a vehicle requires the provision of a coupon or diagnostic card. Their validity period is limited, and the inspection itself is paid.
Please note! If a used car does not have a technical certificate, this indicates a possible malfunction. If there is no diagnostic card, the buyer will not be able to obtain compulsory motor liability insurance.
It is prohibited to drive a car without insurance. But in such a situation there are nuances that the buyer needs to know in order not to receive a fine.
For example, it is allowed:
- purchasing short-term insurance for up to twenty days if a technical inspection of the car is not carried out. During this period, all documents can be completed. If you have such insurance, traffic police officers do not have the right to issue a fine. The main thing is not to miss the expiration date of temporary insurance;
- passing a technical inspection together with the old owner of the car. And then you can apply for compulsory motor liability insurance yourself within ten days after signing the contract;
- transportation of the machine to the technical inspection site without violating the requirements in this part.
The inspection is carried out in the interests of the buyer. To make it accurate, it is better to choose a service station yourself or go to it with the seller and update the document.
The lack of necessary documentation for the car being sold should not be an obstacle to the execution of a purchase and sale agreement. The main thing is that there are people willing to buy a car.
Important points
The seller creates inconvenience for the buyer by selling a car that has passed the technical inspection period. After purchasing a vehicle from inventory, the new owner has only ten days to undergo technical inspection, issue an insurance policy and register the car.
Attention! Our qualified lawyers will assist you free of charge and around the clock on any issues. Find out more here.
Before selling your car, you should use the Autocode car inspection service. In the full report, you will be able to see information about the vehicle from the moment it left the assembly line.
By transmitting this information to the buyer, the seller will clearly demonstrate his honesty and convince him that, apart from difficulties with technical inspection, the car has no problems. This fact will help speed up the sales process and eliminate existing doubts.
Watch the video. Checking the car according to the technical inspection and repair database:
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